Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

MRC La Jacques-Cartier — Young Promoters Fund (JP)
- Maximum amount : 9,000 $
- Up to 20% of project cost
- All industries

DEPS — Young Promoters Fund
- Maximum amount : 6,000 $
- Manufacturing
- Retail trade
- Other services (except public administration)
- Public administration

Funding program for cybersecurity innovation projects in Quebec – Certification stream
- Up to 50% of project cost
- Professional, scientific and technical services

Women in STEM Scholarship
- From $2,500 to $2,500
- Professional, scientific and technical services
- Educational services

Novoclimat – Small multi-unit building
- Maximum amount : 3,400 $
- Construction
- Real estate and rental and leasing
- Health care and social assistance

MTRIC — SI2TEC – Feasibility Studies
- Maximum amount : 75,000 $
- Up to 50% of project cost
- Manufacturing

MRC Kamouraska — Support Program for Innovative Projects for Cultural Development and Community Animation
- No Condition
- Information and cultural industries
- Arts, entertainment and recreation

HomeEnergySaver Program
- Maximum amount : 10,000 $
- All industries

MRC Charlevoix-Est — Cultural Development
- Minimum amount : 500 $
- Up to 80% of project cost
- Arts, entertainment and recreation

MRC Les Etchemins — Business support policy
- Maximum amount : 25,000 $
- Up to 25% of project cost
- All industries

Existing Building Commissioning program
- Maximum amount : 150,000 $
- Up to 75% of project cost
- Utilities
- Real estate and rental and leasing
- Educational services
- Health care and social assistance

Recyc-Québec — Beverage Container Recycling — Stream 2
- Maximum amount : 2,000,000 $
- Up to 70% of project cost
- Manufacturing
- Administrative and support, waste management and remediation services

MRC Portneuf — Sustainable Forest Management Program
- No Condition
- Agriculture, forestry, fishing and hunting

APCHQ — Get financing through the Canada Greener Affordable Housing program: Pre-Retrofit Funding for multi-unit residential buildings
- Maximum amount : 130,000 $
- Up to 30% of project cost
- Health care and social assistance

- From $10,000 to $50,000
- Agriculture, forestry, fishing and hunting

Call for innovation projects in agritechnologies
- Maximum amount : 2,000,000 $
- Up to 30% of project cost
- Agriculture, forestry, fishing and hunting

MRC L'Islet — Support fund for cultural cafés
- Maximum amount : 25,000 $
- Up to 80% of project cost
- Arts, entertainment and recreation

- No Condition
- All industries

Quebec Fisheries Fund — Infrastructure
- Maximum amount : 2,500,000 $
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting

MRC La Matanie — Business Support Program (PAE)
- Maximum amount : 250,000 $
- Retail trade
- Accommodation and food services

APCHQ — Co-op Housing Development Program
- No Condition
- Real estate and rental and leasing

MRC Charlevoix-Est — Signature Innovation Fund
- Maximum amount : 150,000 $
- Up to 50% of project cost
- Transportation and warehousing
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)

PacifiCan — Regional Economic Growth through Innovation — Business Scale-Up and Productivity
- From $200,000 to $5,000,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Information and cultural industries

Regional partnership and digital transformation agreement for tourism 2022-2025 – Studies and consulting services
- From $3,000 to $25,000
- Up to 50% of project cost
- Accommodation and food services

Training fund for employees in the construction industry
- No Condition
- Construction
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MRC Les Moulins — Futurpreneur Canada
- Maximum amount : 20,000 $
- Up to 50% of project cost
- Manufacturing
- Retail trade
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

Rail Transportation Infrastructure and Modal Integration Support Program — Part 3 — Studies
- Maximum amount : 250,000 $
- Up to 66.67% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction

MRC Beauce-Centre — Propulsion Fund
- From $1,000 to $10,000
- Up to 50% of project cost
- All industries

ID Gatineau — FDEES
- From $5,000 to $30,000
- Up to 25% of project cost
- All industries

Support for the apple-growing sector to improve profitability and agri-environmental practices
- Maximum amount : 600,000 $
- Up to 6% of project cost
- Agriculture, forestry, fishing and hunting

MRC Portneuf — Financial Assistance Program for Heritage Restoration
- Maximum amount : 20,000 $
- Up to 80% of project cost
- Real estate and rental and leasing
- Arts, entertainment and recreation

SODEXPORT — Component 5: Strategic initiatives
- Maximum amount : 100,000 $
- Up to 50% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Mitis MRC — Regional and Rural Fund (RRF) - Component 1
- No Condition
- Agriculture, forestry, fishing and hunting
- Transportation and warehousing
- Educational services
- Health care and social assistance

