Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Mauricie Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- Maximum amount : 10,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Mauricie Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- Maximum amount : 100,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Chaudière-Appalaches Tourism — EPRTNT 2025-2027 – Digital development
- No Condition
- Arts, entertainment and recreation
- Accommodation and food services

Charlevoix Tourism — EPRTNT 2025-2027 – Structuring the regional tourism offering
- From $10,000 to $200,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Charlevoix Tourism — EPRTNT 2025-2027 – Digital development of a business
- From $5,000 to $200,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Charlevoix Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $5,000 to $200,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

Centre-du-Québec Tourism — EPRTNT 2025-2027 – Offer Structuration
- Maximum amount : 75,000 $
- Arts, entertainment and recreation
- Accommodation and food services

Centre-du-Québec Tourism — EPRTNT 2025-2027 – Digital development
- Maximum amount : 40,000 $
- Arts, entertainment and recreation
- Accommodation and food services
- Public administration

Centre-du-Québec Tourism — EPRTNT 2025-2027 – Accommodations
- Maximum amount : 90,000 $
- Arts, entertainment and recreation
- Accommodation and food services

Centre-du-Québec Tourism — EPRTNT 2025-2027 – Festivals and Events
- Maximum amount : 50,000 $
- Arts, entertainment and recreation
- Accommodation and food services

Centre-du-Québec Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- Maximum amount : 25,000 $
- Arts, entertainment and recreation
- Accommodation and food services

Bas-Saint-Laurent Tourism — EPRTNT 2025-2027 – Numerical
- From $15,000 to $40,000
- Up to 20% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Bas-Saint-Laurent Tourism — EPRTNT 2025-2027 – Accommodations
- From $80,000 to $300,000
- Up to 20% of project cost
- Accommodation and food services

Outaouais Tourism — PDTO 2025-2027 – Festivals and Events
- From $60,000 to $65,000
- Up to 90% of project cost
- Arts, entertainment and recreation

Montréal Tourism — EPRTNT 2025-2027 – Digital development of a business
- Minimum amount : 35,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Montréal Tourism — EPRTNT 2025-2027 – Accommodation
- Up to 80% of project cost
- Accommodation and food services

Montréal Tourism — EPRTNT 2025-2027 – Structuring of the regional tourism offering
- Minimum amount : 35,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Montréal Tourism — EPRTNT 2025-2027 – Attractions, Activities and Equipments
- Minimum amount : 250,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation

Laurentides Tourism — EPRTNT 2025-2027
- No Condition
- Arts, entertainment and recreation
- Accommodation and food services

Côte-Nord Tourism — EPRTNT 2025-2026 – Accommodation
- Up to 90% of project cost
- Accommodation and food services

Côte-Nord Tourism — EPRTNT 2025-2026 – Attractions, Activities and Equipments
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Cantons-de-l'Est Tourism — EPRTNT 2025-2027 – Numerical
- From $10,000 to $50,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Cantons-de-l'Est Tourism — EPRTNT 2025-2027 – Accommodation
- From $50,000 to $150,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Cantons-de-l'Est Tourism — EPRTNT 2025-2027 – Festivals and Events
- Maximum amount : 35,000 $
- Up to 30% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Baie-James Tourism — EPRTNT 2025-2027 – Structuring the regional tourism offering
- From $25,000 to $200,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
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Baie-James Tourism — EPRTNT 2025-2027 – Digital development of a company
- From $10,000 to $49,500
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Baie-James Tourism — EPRTNT 2025-2027 – Accommodation
- From $25,000 to $200,000
- Up to 90% of project cost
- Accommodation and food services

Baie-James Tourism — EPRTNT 2025-2027 – Festivals and Events
- From $10,000 to $49,500
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Baie-James Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $10,000 to $49,500
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

PSIT — EPRTNT 2026 – Studies and Consulting Services
- Minimum amount : 10,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

PSIT — EPRTNT 2026 – Offer Structuration
- Minimum amount : 25,000 $
- Arts, entertainment and recreation

PSIT — EPRTNT 2026 – Festivals and Events
- Minimum amount : 25,000 $
- Arts, entertainment and recreation
- Accommodation and food services

