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Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste - Quebec - Canada
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Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste

Supports qualified developers creating affordable housing for low-income households
Quebec Housing Society (SHQ)
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)
Last Update: March 4, 2026
Funding available
No Condition
Timeline
  • Open continuously
Location
Quebec, Canada

Overview

The Programme d’habitation abordable Québec – Stream 4 offers a base subsidy of up to 80% of total project costs for non-profit, cooperative and public housing bodies, and up to 60% for other eligible entities, calculated per unit and adjusted by a municipal weighting factor and a 10%–60% subsidy rate depending on the length of commitment. It supports qualified developers in carrying out new construction or renovation projects to create affordable housing for low- and modest‑income households, including seniors, families, single people and students.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
Eligible Funding
  • Up to 80% of project cost
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • Real estate and rental and leasing
Location
  • Quebec
Legal structures
  • Financial cooperative
  • Non-profit
  • Public or Parapublic institution
  • For-profit business
  • Non-financial cooperative
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Canadians
Non-profit candidates
Sector of operation
  • All industries
Target groups
  • All the groups
Revenue structures
  • All structures
Scope
  • All dimensions

Next steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • New construction of residential buildings intended for low- or modest‑income households (seniors, families, single persons and students).
  • Renovation of existing residential buildings acquired by the applicant to provide affordable housing for low- or modest‑income households.
  • Real estate development projects carried out by qualified developers who own the building in perpetuity and target the client groups covered by Volet 4.

Eligibility

Who is eligible?

  • Housing cooperatives active in residential development
  • Non-profit organizations involved in housing projects
  • Municipal housing offices
  • Legally constituted and Quebec-registered entities (persons, trusts, partnerships, or groups) engaged in housing-related activities
  • Post-secondary educational institutions recognized by the Government of Quebec

Who is not eligible

  • Private companies that wish to carry out a project targeting people who are victims of domestic violence.
  • Private companies that wish to carry out a project targeting clienteles requiring emergency housing.

Eligible geographic areas

  • Organizations and entities legally constituted and registered in the Registre des entreprises du Québec, operating within the province of Quebec.

Additional information

  • The qualified developer status is valid for three years, after which a new qualification request must be submitted to maintain or renew this status.
  • The Société d’habitation du Québec may reduce the basic subsidy amount to respect public aid stacking rules and overall project financial viability.
  • For private entities (persons, trusts, partnerships, or groups), the SHQ may lower the basic subsidy to ensure the internal rate of return does not exceed 10%.
  • Information tools such as normative framework, regional needs, maximum rents, income thresholds, and model templates for entity and project presentation are available to support applicants.

Contacts

developpeurs.qualifies@shq.gouv.qc.ca

Frequently Asked Questions about the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste Program

Here are answers to the most common questions about the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste?

The Programme d’habitation abordable Québec – Stream 4 offers a base subsidy of up to 80% of total project costs for non-profit, cooperative and public housing bodies, and up to 60% for other eligible entities, calculated per unit and adjusted by a municipal weighting factor and a 10%–60% subsidy rate depending on the length of commitment. It supports qualified developers in carrying out new construction or renovation projects to create affordable housing for low- and modest‑income households, including seniors, families, single people and students.

How much funding can be received?

Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste Funds up to 80% of admissible expenses.

Who is eligible for the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste program?

To be eligible for the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste program, you must: Applicant must be a cooperative, non-profit organization, housing office, legally constituted and Quebec-registered entity, or a recognized post-secondary institution. Applicant and its directors/real estate partners must have at least 10 years’ experience and a minimum of three real estate projects of six or more units each. Applicant must demonstrate sufficient financial capacity to carry out the housing projects.

What expenses are eligible under Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste?

New construction of residential buildings intended for low- or modest‑income households (seniors, families, single persons and students). Renovation of existing residential buildings acquired by the applicant to provide affordable housing for low- or modest‑income households. Real estate development projects carried out by qualified developers who own the building in perpetuity and target the client groups covered by Volet 4.

Who can I contact for more information about the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste?

You can contact Quebec Housing Society (SHQ) by email at developpeurs.qualifies@shq.gouv.qc.ca.

Where is the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste available?

The Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste program is available the province of Quebec.

Is the Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste a grant, loan, or tax credit?

Programme d’habitation abordable Québec - Volet 4 : Projets par les développeurs qualifiés pour ménages à revenu faible ou modeste is a Grant and Funding

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