ARBJ — Economic Development Infrastructure Program (PIDE)
- Maximum amount : 250,000 $
- Up to 35% of project cost
- All industries

RCM de la Mitis — Component 3 : “Signature Innovation” Projects
- No Condition
- Information and cultural industries
- Educational services
- Public administration

MRC La Vallée-de-l'Or — Support Program for Structuring Projects (PSPS)
- Maximum amount : 25,000 $
- Up to 60% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Enabling Accessibility Fund – Youth Innovation Component
- Maximum amount : 12,000 $
- Educational services
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)

MRC Joliette — Technology and Digital Transition Fund (FTTN) – Stream 2
- Maximum amount : 1,500 $
- Up to 20% of project cost
- All industries

MRC des Chenaux — Economic Diversification Fund (FDÉ)
- Maximum amount : 15,000 $
- Up to 50% of project cost
- Manufacturing
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Enbridge Gas Quebec — Cash incentives – Innovation
- Maximum amount : 25,000 $
- Up to 75% of project cost
- Utilities
- Manufacturing
- Professional, scientific and technical services
- Educational services

MRC Pontiac — FRR Stream 3
- No Condition
- Information and cultural industries
- Arts, entertainment and recreation

Regional partnership and digital transformation agreement for tourism 2022-2025 – Festivals and events
- From $60,000 to $15,000
- Arts, entertainment and recreation
- Accommodation and food services

MRC Montmagny — Sustainable Forest Management Program (PADF)
- No Condition
- Agriculture, forestry, fishing and hunting

RCM de la Mitis — Fonds « Développement La Mitis »
- No Condition
- Public administration

Regional partnership and digital transformation agreement for tourism 2022-2025 – Structuring the tourism offer
- From $30,000 to $50,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Zero Emission Vehicle Awareness Initiative — Light-Duty Vehicle — Not-for-profit
- Up to 50% of project cost
- Utilities
- Transportation and warehousing
- Educational services
- Other services (except public administration)

Estrie — FRR – Component 1
- Minimum amount : 100,000 $
- Up to 80% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

Applied Research and Development Grants — Industrial Partner
- Maximum amount : 150,000 $
- All industries

MRC De D'Autray — Business Development Program
- Maximum amount : 15,000 $
- Up to 10% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Accommodation and food services
- Other services (except public administration)

MRC La Jacques-Cartier — Social economy enterprise development fund
- Maximum amount : 15,000 $
- Up to 80% of project cost
- Information and cultural industries
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
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Biofood market development program — Component 2
- From $50,000 to $750,000
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting

Genomic Innovations: Energy and Environmental Solutions
- From $300,000 to $750,000
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Professional, scientific and technical services

MRC Arthabaska — Young Promoters Fund (FJP)
- Maximum amount : 8,000 $
- Manufacturing
- Professional, scientific and technical services

Community Economic Development (CED)
- From $5,000 to $50,000
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

OAC — Deaf and Disability Arts Projects
- Maximum amount : 10,000 $
- Arts, entertainment and recreation

Îles-de-la-madeleine — Business support policy (PSE)
- Maximum amount : 25,000 $
- Up to 25% of project cost
- All industries

Financial assistance program for businesses in physical activities (PAFEMAP)
- Maximum amount : 200,000 $
- Up to 80% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

MRC L'Islet — Vitalization fund
- Maximum amount : 75,000 $
- Up to 90% of project cost
- All industries

RCM de la Mitis — RenoRegion Fund
- Maximum amount : 25,000 $
- All industries

MRC La Vallée-de-l'Or — Quebec Fund for Social Initiatives (FQIS)
- Up to 90% of project cost
- Health care and social assistance

RCM de la Mitis — Component 4 : Support for revitalization and intermunicipal cooperation
- No Condition
- Agriculture, forestry, fishing and hunting
- Transportation and warehousing
- Arts, entertainment and recreation

PME MTL — Call for projects: very open to unusual businesses
- Maximum amount : 75,000 $
- Up to 20% of project cost
- Retail trade

PME MTL — Digital Circuit Program
- Maximum amount : 9,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Other services (except public administration)

Musicaction — International Event
- Maximum amount : 60,000 $
- Up to 75% of project cost
- Arts, entertainment and recreation

Innovation in Quantum Technologies — Stream 3
- Maximum amount : 1,500,000 $
- Up to 35% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Construction
- Manufacturing

Technology Leadership: Genomics stream
- Up to 45% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Game Changer Pitch Competition
- No Condition
- Utilities
- Information and cultural industries
- Professional, scientific and technical services

