Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste

• The applicant must operate in the housing sector and be one of the following: a cooperative, a non-profit organization, a housing office, another legally constituted entity such as a person, trust, partnership or group registered in the Registre des entreprises du Québec, or a post‑secondary educational institution recognized by the Government of Québec.
• The applicant, its directors and real estate partners must have at least 10 years of experience in real estate development, construction and operation, and must have developed, built or operated at least three real estate projects with a minimum of six units each (experience may be combined among executives, directors and partners).
• The applicant must demonstrate sufficient financial capacity to carry out the proposed housing projects.
• The project must involve new construction or renovation in a building owned by the applicant, with perpetual ownership rights, and must target one or more of the following client groups: low‑ or modest‑income seniors (autonomous or with slight loss of autonomy), families, single persons or students.
• The project must be submitted to the Société d’habitation du Québec using the prescribed form and comply with the conditions and requirements set out in the PHAQ normative framework and the realization and operation agreement.

Who is eligible?

• Housing cooperatives active in residential development
• Non-profit organizations involved in housing projects
• Municipal housing offices
• Legally constituted and Quebec-registered entities (persons, trusts, partnerships, or groups) engaged in housing-related activities
• Post-secondary educational institutions recognized by the Government of Quebec

Who is not eligible

• Private companies that wish to carry out a project targeting people who are victims of domestic violence.
• Private companies that wish to carry out a project targeting clienteles requiring emergency housing.

Eligible geographic areas

• Organizations and entities legally constituted and registered in the Registre des entreprises du Québec, operating within the province of Quebec.

• Consideration of regional needs for affordable housing in the project priority analysis.
• Quality and robustness of the financial setup presented for the project.
• Level of project advancement at the time of application submission.
• Verification of the project's compliance with technical requirements and applicable standards.
• Evaluation of the overall viability of the project, particularly with regard to the rules for combining public financial aid.

• The qualified developer status is valid for three years, after which a new qualification request must be submitted to maintain or renew this status.
• The Société d’habitation du Québec may reduce the basic subsidy amount to respect public aid stacking rules and overall project financial viability.
• For private entities (persons, trusts, partnerships, or groups), the SHQ may lower the basic subsidy to ensure the internal rate of return does not exceed 10%.
• Information tools such as normative framework, regional needs, maximum rents, income thresholds, and model templates for entity and project presentation are available to support applicants.