Open
APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream
Funds construction of shelters, transitional and supportive affordable housing
Last Update: March 3, 2026
Funding available
Up to 100% of project cost
Timeline
- Open continuously
Location
Canada
Overview
The Affordable Housing Fund: New Construction – Rapid Housing Sub-Stream provides up to 100% of eligible project costs through contributions and low-interest or forgivable loans to create 2,400 new units/beds over 5 years. It funds the construction of low-cost rental housing and single-room occupancy units, specifically shelters, transitional housing and supportive housing for people in greatest need.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Develop strategic partnerships
- Reduce environmental footprint
Eligible Funding
- Up to 100% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Health care and social assistance
Location
- Canada
Legal structures
- Non-profit
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Rural or Northern Residents
- Canadians
Non-profit candidates
Sector of operation
- All industries
Target groups
- All the groups
Revenue structures
- All structures
Scope
- All dimensions
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Construction of new shelters offering temporary accommodation for people in greatest housing need.
- Development of transitional housing projects that provide short- to medium-term accommodation as residents move toward more stable housing.
- Creation of supportive housing facilities that combine affordable accommodation with on-site or coordinated support services.
- Building low-cost rental housing and single-room occupancy projects where residential use is the primary function.
- New construction projects providing at least five units or beds dedicated to vulnerable and priority populations identified under the National Housing Strategy.
Eligibility
Who is eligible?
- Organizations in the non-profit housing sector
- Organizations in the community housing sector
- Rental housing cooperatives
- Provincial, territorial, Indigenous and municipal governments
- Agencies of provincial, territorial, Indigenous and municipal governments
Who is not eligible
- Private builders and private real estate developers.
Eligible expenses
- Construction and development costs directly related to building shelters, transitional housing and supportive housing (e.g. materials, labour and associated construction services).
Eligible geographic areas
- Organizations located anywhere in Canada, as this is a federal program delivered by Canada Mortgage and Housing Corporation (CMHC).
- Projects situated in rural areas across Canadian provinces and territories.
- Projects located in northern communities in Canada.
- Indigenous-led projects and projects on First Nation lands within Canada.
Additional information
- The Rapid Housing Sub-Stream has a total envelope of $963 million over 5 years, aiming to create 2,400 new units or beds.
- Updated minimum accessibility and energy efficiency requirements took effect in November 2024, with a transition period for projects already in design.
- Projects located in communities supported under the Unsheltered Homelessness and Encampments Initiative (UHEI) and included in a Community Encampment Response Plan receive additional prioritization points.
- For projects on First Nation lands, CMHC now accepts four alternative forms of security in addition to a Ministerial Loan Guarantee (MLG).
Frequently Asked Questions about the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream Program
Here are answers to the most common questions about the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream?
The Affordable Housing Fund: New Construction – Rapid Housing Sub-Stream provides up to 100% of eligible project costs through contributions and low-interest or forgivable loans to create 2,400 new units/beds over 5 years. It funds the construction of low-cost rental housing and single-room occupancy units, specifically shelters, transitional housing and supportive housing for people in greatest need.
How much funding can be received?
APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream Funds up to 100% of admissible expenses.
Who is eligible for the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream program?
To be eligible for the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream program, you must:
Applicant must be from the non-profit or community housing sector, a rental co-operative, or a provincial, territorial, Indigenous or municipal government (or their agencies).
Private builders and developers are not eligible.
Applicant must be able to demonstrate financial viability and meet CMHC minimum requirements and documentation.
What expenses are eligible under APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream?
Construction of new shelters offering temporary accommodation for people in greatest housing need.
Development of transitional housing projects that provide short- to medium-term accommodation as residents move toward more stable housing.
Creation of supportive housing facilities that combine affordable accommodation with on-site or coordinated support services.
Building low-cost rental housing and single-room occupancy projects where residential use is the primary function.
New construction projects providing at least five units or beds dedicated to vulnerable and priority populations identified under the National Housing Strategy.
Who can I contact for more information about the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream?
You can contact Association des professionnels de la construction et de l’habitation du Québec (APCHQ).
Where is the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream available?
The APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream program is available across Canada.
Is the APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream a grant, loan, or tax credit?
APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream is a Grant and Funding