Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

Heart of Georgian Bay Community Forward Fund
Huronia Community Foundation- Maximum amount : 20,000 $
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Digital Literacy Exchange Program
Innovation Canada- From $50,000 to $2,000,000
- All industries

Tourisme Baie-James — EPRTNT – Hosting
Tourisme Baie-James- From $25,000 to $200,000
- Up to 50% of project cost
- Accommodation and food services

Alberta Innovates — Water Innovation Program
Alberta Innovates- No Condition
- Professional, scientific and technical services

Ontario Arts Council
OAC, Ontario Ministry of Tourism, Culture and Sport- No Condition
- All industries

True North Treasure Initiative – Labrador Trough
Government of Canada- No Condition
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities

Opportunities Fund for Persons with Disabilities — National or Regional Component
Employment and Social Development Canada (ESDC)- No Condition
- All industries

Plant Your Roots Program — Commercial Farm Purchases
Government of Nova Scotia- Maximum amount : 100,000 $
- Agriculture, forestry, fishing and hunting

Agricultural Insurance
Government of New Brunswick- No Condition
- Agriculture, forestry, fishing and hunting

Technology showcase - pre-commercialization of innovation
Quebec City- Maximum amount : 250,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Finance and insurance

FRWIP — Small Dams
Government of Saskatchewan- From $500 to $75,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Toronto Foundation - Vital Signs Grants
Toronto Community Foundation- Maximum amount : 15,000 $
- All industries

Rail Safety Improvement Program - Public Education and Awareness (E&A)
Transport Canada (TC)- No Condition
- All industries

FRWIP — Water Development Projects
Government of Saskatchewan- From $500 to $150,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Toronto Foundation - Free to Play
Toronto Community Foundation- From $20,000 to $150,000
- All industries

Port Coquitlam Community Foundation - Community Capital Projects Matching Grant
PoCo Community Foundation- From $1,000 to $10,000
- Up to 50% of project cost
- Arts, entertainment and recreation

Pathways to Safe Indigenous Communities Initiative
Indigenous Services Canada- Maximum amount : 1,000,000 $
- Health care and social assistance
- Public administration

Youth Take Charge Program
Department of Canadian Heritage (LJI)- Maximum amount : 50,000 $
- All industries

Explore and Create — Professional Development for Artists
Canada Council for the Arts (CCA)- Maximum amount : 10,000 $
- Arts, entertainment and recreation

Level Up Local
Accelerate Okanagan- No Condition
- All industries

Enbridge Gas Quebec — Cash incentives – Air Curtain
Enbridge Gas Quebec- From $400 to $10,500
- Manufacturing
- Wholesale trade
- Transportation and warehousing

Community Partnership Program (Employment)
Department of Immigration, Population Growth and Skills of Newfoundland and Labrador- No Condition
- All industries

Taking action for wildlife
Quebec Wildlife Foundation- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Other services (except public administration)
- Public administration

David S. Howes Fund Grants Program
Niagara Community Foundation- No Condition
- All industries

Canada's Ocean Supercluster — Program Innovation ecosystem projects and activities
Canada's Ocean Supercluster (OSC)- Up to 75% of project cost
- All industries
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Tourisme Baie-James — EPRTNT – Attractions, activities and facilities
Tourisme Baie-James- From $5,000 to $200,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Alberta Innovates — Industry R&D Associates Program
Alberta Innovates- Maximum amount : 105,000 $
- Up to 25% of project cost
- Information and cultural industries
- Professional, scientific and technical services

Alberta Innovates — Digital Innovation in Clean Energy (DICE)
Alberta Innovates- Maximum amount : 250,000 $
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction

Nova Scotia Film and Television Production Incentive Fund
Government of Nova Scotia- Minimum amount : 25,000 $
- Up to 26% of project cost
- Information and cultural industries

Organic Industry Development — Certified Organic Land Conversion
Government of Prince Edward Island- From $400 to $60,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Sundance Native Lab 2025
Indigenous Screen Office (ISO)- Maximum amount : 10,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Bourses à la relève Agri-Marché – Dairy sector
Lactech- No Condition
- Agriculture, forestry, fishing and hunting

CMF-SODEC — Predevelopment Program for Television Series Based on Literary Adaptations
Canada Media Fund (CMF)- Maximum amount : 50,000 $
- Up to 75% of project cost
- Information and cultural industries

Organic Industry Development — Increasing Market Competitiveness
Government of Prince Edward Island- Maximum amount : 60,000 $
- Up to 70% of project cost
- All industries

