Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Recyc-Québec — Support for R&D in recycling
Recyc-Québec- Maximum amount : 75,000 $
- Up to 75% of project cost
- Manufacturing
- Administrative and support, waste management and remediation services

OAC — Media arts – French-language projects
Ontario Arts Council (OAC)- Maximum amount : 40,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Évolution-Compétences — Innovation and knowledge component
Commission des partenaires du marché du travail (CPMT)- Up to 100% of project cost
- All industries

Targeted Labour Market Programs
Government of Nunavut- No Condition
- Educational services

Edmonton Edge Fund
City of Edmonton- From $75,000 to $1,000,000
- Up to 50% of project cost
- All industries

New Frontiers in Research Fund (NFRF) — Special Calls Stream
Canadian Institutes of Health Research (CIHR)- Maximum amount : 250,000 $
- Up to 25% of project cost
- Professional, scientific and technical services
- Health care and social assistance

Ontario Creates Magazine Fund
Government of Ontario- Maximum amount : 80,000 $
- Up to 75% of project cost
- Information and cultural industries

Creating, Knowing and Sharing — Travel
Canada Council for the Arts (CCA)- Maximum amount : 30,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Grant for seniors to pay municipal taxes
City of Montreal (MTL)- No Condition
- All industries

Aboriginal Fisheries Strategy (AFS)
Fisheries and Oceans Canada (DFO)- No Condition
- Agriculture, forestry, fishing and hunting

Neighbourhood Planting Program
City of Toronto- Maximum amount : 500 $
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Summer Employment Opportunities (SEO) Program
Government of Ontario- Maximum amount : 3,741 $
- Arts, entertainment and recreation
- Accommodation and food services
- Public administration

Legal Research Fund
The Law Foundation of British Columbia- No Condition
- All industries

Programme de bibliothèque de recherche
The Gladys Krieble Delmas Foundation- No Condition
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation

Nunavut Filmmakers Funding — Creative Content Development Fund
Nunavut Film Development Corporation- Maximum amount : 22,500 $
- Up to 30% of project cost
- Information and cultural industries

Workforce Training and Employment — Wage Subsidy
Government of Manitoba- No Condition
- All industries

First Nations and Inuit Summer Work Experience Program
Indigenous Services Canada- Up to 100% of project cost
- Educational services

Tourism Development Fund (TDF)
Government of Ontario- Maximum amount : 25,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Business Development Support Program
Government of Newfoundland and Labrador- Maximum amount : 100,000 $
- Up to 50% of project cost
- Manufacturing
- Wholesale trade
- Professional, scientific and technical services
- Other services (except public administration)

General Class Contribution Program
Government of Canada- Maximum amount : 3,000,000 $
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Workplace Education Initiative (WEI)
Government of Nova Scotia- No Condition
- All industries

Toronto Foundation - Free Play
Toronto Community Foundation- From $20,000 to $150,000
- Arts, entertainment and recreation

Supporting Artistic Practice — National Arts Service Organizations
Canada Council for the Arts (CCA)- Up to 60% of project cost
- Arts, entertainment and recreation

PISAQ – Stream 4
Gouvernement du Québec- Maximum amount : 30,000 $
- Up to 90% of project cost
- Agriculture, forestry, fishing and hunting
- Educational services
- Health care and social assistance

BioCreate Program
Ontario Genomics- From $100,000 to $150,000
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services
- Health care and social assistance
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Community Futures Manitoba — Indigenous Business Development Services
Prairies Economic Development Canada (PrairiesCan)- Maximum amount : 7,500 $
- All industries

Heritage Legacy Fund (HLF) - Heritage Conservation Program
Vancouver Foundation- Maximum amount : 50,000 $
- Up to 50% of project cost
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

MaRS — Supply AI
MaRS Discovery District- No Condition
- Manufacturing
- Transportation and warehousing
- Professional, scientific and technical services

NRCAN — National Energy Systems Modelling
Natural Resources Canada (NRCan)- From $300,000 to $1,000,000
- Up to 100% of project cost
- Utilities
- Professional, scientific and technical services
- Educational services
Sporting Events Support Program
Quebec Minstry of Education- From $1,000 to $15,000
- Up to 50% of project cost
- All industries

STEP Market Access Program
Government of Saskatchewan- From $1,000 to $10,000
- Up to 50% of project cost
- All industries

Northwest Territories Tourism Training Fund
Tourism and Parks of Northwest Territories- Maximum amount : 6,000 $
- Up to 25% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)

Web Presence Assistance
Government of Prince Edward Island- Maximum amount : 2,500 $
- Up to 50% of project cost
- Retail trade

