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Financing for Small Businesses in Canada

Small Business Financing in Canada is essential for entrepreneurs looking to start or expand their ventures. Whether you are launching a new business or scaling an existing one, finding the right financing options can be crucial to your success. Understanding the various loans and credit options available can help you secure the funds needed to fuel your business growth. This article delves into the different loan programs, personal financing methods, and strategies for working with financial institutions to get your small business funded.

534 opportunities available
MRC Marguerite-D'Youville — Business Support Fund – Stream 2
Grant and FundingOpen

MRC Marguerite-D'Youville — Business Support Fund – Stream 2

Supports social economy projects for non-profit organizations
Quebec, Canada
Eligible Funding
  • Maximum amount : 10,000 $
  • Up to 20% of project cost
Eligible Industries
  • Health care and social assistance
  • Other services (except public administration)
  • Public administration
Types of eligible projects
TechnologyInnovation
Quebec, Canada
MRC Portneuf — Capitale-Nationale Region Fund (FRCN)
Grant and FundingClosed

MRC Portneuf — Capitale-Nationale Region Fund (FRCN)

Portneuf's investment fund supports regional economic development
Quebec, Canada
Eligible Funding
  • Maximum amount : 100,000 $
  • Up to 50% of project cost
Eligible Industries
  • Agriculture, forestry, fishing and hunting
  • Manufacturing
  • Information and cultural industries
  • Administrative and support, waste management and remediation services
Types of eligible projects
CommercializationTechnologyConstruction and Renovation InnovationDigital Transformation
Quebec, Canada
MRC La Jacques-Cartier — Capitale-Nationale Region Fund
Grant and FundingClosed

MRC La Jacques-Cartier — Capitale-Nationale Region Fund

FRCN supports economic development in Capitale-Nationale region
Quebec, Canada
Eligible Funding
  • Maximum amount : 1,000,000 $
  • Up to 50% of project cost
Eligible Industries
  • Agriculture, forestry, fishing and hunting
Types of eligible projects
Construction and Renovation
Quebec, Canada
Open Innovation Subsidy Program for start-up companies
Grant and FundingSuspended

Open Innovation Subsidy Program for start-up companies

Supports Montréal start-ups testing innovative solutions with partner organizations
Montreal, Quebec, Canada
Eligible Funding
  • Maximum amount : 50,000 $
  • Up to 50% of project cost
Eligible Industries
  • Transportation and warehousing
  • Information and cultural industries
  • Health care and social assistance
  • Accommodation and food services
Types of eligible projects
CommercializationInnovation
Montreal, Quebec, Canada
MRC de Mékinac — FRR Stream 4
Grant and FundingClosed

MRC de Mékinac — FRR Stream 4

MRC de Mékinac's Fund supports regional vitalization initiatives
Quebec, Canada
Eligible Funding
  • Maximum amount : 100,000 $
  • Up to 50% of project cost
Eligible Industries
  • Retail trade
  • Educational services
  • Health care and social assistance
  • Arts, entertainment and recreation
Types of eligible projects
Environment and Climate
Quebec, Canada
MRC Nicolet-Yamaska — Regional development fund (FRR volet 2)
Grant and FundingClosed

MRC Nicolet-Yamaska — Regional development fund (FRR volet 2)

Supports local and regional development for Quebec municipalities
Nicolet, Quebec, Canada
Eligible Funding
  • No Condition
Eligible Industries
  • All industries
Types of eligible projects
Nicolet, Quebec, Canada
Regions and Rurality Fund (RRF) - Component 2 - Support for local and regional development skills
Quebec, Canada
Eligible Funding
  • No Condition
Eligible Industries
  • All industries
Types of eligible projects
Environment and Climate
Quebec, Canada
Innovation in Quantum Technologies — Stream 1
Grant and FundingClosed

Innovation in Quantum Technologies — Stream 1

Funding for startups for collaborative R&D projects in quantum technologies
Quebec, Canada
Eligible Funding
  • Maximum amount : 150,000 $
  • Up to 50% of project cost
Eligible Industries
  • Professional, scientific and technical services
Types of eligible projects
TechnologyInnovation
Quebec, Canada
MRC Bécancour — Social Economy Fund (SEF)
Grant and FundingOpen

