Small Business Financing in Quebec: A Comprehensive Guide
Small business financing in Quebec is a crucial element for entrepreneurs seeking to start, grow, or sustain their businesses in the province. Whether you're launching a new project or expanding an existing business, having access to the right financing options can make all the difference. Quebec offers a wide range of funding solutions, including loans, government grants, and specialized financial assistance programs aimed at helping businesses succeed in various industries. These options not only provide the necessary capital but also promote innovation, economic development, and job creation.

PSCE – Component 2
- Maximum amount : 60,000 $
- Up to 50% of project cost
- Manufacturing
- Wholesale trade
- Transportation and warehousing
- Information and cultural industries

MAPAQ — Food Processing Program — Component 2
- From $25,000 to $150,000
- Up to 60% of project cost
- Manufacturing

Efficient Solutions Program — Medium and Large Businesses Component
- From $1,000 to $5,000,000
- Up to 75% of project cost
- All industries

ESSOR – Component 1C: Support for investment projects (implementing a digital plan)
- Maximum amount : 50,000 $
- Up to 50% of project cost
- All industries

Workforce Training Measure (MFOR)
- Maximum amount : 100,000 $
- Up to 75% of project cost
- All industries

ESSOR – Component 1B: Support for investment projects (digital diagnostics)
- Maximum amount : 20,000 $
- Up to 50% of project cost
- All industries

PSCE – Component 1
- From $25,000 to $250,000
- Up to 50% of project cost
- All industries

NovaScience Program — Support for the position of innovation and commercialization manager
- Maximum amount : 75,000 $
- Up to 50% of project cost
- Professional, scientific and technical services

Employment Consultation - Human Resources Management Support
- Maximum amount : 4,800 $
- Up to 40% of project cost
- All industries

Economic development program to help revitalize territories (DEPART)
- No Condition
- Manufacturing
- Information and cultural industries
- Accommodation and food services

FAQDD — Returnable Container Recycling Equipment Modernization Program
- From $7,500 to $7,500
- Up to 65% of project cost
- Retail trade

Support program for the development of reserved designations and promotional terms — Component 1
- Maximum amount : 150,000 $
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting

ESSOR – Component 1A: Support for investment projects (feasibility studies)
- Maximum amount : 50,000 $
- Up to 50% of project cost
- Manufacturing
- Wholesale trade
- Retail trade
- Transportation and warehousing

CED — Regional Artificial Intelligence Initiative
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries

Call for collaborative and structuring innovation projects in Quebec's strategic sectors
- Maximum amount : 1,000,000 $
- Up to 35% of project cost
- Utilities
- Manufacturing
- Transportation and warehousing
- Information and cultural industries

LTI³ Project
- Maximum amount : 28,500 $
- Up to 70% of project cost
- Transportation and warehousing

NovaScience Program — Support for employment in research and innovation
- Maximum amount : 30,000 $
- Up to 50% of project cost
- Information and cultural industries
- Professional, scientific and technical services
- Health care and social assistance

Qualifying training in the workplace
- Maximum amount : 100,000 $
- All industries

MAPAQ — Ministerial initiative Proximity — Component 1
- From $7,000 to $50,000
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting

Novoclimat — Construction professionals — Small Multiple-Unit Buildings
- No Condition
- Construction
- Real estate and rental and leasing

Support for music and variety companies — Component 2: Support for management activities and Component 3: Para-industrial sector - Project support
- No Condition
- Arts, entertainment and recreation

Regional defence investment initiative (RDII) – Quebec
- Up to 90% of project cost
- Manufacturing
- Professional, scientific and technical services
- Public administration

MAPAQ — Food Processing Program Component 3 — Food quality and safety management
- From $7,500 to $150,000
- Up to 50% of project cost
- Manufacturing

Capitale-Commerce
- From $5,000 to $75,000
- Up to 50% of project cost
- All industries

Regional Tariff Response Initiative (RTRI) — Quebec
- From $100,000 to $1,000,000
- Up to 50% of project cost
- Manufacturing
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DEL — Expertise Financing Grant
- Maximum amount : 100,000 $
- Up to 50% of project cost
- Manufacturing
- Transportation and warehousing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

MAPAQ — Food Processing Program — Component 1
- From $5,000 to $75,000
- Up to 50% of project cost
- Manufacturing

MT Lab — Project Financing Program — Component 2
- Maximum amount : 90,000 $
- Up to 75% of project cost
- Accommodation and food services

Regional partnership and digital transformation agreement for tourism 2022-2025 – Digital development of a company
- From $5,000 to $25,000
- Up to 25% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

PME MTL — Industrial and sustainable development investment fund
- Maximum amount : 50,000 $
- Up to 80% of project cost
- All industries