Évolution-Compétences — Partnership for training and innovation
- Up to 50% of project cost
- Educational services

RCM Vallée-Du-Richelieu — Programme Innovation (PI)
- Maximum amount : 10,000 $
- Up to 20% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Other services (except public administration)

RCM Vallée-Du-Richelieu — Fonds d'appui à l'entrepreneuriat collectif (FAEC)
- Maximum amount : 10,000 $
- Other services (except public administration)
- Public administration

RCM Vallée-Du-Richelieu — Fonds de soutien à l'entrepreneuriat
- Maximum amount : 5,000 $
- Up to 20% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Information and cultural industries

Elevate Women+
- No Condition
- Information and cultural industries
- Professional, scientific and technical services

Transportez vert — Direct current fast charging station
- Maximum amount : 150,000 $
- Up to 50% of project cost
- Transportation and warehousing

MRC Portneuf — Business Support Fund
- Maximum amount : 15,000 $
- Up to 50% of project cost
- All industries

MRC Beaharnois-Salaberry — Policy to support structuring projects
- Maximum amount : 100,000 $
- Up to 70% of project cost
- Information and cultural industries
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
Access over 10 000 different funding opportunities
Try the helloDarwin platform today and find programs that fit your needs
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Project Seed Funding in Grid Innovation
- From $50,000 to $150,000
- Utilities
- Professional, scientific and technical services

Ville de La Tuque — RRF stream 2 - Support for local and regional development skills
- Maximum amount : 25,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Professional, scientific and technical services

MRC Les Appalaches — FRR Part 4
- No Condition
- Agriculture, forestry, fishing and hunting
- Public administration

Emissions Reduction Advancement Program (ERAP)
- No Condition
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing
- Transportation and warehousing

MRC Charlevoix-Est — Sustainable Forest Management Program
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting

MTRIC — PARTENAR-IA — Academic
- Maximum amount : 1,500,000 $
- Up to 35% of project cost
- Mining, quarrying, and oil and gas extraction
- Manufacturing

MRC Maskinongé — Business Succession
- Maximum amount : 15,000 $
- Up to 50% of project cost
- All industries

Critical Habitat Interdepartmental Program (CHIP)
- From $5,000 to $80,000
- Public administration

RCM de la Mitis — FLI/FLS
- No Condition
- All industries

Fund for Innovation and Technology (FIT)
- Maximum amount : 25,000 $
- Up to 50% of project cost
- All industries

Genome British Columbia — Data Access, Integration and Analysis Program (DAIA) 2
- Maximum amount : 250,000 $
- Health care and social assistance

Ville de La Tuque — RRF stream 3 - Innovation Signature
- Maximum amount : 1,051,050 $
- Up to 20% of project cost
- Retail trade

PME MTL — Je relève le défi vert
- Maximum amount : 5,000 $
- Retail trade
- Accommodation and food services

PrairiesCan — Regional Economic Growth through Innovation — Business Scale-Up and Productivity
- From $200,000 to $5,000,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Information and cultural industries

Genome British Columbia — GeneSolve Program
- Maximum amount : 250,000 $
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Professional, scientific and technical services

MRC Haut-Richelieu — FRR – Stream 3
- Maximum amount : 2,139,780 $
- Up to 80% of project cost
- Public administration

La Ruche — FMC+
- From $10,000 to $50,000
- Other services (except public administration)
- Public administration

MRC L’Île-d’Orléans — Capitale-Nationale Region Fund (FRCN) – Île d’Orléans Stream
- Maximum amount : 75,000 $
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Accommodation and food services
- Other services (except public administration)
- Public administration

MRC Marguerite-D'Youville — Business Support Fund – Stream 1
- Maximum amount : 6,000 $
- Up to 10% of project cost
- All industries

Regional partnership and digital transformation agreement for tourism 2022-2025 – Hosting
- From $30,000 to $75,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Genome British Columbia — Sector Innovation Program
- From $250,000 to $500,000
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
- Public administration

Défi-Québec, Sustainable City
- Maximum amount : 50,000 $
- Manufacturing
- Transportation and warehousing
- Finance and insurance
- Arts, entertainment and recreation

Social economy enterprises — Support for structuring projects
- Up to 80% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)

MRC La Matanie — Grant and Sponsorship Program
- Maximum amount : 250,000 $
- Retail trade
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)

Community Organization Assistance Program (PAOC) – Support for needs determined by the SHQ
- Maximum amount : 250,000 $
- Up to 100% of project cost
- Other services (except public administration)
- Public administration