Financing for Small Businesses in Canada
Small Business Financing in Canada is essential for entrepreneurs looking to start or expand their ventures. Whether you are launching a new business or scaling an existing one, finding the right financing options can be crucial to your success. Understanding the various loans and credit options available can help you secure the funds needed to fuel your business growth. This article delves into the different loan programs, personal financing methods, and strategies for working with financial institutions to get your small business funded.

- Max. ${{count}}
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Transportation and warehousing
- Information and cultural industries

- Max. ${{count}}
- Up to 25% of project cost
- Health care and social assistance

- No Condition
- Arts, entertainment and recreation

- Max. ${{count}}
- Up to 30% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- From $400 to $60,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

- Max. ${{count}}
- Agriculture, forestry, fishing and hunting
- Manufacturing

- Max. ${{count}}
- Up to 75% of project cost
- Information and cultural industries

- Max. ${{count}}
- Up to 25% of project cost
- Accommodation and food services

- From $20,000 to $250,000
- Up to 50% of project cost
- All industries

- Max. ${{count}}
- Up to 90% of project cost
- Agriculture, forestry, fishing and hunting

- From $25,000 to $200,000
- Up to 50% of project cost
- Professional, scientific and technical services
- Educational services
- Other services (except public administration)
- Public administration

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing
- Retail trade
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- All industries

- Max. ${{count}}
- Arts, entertainment and recreation
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

- Max. ${{count}}
- Manufacturing
- Wholesale trade
- Retail trade

- No Condition
- All industries

- Max. ${{count}}
- Agriculture, forestry, fishing and hunting

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing
- Transportation and warehousing
- Finance and insurance
- Health care and social assistance

- Max. ${{count}}
- Arts, entertainment and recreation
- Accommodation and food services

- Max. ${{count}}
- Up to 50% of project cost
- Transportation and warehousing

- Max. ${{count}}
- Up to 50% of project cost
- All industries

- Up to 100% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

- No Condition
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing

- From $5,000 to $50,000
- All industries

- From $50,000 to $1,500,000
- Up to 50% of project cost
- Arts, entertainment and recreation

- Max. ${{count}}
- Retail trade

- Up to 50% of project cost
- All industries

- Max. ${{count}}
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

- Max. ${{count}}
- All industries

- Max. ${{count}}
- Up to 25% of project cost
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Retail trade
- Accommodation and food services

- Max. ${{count}}
- Up to 25% of project cost
- Arts, entertainment and recreation

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing

- No Condition
- Administrative and support, waste management and remediation services

- From $25,000 to $100,000
- Up to 85% of project cost
- Information and cultural industries

- From $1,000,000 to $2,000,000
- Up to 40% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing
- Wholesale trade
- Professional, scientific and technical services
- Other services (except public administration)
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- No Condition
- Mining, quarrying, and oil and gas extraction

- Max. ${{count}}
- Arts, entertainment and recreation

- From $1 to $2,100,000
- Up to 35% of project cost
- Manufacturing

- No Condition
- Manufacturing

- Max. ${{count}}
- Up to 46.3% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 75% of project cost
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- Retail trade
- Accommodation and food services
- Other services (except public administration)
- Public administration

- No Condition
- All industries

- Up to 49% of project cost
- Construction
- Manufacturing
- Health care and social assistance

- From $100,000 to $150,000
- Up to 3333% of project cost
- Professional, scientific and technical services
- Health care and social assistance

- Max. ${{count}}
- Up to 85% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Retail trade

- Max. ${{count}}
- Up to 37.5% of project cost
- Utilities

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Information and cultural industries

- Max. ${{count}}
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- No Condition
- All industries

- Max. ${{count}}
- Up to 75% of project cost
- Information and cultural industries

- Max. ${{count}}
- Up to 50% of project cost
- All industries

- Max. ${{count}}
- Health care and social assistance

- Max. ${{count}}
- Up to 90% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 10% of project cost
- All industries

- Max. ${{count}}
- Health care and social assistance

- Max. ${{count}}
- Up to 150% of project cost
- Manufacturing

- Max. ${{count}}
- Professional, scientific and technical services

- From $10,000 to $20,000
- Construction
- Manufacturing
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- No Condition
- All industries

