Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Community Funding - Sustainability Funding
City of Ottawa- No Condition
- Health care and social assistance
- Other services (except public administration)
- Public administration

Fight Against Disease
Fondation Sibylla Hesse- No Condition
- All industries

Film — Promotional Travel Assistance
Government of New Brunswick- Maximum amount : 2,000 $
- Up to 50% of project cost
- Information and cultural industries

WindsorEssex Community Foundation - KidStartGrants
The Greater Windsor Community Foundation- Maximum amount : 500 $
- All industries

Donation Program
Laurentian Bank- No Condition
- All industries

Efficiency Nova Scotia — Custom Energy Retrofits
Efficiency Nova Scotia- Maximum amount : 750,000 $
- Up to 50% of project cost
- All industries

Cultural Spaces Grant Program - Small Grants for Cultural Spaces
City of Vancouver- Maximum amount : 25,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Business Development Program — Commercial Component
Atlantic Canada Opportunities Agency (ACOA)- Up to 75% of project cost
- Manufacturing
- Other services (except public administration)

Community Funding - Capital Funding
City of Ottawa- Up to 50% of project cost
- Health care and social assistance
- Other services (except public administration)
- Public administration

Medium to Large-Scale Festivals Program
Telefilm Canada- Maximum amount : 250,000 $
- Up to 10% of project cost
- Information and cultural industries
Events and Youth Initiatives
Canadian Race Relations Foundation- Maximum amount : 10,000 $
- All industries

Saskatchewan Lean Improvements in Manufacturing (SLIM)
Sustainable Canadian Agricultural Partnership (SCAP)- Maximum amount : 750,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

WindsorEssex Community Foundation - Community Impact Grants
The Greater Windsor Community Foundation- Maximum amount : 15,000 $
- All industries

CFIN NextGen Food Innovators
Canadian Food Innovation Network (CFIN)- From $5,000 to $10,000
- Up to 100% of project cost
- Accommodation and food services

Cultural Funding - Equity and inclusion in the arts fund
City of Ottawa- Maximum amount : 20,000 $
- Up to 90% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

- Maximum amount : 500,000 $
- Up to 70% of project cost
- Arts, entertainment and recreation

Sustainable New Agri-Food Products & Productivity Program — New Products
Rural Agri-Innovation Network (RAIN)- Maximum amount : 10,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Innovative Solutions Canada — Inclusive industrial protective headwear
National Research Council Canada (NRC)- Maximum amount : 300,000 $
- Utilities
- Construction
- Manufacturing

Farm Credit Canada - FCC AgriSpirit Fund
Farm Credit Canada (FCC)- No Condition
- All industries

Emerging Opportunities Program
Sustainable Canadian Agricultural Partnership (SCAP)- From $2,000,000 to $1,000,000
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Cultural Funding - Creation and production fund for artists
City of Ottawa- Maximum amount : 15,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Enhancement of Official Languages Program - Promotion of Linguistic Duality Component - Appreciation and Rapprochement
Department of Canadian Heritage (LJI)- Maximum amount : 300,000 $
- All industries

RBC Foundation - Grant for Community Spaces RBC Foundation (Development stream)
Royal Bank of Canada (RBC)- From $25,000 to $2,500,000
- Up to 0.5% of project cost
- All industries

Central Okanagan Foundation Grants
Central Okanagan Foundation- Maximum amount : 15,000 $
- All industries

Enhancement of Official Languages Program - Second Language Learning Component
Department of Canadian Heritage (LJI)- No Condition
- All industries
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CleanBC — Custom-Lite Program
CleanBC- Maximum amount : 84,000 $
- Up to 50% of project cost
- Utilities

Culture Funding - Arts funding program
City of Ottawa- Maximum amount : 10,000 $
- Up to 90% of project cost
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation

RBC Foundation – RBC Foundation and IAS Scholarships
Royal Bank of Canada (RBC)- From $2,590 to $2,590
- Other services (except public administration)

City of Kelowna Grants
Central Okanagan Foundation- Maximum amount : 25,000 $
- All industries

NRCAN — Mining Decarbonization Demonstration
Natural Resources Canada (NRCan)- From $1,000,000 to $5,000,000
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction

Cultural Funding - Heritage Funding Program
City of Ottawa- Maximum amount : 15,000 $
- Up to 90% of project cost
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation

CQDM — PARTENAR-IA — Academic
Quebec Consortium for Drug Discovery (CQDM)- Maximum amount : 1,500,000 $
- Up to 50% of project cost
- Health care and social assistance

STIP — Community Airport Program
Government of Alberta- Up to 75% of project cost
- Transportation and warehousing

