Financing for Small Businesses in Canada
Small Business Financing in Canada is essential for entrepreneurs looking to start or expand their ventures. Whether you are launching a new business or scaling an existing one, finding the right financing options can be crucial to your success. Understanding the various loans and credit options available can help you secure the funds needed to fuel your business growth. This article delves into the different loan programs, personal financing methods, and strategies for working with financial institutions to get your small business funded.
528 opportunities available

Grant and FundingOpen
Accelerate Fund
Yaletown PartnersEarly investment and coaching for Alberta startups
Eligible Funding
- Maximum amount : 250,000 $
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Types of eligible projects
CommercializationTechnologyInnovation

Grant and FundingArchived
Alberta Innovates — Land and Biodiversity Program
Alberta InnovatesFunding for sustainable land use and biodiversity innovation initiatives
Eligible Funding
- Maximum amount : 2,000,000 $
- Up to 50% of project cost
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Professional, scientific and technical services
Types of eligible projects
Environment and Climate

Grant and FundingExpert AdviceClosed
Spark Mentorships & Grants - Northwest Ontario
Tourism Innovation LabSupport to develop new tourism ideas
Eligible Funding
- From $3,000 to $3,000
Eligible Industries
- All industries
Types of eligible projects
Innovation

Other SupportGrant and FundingClosed
BOF & BCFC Grant and B3 Capacity Building Program
Black Opportunity Fund (BOF)Funding and capacity development for Black-serving nonprofits
Eligible Funding
- From $20,000 to $20,000
- Up to 50% of project cost
Eligible Industries
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)
Types of eligible projects
Human Resources

Grant and FundingOpen
Perennia — On-Farm Climate Action Fund (OFCAF)
Perennia Food and Agriculture CorporationSupports Nova Scotia farmers adopting climate-friendly agricultural practices
Eligible Funding
- Maximum amount : 100,000 $
- Up to 85% of project cost
Eligible Industries
- Agriculture, forestry, fishing and hunting
Types of eligible projects
Environment and Climate

Grant and FundingClosed
Small Food Processor Scale-Up Program (SFPS)
Investment Agriculture Foundation (IAF)Supports scaling operations for food processors in BC
Eligible Funding
- From $25,000 to $150,000
- Up to 75% of project cost
Eligible Industries
- Manufacturing
Types of eligible projects
CommercializationArtificial Intelligence (AI)TechnologyConstruction and Renovation Innovation

Grant and FundingClosed
Durham Community Foundation Community Grants
Durham Community FoundationSupports community initiatives aligned with local priorities
Eligible Funding
- No Condition
Eligible Industries
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)
Types of eligible projects
Environment and ClimateConstruction and Renovation Human Resources

Grant and FundingClosed
PacifiCan — Aerospace Regional Recovery Initiative (ARRI)
Pacific Economic Development Canada (PacifiCan)Funding to recover Canada’s aerospace sector in British Columbia
Eligible Funding
- Up to 100% of project cost
Eligible Industries
- Manufacturing
Types of eligible projects

Grant and FundingClosed
Economic Development Capacity Building
Northern Development Initiative Trust (NDIT)Financial incentive for local governments' economic development activities
Eligible Funding
- Maximum amount : 50,000 $
- Up to 50% of project cost
Eligible Industries
- All industries
Types of eligible projects
Human Resources

Grant and FundingClosed
Aquatic Invasive Species Prevention Fund
Fisheries and Oceans Canada (DFO)Supports prevention and management of aquatic invasive species
Eligible Funding
- Maximum amount : 250,000 $
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Professional, scientific and technical services
- Educational services
- Other services (except public administration)
Types of eligible projects
Environment and Climate

Grant and FundingOpen
Enbridge Gas Quebec — Cash incentives – Effective renovation
Enbridge Gas QuebecSupport for energy-efficient renovations of windows, walls, and roofs
Eligible Funding
- No Condition
Eligible Industries
- Retail trade
- Accommodation and food services
- Other services (except public administration)
- Public administration
Types of eligible projects

Grant and FundingOpen
OCI — Ready 4 Market (R4M)
Ontario Centre of Innovation (OCI)Pre-seed co-investment for Ontario academic spinout technology start-ups
Eligible Funding
- From $500,000 to $250,000
Eligible Industries
- Information and cultural industries
- Professional, scientific and technical services
- Health care and social assistance
Types of eligible projects
CommercializationTechnologyInnovation

Grant and FundingClosed
Oshki Wupoowane | The Blanket Fund - Capacity Building Grants
The Gord Downie & Chanie Wenjack FundCapacity building for grassroots Indigenous-led initiatives
Eligible Funding
- Maximum amount : 175,000 $
Eligible Industries
- Health care and social assistance
- Arts, entertainment and recreation
- Other services (except public administration)
Types of eligible projects

