Financing for Small Businesses in Canada
Small Business Financing in Canada is essential for entrepreneurs looking to start or expand their ventures. Whether you are launching a new business or scaling an existing one, finding the right financing options can be crucial to your success. Understanding the various loans and credit options available can help you secure the funds needed to fuel your business growth. This article delves into the different loan programs, personal financing methods, and strategies for working with financial institutions to get your small business funded.
534 opportunities available
Grant and FundingWage Subsidies And InternsSuspended
Canada-Ontario Job Grant (COJG)
Government of Ontario (ON), Government of Canada, Ministry of Labour, Training and Skills Development
Helping businesses and workers adapt to change and achieve their goals.
Grant and FundingClosed
Women Entrepreneurship Fund (WEF)
Supporting women entrepreneurs in growth and market opportunities
Grant and FundingOpen
INVEST North Program — Innovation Stream
Innovation Stream supports new technology development in Northern Ontario
Researchers And FacilitiesPartnering and CollaborationGrant and FundingOpenClosing Soon
Canada–Germany 2026 Quantum collaborative industrial research and development call for proposals
Supports Canada–Germany quantum R&D partnerships for commercialization
Grant and FundingOpen
ÉcoPerformance — Simplified Implementation
Supports simplified energy transition projects reducing fossil fuel use
Grant and FundingOpen
Laval Économique — Sustainable transition
Supports sustainable business transitions in Laval with grants
Grant and FundingOpen
OVIN — Electric Vehicle (EV) — Stream 1
Money for electric vehicle related technologies
Grant and FundingOpen
Indigenous Initiatives Fund IV
Supports economic, social, and community projects for Indigenous peoples
Grant and FundingClosed
Arts Across Canada — Foreign Artist Tours
Money for non-profits supporting artists
Partnering and CollaborationGrant and FundingOpen
PROMPT — GHG Reduction – SME Component
Supports Quebec SMEs developing innovative GHG reduction technologies
Grant and FundingClosed
Enabling Accessibility Fund — Small projects
Funding to create more accessible, safe spaces
Partnering and CollaborationGrant and FundingOpenClosing Soon
SMART Cluster's 9th call for proposals – advanced manufacturing
Supports international advanced manufacturing R&D collaborations for innovative SMEs
Grant and FundingClosed
MRC Les Appalaches — FRR Part 2
Supporting local and regional development in the Appalaches
Grant and FundingClosed
MRC Kamouraska — Regional Outreach Support Program (FRR-1)
Bas-Saint-Laurent regional development support for eligible projects
Grant and FundingArchived
Business growth — Éco-Capitale
Support sustainable development projects that implement eco-responsible practices, covering up to 50% of eligible expenses.
Grant and FundingOpen
MRC Lac-Saint-Jean-Est — Rural Region Fund - Signature Innovation
Supporting innovative development for resilient, sustainable communities
Grant and FundingClosed
MRC Les Appalaches — FRR Part 3
Support for regional innovative projects and rural development
Grant and FundingOpen
PME MTL — Subsidies to support social economy initiatives
Money for social economy projects in Montreal, Quebec
Grant and FundingClosed
Musicaction — Skills development
Supports skill development for Canadian music artists and entrepreneurs
Grant and FundingOpen
MRC Pontiac — FRR Stream 1
Support for regional development and territorial vitality in Quebec
Grant and FundingOpen
Northern Ontario Development Program — Community Economic Development
Federal Economic Development Agency for Northern Ontario (FedNor), Government of Canada, Community Futures Oxford
Funding for Northern Ontario community economic development
Grant and FundingOpen
MRC de Mékinac — FRR Stream 2
Mékinac Regional Development Fund fosters local growth initiatives
Grant and FundingOpen
MRC Témiscamingue — Fund YOUR SME
Financial support for digital transformation and sustainable practices
Grant and FundingOpen
innovÉÉ — SI2TEC
Supports innovative industrial projects for circular economy transition
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Grant and FundingOpen
Accès-Loisirs
Free recreational and cultural activities for low-income Montreal residents
Grant and FundingLoans and Capital investmentsOpen
MRC La Matanie — Local Investment Funds
Financial support for project development in La Matanie
Grant and FundingOpen
MRC Papineau — Digital Transformation and Development Fund (FADN)
Digital development fund supporting business growth and innovation
Grant and FundingExpert AdviceClosed
Summer Company
Government of Ontario (ON), Community Futures Peterborough (CFP), Ministry of Economic Development, Job Creation and Trade (ON), Municipality of Chatham-Kent, Invest Ottawa, Grey County Business Enterprise Centre (BEC), Enterprise Renfrew County (ERC), Halton Region Small Business Centre
Money for Ontario students to start a summer business