Support for Entrepreneurs and Economic Development (SEED) — Micro-business
Government of the Northwest Territories- Maximum amount : 6,000 $
- Up to 30% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Arts, entertainment and recreation

Enfant Soleil - Sport and Susatainable Health Fund
Opération Enfant Soleil- No Condition
- All industries

Ethnocultural Support Program
City of Saint John- Maximum amount : 1,000 $
- All industries

Canada Travelling Exhibitions Indemnification Program
Canadian Heritage- No Condition
- Arts, entertainment and recreation

Cultural Funding - Major arts, cultural festivals, agricultural fairs programs
City of Ottawa- No Condition
- Agriculture, forestry, fishing and hunting
- Arts, entertainment and recreation
Cultural Industry Organizations Project Grant
Government of Alberta, Alberta Media Fund- Maximum amount : 20,000 $
- All industries

Indigenous Priorities Fund
Victoria Foundation- Maximum amount : 50,000 $
- All industries

H.S. Varley Fund for Rural Life Grants
Community Foundation of Lethbridge and Southwestern Alberta- No Condition
- All industries

Carbon Capture Kickstart
Government of Alberta- Maximum amount : 5,000,000 $
- Up to 10% of project cost
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing
- Public administration

Cultural Funding - Youth in Culture Program
City of Ottawa- Maximum amount : 1,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Campus Alberta Small Business Engagement (CASBE) Program
Natural Sciences and Engineering Research Council of Canada (NSERC)- Maximum amount : 150,000 $
- Up to 50% of project cost
- Professional, scientific and technical services

Mi'kmaw Cultural Activities Program
Nova Scotia Department of Communities, Culture and Heritage- No Condition
- All industries

Lotteries Yukon Funding Programs - Funding for travel assistance
Lotteries Yukon; Yukon Lottery Commission- Maximum amount : 400 $
- All industries

Market Expansion Fund
Creative BC- Maximum amount : 10,000 $
- Up to 75% of project cost
- Information and cultural industries

SSHRC Connection Grants
Social Sciences and Humanities Research Council (SSHRC)- From $7,000 to $50,000
- Up to 50% of project cost
- All industries

Undergraduate Student Research Awards (USRA)
Canadian Institutes of Health Research (CIHR)- From $6,000 to $6,000
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

National Bank Financial Group - Donations
National Bank of Canada (NBC)- No Condition
- All industries
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Research Investment Opportunities: Foundational Infrastructure: Foundational Infrastructure
Alberta Cancer Foundation- No Condition
- All industries

Xecs call 4 – electronic components and systems
National Research Council Canada (NRC)- No Condition
- Agriculture, forestry, fishing and hunting
- Transportation and warehousing
- Information and cultural industries
- Health care and social assistance

Community Facility Enhancement Program (CFEP) Small
Government of Alberta- Maximum amount : 125,000 $
- Up to 50% of project cost
- Information and cultural industries
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

Ontario Creates-CMF — IDM Futures Forward Program
Canada Media Fund (CMF)- Maximum amount : 20,000 $
- Up to 75% of project cost
- Information and cultural industries
Young Men and Media Collective Funding Opportunity
Movember Canada- From $90,000 to $305,000
- All industries

Scotiabank - Climate Action Research Fund
Bank of Nova Scotia- No Condition
- All industries

Economic Diversification Fund (FDE) - Centre-du-Québec and Mauricie regions
Ministère de l'économie, de l'innovation et de l'énergie du Québec (MEIE)- No Condition
- Manufacturing
- Professional, scientific and technical services
- Other services (except public administration)
- Public administration

Cultural Funding - Capacity Building Program
City of Ottawa- Maximum amount : 15,000 $
- Up to 90% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

MRC Brome-Missisquoi — Residential Adaptation Assistance Program (RAAP)
MRC Brome-Missisquoi- Maximum amount : 50,000 $
- All industries

Pauw Foundation True Sport Youth Fund
Wim and Nancy Pauw Foundation- No Condition
- All industries

Canada Arts Presentation Fund (CAPF) – Soutien à la programmation : Festivals artistiques et diffuseurs de saisons de spectacles professionnels
Canadian Heritage- Maximum amount : 1,000,000 $
- Up to 25% of project cost
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation

- No Condition
- All industries

Arts Funding Program - Three-Year Operating Funding
City of Ottawa- No Condition
- All industries

Cultural Funding - Cultural Facilities Fund
City of Ottawa- Maximum amount : 15,000 $
- Up to 90% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Research Investment Opportunities: Transformative Programs
Alberta Cancer Foundation- No Condition
- All industries

Lab to Market grants
Natural Sciences and Engineering Research Council of Canada (NSERC)- No Condition
- Educational services
- Health care and social assistance

