Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Regions and Rurality Fund (RRF) - Component 3 - MRC ‘Signature innovation’ projects
- No Condition
- Agriculture, forestry, fishing and hunting
- Arts, entertainment and recreation
- Accommodation and food services

Scientific and Innovative Venture Program (SIVP)
- Maximum amount : 50,000 $
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

Feasibility study – Adaptation in Action
- Maximum amount : 70,000 $
- Up to 80% of project cost
- Public administration

Support, modernization, and alignment program with needs and markets for construction, renovation, demolition, and deconstruction waste
- From $100,000 to $1,000,000
- Up to 70% of project cost
- Construction
- Administrative and support, waste management and remediation services
- Educational services
- Health care and social assistance

Digital Health Innovation Fund
- Minimum amount : 1 $
- Up to 75% of project cost
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Social and Community Initiatives Support Program (SCISP) – Participation and Inclusion Component
- Maximum amount : 75,000 $
- Up to 90% of project cost
- Educational services
- Health care and social assistance
- Other services (except public administration)
- Public administration

Education and Awareness Project Funding – Electric Vehicle Test Drives and Charging Education
- No Condition
- Utilities
- Transportation and warehousing
- Professional, scientific and technical services
- Educational services

- Maximum amount : 2,000 $
- All industries

Support program for Quebec sports federations
- No Condition
- Arts, entertainment and recreation

Future Fuels Challenge
- No Condition
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing
- Transportation and warehousing

Implementation projects: Adaptation in Action
- Maximum amount : 1,000,000 $
- Up to 60% of project cost
- Public administration

Financial Support Program for Community Daycare Activities – Component 1: Financial Assistance for CDCA Activities
- No Condition
- Health care and social assistance

Call for projects SOVAR
- From $15,000 to $20,000
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Financial support program for community daycare activities – Component 2: Financial assistance for one-time projects
- No Condition
- Other services (except public administration)
- Public administration

Valorization in RNA
- No Condition
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Financial assistance for a standard project to implement GHG emission reduction measures
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Professional, scientific and technical services

Productivity-Skills
- Up to 85% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Transportation and warehousing
- Educational services

Genomics Data Connect: Accelerating Agriculture Innovation
- Maximum amount : 250,000 $
- Agriculture, forestry, fishing and hunting

Black Youth Mentorship Program
- No Condition
- All industries

CanNor — Black Entrepreneurship Program (BEP) Ecosystem Fund
- No Condition
- All industries

Artiste en résidence canadien en début de carrière dans le domaine de l'urbanisme
- Minimum amount : 50,000 $
- Educational services
- Arts, entertainment and recreation

FPACN Justice Grant Program
- From $25,000 to $100,000
- Other services (except public administration)
- Public administration

Anti-Racism Grant
- Up to 15% of project cost
- Educational services
- Other services (except public administration)
- Public administration

Dedicated Fund for the English-Speaking Communities of Quebec – Community Life
- Up to 100% of project cost
- Other services (except public administration)
- Public administration

College and Community social innovation Fund
- Maximum amount : 120,000 $
- Up to 50% of project cost
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
- Public administration
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- Maximum amount : 100,000 $
- Up to 30% of project cost
- Manufacturing

Small business mitigation for drugs and medical devices
- Up to 50% of project cost
- Manufacturing

Business Scale-up and Productivity in British Columbia
- From $200,000 to $5,000,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Information and cultural industries

PROMPT — Artificial intelligence
- Maximum amount : 1,500,000 $
- Up to 35% of project cost
- Information and cultural industries
- Professional, scientific and technical services

innovÉÉ — FiabilitÉÉ
- Up to 40% of project cost
- Utilities

Urban forestry plans and studies
- Maximum amount : 175,000 $
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting
- Public administration

Côte-Nord Tourism — EPRTNT 2025-2026 – Structuring of the tourism offering
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Côte-Nord Tourism — EPRTNT 2025-2026 – Festivals and Events
- Maximum amount : 10,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

ICD-RBC Foundation Scholarship
- Maximum amount : 2,500 $
- Educational services
- Other services (except public administration)
- Public administration

Community Support Program (PAC)
- Maximum amount : 500,000 $
- Up to 75% of project cost
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Mission Support Program (PSM)
- Up to 100% of project cost
- Health care and social assistance

Skills Recognition Assistance Program (PARC)
- Maximum amount : 1,600,000 $
- Up to 90% of project cost
- Educational services

Integration Support and Assistance Program (PASI)
- From $25,000 to $2,500,000
- Up to 25% of project cost
- Health care and social assistance

Outaouais Tourism — PDTO 2025-2027 – Studies and Consulting Services
- From $25,000 to $90,000
- Up to 25% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

Northern Alberta Teacher Award
- From $9,000 to $18,000
- Educational services

Heat Green
- Maximum amount : 1,275 $
- All industries

Emergency Management FireSmart Program
- No Condition
- All industries

Outaouais Tourism — PDTO 2025-2027 – Digital development of a business
- From $5,000 to $30,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Abitibi-Témiscamingue Tourism — EPRTNT 2025-2027 – Numerical
- From $10,000 to $20,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Guidance grants
- Maximum amount : 25,000 $
- Up to 30% of project cost
- Agriculture, forestry, fishing and hunting
- Utilities
- Manufacturing
- Information and cultural industries

Montérégie Tourism — EPRTNT 2025-2027 – Digital development
- From $10,000 to $30,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Project Funding for organizations
- Up to 75% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Quebec Strategic Electric Supply Platform (PASQÉ)
- No Condition
- Utilities
- Manufacturing