Grant and FundingOpen
MRC Coaticook — Vitality Entrepreneurship Fund
Supports Coaticook businesses with funding for entrepreneurship and growth
Other SupportGrant and FundingOpen
Peak Perks
Smart thermostat demand response incentives for Ontario electricity customers
Grant and FundingClosed
MRC Charlevoix-Est — Financial Assistance to Support Rental Housing
Support for rental housing development in Charlevoix-Est
Grant and FundingClosed
Fund to stimulate international business tourism – Stream 1 - Produce a bid book or business plan
FSTAI stimulates international business tourism in Quebec
Grant and FundingClosed
MRC Collines-de-l'Outaouais — FRR Stream 2
Support for local and regional development projects
Partnering and CollaborationGrant and FundingClosed
The Quantum Technologies innovation funding program
Supports quantum technology research collaboration funding in Quebec
Grant and FundingArchived
Business Growth — Growth support vouchers
Grant program supports strategic consultancy for business growth
Grant and FundingExpert AdviceOpen
Podium Manufacturier
Enhances manufacturing SMEs' efficiency and local supply chain ties
Grant and FundingClosed
MRC L’Île-d’Orléans — Support for Structuring Projects
Structural projects funding for L'Île-d'Orléans community development
Grant and FundingClosed
FedDev Ontario — Funding for organizations that help businesses grow
Supporting organizational growth through innovation and sustainable development
Grant and FundingOpen
Small Business Program
Free energy-efficient equipment upgrades for eligible Ontario small businesses
Grant and FundingLoans and Capital investmentsOpen
MRC Les Basques — Business Assistance Fund / FDE
Non-repayable financial support for business creation, growth and succession
Grant and FundingClosed
Sustainable industrial buildings subsidy
Montréal subsidizes sustainable industrial building tax increases
Grant and FundingClosed
Social Economy Development Fund
The Social Economy Development Fund (FDÉS) provides significant non-repayable grants to support innovative projects by non-profits, cooperatives, and social enterprises in the MRC de Papineau.
Grant and FundingClosed
Protein Industries Canada — Artificial Intelligence
Accelerating the translation of AI research into commercial innovations, benefiting Canada's plant-based and agrifood sector.
Grant and FundingClosed
MRC L'Islet — Child development assistance measure for the south of the territory
Youth development aid for South MRC de L'Islet
Grant and FundingLoans and Capital investmentsOpen
PME MTL — New Community Businesses
Money for community-based businesses in Montreal
Grant and FundingOpen
PME MTL — Funds for Retail businesses
Financing for Montreal-based retail startups
Grant and FundingOpen
Trade Commissioner Service — Canadian International Innovation Program (CIIP)
Funding for international industrial R&D
Grant and FundingOpening Soon
RCM Vallée-Du-Richelieu — Programme Innovation (PI)
Supports digital transformation projects for local businesses and organizations
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Grant and FundingClosed
Support fund for the development of tourism offers
$5M fund supporting Quebec tourism development initiatives
Grant and FundingClosed
Tourism Growth Program (TGP) — Quebec
Tourism Growth Program boosts Quebec's regional tourism attractions
Grant and FundingOpen
MRC Collines-de-l'Outaouais — FRR Stream 3
Innovative project support for regional development initiatives
Grant and FundingExpert AdviceOpen
MRC Pontiac — FRR Stream 2
Support for local and regional development competence
Grant and FundingClosed
MRC Maskinongé — Programme DÉPART
Economic revitalization support for SMEs in targeted regions
Grant and FundingClosed
Innovation in Quantum Technologies — Stream 2
Support for SMEs to develop processes or products in quantum technologies
Grant and FundingClosed
Small Business BC — Workplace Accessibility Grant
Money for small business employers in BC
Grant and FundingOpen
MRC Papineau —Sustainable Development Fund (SDF)
Sustainable Development Fund supporting eco-friendly business practices
Grant and FundingLoans and Capital investmentsOpen
MRC La Matanie — FLI Succession Stream
Grant program offers financial support for business development activities
Grant and FundingOpen
MRC La Matanie — Community Development Program - Special Collaborations Stream
Financial support for business development and community projects
Grant and FundingClosed
MRC Bellechasse — Social Economy Enterprise Development Fund (FDEÉS)
Financial support for social economy business development in Bellechasse
Grant and FundingClosed
MRC Fjord-du-Saguenay — Entrepreneurship assistance and support fund (FASE)
Entrepreneurship support fund fostering economic development
Grant and FundingOpen
MRC Nicolet-Yamaska — Signature project (FRR part 3)
Ecological transition projects for Quebec's MRCs development
Grant and FundingClosed
Group Entrepreneurship Capital Program
Supports real estate projects for Quebec social economy enterprises
Grant and FundingClosed
MRC L'Islet — Local Services Development Fund
Supports local service development in MRC de L'Islet
Grant and FundingClosed
MRC Les Etchemins — Call for projects: Signature innovation
Enhancing Les Etchemins' natural heritage through tourism development
Grant and FundingOpen
MRC Bécancour — Business Support Fund (BSF)
Business Support Fund for investment project preparation assistance
Grant and FundingOpen
MRC L'Islet — Sectoral agreement for the development of culture in Chaudière-Appalaches
Financial aid for cultural equipment and infrastructure development
Grant and FundingClosed
MRC Kamouraska — Support Program for Innovative Projects for Cultural Development and Community Animation
Innovative cultural projects funding in Kamouraska
Grant and FundingClosed
MRC Charlevoix-Est — Cultural Development
Charlevoix-Est Cultural Development Project Grant Opportunity
Grant and FundingClosed
Productivity - Small commercial companies
Funding support for Canadian business innovation and growth
Grant and FundingOpen
MRC Les Etchemins — Business support policy
Non-repayable financial support for eligible business projects
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Grant and FundingClosed
MAPAQ — Supporting the development of greenhouse businesses
Funding for greenhouse growth and modernization
Grant and FundingOpen
MRC La Vallée-de-l’Or — Regions and Rurality Fund – Component 3 – Market Gardening Program
Funding for market gardening projects in the MRC
Grant and FundingOpen
MRC La Matanie — Business Support Program (PAE)
Financial aid for sustainable business development in MRC La Matanie
Grant and FundingClosed
PacifiCan — Regional Economic Growth through Innovation — Business Scale-Up and Productivity
Financing to accelerate growth in British Columbia
Grant and FundingClosed
Regional partnership and digital transformation agreement for tourism 2022-2025 – Studies and consulting services
Digital transformation grants for sustainable tourism development
Grant and FundingOpen
MRC La Vallée-de-l'Or — Support Program for Structuring Projects (PSPS)
Supports structuring community projects improving living conditions and development
Grant and FundingClosed
Enabling Accessibility Fund – Youth Innovation Component
Empowering youth to improve accessibility for people with disabilities
Grant and FundingOpen
MRC Pontiac — FRR Stream 3
Supports innovative signature projects for MRC territorial development
Grant and FundingClosed
Regional partnership and digital transformation agreement for tourism 2022-2025 – Festivals and events
Supports sustainable tourism festival and event development
Grant and FundingClosed
Biofood market development program — Component 2
Facilitates biofood sector's access to Quebec's distribution networks
Grant and FundingArchived
MRC Arthabaska — Young Promoters Fund (FJP)
Entrepreneur assistance program for young business development in Arthabaska
Grant and FundingOpen
Musicaction — International Event
Program supports Canadian artists' international career development
Grant and FundingClosed
Innovation in Quantum Technologies — Stream 3
Money for collaborative projects in partnership with public research centres
Partnering and CollaborationGrant and FundingOpen
Technology Leadership: Genomics stream
Supports commercialization of genomics-driven crop variety innovation
Partnering and CollaborationGrant and FundingExpert AdviceClosed
Game Changer Pitch Competition
Pitch competition for innovative decentralised energy technology companies
Grant and FundingOpen
MRC Portneuf — Business Support Fund
Portneuf's multi-faceted business support fund offering grants
Grant and FundingOpen
Ville de La Tuque — RRF stream 2 - Support for local and regional development skills
Local and regional development support through MRC priorities
Grant and FundingClosed
MTRIC — PARTENAR-IA — Academic
Funding for Quebec metal transformation R&D collaborations in AI
Partnering and CollaborationGrant and FundingLoans and Capital investmentsOpen
MRC La Matanie — Grant and Sponsorship Program
DEM offers financial support for sustainable business development
Grant and FundingOpen
MRC L'Islet — SME Propulsion Measurement
Financial aid for SME growth in MRC de L'Islet
Grant and FundingOpen
MRC Fjord-du-Saguenay — Development Optimisation Fund
Development support fund for Fjord-du-Saguenay organizations
Grant and FundingClosed
Support program for the development of reserved designations and promotional terms — Component 2
Support for Reserved Designations Implementation Program
Grant and FundingOpen
MRC Caniapiscau — FDE
Caniapiscau supports entrepreneurial and social economic development
Grant and FundingClosed
True North
Financial support and recognition for outstanding Canadian small businesses
Grant and FundingClosed
Support program for economic development projects (PAPDE) — Component 1 : Supporting the development of entrepreneurship
Supports Quebec entrepreneurship development with non-repayable grants
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