Commemorative Partnership Program
Government of Canada- Maximum amount : 50,000 $
- Up to 100% of project cost
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Heritage Legacy Fund (HLF) - Heritage Planning Program
Vancouver Foundation- Maximum amount : 5,000 $
- Up to 50% of project cost
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Data standardization support program
Gouvernement du Québec- Maximum amount : 50,000 $
- Up to 90% of project cost
- Information and cultural industries

CanNor Jobs and Growth Fund — Indigenous stream
Canadian Northern Economic Development Agency (CanNor)- Up to 100% of project cost
- All industries

Initiative for Sustainable Aviation Technology (INSAT)
INSAT- Up to 36% of project cost
- Transportation and warehousing

Judaic Studies & Cultural Programming Grants
The Jewish Foundation of Manitoba- No Condition
- All industries

Aboriginal Participation Fund (APF) — Mining conferences funding Sub-Stream
Government of Ontario- No Condition
- Mining, quarrying, and oil and gas extraction

Ontario Trillium Foundation – Resilient Communities Fund
Carolyn Sifton Foundation Incorporated- From $10,000 to $200,000
- All industries

CBDC Business Valuation and Succession Planning
Community Business Development Corporations (CBDC)- Maximum amount : 7,500 $
- Up to 75% of project cost
- All industries

Heritage Legacy Fund (HLF) - Indigenous Partnership Program
Vancouver Foundation- Maximum amount : 7,500 $
- Up to 50% of project cost
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)

ECHO Foundation — Mental health
ECHO Foundation- No Condition
- Health care and social assistance

Record in BC
Creative BC- From $20,000 to $30,000
- Up to 50% of project cost
- Arts, entertainment and recreation
Sport Funding Programs
Yukon Department of Sport & Recreation- No Condition
- All industries

CALQ —Creation
Conseil des arts et des lettres du Québec (CALQ)- Maximum amount : 50,000 $
- Information and cultural industries
- Arts, entertainment and recreation

AFA — Film and Video Arts Scholarship
Alberta Foundation for the Arts (AFA)- Maximum amount : 7,000 $
- Arts, entertainment and recreation

Explore and Create — Artist-Driven Organizations
Canada Council for the Arts (CCA)- Up to 60% of project cost
- Arts, entertainment and recreation

Community Capacity Fund
Central Development Corporation- No Condition
- Professional, scientific and technical services
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Heritage Legacy Fund (HLF) - Heritage Awareness Program
Vancouver Foundation- Maximum amount : 10,000 $
- Up to 50% of project cost
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Ontario Trillium Foundation - Capital Grants
Carolyn Sifton Foundation Incorporated- From $10,000 to $200,000
- Health care and social assistance
- Arts, entertainment and recreation

Prospecting Assistance (PA) Grants
Government of Newfoundland and Labrador- Maximum amount : 12,000 $
- Mining, quarrying, and oil and gas extraction

Entrepreneurial Outreach and Navigation Program — #BeTheDrum
Native Women’s Association of Canada (NWAC)- No Condition
- Other services (except public administration)
- Public administration

Organic Industry Development - Implementation of Strategic Initiatives
Government of Prince Edward Island- Maximum amount : 60,000 $
- Up to 50% of project cost
- All industries

Non-Profit Organizations Grant
City of Fort Saskatchewan- No Condition
- All industries

Programs for Major Arts, Cultural and Agricultural Fairs Festivals - Festivals Program
City of Ottawa- No Condition
- Arts, entertainment and recreation

CMF — Digital Creators Pilot Program
Canada Media Fund (CMF)- Maximum amount : 20,000 $
- Up to 75% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Supply Management Processing Investment Fund (SMPIF)
Agriculture and Agri-Food Canada (AAFC)- Up to 75% of project cost
- Manufacturing

Peak Rebate Program
NB Power- Maximum amount : 10,000 $
- All industries

Programs for major arts, cultural festivals and agricultural fairs – Program for fairs
City of Ottawa- No Condition
- Agriculture, forestry, fishing and hunting

Clean Transportation System — Research and Development (CTS-RD) Program
Transport Canada (TC)- Maximum amount : 100,000 $
- Up to 50% of project cost
- Transportation and warehousing

Commercial Temporary Importations
Canada Border Services Agency (CBSA)- No Condition
- All industries

Agri-Food Supply Chain Resiliency Analysis Stream
Agricultural Adaptation Council (AAC)- Maximum amount : 50,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

AFA — Arts Presenting Project Funding
Alberta Foundation for the Arts (AFA)- Up to 65% of project cost
- Arts, entertainment and recreation

Experience Ontario 2025
Government of Ontario- Maximum amount : 125,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

PacifiCan — Jobs and Growth Fund — Indigenous Stream
Pacific Economic Development Canada (PacifiCan)- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