- Maximum amount : 200,000 $
- Up to 50% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Bas-Saint-Laurent Tourism — EPRTNT 2025-2027 – Offer Structuration
- From $50,000 to $150,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
Find tailored funding for your business
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Food Safety and Growth Initiative
- Maximum amount : 75,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Wholesale trade
- Transportation and warehousing

Apprenticeship Incentive Grant (AIG)
- From $1,000 to $2,000
- Construction
- Manufacturing
- Other services (except public administration)
- Public administration

Outaouais Tourism — PDTO 2025-2027 – Accommodations
- From $25,000 to $90,000
- Up to 25% of project cost
- Accommodation and food services

Côte-Nord Tourism — EPRTNT 2025-2026 – Digital development
- Maximum amount : 15,000 $
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Support for municipalities and regional county municipalities (RCMs) in the area of fire safety
- No Condition
- Public administration

Community Opportunity Fund
- No Condition
- Administrative and support, waste management and remediation services
- Other services (except public administration)
- Public administration

Centre-du-Québec Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- Maximum amount : 65,000 $
- Arts, entertainment and recreation
- Accommodation and food services

Charlevoix Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- From $30,000 to $200,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

Charlevoix Tourism — EPRTNT 2025-2027 – Accommodations
- From $30,000 to $200,000
- Up to 50% of project cost
- Accommodation and food services

Outaouais Tourism — PDTO 2025-2027 – Structuring the regional tourism offering
- From $100,000 to $150,000
- Up to 25% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Smart Renewables and Electrification Pathways Program (SREP) – Indigenous-Led Clean Energy stream
- No Condition
- Utilities
- Construction
- Manufacturing

Cantons-de-l'Est Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $10,000 to $50,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Tourisme Côte-Nord — EPRTNT – Hosting
- Maximum amount : 50,000 $
- Up to 50% of project cost
- Accommodation and food services

Îles-de-la-Madeleine Tourism — EPRTNT 2025-2027 – Numerical
- From $5,000 to $45,000
- Up to 75% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Chaudière-Appalaches Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- No Condition
- Arts, entertainment and recreation

Bas-Saint-Laurent Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $15,000 to $30,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Bas-Saint-Laurent Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $100,000 to $30,000
- Up to 15% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Bas-Saint-Laurent Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- From $50,000 to $300,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Sustainable Affordable Housing
- No Condition
- Real estate and rental and leasing
- Public administration

Cantons-de-l'Est Tourism — EPRTNT 2025-2027 – Attractions, Activities and Equipments
- From $50,000 to $150,000
- Up to 30% of project cost
- Arts, entertainment and recreation

Cantons-de-l'Est Tourism — EPRTNT 2025-2027 – Structuring the tourism offering
- From $30,000 to $150,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Baie-James Tourism — EPRTNT 2025-2027 – Attractions, Activities and Equipments
- From $5,000 to $200,000
- Up to 90% of project cost
- Arts, entertainment and recreation

Abitibi-Témiscamingue Tourism — EPRTNT 2025-2027 – Festivals and Events
- Minimum amount : 45,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation

Gaspésie Tourism — EPRTNT 2025-2027 – Digital development of a business
- From $10,000 to $50,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Gaspésie Tourism — EPRTNT 2025-2027 – Accommodations
- From $150,000 to $200,000
- Up to 50% of project cost
- Accommodation and food services
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Gaspésie Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $90,000 to $75,000
- Up to 20% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Gaspésie Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- From $50,000 to $150,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Montérégie Tourism — EPRTNT 2025-2027 – Offer structuration
- From $15,000 to $50,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Montérégie Tourism — EPRTNT 2025-2027 – Accommodations
- From $50,000 to $150,000
- Up to 80% of project cost
- Accommodation and food services

Montérégie Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $50,000 to $50,000
- Up to 80% of project cost
- Arts, entertainment and recreation

Montérégie Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $10,000 to $20,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Laval Tourism — EPRTNT 2025-2027 – Offer structuration
- From $35,000 to $250,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Laval Tourism — EPRTNT 2025-2027 – Numerical
- From $25,000 to $100,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Laval Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $20,000 to $100,000
- Up to 80% of project cost
- Arts, entertainment and recreation

Laval Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $10,000 to $20,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Laval Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- From $35,000 to $250,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Lanaudière Tourism — EPRTNT 2025-2027 – Structuring the regional tourism offering
- From $15,000 to $100,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Lanaudière Tourism — EPRTNT 2025-2027 – Digital development of a business
- From $15,000 to $50,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Lanaudière Tourism — EPRTNT 2025-2027 – Festivals and Events
- Minimum amount : 75,000 $
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Lanaudière Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $5,000 to $30,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Lanaudière Tourism — EPRTNT 2025-2027 – Attractions and activities
- From $30,000 to $100,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Îles-de-la-Madeleine Tourism — EPRTNT 2025-2027 – Accommodations
- From $25,000 to $75,000
- Up to 75% of project cost
- Accommodation and food services

Îles-de-la-Madeleine Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $25,000 to $20,000
- Up to 75% of project cost
- Arts, entertainment and recreation

Îles-de-la-Madeleine Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $5,000 to $45,000
- Up to 75% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Îles-de-la-Madeleine Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- From $25,000 to $75,000
- Up to 75% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Mauricie Tourism — EPRTNT 2025-2027 – Structuring the regional tourism offering
- Maximum amount : 32,500 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Mauricie Tourism — EPRTNT 2025-2027 – Digital development of a business
- Maximum amount : 25,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Company Envelope: Top-Tier
- Maximum amount : 600,000 $
- Up to 50% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Mauricie Tourism — EPRTNT 2025-2027 – Accommodations
- Maximum amount : 100,000 $
- Up to 50% of project cost
- Accommodation and food services

Mauricie Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $15,000 to $25,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services