PSIT — EPRTNT 2026 – Attractions, Activities and Equipments
- Minimum amount : 25,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Abitibi-Témiscamingue Tourism — EPRTNT 2025-2027 – Offer Structuration
- Minimum amount : 50,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation

Abitibi-Témiscamingue Tourism — EPRTNT 2025-2027 – Accommodation
- From $30,000 to $75,000
- Up to 80% of project cost
- Accommodation and food services

Abitibi-Témiscamingue Tourism — EPRTNT 2025–2027 — Studies and consulting services
- From $10,000 to $20,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Abitibi-Témiscamingue Tourism — EPRTNT 2025-2027 – Attractions, activities, and facilities
- From $25,000 to $200,000
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Saguenay–Lac-Saint-Jean Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $3,000 to $25,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Saguenay–Lac-Saint-Jean Tourism — EPRTNT 2025-2027 – Digital Development of a Company
- From $10,000 to $25,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Saguenay–Lac-Saint-Jean Tourism — EPRTNT 2025-2027 – Festivals and Events
- Minimum amount : 30,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Saguenay–Lac-Saint-Jean Tourism — EPRTNT 2025-2027 – Attractions, Activities, and Facilities
- From $30,000 to $99,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Saguenay–Lac-Saint-Jean Tourism — EPRTNT 2025-2027 – Accommodation
- From $30,000 to $99,000
- Up to 90% of project cost
- Accommodation and food services

Nunavik Tourism — EPRTNT 2025-2027 – Digital development
- From $5,000 to $25,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

ClimaSol-Plus Program
- Maximum amount : 5,000,000 $
- Up to 75% of project cost
- Administrative and support, waste management and remediation services

Nunavik Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $20,000 to $95,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Nunavik Tourism — EPRTNT 2025-2027 – Accommodations
- From $45,000 to $99,000
- Up to 90% of project cost
- Accommodation and food services

- Maximum amount : 1,500,000 $
- Up to 40% of project cost
- Mining, quarrying, and oil and gas extraction
- Manufacturing

Îles-de-la-Madeleine Tourism — EPRTNT 2025-2027 – Structuring the tourism offering
- From $25,000 to $60,000
- Up to 75% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Gaspésie Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- From $10,000 to $75,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Support Fund for Businesses in La Mitis (FAEM)
- From $1,000 to $10,000
- All industries
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Municipal Infrastructure Improvement and Construction Program (PRACIM) 2025-2028
- No Condition
- Public administration

AgroPerformance Ministerial Initiative – Support for technological and climate performance on farms
- From $5,000 to $50,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

ALUS Montérégie
- Maximum amount : 750 $
- Agriculture, forestry, fishing and hunting

Lanaudière Tourism — EPRTNT 2025-2027 – Accommodations
- From $50,000 to $150,000
- Up to 50% of project cost
- Accommodation and food services

Montréal Tourism — EPRTNT 2025-2027 – Studies and Consulting Services
- Minimum amount : 25,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

Tourisme Côte-Nord — EPRTNT – Digital development of a company
- Maximum amount : 15,000 $
- Up to 90% of project cost
- Accommodation and food services

Textile circularity support program
- From $10,000 to $1,000,000
- Up to 80% of project cost
- Manufacturing
- Retail trade
- Educational services
- Health care and social assistance

Youth Infrastructure Financial Assistance Program
- From $50,000 to $300,000
- Up to 90% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Financial assistance program for the professional development of seafarers
- No Condition
- Transportation and warehousing

OTF — Economic Recovery and Resilience Fund
- Maximum amount : 125,000 $
- Educational services
- Health care and social assistance
- Other services (except public administration)
- Public administration

Nunavik Tourism — EPRTNT 2025-2027 – Attractions, activities and facilities
- From $20,000 to $95,000
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Agricultural Water Management Fund
- No Condition
- Agriculture, forestry, fishing and hunting

Animal Health and Biosecurity Program
- From $500 to $15,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Customized Export Development Training Program
- Maximum amount : 10,000 $
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Transportation and warehousing
- Information and cultural industries

innovÉÉ — INNOV-R — SME
- Maximum amount : 450,000 $
- Up to 50% of project cost
- Utilities
- Manufacturing
- Transportation and warehousing