Musicaction — Event in Canada
Musicaction- Maximum amount : 85,000 $
- Up to 75% of project cost
- Arts, entertainment and recreation

Assistance program for setting up offices in Old Saint-Jean
City of Saint-Jean-sur-Richelieu- Maximum amount : 30,000 $
- Professional, scientific and technical services
- Health care and social assistance
- Other services (except public administration)
- Public administration

Civil Remedies Grant Program
Ontario Ministry of the Attorney General- Maximum amount : 200,000 $
- All industries

Wine Sector Support Program
Agriculture and Agri-Food Canada (AAFC)- No Condition
- Agriculture, forestry, fishing and hunting

MRC Joliette — Business Assistance Fund (FAE) – Stream 2
MRC de Joliette (CDÉJ)- Maximum amount : 25,000 $
- Up to 80% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Musicaction — Artist career, skills and business development
Musicaction- Maximum amount : 100,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

Protein Industries Canada — Strengthening the Canadian Supply Chain Program
Protein Industries Canada- From $50,000 to $150,000
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Intellectual Property Ontario
Government of Ontario- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Professional, scientific and technical services
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Energy Innovation Program — Clean Fuels and Industrial Fuel Switching
Natural Resources Canada (NRCan)- No Condition
- Utilities
- Manufacturing
- Transportation and warehousing

CMF — Indigenous Program
Canada Media Fund (CMF)- Maximum amount : 750,000 $
- Up to 60% of project cost
- Information and cultural industries

- Maximum amount : 10,000 $
- All industries

Hastings Legacy Fund (HLF) Community Grant Program
City of Vancouver- Maximum amount : 40,000 $
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Childcare Research, Policy Development, and Innovation Grants
City of Vancouver- No Condition
- Educational services
- Health care and social assistance

- Maximum amount : 50,000 $
- All industries

The Low Carbon Economy Fund - Low Carbon Economy Leadership Fund
Government of Canada- No Condition
- Utilities
- Construction
- Manufacturing
- Professional, scientific and technical services

Regional Quantum Initiative in British Columbia
Pacific Economic Development Canada (PacifiCan)- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Educational services

Edmonton Immigrant and Refugee Communities Grant Program - Community Impact Grant
City of Edmonton- From $4,001 to $7,000
- All industries

National Flagging System Program (NFS)
Public Safety Canada (PSC)- Minimum amount : 25,000 $
- Public administration

AFA — Artists and Education Funding
Alberta Foundation for the Arts (AFA)- Maximum amount : 15,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

Junior Mining Assistance Program
Government of New Brunswick- Maximum amount : 50,000 $
- Up to 50% of project cost
- All industries

EJ4Climate: Environmental Justice and Climate Resilience
Commission for Environmental Cooperation (CEC)- Maximum amount : 175,000 $
- Up to 15% of project cost
- Educational services

Community Donations
ATB Financial- No Condition
- All industries

Edmonton Immigrant and Refugee Communities Grant Program - Community Special Project Grants
City of Edmonton- From $7,001 to $20,000
- All industries

Musicaction — Musical Showcases – Stream 3 - National Showcase and Tour
Musicaction- Maximum amount : 40,000 $
- Up to 75% of project cost
- Arts, entertainment and recreation

Nunavut Prospector's Program
Government of Nunavut- Maximum amount : 8,000 $
- Up to 75% of project cost
- Mining, quarrying, and oil and gas extraction

Accelerating Innovations into CarE (AICE) – Market Access
Alberta Innovates- Maximum amount : 600,000 $
- Up to 75% of project cost
- Health care and social assistance

CleanBC — Commercial Vehicle Pilots Program
Government of British Columbia- Maximum amount : 10,000,000 $
- Up to 33% of project cost
- Transportation and warehousing

Capital project: Retrofit of existing municipal buildings
Green Municipal Fund (GMF)- Maximum amount : 10,000,000 $
- Up to 80% of project cost
- Public administration

Accelerating Innovations into CarE (AICE) – Concepts
Alberta Innovates- Maximum amount : 600,000 $
- Health care and social assistance

CMHC - Affordable Housing Fund - New Construction - Rapid Housing Sub-Stream
Canada Mortgage and Housing Corporation (CMHC)- Maximum amount : 963,000,000 $
- Up to 100% of project cost
- All industries

Increasing Deadstock Capacity Initiative
Agricultural Adaptation Council (AAC)- No Condition
- All industries

Private Archives Processing Support Program
National Library and Archives of Quebec (BANQ)- From $5,000 to $20,000
- Up to 50% of project cost
- Information and cultural industries
- Educational services
- Public administration

Alberta Innovates — Product Demonstration Program
Government of Alberta- Maximum amount : 150,000 $
- Up to 75% of project cost
- Professional, scientific and technical services