- Up to 100% of project cost
- All industries

- Max. ${{count}}
- Up to 50% of project cost
- All industries

- From $15,000 to $15,000
- Up to 75% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

- Max. ${{count}}
- Transportation and warehousing

- Max. ${{count}}
- Up to 90% of project cost
- All industries

- Max. ${{count}}
- Up to 15% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

- Max. ${{count}}
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

- No Condition
- All industries

- From $5,000 to $10,000
- Construction
- Manufacturing

- No Condition
- All industries

- From $150,000 to $750,000
- All industries

- No Condition
- All industries

- Max. ${{count}}
- Information and cultural industries
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- Max. ${{count}}
- Up to 50% of project cost
- Construction
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 25% of project cost
- All industries

- Max. ${{count}}
- Up to 50% of project cost
- Information and cultural industries

- Up to 100% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing

- Up to 50% of project cost
- Other services (except public administration)
- Public administration

- Max. ${{count}}
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

- Max. ${{count}}
- All industries

- From $250,000 to $5,000,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Information and cultural industries

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- Up to 81% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)

- From $2,000 to $10,000
- Up to 100% of project cost
- Information and cultural industries

- Max. ${{count}}
- Up to 100% of project cost
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting

- Max. ${{count}}
- Up to 75% of project cost
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- All industries

- Max. ${{count}}
- Up to 75% of project cost
- Utilities
- Transportation and warehousing
- Public administration

- Max. ${{count}}
- Up to 25% of project cost
- Information and cultural industries
- Professional, scientific and technical services

- No Condition
- All industries

- Max. ${{count}}
- Up to 35% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Construction
- Manufacturing

- Up to 63% of project cost
- Manufacturing
- Transportation and warehousing

- Up to 15% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- Manufacturing

- No Condition
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 33% of project cost
- Manufacturing
- Transportation and warehousing
- Information and cultural industries
- Professional, scientific and technical services
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- Max. ${{count}}
- Up to 100% of project cost
- Information and cultural industries

- Max. ${{count}}
- Information and cultural industries
- Arts, entertainment and recreation

- No Condition
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction
- Professional, scientific and technical services

- Up to 75% of project cost
- Transportation and warehousing

- Max. ${{count}}
- Up to 50% of project cost
- Wholesale trade

- Max. ${{count}}
- Health care and social assistance

- From $25,000 to $500,000
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting

- Max. ${{count}}
- Up to 20% of project cost
- All industries

- Max. ${{count}}
- Up to 70% of project cost
- All industries

- Min. ${{count}}
- Agriculture, forestry, fishing and hunting
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- Max. ${{count}}
- Up to 35% of project cost
- Transportation and warehousing
- Health care and social assistance

- No Condition
- Agriculture, forestry, fishing and hunting
- Retail trade
- Arts, entertainment and recreation
- Accommodation and food services

- Max. ${{count}}
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

- Up to 50% of project cost
- Arts, entertainment and recreation

- From $10,000 to $80,000
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Wholesale trade
- Retail trade

- From $20,000 to $50,000
- Mining, quarrying, and oil and gas extraction
- Manufacturing

- Max. ${{count}}
- Up to 65% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction

- Max. ${{count}}
- Manufacturing
- Retail trade

- Max. ${{count}}
- Up to 33% of project cost
- Health care and social assistance

- From $500,000 to $1,500,000
- Up to 15% of project cost
- Manufacturing

- Max. ${{count}}
- Manufacturing

- Min. ${{count}}
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 75% of project cost
- Arts, entertainment and recreation

- No Condition
- Arts, entertainment and recreation
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- Max. ${{count}}
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

- From $25,000 to $1,000,000
- Up to 35% of project cost
- Other services (except public administration)
- Public administration

- From $25,000 to $150,000
- Up to 75% of project cost
- Manufacturing

- Up to 50% of project cost
- All industries

- From $500 to $65,000
- Up to 75% of project cost
- All industries

- No Condition
- Arts, entertainment and recreation

- From $2,000 to $30,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Manufacturing

