Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Business Incubation & Commercialization Grant Program
- Maximum amount : 100,000 $
- Up to 20% of project cost
- All industries

Breakthrough Energy Solutions Canada
- No Condition
- Utilities
- Construction
- Manufacturing
- Transportation and warehousing

Heritage Preservation Partnership Program - Historic Resource Conservation Grants
- From $1,000 to $100,000
- Up to 50% of project cost
- Arts, entertainment and recreation

RDAR — Irrigation Targeted Call
- Maximum amount : 500,000 $
- Up to 60% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

OAC — French-language edition – how it works
- No Condition
- Information and cultural industries
- Arts, entertainment and recreation

- No Condition
- Agriculture, forestry, fishing and hunting

Investments in Forest Industry Transformation (IFIT) — Capital Investment Projects
- Minimum amount : 1,000,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

AFA — Community Performing Arts Organizations Operating Funding
- No Condition
- Arts, entertainment and recreation

Community Transportation Program
- Maximum amount : 100,000 $
- All industries

Support Fund for Accessibility Costs
- Maximum amount : 2,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

Risk Management and Food Safety
- Maximum amount : 50,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

CultivART program – organization component
- Maximum amount : 20,000 $
- Arts, entertainment and recreation

Ontario Trillium Foundation - Youth Opportunities Fund
- Maximum amount : 250,000 $
- Health care and social assistance

Aquatic habitat quality improvement (AQHA)
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Other services (except public administration)
- Public administration

Formations de courte durée (COUD) — Information technology and engineering
- Up to 100% of project cost
- Information and cultural industries
- Educational services

Environmentally responsible production, dissemination, promotion or resource-pooling
- Maximum amount : 30,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation

Fight against poverty and social exclusion - Regional call for projects
- Maximum amount : 150,000 $
- All industries

Project Grants for Organizations
- Up to 75% of project cost
- Arts, entertainment and recreation

Education and awareness project funding – clean transportation and clean fuels
- Up to 50% of project cost
- All industries

OTF — Youth Innovations Scale Grant
- Maximum amount : 150,000 $
- Up to 15% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

Fiscal Sponsorship
- No Condition
- Arts, entertainment and recreation

Seafood Expansion and Market Access Program (SeaMArk)
- Maximum amount : 99,900 $
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Vantage Point bursaries - Free professional development workshops and labs
- No Condition
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

- No Condition
- Professional, scientific and technical services

Support for Indigenous collectives and organizations
- Maximum amount : 15,000 $
- Arts, entertainment and recreation
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Social and Community Development Grants
- Maximum amount : 30,000 $
- Health care and social assistance
- Other services (except public administration)
- Public administration

Tourisme Baie-James — EPRTNT – Digital development of a company
- From $2,500 to $50,000
- Up to 50% of project cost
- Accommodation and food services

Heritage Property Grant Program - Matching grant
- Maximum amount : 35,000 $
- Construction
- Real estate and rental and leasing
- Arts, entertainment and recreation
- Other services (except public administration)

Boating Safety Contribution Program (BSCP)
- Maximum amount : 300,000 $
- Up to 75% of project cost
- Educational services
- Public administration

Economic Development Organization Operating Support Program (PAFODE) — Component 3 : Operating support for export support organizations
- Maximum amount : 600,000 $
- Up to 50% of project cost
- All industries

Heritage Program Grants - Heritage Resources Conservation Grant
- Maximum amount : 25,000 $
- All industries

London Community Grants Program - Innovation Grant Stream
- No Condition
- All industries

- Maximum amount : 2,000 $
- Health care and social assistance

Project support program for the Critical and Strategic Minerals Scientific Research Network
- Maximum amount : 2,000,000 $
- Up to 70% of project cost
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Other services (except public administration)
- Public administration

School bus electrification program – Stream 1 : Financial assistance for the purchase of an electric school bus
- From $240,000 to $240,000
- Up to 65% of project cost
- Transportation and warehousing
- Educational services

Skills Development Program
- Maximum amount : 26,000 $
- All industries

Organic Certification Rebate Program
- Maximum amount : 750 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

CBC-APTN Early Stage Scripted Development Program
- Maximum amount : 30,000 $
- Information and cultural industries

Rural, Remote and Indigenous Food Action grants
- Maximum amount : 50,000 $
- Agriculture, forestry, fishing and hunting

- No Condition
- Health care and social assistance

- No Condition
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Health care and social assistance

- Maximum amount : 10,000 $
- Health care and social assistance

Teen Tech Grants
- Maximum amount : 10,000 $
- All industries

Clarence Campeau Development Fund
- From $10,000 to $10,000,000
- Up to 75% of project cost
- Mining, quarrying, and oil and gas extraction
- Other services (except public administration)

Alcohol, Gambling and Cannabis Social Responsibility Funding
- Up to 100% of project cost
- All industries

- Maximum amount : 5,000 $
- Health care and social assistance

Learning and Engagement Accelerator Fund (L.E.A.F)
- From $10,000 to $50
- All industries

Potato Stabilization and Innovation initiative (PSII)
- No Condition
- Agriculture, forestry, fishing and hunting

Market Access Strategy for Official Language Minority Communities (OLMC) Fund
- No Condition
- All industries

Ontario Creates Business Intelligence Program
- Minimum amount : 30,000 $
- Up to 75% of project cost
- Information and cultural industries
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Workplace Sexual Harassment
- Maximum amount : 1,500,000 $
- Accommodation and food services
- Other services (except public administration)

Renewable and Alternative Energy Program
- No Condition
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction
- Professional, scientific and technical services
Young Men and Media Collective Funding Opportunity
- From $90,000 to $275,000
- Information and cultural industries
- Health care and social assistance
- Arts, entertainment and recreation

The Ecosystem Fund
- From $10,000 to $400,000
- All industries

International Development Assistance Program
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting
- Finance and insurance
- Professional, scientific and technical services
- Educational services

Legion Foundation Grant Program
- From $1,000 to $2,000
- Up to 90% of project cost
- Other services (except public administration)

Major Event Grant
- Maximum amount : 15,000 $
- All industries

First Nations and Inuit Policing Program (FNIPP)
- No Condition
- Public administration

York Region Community Investment Fund
- No Condition
- All industries

AgriAssurance Program — Small and Medium-Sized Enterprises
- Maximum amount : 50,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Heritage Program Grants - Community Museum Project Support Program
- Maximum amount : 25,000 $
- All industries

Digital Main Street – Digital Service Squad Grant (DSS)
- No Condition
- Retail trade

Ottawa Community Foundation - Free to Play
- From $20,000 to $100,000
- All industries

The Lyle S. Hallman Foundation - Children's Initiatives
- No Condition
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

Energy Innovation Program — Carbon capture, utilization and storage RD&D
- No Condition
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing
- Professional, scientific and technical services

Workforce Planning Boards
- No Condition
- All industries

Re-Skill Saskatchewan Training Subsidy
- From $1,000 to $5,000
- Up to 100% of project cost
- All industries

NGen — Cluster Accelerator Program
- Maximum amount : 100,000 $
- Up to 150% of project cost
- Manufacturing

Heritage Grants Program (HGP)
- Minimum amount : 1,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

Première Ovation - Design
- No Condition
- All industries

Première Ovation - Master classes
- Maximum amount : 12,000 $
- All industries

Canadian Agriculture Technology Innovation R&D Partnering Delegation to Brazil
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Professional, scientific and technical services

Heritage Program Grants - Military Memorial Conservation Grant
- Maximum amount : 25,000 $
- All industries

Première Ovation - Multi Arts
- No Condition
- All industries

Building Communities through Arts and Heritage - Community Anniversaries
- Maximum amount : 200,000 $
- All industries
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- No Condition
- All industries

Refugee Resettlement Fund Grant
- Maximum amount : 4,000 $
- Health care and social assistance

Première Ovation - Heritage
- No Condition
- All industries

Connecting Communities BC
- No Condition
- All industries
Subventions pour des projets de recherche sur une maladie héréditaire orpheline
- Maximum amount : 25,000 $
- Professional, scientific and technical services

Building Communities through Arts and Heritage - Local Festivals
- Maximum amount : 200,000 $
- Up to 100% of project cost
- All industries

ERA — Expanded Technologies Pilot
- Maximum amount : 250,000 $
- Utilities
- Construction
- Manufacturing
- Professional, scientific and technical services

Première Ovation - Literary Arts
- No Condition
- All industries

NGen — Advanced Manufacturing Technology Program
- From $600,000 to $3,200,000
- Up to 40% of project cost
- Manufacturing

The Physicians' Services Incorporated Foundation - Health Research Grants
- Maximum amount : 100,000 $
- Health care and social assistance

CFIN — Foodtech Frontier 25
- No Condition
- Manufacturing
- Retail trade
- Professional, scientific and technical services
- Accommodation and food services

Première Ovation - Digital Arts
- No Condition
- All industries

Ontario Research Fund - Research Excellence
- From $300,000 to $2,000,000
- Up to 33% of project cost
- All industries

Tourism Product Diversification and Marketing Program — Product Development and Enhancement
- Maximum amount : 250,000 $
- Up to 15% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

The Physicians' Services Incorporated Foundation - Resident Research Grants
- Maximum amount : 30,000 $
- Health care and social assistance

Stream 1: Incubator and Capacity Building
- Maximum amount : 125,000 $
- All industries

MRC Beaharnois-Salaberry — Housing programs
- Maximum amount : 150,000 $
- Real estate and rental and leasing

Sustainable Food Systems Grants
- No Condition
- Agriculture, forestry, fishing and hunting
- Health care and social assistance
- Other services (except public administration)
- Public administration

New Construction Commercial and Industrial Energy Efficiency Program
- Maximum amount : 250,000 $
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Wholesale trade

United Way Community Services of Guelph and Wellington
- Maximum amount : 25,000 $
- All industries

Youth Employment and Skills Strategy Program – Youth Focused Projects
- Maximum amount : 5,000,000 $
- All industries

Racial Justice Grants
- No Condition
- All industries

Skills Development Fund (SDF) — Training Stream
- No Condition
- Construction
- Manufacturing

- No Condition
- Administrative and support, waste management and remediation services

BC Tech Growth Programs
- No Condition
- Information and cultural industries