Wildlife Damage Compensation Program
Government of New Brunswick- From $500 to $35,000
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting

Strategic Investments Program — Nunavut Economic Foundations Fund
Government of Nunavut- No Condition
- All industries

Call for projects for digital cultural development in the Canadian Francophonie
Gouvernement du Québec- Maximum amount : 25,000 $
- Up to 75% of project cost
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation

CME’s Technology Investment Program
Federal Economic Development Agency for Southern Ontario (FedDev)- Maximum amount : 50,000 $
- Up to 50% of project cost
- Manufacturing

Plant Your Roots Program — New Entrant
Government of Nova Scotia- Maximum amount : 100,000 $
- Agriculture, forestry, fishing and hunting

Ascension competition
Quebec City Junior Chamber of Commerce (JCCQ)- Maximum amount : 60,000 $
- Construction
- Manufacturing
- Retail trade
- Transportation and warehousing

CAAIN — 2025 Broadacre Cropping Program
Canadian Agri-Food Automation and Intelligence Network (CAAIN)- Maximum amount : 600,000 $
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting

Tourisme Baie-James — EPRTNT – Festivals and events
Tourisme Baie-James- Maximum amount : 50,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

Screen BC Short Film Award
Creative BC- From $15,000 to $15,000
- Arts, entertainment and recreation

Acadian and Francophone Culture Fund
Government of Prince Edward Island- Up to 60% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

STIP — Local Municipal Initiatives
Government of Alberta- No Condition
- Transportation and warehousing

Supporting the Charitable and Nonprofit Sector
The Lawson Foundation (BJLFF)- No Condition
- All industries

Agri-Industry Development & Advancement — Business Development (Agricultural Organizations and Associations)
Government of New Brunswick- Maximum amount : 100,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Regional Development Fund — Community Capacity Building
Government of Newfoundland and Labrador- Maximum amount : 10,000 $
- All industries

Livestock Strategy Program — Strategic Livestock Industry
Government of Prince Edward Island- Maximum amount : 75,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Employee Training Program
Minister of Industry, Tourism and Investment (NWT)- Maximum amount : 13,000 $
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction
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Ontario — Meat Processors Capacity Improvement Initiative
Government of Ontario- Maximum amount : 150,000 $
- Up to 60% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Fund to stimulate international business tourism – Stream 2 - Carrying out canvassing activities
Gouvernement du Québec- From $5,000 to $200,000
- Up to 50% of project cost
- Accommodation and food services

First Nations Land Management
Government of Canada- No Condition
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction

Alberta Innovates — Agri-Food and Bioindustrial Innovation Program
Alberta Innovates- Maximum amount : 500,000 $
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing

Hydrogen Centre of Excellence - Services Capacity
Alberta Heritage Foundation for Medical Research, Alberta Innovates - Health Solutions- Maximum amount : 500,000 $
- All industries

First Peoples Economic Growth Fund - Aftercare Program
First Peoples Economic Growth Fund Inc. (FPEGF)- Maximum amount : 20,000 $
- Up to 75% of project cost
- All industries

Mini-Grants Program
Niagara Community Foundation- From $2,500 to $2,500
- All industries

Ecosystem Services Grant Program
Government of Alberta- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)

Reaching Home program
Region of Peel- No Condition
- All industries

Agri-Land Accessibility and Enhancement
Government of New Brunswick- Maximum amount : 35,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Livestock Price Insurance Program
Livestock Price Insurance Program (LPI)- No Condition
- Agriculture, forestry, fishing and hunting

CMF — Iteration Program
Canada Media Fund (CMF)- Maximum amount : 350,000 $
- Up to 75% of project cost
- Information and cultural industries

Digital Health Sandbox
Alberta Innovates- Maximum amount : 300,000 $
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
- Public administration

HIV Community Wellness Initiative
First Nations Health Authority (FNHA)- From $25,000 to $50,000
- All industries

2025 International Overdose Awareness Day Grants
First Nations Health Authority (FNHA)- No Condition
- All industries

Zero-Emission Trucking Program - Call for Proposals
Transport Canada (TC)- Maximum amount : 1,000,000 $
- Up to 75% of project cost
- Transportation and warehousing

CFI — Innovation Fund
Canada Foundation for Innovation (CFI)- Up to 40% of project cost
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Entreprendre Sherbrooke — Créavenir Estrie
Entreprendre Sherbrooke- Maximum amount : 15,000 $
- All industries