- Max. ${{count}}
- Manufacturing
- Professional, scientific and technical services
- Other services (except public administration)
- Public administration

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Wholesale trade

- Max. ${{count}}
- Up to 50% of project cost
- Utilities
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Wholesale trade

- Max. ${{count}}
- Up to 75% of project cost
- Professional, scientific and technical services

- No Condition
- All industries

- Max. ${{count}}
- Up to 75% of project cost
- Information and cultural industries

- Max. ${{count}}
- Up to 75% of project cost
- Professional, scientific and technical services

- From $500 to $250,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Utilities
- Manufacturing
- Retail trade

- Max. ${{count}}
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting
- Professional, scientific and technical services
- Other services (except public administration)
- Public administration

- Up to 22% of project cost
- Arts, entertainment and recreation

- From $10,000 to $100,000
- Up to 65% of project cost
- All industries

- No Condition
- Manufacturing

- From $5,000 to $15,000
- Up to 45% of project cost
- All industries

- Max. ${{count}}
- Up to 75% of project cost
- Arts, entertainment and recreation

- Min. ${{count}}
- Arts, entertainment and recreation

- Max. ${{count}}
- Up to 60% of project cost
- Mining, quarrying, and oil and gas extraction
- Utilities
- Professional, scientific and technical services
- Educational services
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- No Condition
- Manufacturing

- Max. ${{count}}
- Up to 30% of project cost
- Mining, quarrying, and oil and gas extraction

- Max. ${{count}}
- Agriculture, forestry, fishing and hunting
- Retail trade
- Other services (except public administration)
- Public administration

- Max. ${{count}}
- Arts, entertainment and recreation

- No Condition
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 30% of project cost
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

- From $500,000 to $500,000
- Up to 15% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 40% of project cost
- Agriculture, forestry, fishing and hunting

- No Condition
- Manufacturing
- Transportation and warehousing
- Professional, scientific and technical services

- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- From $50,000 to $250,000
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- Retail trade

- Max. ${{count}}
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction

- From $10 to $50,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Transportation and warehousing

- Max. ${{count}}
- Up to 80% of project cost
- Information and cultural industries
- Professional, scientific and technical services

- No Condition
- All industries

- No Condition
- Information and cultural industries

- No Condition
- All industries

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

- No Condition
- All industries

- From $200,000 to $10,000
- All industries

- Max. ${{count}}
- All industries

- No Condition
- All industries

- No Condition
- All industries

- Max. ${{count}}
- Up to 70% of project cost
- Manufacturing
Discover how much grant funding is available for your business
Subsidize your projects with government financial aid
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.

- No Condition
- Public administration

- No Condition
- Professional, scientific and technical services

- Max. ${{count}}
- All industries

- Up to 75% of project cost
- Accommodation and food services

- Max. ${{count}}
- Up to 20% of project cost
- Manufacturing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Retail trade
- Accommodation and food services
- Other services (except public administration)

- Max. ${{count}}
- Up to 40% of project cost
- Manufacturing
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- Arts, entertainment and recreation

- Max. ${{count}}
- Up to 75% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

- Max. ${{count}}
- Up to 50% of project cost
- Information and cultural industries
- Health care and social assistance
Download the official 2025 grants guide
Access key insights to maximize your funding opportunities
Understand the different funding programs and find the best options for your business.

- Up to 15% of project cost
- Accommodation and food services

- No Condition
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

- Max. ${{count}}
- Up to 15% of project cost
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration

- Up to 100% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

- Max. ${{count}}
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

- Up to 100% of project cost
- Manufacturing

- Up to 100% of project cost
- Manufacturing

- Max. ${{count}}
- Up to 50% of project cost
- All industries

- Max. ${{count}}
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

- From $500,000 to $250,000
- Information and cultural industries
- Professional, scientific and technical services
- Health care and social assistance

- Max. ${{count}}
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting

- Up to 50% of project cost
- Educational services

- Max. ${{count}}
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction

- From $10,000 to $200,000
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

- Max. ${{count}}
- Up to 75% of project cost
- All industries

- No Condition
- Health care and social assistance

- Max. ${{count}}
- Up to 30% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing