Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Job integration contract
Gouvernement du Québec- No Condition
- All industries

Insight Research
Social Sciences and Humanities Research Council (SSHRC)- No Condition
- Professional, scientific and technical services
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)

Ontario Youth Apprenticeship Program (OYAP)
Government of Ontario- No Condition
- Educational services

Competitiveness Consulting Rebate
Northern Development Initiative Trust (NDIT)- From $2,000 to $30,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing

Protecting habitats
Quebec Wildlife Foundation- Maximum amount : 150,000 $
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Other services (except public administration)
- Public administration

Business Façade Development Program
Northern Development Initiative Trust (NDIT)- Maximum amount : 20,000 $
- Up to 50% of project cost
- Retail trade
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)

Capitalization of Social Economy Enterprises (CAES) — Stream 2
Investissement Québec (IQ)- From $50,000 to $2,000,000
- Up to 80% of project cost
- All industries

NBIF — Corporate Cleantech Innovation Fund
New Brunswick Innovation Foundation (NBIF)- Maximum amount : 160,000 $
- Up to 20% of project cost
- Manufacturing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

CAAIN — Livestock Innovation Program 2025
Canadian Agri-Food Automation and Intelligence Network (CAAIN)- Maximum amount : 500,000 $
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting

Art and Culture Grants
City of Greater Sudbury- Maximum amount : 10,000 $
- All industries

DEPS — Local Investment Fund
Economic Development Pierre-De Saurel (DEPS)- Maximum amount : 250,000 $
- All industries

NGen — Advanced Manufacturing Technology Program
Next Generation Manufacturing Canada (NGen)- From $600,000 to $3,200,000
- Up to 40% of project cost
- Manufacturing

Financial Assistance Program for the Development of Private Woodlots
Gouvernement du Québec- No Condition
- Agriculture, forestry, fishing and hunting

PacifiCan — Jobs and Growth Fund — Not-for-profit
Pacific Economic Development Canada (PacifiCan)- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Arts Project Grant - Medium
Northwest Territories Ministry of Industry, Tourism and Investment- Maximum amount : 10,000 $
- All industries

Community Places Program
Northern Development Initiative Trust (NDIT)- Maximum amount : 30,000 $
- Up to 70% of project cost
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Indigenous Participation Fund - Advanced exploration and development support strean
Ontario Ministry of Energy and Mines- Maximum amount : 15,000 $
- All industries

PrairiesCan — Aerospace Regional Recovery Initiative — Indigenous Stream
Prairies Economic Development Canada (PrairiesCan)- Up to 75% of project cost
- Manufacturing
- Transportation and warehousing

Community Facility Enhancement Program (CFEP) – Community Facilities Enhancement Program – Small Grants
Ministry of Arts, Culture and Status of Women of Alberta- Maximum amount : 125,000 $
- Other services (except public administration)

Summer Student Farm Worker Bursary
Investment Agriculture Foundation (IAF)- From $1,500 to $3,000
- Agriculture, forestry, fishing and hunting
- Manufacturing

Thriving Indigenous Systems Fund (TISF)
Vancouver Foundation- Maximum amount : 100,000 $
- All industries

Indigenous Participation Fund - Engagement and relationship-building stream
Ontario Ministry of Energy and Mines- No Condition
- All industries

The Nova Scotia Beef Initiative
Perennia Food and Agriculture Corporation- Maximum amount : 15,000 $
- Up to 60% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

New Frontiers in Research Fund — International Stream
Canadian Institutes of Health Research (CIHR)- Maximum amount : 1,000,000 $
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Cultural Infrastructure Program
Northern Development Initiative Trust (NDIT)- Maximum amount : 300,000 $
- Up to 70% of project cost
- Information and cultural industries
- Arts, entertainment and recreation
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Non-Competitive Grants
South Saskatchewan Community Foundation, Inc.- From $200 to $20,000
- All industries

Museums Assistance Program — Indigenous Heritage
Canadian Heritage- Maximum amount : 200,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Accessible Technology Program
Innovation, Science and Economic Development Canada (ISED)- Up to 80% of project cost
- Information and cultural industries
- Professional, scientific and technical services
- Health care and social assistance

Community Enhancement Program — Broadband and Cellular Expansion Projects
Government of Ontario- Maximum amount : 1,000,000 $
- Up to 50% of project cost
- Utilities
- Information and cultural industries
- Public administration

Calgary Flames Foundation - Community Grant Program
Flames Foundation for Life- Maximum amount : 100,000 $
- All industries

SODEC — Assistance for businesses in the arts and crafts sector — Stream 4
Société de développement des entreprises culturelles (SODEC)- Maximum amount : 5,000 $
- Arts, entertainment and recreation

Community Facility Enhancement Program (CFEP) - Community Facility Enhancement Program – Large Grants
Ministry of Arts, Culture and Status of Women of Alberta- From $125,001 to $1,000,000
- Other services (except public administration)

Revitalising and developing business establishments in the city centre
City of Trois-Rivières- Maximum amount : 30,000 $
- Up to 50% of project cost
- Retail trade

Community Incentive Grant Program
City of Winnipeg- No Condition
- All industries

Manitoba — First Jobs Fund
Government of Manitoba- Maximum amount : 225,000 $
- All industries

Economic Infrastructure Program
Northern Development Initiative Trust (NDIT)- Maximum amount : 300,000 $
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting
- Utilities
- Construction
- Manufacturing

OAC — Ontario Arts Presenters Projects
Ontario Arts Council (OAC)- Maximum amount : 7,500 $
- Educational services
- Arts, entertainment and recreation
- Public administration

Tourism Development Program (TDP)
Tourism Saskatchewan- Maximum amount : 40,000 $
- Up to 50% of project cost
- Accommodation and food services

Emissions Performance Standards program
Government of Ontario- No Condition
- Manufacturing

Planning New Opportunities Program
Government of Nova Scotia- Maximum amount : 15,000 $
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting

Shine Across Canada and Internationally
Canada Council for the Arts (CCA)- Maximum amount : 200,000 $
- Up to 60.000004% of project cost
- Arts, entertainment and recreation

Fabulous Festivals and Events Program
Northern Development Initiative Trust (NDIT)- Maximum amount : 5,000 $
- Arts, entertainment and recreation
- Accommodation and food services

CBDC Self Employment Benefit Program
Community Business Development Corporations (CBDC)- No Condition
- All industries

Toronto Retail Accelerator Program
City of Toronto- Maximum amount : 10,000 $
- Retail trade

Small Distillery Program
Agricorp- Maximum amount : 220,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing

Aboriginal Business Financing Program (ABDP) — Community project
SOCCA- Up to 75% of project cost
- All industries

Programme d’appui au développement des secteurs stratégiques et des créneaux d’excellence (PADS)
UAS Centre of Excellence- Maximum amount : 1,500,000 $
- Up to 50% of project cost
- Manufacturing

Canada-Japan Corporate Co-innovation Program
National Research Council Canada (NRC)- Maximum amount : 75,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Transportation and warehousing
- Information and cultural industries

SOCAN — Professional Development Assistance
SOCAN Foundation- Maximum amount : 1,500 $
- Arts, entertainment and recreation

BDC Capital — Intellectual Property-Backed Financing
Business Development Bank of Canada (BDC)- No Condition
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
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Fonds Développement La Mitis - Regional Fund
La Mitis RMC- No Condition
- All industries

CMF — Conceptualization Program
Canada Media Fund (CMF)- Maximum amount : 15,000 $
- Up to 75% of project cost
- Information and cultural industries

Social Development Fund of the City of Trois-Rivières
City of Trois-Rivières- No Condition
- All industries

SSRIA – Innovation Fund
Smart Sustainable Resilient Infrastructure Association (SSRIA)- Maximum amount : 300,000 $
- Up to 70% of project cost
- Construction

Fonds de développement des entreprises d'économie sociale (FDEÉS)
Victoriaville et sa Région- No Condition
- All industries

Canada Arts Presentation Fund (CAPF) — Programming: Presenter Support Organizations
Government of Canada- Maximum amount : 200,000 $
- Up to 25% of project cost
- Educational services
- Arts, entertainment and recreation
- Public administration

Multiculturalism and Anti-Racism Program – Organizational Capacity Building
Canadian Heritage- No Condition
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)

Regional Development Fund — Regional Development Program
Government of Newfoundland and Labrador- Maximum amount : 10,000 $
- Up to 25% of project cost
- All industries

Resilient Communities Fund
Government of Ontario- Minimum amount : 10,000 $
- All industries

Aboriginal Participation Fund (APF) — Education and relationship-building
Government of Ontario- No Condition
- Mining, quarrying, and oil and gas extraction

Celebrate Ontario Blockbuster (COB)
Ontario Ministry of Tourism, Culture and Sport (MTCS)- Up to 20% of project cost
- Arts, entertainment and recreation

Beneficial Management Practices (BMP)
Government of British Columbia- No Condition
- Agriculture, forestry, fishing and hunting

Arts in communities
Government of New Brunswick- No Condition
- All industries
- Maximum amount : 14,000 $
- Professional, scientific and technical services

Childcare Enhancement Grant program
City of Vancouver- Maximum amount : 27,000 $
- Educational services
- Health care and social assistance
Stream 2: Regional or interregional approach to agri-environment
Quebec Ministère de l'Agriculture, des Pêcheries et de l'Alimentation- Maximum amount : 9,500 $
- All industries

Creating, Knowing and Sharing — Small-Scale Activities
Canada Council for the Arts (CCA)- Maximum amount : 3,000 $
- Arts, entertainment and recreation

Indigenous cultural partnership
Gouvernement du Québec- From $5,000 to $1,500,000
- Up to 75% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Milton Community Connections Grant
Town of Milton- Maximum amount : 2,500 $
- All industries

Clean Energy for Rural and Remote Communities (CERRC)
Natural Resources Canada (NRCan)- No Condition
- Utilities

Alberta Innovates — Energy Storage and Minerals
Alberta Innovates- Maximum amount : 2,000,000 $
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing
- Administrative and support, waste management and remediation services

Mission Inclusion - Support for Quebec Organizations - Organizational Accompaniment
Jules and Paul-Émile Léger Foundation; L'OEUVRE LÉGER; LEGER FOUNDATION- Up to 66% of project cost
- All industries

SIF — Business Innovation and Growth projects
Innovation Canada- No Condition
- Manufacturing
- Professional, scientific and technical services

C/AV and Smart Mobility — Stream 2
Ontario Vehicle Innovation Network (OVIN)- Maximum amount : 1,000,000 $
- Up to 66% of project cost
- Transportation and warehousing

Community Action Fund
New Brunswick Executive Council Office- Maximum amount : 5,000 $
- All industries
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Active Communities Initiative
Government of Alberta- From $50,000 to $1,500,000
- Up to 50% of project cost
- Arts, entertainment and recreation

Youth Education Grants Program
MONAT Gratitude Inc.- No Condition
- All industries

Civil Forfeiture Grant Program - Gender-Based Violence
British Columbia Ministry of Public Safety- Maximum amount : 40,000 $
- All industries

Strategic Funds - Media Arts Equipment Acquisition Fund
Canada Council for the Arts (CCA)- Maximum amount : 30,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Genome Prairie — Canadian Biotechnology Innovation and Commercialization (CBIC) Initiative
Genome Canada- From $100,000 to $2,000,000
- Up to 33% of project cost
- Manufacturing
- Professional, scientific and technical services
- Health care and social assistance

City Grant Program - Health, Social and Safety
City of Richmond Hill- No Condition
- All industries

British Columbia Arts Council Funding
Government of British Columbia- No Condition
- Arts, entertainment and recreation

City Grant Program - Arts and Culture - Project Assistance
City of Richmond Hill- Maximum amount : 5,000 $
- Up to 50% of project cost
- All industries

Main Street Revitalization – Planning Program
Northern Development Initiative Trust (NDIT)- Maximum amount : 20,000 $
- Up to 50% of project cost
- Public administration

Self-Employment Program (Nova Scotia)
Government of Nova Scotia- No Condition
- All industries

Musicaction — Album production
Musicaction- Maximum amount : 25,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

CRIBIQ-BIOnext
Consortium de recherche et d'innovations en bioprocédés industriels au Québec (CRIBIQ)- Maximum amount : 15,000 $
- Manufacturing
- Professional, scientific and technical services

PacifiCan Business Acceleration Pilot (BizAP)
Pacific Economic Development Canada (PacifiCan)- Up to 50% of project cost
- All industries

Limestone Trucking Assistance Program
Government of Nova Scotia- Maximum amount : 32,000 $
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting

Food & Agriculture Startup Competition
Grow-NY- Maximum amount : 1,000,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing

Cultural industries — Financial assistance
Government of New Brunswick- No Condition
- Information and cultural industries
- Arts, entertainment and recreation
- Public administration

OAC — Artists in Communities and Schools Projects
Ontario Arts Council (OAC)- Maximum amount : 20,000 $
- Educational services
- Arts, entertainment and recreation

Community Workforce Response Grant — Community Response Stream
Government of British Columbia- From $20,000 to $300,000
- Agriculture, forestry, fishing and hunting
- Manufacturing

Destruction of PFAS compounds in contaminated media
Innovation, Science and Economic Development Canada (ISED)- Maximum amount : 200,000 $
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

Multiculturalism and Anti-Racism Program – Events
Canadian Heritage- No Condition
- Information and cultural industries
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

ArtStarts in Schools Society - Artists in the Classroom (AIC) Grants for Schools
Art Starts- Maximum amount : 10,000 $
- Up to 70% of project cost
- Educational services
- Arts, entertainment and recreation

Private Archives Support Program
National Library and Archives of Quebec (BANQ)- Maximum amount : 85,000 $
- Up to 75% of project cost
- Information and cultural industries

TAO — Newcomer and Refugee Artist Mentorship
Toronto Arts Council (TAO)- Maximum amount : 15,000 $
- Arts, entertainment and recreation

Equipment Grant Program
ISPARC- Maximum amount : 3,000 $
- All industries

Atlantic Integrated Commercial Fisheries Initiative (AICFI) - Capacity Building (Business Development)
Fisheries and Oceans Canada (DFO)- Up to 90% of project cost
- All industries