MRC Bécancour — Social Economy Fund (SEF)

Grants for social economy non-profits and cooperatives
Quebec, Canada
Musicaction — Canvassing
Grant and FundingOpen

Musicaction — Canvassing

Music professionals' travel support for market development
Quebec, Canada
Tourism Relief Fund (TRF)
Grant and FundingLoans and Capital investmentsOpen

Tourism Relief Fund (TRF)

Tourism Relief Fund offers financial support for tourism growth
New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Canada
Rio Tinto Aluminium Valley Fund
Grant and FundingOpen

Rio Tinto Aluminium Valley Fund

Support for aluminum project development in Saguenay-Lac-Saint-Jean
Saguenay, Quebec, Canada
Developing a green alley or public space in CDN-NDG
Grant and FundingClosed

Developing a green alley or public space in CDN-NDG

Supports community-led greening and public space improvement projects
Quebec, Canada
OAC — Artists in Communities and Schools Projects
Grant and FundingClosed

OAC — Artists in Communities and Schools Projects

Support for community-engaged arts projects in Ontario
Toronto, Ontario, Canada
Neighbourhood Planting Program
Other SupportGrant and FundingOpen

Neighbourhood Planting Program

Supports community-led tree planting and stewardship in Toronto
Toronto, Ontario, Canada
Aquatic Invasive Species Prevention Fund
Grant and FundingClosed

Aquatic Invasive Species Prevention Fund

Supports prevention and management of aquatic invasive species
Canada
New Frontiers in Research Fund — International Stream
Grant and FundingClosed

New Frontiers in Research Fund — International Stream

NordForsk Initiative for Arctic Sustainable Development Funding Opportunity
Canada
Eurogia Cluster's 29th Call for proposals – Clean Technologies
Partnering and CollaborationGrant and FundingClosed

Eurogia Cluster's 29th Call for proposals – Clean Technologies

Supports collaborative international R&D in clean technology innovation
Canada
Enbridge Gas Quebec —  Cash incentives – Effective renovation
Grant and FundingOpen

Enbridge Gas Quebec — Cash incentives – Effective renovation

Support for energy-efficient renovations of windows, walls, and roofs
Quebec, Canada
Destruction of PFAS compounds in contaminated media
Grant and FundingClosed

Destruction of PFAS compounds in contaminated media

Supports innovative solutions for destroying PFAS in contaminated media
Canada
Tourism Development Fund (TDF)
Ontario, Canada
Coast Funds Economic Development Fund
Grant and FundingOpen

Coast Funds Economic Development Fund

Funding for sustainable economic development in Indigenous communities
British Columbia, Canada
Community Tourism Destination Development Fund
Grant and FundingOpen

Community Tourism Destination Development Fund

Funding for sustainable tourism development in Yukon
Yukon, Canada
Regional Artificial Intelligence Initiative (RAII) in the Prairie Provinces
Grant and FundingOpen

Regional Artificial Intelligence Initiative (RAII) in the Prairie Provinces

Empower your company's growth and competitiveness by adopting AI through substantial funding opportunities
Alberta, Manitoba, Saskatchewan, Canada

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Racialized and Indigenous Supports for Entrepreneurs (RAISE)
Grant and FundingClosed

Racialized and Indigenous Supports for Entrepreneurs (RAISE)

Support for racialized and Indigenous entrepreneurs in Ontario
Ontario, Canada
Toronto — Capacity Buyback Program
Grant and FundingOpen

Toronto — Capacity Buyback Program

Rewards businesses for implementing permanent water-saving measures
Toronto, Ontario, Canada
Alberta Manufacturing Productivity Grant (AMPG)
Grant and FundingOpen

Alberta Manufacturing Productivity Grant (AMPG)

Funding for Alberta manufacturers to enhance productivity through technology adoption
Alberta, Canada
Musicaction — Artist career, skills and business development
Grant and FundingClosed

Musicaction — Artist career, skills and business development

Financial aid for music career and business development
Quebec, Canada
Artificial Intelligence Behaviour Monitoring Solution
Grant and FundingClosed

Artificial Intelligence Behaviour Monitoring Solution

Accelerate small business R&D with comprehensive financial support and commercialization pathways.
Canada
Life Sciences Scale-Up Fund (LSSUF)
Grant and FundingOpen

Life Sciences Scale-Up Fund (LSSUF)

Supports SMEs in commercializing and scaling life sciences innovations
Ontario, Canada
Inclusive Diversification and Economic Advancement in the North — Not-For-Profit
Northwest Territories, Nunavut, Yukon, Canada
Toronto Circular Food Innovators Fund
Grant and FundingClosed

Toronto Circular Food Innovators Fund

Supports Toronto businesses in implementing reusable foodservice systems
Toronto, Ontario, Canada
Revitalising and developing business establishments in the city centre
Grant and FundingClosed

Revitalising and developing business establishments in the city centre

Downtown business space revitalization and development grants
Trois-Rivieres, Quebec, Canada
EcoAction — Stream 1: Community-led freshwater action across Canada
Grant and FundingOpen

EcoAction — Stream 1: Community-led freshwater action across Canada

Improves freshwater quality through community-led environmental projects
Canada
OCI — Ready 4 Market (R4M)
Grant and FundingOpen

OCI — Ready 4 Market (R4M)

Pre-seed co-investment for Ontario academic spinout technology start-ups
Ontario, Canada
Sustainable Growth Investment — Young Entrepreneurs
Grant and FundingOpen

Sustainable Growth Investment — Young Entrepreneurs

Money for youth-owned agri-businesses in Quebec
Quebec, Canada
LRCC — Business Grant & Loan Program
Grant and FundingOpen

LRCC — Business Grant & Loan Program

Money for Metis-owned small businesses in Manitoba
MN, Canada
Skills for Success Program — Training and Tools Stream
Grant and FundingClosed

Skills for Success Program — Training and Tools Stream

Funding for foundational and transferable skills training and development
Canada
FRWIP — Water Development Projects
Grant and FundingOpen

FRWIP — Water Development Projects

Supports sustainable agricultural water infrastructure development in Saskatchewan
Saskatchewan, Canada
Alberta Innovates — Strategic Networking and Development Program
Grant and FundingClosed

Alberta Innovates — Strategic Networking and Development Program

Funds Alberta tech-events up to $25,000 for innovation
Alberta, Canada
NGen — Cluster Building Project
Partnering and CollaborationGrant and FundingArchived

NGen — Cluster Building Project

Funding to enhance SMEs capabilities and growth
Canada
NADF Financing
Grant and FundingOpen

NADF Financing

Financing for Northern Ontario Indigenous business and economic development
Ontario, Canada
Programme d’appui au développement des secteurs stratégiques et des créneaux d’excellence (PADS)
Grant and FundingArchived

Programme d’appui au développement des secteurs stratégiques et des créneaux d’excellence (PADS)

Non-repayable financial support for strategic sector development
Quebec, Canada
Disaster Financial Assistance Arrangements (DFAA)
Grant and FundingOpen

Disaster Financial Assistance Arrangements (DFAA)

Provides federal financial assistance for large-scale natural disaster recovery
Canada
Indigenous Employment Training Partnerships Program
Grant and FundingOpen

Indigenous Employment Training Partnerships Program

Funding for group training projects to support Indigenous communities
Alberta, Canada
Ville de La Tuque — RRF stream 4 - Support for vitality
Grant and FundingOpen

Ville de La Tuque — RRF stream 4 - Support for vitality

Vitalization support in regional and rural areas, 2020-2026
La Tuque, Quebec, Canada
Business / Arts - artsvest Regional
Grant and FundingExpert AdviceOpen

Business / Arts - artsvest Regional

Sponsorship training and mentorship for cultural nonprofits
Canada

Access over 10 000 different funding opportunities

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The helloDarwin application makes it easy to unlock grants so your business can grow faster—with less hassle and more impact.