NovaScience Program - Call for projects: Support for the position of innovation and marketing manager
Quebec Ministry of Economics and Innovation- Maximum amount : 75,000 $
- Up to 50% of project cost
- All industries

Gender Equity Grant
Minister of Industry, Tourism and Investment (NWT)- Maximum amount : 5,000 $
- Other services (except public administration)
- Public administration

Economic Development Fund — Tier 3
Government of Yukon- Maximum amount : 500,000 $
- Up to 75% of project cost
- All industries

Livestock Strategy Program — Community Pasture
Government of Prince Edward Island- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

CMF-SODEC — Corporate Financial Program for Television Production
Canada Media Fund (CMF)- Maximum amount : 500,000 $
- Up to 75% of project cost
- Information and cultural industries

United Way East Ontario - Community Fund Call for Proposals
United Way/Centraide Ottawa- Maximum amount : 50,000 $
- All industries

Brian Bronfman Family Foundation
The Edward Bronfman Family Foundation- No Condition
- Health care and social assistance
- Other services (except public administration)
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Cultural Spaces Grant Program - Cultural Infrastructure Grants (CIG)
City of Vancouver- Maximum amount : 250,000 $
- Information and cultural industries
- Arts, entertainment and recreation

Canada – Newfoundland and Labrador Job Grant
Government of Newfoundland and Labrador- Maximum amount : 15,000 $
- Up to 33% of project cost
- All industries

Brownfields Redevelopment Program - Development Charge Deferral
City of Ottawa- Up to 50% of project cost
- Construction
- Real estate and rental and leasing
- Administrative and support, waste management and remediation services

Alberta Innovates — Health Innovations
Alberta Innovates- Maximum amount : 200,000 $
- Up to 75% of project cost
- Health care and social assistance

Open Innovation Program
Government of British Columbia- Maximum amount : 6,000,000 $
- Utilities
- Manufacturing
- Professional, scientific and technical services

OMIF — Music Industry Initiatives
Government of Ontario- From $10,000 to $300,000
- Up to 50% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Environmental Grants Program
Niagara Community Foundation- No Condition
- All industries

Building Safer Communities Program Grants (BSCP) - Youth Engagement Project Grants
City of Vancouver- Maximum amount : 10,000 $
- Educational services
- Health care and social assistance
- Other services (except public administration)
- Public administration

Call for innovative projects in artificial intelligence: collaborative industrial research and support for innovative entrepreneurship
Gouvernement du Québec- Maximum amount : 1,500,000 $
- Professional, scientific and technical services

CleanBC Industry Fund - Emissions Performance Request for Proposals
Province of British Columbia- Maximum amount : 25,000,000 $
- Up to 50% of project cost
- Manufacturing

ViaSport - Rally Together Fund: Sport Volunteering Grant
BC Sport Agency- No Condition
- All industries

Nunavut Filmmakers Funding — Short Film Fund
Nunavut Film Development Corporation- Maximum amount : 25,000 $
- Up to 27% of project cost
- Arts, entertainment and recreation

ViaSport - Hosting BC
BC Sport Agency- From $10,000 to $35,000
- All industries

Invest-AI — Funding AI adoption
Ivado Labs- No Condition
- Professional, scientific and technical services

Accelerate HER PEI
Prince Edward Island Business Women's Association- No Condition
- All industries

The Ontario Trillium Foundation - Grow Grants
OTF- Maximum amount : 600,000 $
- All industries

Innovation Growth Program
Government of Manitoba- Maximum amount : 100,000 $
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Discretionary funds
Fondation Béati- Maximum amount : 5,000 $
- Public administration

Atlantic Innovation Fund — Private Sector Businesses
Atlantic Canada Opportunities Agency (ACOA)- No Condition
- Professional, scientific and technical services
- Educational services
- Other services (except public administration)

Reserve Land and Environment Management Program
Government of Canada- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting
- Other services (except public administration)
- Public administration

Regional Action Support Program (RASP)
Gouvernement du Québec- Up to 30% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

Barb Bromley Fund for Seniors and Elders
The Yellowknife Community Foundation- From $1,000 to $7,000
- Health care and social assistance

Capacity Grants
First West Foundation- Maximum amount : 10,000 $
- All industries

Rogers Indigenous Film Fund Program
Creative BC- From $5,000 to $20,000
- Up to 80% of project cost
- Arts, entertainment and recreation

Évolution-Compétences - Professional Norms Component
Commission des partenaires du marché du travail (CPMT)- Up to 100% of project cost
- Educational services