OAC — Visual arts and crafts – Francophone projects
Ontario Arts Council (OAC)- Maximum amount : 15,000 $
- Arts, entertainment and recreation

Community Environmental Projects Grant Program (CEPGP)
City of Ottawa- From $200 to $10,500
- Educational services
- Other services (except public administration)
- Public administration

Tourisme Baie-James — EPRTNT – Structuring the tourism offer
Tourisme Baie-James- From $25,000 to $200,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Alberta Innovates — Strategic Networking and Development Program
Alberta Innovates- Maximum amount : 25,000 $
- Professional, scientific and technical services

takeCHARGE Business Efficiency Program
Hydro / Newfoundland Power- Maximum amount : 50,000 $
- Up to 75% of project cost
- All industries

Revitalization Project Macro-Grant
City of Edmonton- From $2,501 to $20,000
- All industries

Forest Biomass Program — Indigenous bioeconomy partnerships stream
Government of Ontario- Maximum amount : 250,000 $
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting

Ottawa Rural Clean Water Program
City of Ottawa- Maximum amount : 15,000 $
- Up to 90% of project cost
- Agriculture, forestry, fishing and hunting
- Educational services

Indigenous Cultural Heritage Program
Newfoundland and Labrador Department of Tourism, Culture, Industry and Innovation- Maximum amount : 15,000 $
- All industries
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Métis Entrepreneurs’ Assistance Program (MEAP)
Apeetogosan- Minimum amount : 20,000 $
- Up to 30% of project cost
- All industries

Funding for Sport Groups
Sask Sport Inc.- No Condition
- All industries

Schoolyard Tree Planting Grant Program
City of Ottawa- Maximum amount : 10,000 $
- Educational services

Perennial Crop Development Efficiency
Government of Prince Edward Island- Maximum amount : 100,000 $
- Up to 50% of project cost
- All industries

MEDTEQ+ — Call for Projects – FEMTECH
Consortium de recherche et d’innovation en technologies médicales du Québec- Maximum amount : 1,500,000 $
- Up to 20% of project cost
- Professional, scientific and technical services
- Health care and social assistance

INVEST North Program — Innovation – Industrial Research Chair
Government of Ontario- Maximum amount : 1,000,000 $
- Up to 50% of project cost
- Professional, scientific and technical services
- Educational services

Livestock Waste Tissue Initiative
B.C. Investment Agriculture Foundation- Maximum amount : 40,000 $
- All industries

Arts Funding Program - Annual Operating Funding
City of Ottawa- No Condition
- All industries

Cultural Economic Development Program - Heritage
Newfoundland and Labrador Department of Tourism, Culture, Industry and Innovation- Maximum amount : 5,000 $
- All industries

Efficiency Nova Scotia — Commercial New Construction
Efficiency Nova Scotia- Maximum amount : 15,000 $
- Up to 25% of project cost
- All industries

Rouyn-Noranda — Childcare Services Fund
City of Rouyn-Noranda- No Condition
- Health care and social assistance

High Volume User Program
City of Ottawa- Maximum amount : 10,000 $
- Real estate and rental and leasing

Major Capital Grants
The Winnipeg Foundation- Minimum amount : 100,000 $
- All industries

Northern REACHE Program
Crown-Indigenous Relations and Northern Affairs Canada (CIRNAC)- No Condition
- Utilities

Enhancement of Official Languages Program - Promotion of Linguistic Duality Component - Support for Interpretation and Translation
Department of Canadian Heritage (LJI)- Maximum amount : 5,000 $
- Up to 50% of project cost
- All industries

Arts Funding Program - Equity Grants
Capital Regional District- Maximum amount : 10,000 $
- All industries

Accompaniment and technical support for Québec forestry companies (MASTE)
Gouvernement du Québec- Maximum amount : 50,000 $
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting

B.C. Employer Training Grant (ETG)
WorkBC- From $300,000 to $300,000
- Up to 80% of project cost
- All industries

Renewable Recreation Funding Program
City of Ottawa- No Condition
- All industries

ID Gatineau — Business Support Fund
ID Gatineau- Maximum amount : 25,000 $
- Up to 50% of project cost
- Manufacturing

CMHC - Affordable Housing Fund - Black-led Organizations
Canada Mortgage and Housing Corporation (CMHC)- No Condition
- All industries

Community Investment Fund
Government of New Brunswick- From $500 to $65,000
- Up to 75% of project cost
- All industries

Lake Ecosystem Grant Program
Township of South Frontenac- Maximum amount : 10,000 $
- All industries

Theatrical exhibition program
Telefilm Canada- Maximum amount : 30,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Multi-Year Grants
The Winnipeg Foundation- Maximum amount : 150,000 $
- All industries