C/AV and Smart Mobility — Stream 2
Grant and FundingClosed

C/AV and Smart Mobility — Stream 2

Funding for autonomous vehicles and smart mobility technologies
Ontario, Canada
Canada-Japan Corporate Co-innovation Program
Researchers And FacilitiesPartnering and CollaborationGrant and FundingClosed

Canada-Japan Corporate Co-innovation Program

Canadian-Japanese SME co-innovation for global value chain access
Canada
Active Communities Initiative
Grant and FundingClosed

Active Communities Initiative

Supports developing and improving public community sport and recreation facilities
Alberta, Canada
Alberta Innovates — Alberta Digital Traction Program
Grant and FundingExpert AdviceOpen

Alberta Innovates — Alberta Digital Traction Program

Non-dilutive funding and coaching to scale Alberta digital tech SMEs
Alberta, Manitoba, Saskatchewan, Canada
Tourism Market Readiness Subsidy Program
Newfoundland and Labrador, Canada
Aero Montreal — Accelerator 360°
Grant and FundingOpen

Aero Montreal — Accelerator 360°

Growth support for Québec aerospace SMEs expanding into global markets
Montreal, Quebec, Canada
AFA — Indigenous Arts Individual Project Funding
Grant and FundingClosed

AFA — Indigenous Arts Individual Project Funding

Funding opportunity for Indigenous artists' development in Alberta
Alberta, Canada
Yukon Tourism Training Fund
Grant and FundingClosed

Yukon Tourism Training Fund

Funding for tourism industry training in Yukon
Yukon, Canada
Music PEI Funding Program
Grant and FundingClosed

Music PEI Funding Program

Money for Prince Edward Island (PEI) music industry development
Prince Edward Island, Canada
Yukon Film Predevelopment Fund
Grant and FundingOpen

Yukon Film Predevelopment Fund

Money for film predevelopment stage
Yukon, Canada
Economic Development Fund — Tier 1
Grant and FundingOpen

Economic Development Fund — Tier 1

Funding for small business projects in Yukon
Yukon, Canada
Workforce Training and Employment — Employment Partnerships
Partnering and CollaborationGrant and FundingOpen

Workforce Training and Employment — Employment Partnerships

Financial support for labour force development in Manitoba
MN, Canada
Accelerating Innovations into CarE (AICE) – Validate
Grant and FundingClosed

Accelerating Innovations into CarE (AICE) – Validate

Supports Alberta SMEs to validate health tech innovations
Alberta, Canada
NGen — Advanced Manufacturing Projects
Partnering and CollaborationGrant and FundingClosed

NGen — Advanced Manufacturing Projects

Funding for collaborative advanced manufacturing innovation projects in Canada
Canada
CME’s Technology Investment Program
Ontario, Canada
Alberta Innovates — Voucher Program
Grant and FundingOpen

Alberta Innovates — Voucher Program

Supports Alberta tech SMEs to commercialize innovative, market-ready technologies
Alberta, Canada
Economic Development Capacity Building
Grant and FundingClosed

Economic Development Capacity Building

Financial incentive for local governments' economic development activities
British Columbia, Canada
Ontario Labour Market Partnerships (OLMP)
Grant and FundingOpen

Ontario Labour Market Partnerships (OLMP)

Supports collaborative projects addressing local labour market challenges
Ontario, Canada
Workplace Education Initiative (WEI)
Grant and FundingOpen

Workplace Education Initiative (WEI)

Customized, fully funded workplace skills training for Nova Scotians
Nova Scotia, Canada
CFIN NextGen Food Innovators
Grant and FundingClosed

CFIN NextGen Food Innovators

Funds student ventures in food technology innovation development
Canada
Job Creation Partnerships (JCP)
Grant and FundingClosed

Job Creation Partnerships (JCP)

Support for Nova Scotia workers’ skills development
Nova Scotia, Canada
Innovation PEI Small Business Assistance
Grant and FundingClosed

Innovation PEI Small Business Assistance

Money for small business improvement in PEI
Prince Edward Island, Canada
Canada - Manitoba Job Grant
Grant and FundingClosed

Canada - Manitoba Job Grant

Money for employee training in Manitoba
MN, Canada

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Made in Saskatchewan Technology Program (MIST)
Grant and FundingClosed

Made in Saskatchewan Technology Program (MIST)

Contract opportunities for SK technology companies
Saskatchewan, Canada
Re-Skill Saskatchewan Training Subsidy
Grant and FundingClosed

Re-Skill Saskatchewan Training Subsidy

Money for employee training in Saskatchewan
Saskatchewan, Canada
Food Security and Supply Chain Fund
Grant and FundingClosed