Doing business in French
- Up to 100% of project cost
- Manufacturing
- Professional, scientific and technical services

Ambition-Compétences — Training for resilience and competitiveness in employment
- Up to 85% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Transportation and warehousing

Innovation Program — Stream 1 – Support for innovation projects
- Maximum amount : 500,000 $
- Up to 50% of project cost
- All industries

MAPAQ — Food Processing Program — Subcomponent 4.1 - Competitiveness of slaughterhouses and cheese dairies
- From $7,500 to $150,000
- Up to 50% of project cost
- Manufacturing

- Minimum amount : 500,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Support for innovation projects
- No Condition
- Manufacturing
- Professional, scientific and technical services
- Other services (except public administration)
- Public administration

Canada Book Fund Publishers Business Development — Business Planning
- Maximum amount : 50,000 $
- Up to 75% of project cost
- Information and cultural industries

Évolution-Compétences -Partnership for training and innovation
- Maximum amount : 50 $
- Up to 50% of project cost
- Educational services

Innovation Program — Stream 1 – Support for mobilising projects
- From $4,000,000 to $10
- Up to 50% of project cost
- Transportation and warehousing

CRIBIQ — PARTENAR-IA — Industry
- Maximum amount : 350,000 $
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services
- Other services (except public administration)

QEPD — Diversify your economy - CED (QC)
- Up to 50% of project cost
- Information and cultural industries
- Professional, scientific and technical services
- Arts, entertainment and recreation
- Accommodation and food services

Social economy enterprises — Digital transformation
- Maximum amount : 20,000 $
- Up to 80% of project cost
- All industries

MAPAQ — Prime-Vert — Component 3.1
- Maximum amount : 107,950 $
- Agriculture, forestry, fishing and hunting

MTL + ECOMMERCE — Digital Accelerator
- Up to 50% of project cost
- Retail trade
- Information and cultural industries
- Professional, scientific and technical services

Grant for a circular economy assessment
- Maximum amount : 15,000 $
- Up to 75% of project cost
- Manufacturing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services
- Other services (except public administration)

PME MTL — Innovation, productivity, and sustainable development fund
- Maximum amount : 50,000 $
- Up to 80% of project cost
- All industries

- Maximum amount : 1,500,000 $
- Up to 40% of project cost
- Mining, quarrying, and oil and gas extraction
- Manufacturing

Laval Économique — Sustainable transition
- Maximum amount : 25,000 $
- Up to 75% of project cost
- All industries

Indigenous Initiatives Fund IV
- Up to 50% of project cost
- Other services (except public administration)
- Public administration

PROMPT — GHG Reduction – SME Component
- Maximum amount : 450,000 $
- Up to 50% of project cost
- Manufacturing
- Professional, scientific and technical services
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ÉcoPerformance — Simplified Implementation
- From $100,000 to $250,000
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Retail trade
- Other services (except public administration)
- Public administration

The Quantum Technologies innovation funding program
- Maximum amount : 1,500,000 $
- Up to 35% of project cost
- Professional, scientific and technical services

MRC Les Appalaches — FRR Part 3
- No Condition
- Agriculture, forestry, fishing and hunting
- Administrative and support, waste management and remediation services
- Public administration

Innovation in Quantum Technologies — Stream 2
- Maximum amount : 150,000 $
- Up to 30% of project cost
- All industries

MRC de Mékinac — FRR Stream 2
- Maximum amount : 50,000 $
- Up to 67% of project cost
- Agriculture, forestry, fishing and hunting
- Retail trade
- Arts, entertainment and recreation

MRC Lac-Saint-Jean-Est — Rural Region Fund - Signature Innovation
- Maximum amount : 60,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation

Accès-Loisirs
- No Condition
- Arts, entertainment and recreation

Business Growth — Growth support vouchers
- Maximum amount : 25,000 $
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Finance and insurance
- Professional, scientific and technical services

MRC Coaticook — Vitality Entrepreneurship Fund
- Maximum amount : 10,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Other services (except public administration)
- Public administration

Group Entrepreneurship Capital Program
- Maximum amount : 500,000 $
- Up to 50% of project cost
- Finance and insurance
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

MRC Papineau —Sustainable Development Fund (SDF)
- Maximum amount : 5,000 $
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Retail trade
- Accommodation and food services
- Other services (except public administration)

Podium Manufacturier
- From $40,000 to $70,000
- Manufacturing

MRC Charlevoix-Est — Financial Assistance to Support Rental Housing
- Maximum amount : 150,000 $
- Up to 33% of project cost
- Construction