Grant and FundingOpen
Business Planning, Skills Development and Agriculture Education
Government of New BrunswickAgriculture business planning and skills development in New Brunswick
Eligible Funding
- Maximum amount : 25,000 $
- Up to 80% of project cost
Eligible Industries
- Agriculture, forestry, fishing and hunting
Types of eligible projects
CommercializationTechnologyHuman ResourcesInnovation

Grant and FundingExpert AdviceClosed
Journalism Futures Fund - Organizational Funding Stream
Inspirit FoundationMulti-year support to strengthen independent journalism organizations
Eligible Funding
- From $50,000 to $200,000
Eligible Industries
- Information and cultural industries
Types of eligible projects

Grant and FundingClosed
True North Small Business Grant Contest
Purolator Inc.Contest prizes supporting Canadian small business growth
Eligible Funding
- From $25,000 to $25,000
Eligible Industries
- All industries
Types of eligible projects

Grant and FundingOpen
Adjustment Services
Government of New BrunswickFunding to support human resource management
Eligible Funding
- Up to 50% of project cost
Eligible Industries
- Educational services
Types of eligible projects
Human Resources

Grant and FundingOpen
CanNor — IDEANorth
Canadian Northern Economic Development Agency (CanNor)IDEANorth promotes Northern economic diversification and development
Eligible Funding
- Maximum amount : 6,000,000 $
- Up to 80% of project cost
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
Types of eligible projects
CommercializationTechnologyConstruction and Renovation Innovation

Grant and FundingClosed
Carrot Cache Fund
Carrot CacheSupports projects advancing sustainable, just local food systems
Eligible Funding
- From $500 to $5,000
Eligible Industries
- Agriculture, forestry, fishing and hunting
Types of eligible projects

Grant and FundingClosed
OTF — Capital Grant
Ontario Trillium Foundation (OTF)Funding to enhance and upgrade Ontario community facilities and spaces
Eligible Funding
- From $10,000 to $200,000
Eligible Industries
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration
Types of eligible projects
Construction and Renovation

Grant and FundingClosed
Canada - Manitoba Job Grant
Government of ManitobaMoney for employee training in Manitoba
Eligible Funding
- Maximum amount : 100,000 $
- Up to 75% of project cost
Eligible Industries
- All industries
Types of eligible projects
Human Resources

Grant and FundingOpen
Child Care Operating Funding (CCOF) - Base Funding
Government of British ColumbiaFinancial support for BC family and group child-care providers
Eligible Funding
- No Condition
Eligible Industries
- Health care and social assistance
Types of eligible projects

Grant and FundingOpen
Advancing Agri-Food Processing
Government of New BrunswickNew Brunswick agri-food product development funding
Eligible Funding
- Maximum amount : 50,000 $
- Up to 30% of project cost
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Manufacturing
Types of eligible projects
Innovation

Grant and FundingClosed
NGen — AI For Manufacturing Challenge 2024
Next Generation Manufacturing Canada (NGen)Support the commercialization of AI/ML solutions in Canadian manufacturing
Eligible Funding
- From $1 to $2,100,000
- Up to 35% of project cost
Eligible Industries
- Manufacturing
Types of eligible projects
CommercializationArtificial Intelligence (AI)Digital Transformation

Partnering and CollaborationGrant and FundingClosed
PROMPT — PARTENAR-IA
PROMPTFunding for Quebec innovative collaborations in AI for ICT
Eligible Funding
- Maximum amount : 1,500,000 $
- Up to 50% of project cost
Eligible Industries
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
Types of eligible projects
Artificial Intelligence (AI)

Grant and FundingClosed
PRIMA — PARTENAR-IA — Academic
Advanced Materials Research and Innovation Hub (PRIMA)Funding for Quebec R&D collaborations in AI for advanced materials
Eligible Funding
- Maximum amount : 500,000 $
- Up to 50% of project cost
Eligible Industries
- Manufacturing
Types of eligible projects
Artificial Intelligence (AI)

Grant and FundingArchived
The Artificial Intelligence innovation funding program (PIIA) - Part 2 : SMEs
PROMPTAI Innovation Funding Program for Quebec Businesses
Eligible Funding
- Maximum amount : 350,000 $
- Up to 50% of project cost
Eligible Industries
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Other services (except public administration)
Types of eligible projects
Artificial Intelligence (AI)TechnologyInnovation

Grant and FundingClosed
Career Launcher Apprenticeship Program
Colleges and Institutes CanadaFinancial incentive for employers in construction and manufacturing
Eligible Funding
- From $5,000 to $10,000
Eligible Industries
- Construction
- Manufacturing
Types of eligible projects
Construction and Renovation Human Resources
Explore related grant directories
By Business Size
Grants and Funding for SMB's
Grants and Funding for Small Businesses in Alberta
Grants and Funding for Small Businesses in Atlantic Provinces
Grants and Funding for Small Businesses in Manitoba