MRC Beauce-Centre — Créavenir

Q: How much funding can be received?

MRC Beauce-Centre — Créavenir Funds up to 5000% of admissible expenses.

Q: What is the deadline to apply?

The deadline to apply is not specified.

Q: Is the MRC Beauce-Centre — Créavenir a grant, loan, or tax credit?

MRC Beauce-Centre — Créavenir is a Grant and Funding

Q: Who are the financial supporters of the MRC Beauce-Centre — Créavenir?

MRC Beauce-Centre — Créavenir is funded by MRC Beauce-Centre

Q: Who is eligible for the MRC Beauce-Centre — Créavenir program?

To be eligible for the MRC Beauce-Centre — Créavenir program, you must: • The entrepreneur must be between 18 and 39 years old. • The business must be in operation for less than 3 years. • The applicant must not have access to conventional credit networks.

Q: Who can I contact for more information about the MRC Beauce-Centre — Créavenir?

You can contact MRC Beauce-Centre.

Q: Where is the MRC Beauce-Centre — Créavenir available?

The MRC Beauce-Centre — Créavenir program is available the province of QC.

Q: Are startups eligible for the MRC Beauce-Centre — Créavenir program?

Yes, startups are eligible to apply for the MRC Beauce-Centre — Créavenir program.

Q: Are youth (under 40) eligible for the MRC Beauce-Centre — Créavenir program?

Yes, youth under 40 are eligible to apply for the MRC Beauce-Centre — Créavenir program.

Last Update: July 22, 2025

QC, Canada

Créavenir offers credit and support for young entrepreneurs

At a glance

Eligible Funding

Max. $5,000

Timeline

Unspecified

Financing Type

Grant and Funding

Expert Advice

Loans and Capital investments

Eligible Industries

All industries

Funds Providers

Unspecified

Program status

Open

Overview

The Créavenir program by Desjardins offers young entrepreneurs up to $15,000 in credit and a $5,000 grant to support the establishment or development of businesses that are unable to access conventional financing. Participants receive personalized support, and the program is designed for startups or businesses operating for less than three years.

Financing terms and conditions

This financing program offers comprehensive support to entrepreneurs through flexible credit solutions and potential grants. Designed for young entrepreneurs, it aims to enhance credit access and support business development.

A line of credit up to $15,000 at the prime rate plus 0.5% for 5 years, with the possibility of increasing to $30,000 after 6 months based on credit history.
A business credit card with a limit of up to $1,000, at the prime rate plus 0.5%.
A grant of up to $5,000 may be available to be used as seed money for accessing other financing sources.

Activities funded

This grant supports young entrepreneurs by providing financial assistance and support services to help them overcome barriers in obtaining credit. Eligible projects focus on the startup or development of businesses in their early stages.

Startup of a new business venture.
Development of an existing business that has been operating for less than three years.

Eligibility

Eligibility for the Créavenir grant program is determined by specific criteria that pertain to the entrepreneur's profile and the business project details.

The entrepreneur must be between 18 and 39 years old.
The business project must be a viable start-up or a development of an existing business for less than 3 years.
The entrepreneur must not have access to conventional credit or insufficient access to realize their project.
The entrepreneur must be a member of a Desjardins caisse.
The project must be submitted to a local partner economic development organization for evaluation.

Who is eligible?

The Créavenir program by Desjardins is designed for young entrepreneurs who face challenges in accessing conventional credit. To qualify, applicants must be between 18 and 39 years old, have a viable project for either starting a new enterprise or further developing an enterprise that has been operating for less than 3 years, be members of a Desjardins caisse, and lack sufficient access to regular credit networks necessary for their projects. They are also required to submit their business plan to a local partner development organization for evaluation. Individuals who meet these criteria and whose projects demonstrate viability, but have insufficient personal funds or guarantees, can apply for support through the Créavenir selection committee.

Eligible expenses

The grant can be used to support initial funding requirements for further financial opportunities.

Funds can be used as initial equity to access additional financing sources.

Eligible geographic areas

This grant is targeted at supporting entrepreneurs associated with Beauce-Centre Économique.

Individuals presenting their projects to Beauce-Centre Économique are eligible.

How to apply

Ensure eligibility

Check that the business has been operating for less than 3 years.
Ensure that the business promoter is aged between 18 and 35 and is a member of Desjardins.
Make sure they do not have access to conventional credit networks.

Develop the business proposal

Prepare a comprehensive business plan.
Include financial projections demonstrating the viability of the business.

Submit to the local partner

Identify the appropriate local development organization in your area.
Submit your business plan to the local partner for evaluation.

Presentation to the selection committee

If the local partner deems the project viable, prepare your project presentation for the Créavenir selection committee.
Highlight the financial management capacity and business potential.

Wait for the decision

Receive feedback on the viability and approval of financial support.
If approved, participate in the accompanying support offered throughout the startup of the business.

Additional information

Here are additional relevant details for this grant:

The Creavenir program provides ongoing support to entrepreneurs, offering personalized guidance alongside financial assistance.
Building credit history is a key feature of this program, helping participants strengthen their future credit applications.
Entrepreneurs have the potential to increase their credit limit after demonstrating responsible financial management for at least six months.

Apply to this program

Frequently Asked Questions about the MRC Beauce-Centre — Créavenir Program

Here are answers to the most common questions about the MRC Beauce-Centre — Créavenir. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.