- From $200,000 to $1,500,000
- Up to 40% of project cost
- Manufacturing

MRC L’Île-d’Orléans — Support for Structuring Projects
- Up to 70% of project cost
- All industries

Sustainable industrial buildings subsidy
- Maximum amount : 1,000,000 $
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Transportation and warehousing
- Information and cultural industries

Social Economy Development Fund
- Maximum amount : 10,000 $
- Up to 80% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

MRC Les Appalaches — FRR Part 2
- No Condition
- Agriculture, forestry, fishing and hunting
- Administrative and support, waste management and remediation services
- Arts, entertainment and recreation
- Public administration

MRC L'Islet — Child development assistance measure for the south of the territory
- Maximum amount : 5,000 $
- Up to 80% of project cost
- Educational services
- Arts, entertainment and recreation
- Public administration

Business growth — Éco-Capitale
- Maximum amount : 500,000 $
- Up to 50% of project cost
- All industries

Support fund for the development of tourism offers
- From $25,000 to $60,000
- Arts, entertainment and recreation
- Accommodation and food services

Tourism Growth Program (TGP) — Quebec
- From $60,000 to $250,000
- Up to 15% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

MRC Collines-de-l'Outaouais — FRR Stream 3
- Up to 50% of project cost
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

MRC Pontiac — FRR Stream 2
- No Condition
- All industries

innovÉÉ — SI2TEC
- Maximum amount : 500,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Utilities
- Manufacturing
- Transportation and warehousing
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MAPAQ — Supporting the development of greenhouse businesses
- From $100,000 to $600,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

MRC La Matanie — FLI Succession Stream
- Maximum amount : 250,000 $
- Retail trade
- Accommodation and food services

- Maximum amount : 15,000 $
- All industries

MRC Témiscamingue — Fund YOUR SME
- Maximum amount : 3,000 $
- Up to 50% of project cost
- Retail trade

MRC Les Basques — Business Assistance Fund / FDE
- No Condition
- All industries

MRC Les Etchemins — Call for projects: Signature innovation
- Maximum amount : 200,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

MRC Bécancour — Business Support Fund (BSF)
- Maximum amount : 10,000 $
- Up to 50% of project cost
- Manufacturing
- Retail trade
- Accommodation and food services
- Other services (except public administration)

MRC L'Islet — Sectoral agreement for the development of culture in Chaudière-Appalaches
- Maximum amount : 30,000 $
- Information and cultural industries

- Maximum amount : 25,000 $
- Up to 40% of project cost
- All industries

MRC Fjord-du-Saguenay — Entrepreneurship assistance and support fund (FASE)
- From $15,000 to $75,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Wholesale trade
- Retail trade

MRC Charlevoix-Est — Cultural Development
- Minimum amount : 500 $
- Up to 80% of project cost
- Arts, entertainment and recreation

MRC Les Etchemins — Business support policy
- Maximum amount : 25,000 $
- Up to 25% of project cost
- All industries

MRC La Matanie — Business Support Program (PAE)
- Maximum amount : 250,000 $
- Retail trade
- Accommodation and food services

Regional partnership and digital transformation agreement for tourism 2022-2025 – Studies and consulting services
- From $3,000 to $25,000
- Up to 50% of project cost
- Accommodation and food services

MRC Pontiac — FRR Stream 1
- Maximum amount : 1,000,000 $
- Up to 50% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Accommodation and food services

MRC La Vallée-de-l'Or — Support Program for Structuring Projects (PSPS)
- Maximum amount : 25,000 $
- Up to 60% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

MRC Pontiac — FRR Stream 3
- No Condition
- Information and cultural industries
- Arts, entertainment and recreation

Regional partnership and digital transformation agreement for tourism 2022-2025 – Festivals and events
- From $60,000 to $15,000
- Arts, entertainment and recreation
- Accommodation and food services

Biofood market development program — Component 2
- From $50,000 to $750,000
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting

MRC Arthabaska — Young Promoters Fund (FJP)
- Maximum amount : 8,000 $
- Manufacturing
- Professional, scientific and technical services

Musicaction — International Event
- Maximum amount : 60,000 $
- Up to 75% of project cost
- Arts, entertainment and recreation

Innovation in Quantum Technologies — Stream 3
- Maximum amount : 1,500,000 $
- Up to 35% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Construction
- Manufacturing

Game Changer Pitch Competition
- No Condition
- Utilities
- Information and cultural industries
- Professional, scientific and technical services

RCM Vallée-Du-Richelieu — Programme Innovation (PI)
- Maximum amount : 10,000 $
- Up to 20% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Other services (except public administration)

MRC Portneuf — Business Support Fund
- Maximum amount : 15,000 $
- Up to 50% of project cost
- All industries