Food Security and Supply Chain Fund

Supports agri-food sector resilience and workforce development in Ontario
Ontario, Canada
PrairiesCan — Aerospace Regional Recovery Initiative (ARRI)
Other SupportGrant and FundingLoans and Capital investmentsOpen

PrairiesCan — Aerospace Regional Recovery Initiative (ARRI)

Funding to recover Canada's aerospace sector in the Prairie region
Alberta, Manitoba, Saskatchewan, Canada
Big Future Innovation Grant
Grant and FundingOpen

Big Future Innovation Grant

Alberta innovation grants for eligible small businesses
Alberta, Canada
NGen — Advanced Manufacturing Homebuilding Challenge
Grant and FundingClosed

NGen — Advanced Manufacturing Homebuilding Challenge

Funding for innovative advanced manufacturing in Canadian homebuilding
Canada
Advancing Canada’s Engagement in Horizon Europe
Partnering and CollaborationGrant and FundingClosed

Advancing Canada’s Engagement in Horizon Europe

Supports Canadian researchers and SMEs in European R&D collaborations
Canada
PacifiCan — Aerospace Regional Recovery Initiative — Indigenous Stream
Grant and FundingClosed

PacifiCan — Aerospace Regional Recovery Initiative — Indigenous Stream

Funding to recover Canada’s Indigenous-led aerospace sector in British Columbia
British Columbia, Canada
CanNor — IDEANorth
Grant and FundingOpen

CanNor — IDEANorth

IDEANorth promotes Northern economic diversification and development
Northwest Territories, Nunavut, Yukon, Canada
M
Grant and FundingOpen

Manitoba Mineral Development Fund

Manitoba Mineral Development Fund promotes economic growth in mining
MN, Canada
Intellectual Property Ontario
Grant and FundingOpen

Intellectual Property Ontario

Funding support for Ontario-based SMEs in tech and innovation sectors
Ontario, Canada
Small Business Recovery (SBR) Consulting Rebate
Grant and FundingOpen

Small Business Recovery (SBR) Consulting Rebate

Consulting cost rebate supporting small and medium business recovery
British Columbia, Canada
Arts in communities
Grant and FundingClosed

Arts in communities

Support for new, emerging arts and cultural organizations
New Brunswick, Canada
Innovate BC — BC Fast Pilot program
Grant and FundingClosed

Innovate BC — BC Fast Pilot program

Money for pilots and commercialization in B.C
Vancouver, British Columbia, Canada
Canadian Experiences Fund (CEF)
Grant and FundingClosed

Canadian Experiences Fund (CEF)

Canadian Experiences Fund supports innovative tourism projects expansion
New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Canada
SSRIA – Innovation Fund
Grant and FundingClosed

SSRIA – Innovation Fund

Accelerate low-carbon solutions in building construction and operations through substantial funding and industry collaboration
Alberta, Canada
The Newfoundland and Labrador Disaster Financial Assistance Program (NL-DFAP)
Grant and FundingClosed

The Newfoundland and Labrador Disaster Financial Assistance Program (NL-DFAP)

Provides financial aid for uninsurable disaster-related damages and losses
Newfoundland and Labrador, Canada
Adjustment Services
Grant and FundingOpen

Adjustment Services

Funding to support human resource management
New Brunswick, Canada
Organic Industry Development — Increasing Market Competitiveness
Grant and FundingOpen

Organic Industry Development — Increasing Market Competitiveness

Funding to help Prince Edward Island organic businesses increase market share
Prince Edward Island, Canada
First Nations Clean Energy Business Fund — Capacity Funding
Grant and FundingClosed

First Nations Clean Energy Business Fund — Capacity Funding

Funding for clean energy and capacity-building projects
British Columbia, Canada
Indigenous Cannabis Business Fund — Community Planning & Engagement
Grant and FundingClosed

Indigenous Cannabis Business Fund — Community Planning & Engagement

Support for Indigenous business development in the cannabis sector
British Columbia, Canada
Local Food Infrastructure Fund – Small Scale Projects
Grant and FundingClosed

Local Food Infrastructure Fund – Small Scale Projects

Funding for non-profits to support local food systems
Canada
Skills for Success Program — Research and Innovation Stream
Grant and FundingClosed

Skills for Success Program — Research and Innovation Stream

Funding for research to support the skills development of adults
Canada