Programme d’habitation abordable Québec - Volet 2 : Projets pour personnes ayant des besoins particuliers en habitation
- Up to 80% of project cost
- Real estate and rental and leasing

Buy BC Partnership Program
- From $5,000 to $75,000
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Accommodation and food services

Equipment Manufacturers–Clients
- No Condition
- All industries

CAF Women in Sport Program 2025-2026
- No Condition
- Arts, entertainment and recreation
- Public administration

Interactive Digital Media Fund — Production
- From $25,000 to $300,000
- Up to 50% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

SODEC — Support for strategic projects
- No Condition
- Information and cultural industries

Tourisme Côte-Nord — EPRTNT – Studies and consulting services
- Maximum amount : 15,000 $
- Up to 90% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

Enhanced Capacity Advancement Program (ECAP)
- Maximum amount : 150,000 $
- Other services (except public administration)
- Public administration

Wood Construction Innovation Program
- From $400,000 to $2,500,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Public administration

DIANA — Challenge Call
- From $100,000 to $400,000
- All industries
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Canada Book Fund Publishers Business Development — Technology Internships
- Maximum amount : 20,000 $
- Up to 90% of project cost
- Information and cultural industries

Creating, Knowing and Sharing — Long-Term Projects
- Maximum amount : 300,000 $
- Arts, entertainment and recreation

Apprenticeship Completion Grant (ACG)
- Maximum amount : 20,000 $
- Construction
- Manufacturing

Canada-Ontario Job Grant (COJG)
- Maximum amount : 10,000 $
- All industries

Nonprofit Transformation Partner Certification Program
- No Condition
- Educational services
- Other services (except public administration)
- Public administration

Account Receivable and Payable Monetization
- No Condition
- Finance and insurance

Non-refundable contributions
- Maximum amount : 250,000 $
- Up to 75% of project cost
- All industries

Study: New construction of municipal buildings
- Maximum amount : 200,000 $
- Up to 80% of project cost
- Public administration

Econologis Program
- No Condition
- All industries

Future Foundation of Youth (FFY)
- Maximum amount : 2,800 $
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Territorial Development Support Policy – Component 1: Support for regional outreach
- Maximum amount : 150,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

- From $20,000 to $2,000,000
- Up to 50% of project cost
- Manufacturing

Trois-Rivières — Revitalization of commercial arteries in the city's oldest neighborhoods – Stream 1: Renovation of commercial storefronts
- Maximum amount : 150,000 $
- Up to 60% of project cost
- Retail trade
- Real estate and rental and leasing

Apiculture Support Program
- Maximum amount : 10,000 $
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting

RCM Vallée-Du-Richelieu — Creavenir
- Maximum amount : 15,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Professional, scientific and technical services

Explore and Create — Research and Creation
- Maximum amount : 25,000 $
- Arts, entertainment and recreation

Productivity and Sustainable Innovation Fund – Component 3: Project Implementation, It's time to take action!
- Maximum amount : 10,000 $
- Up to 10% of project cost
- Manufacturing
- Wholesale trade
- Transportation and warehousing

PROMPT — Quantum Technologies
- Maximum amount : 1,500,000 $
- Up to 35% of project cost
- Professional, scientific and technical services

Women Entrepreneurship Fund (WEF)
- From $10,000 to $100,000
- Up to 10% of project cost
- All industries

Extend the employment periods of your staff — Partnership and workforce matching component
- Maximum amount : 5,000 $
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting

INVEST North Program — Innovation Stream
- Maximum amount : 2,000,000 $
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Funding charitable organizations — Local Grants
- Maximum amount : 7,500 $
- Educational services
- Health care and social assistance
- Other services (except public administration)
- Public administration

WinterTech Development
- Maximum amount : 500,000 $
- Up to 33% of project cost
- Transportation and warehousing

Operating Grant : Advancing 2S/LGBTQI+ Health Through Research
- Maximum amount : 700,000 $
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Financial assistance program aimed at optimizing Quebec's network of eco-centers
- From $30,000 to $400,000
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Administrative and support, waste management and remediation services