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Financing for Small Businesses in Canada

Small Business Financing in Canada is essential for entrepreneurs looking to start or expand their ventures. Whether you are launching a new business or scaling an existing one, finding the right financing options can be crucial to your success. Understanding the various loans and credit options available can help you secure the funds needed to fuel your business growth. This article delves into the different loan programs, personal financing methods, and strategies for working with financial institutions to get your small business funded.

533 opportunities available
MTRIC — Start Program
Partnering and CollaborationGrant and FundingArchived

MTRIC — Start Program

Advance metal transformation processes and products
Quebec, Canada
Eligible Funding
  • Maximum amount : 10,000 $
  • Up to 70% of project cost
Eligible Industries
  • Manufacturing
Types of eligible projects
Artificial Intelligence (AI)Environment and ClimateInnovation
Quebec, Canada
Nature Smart Climate Solutions Fund
Grant and FundingOpen

Nature Smart Climate Solutions Fund

Funding for conserving and restoring nature
Canada
Eligible Funding
  • Minimum amount : 75,000 $
Eligible Industries
  • Agriculture, forestry, fishing and hunting
Types of eligible projects
Environment and Climate
Canada
Alberta Innovates — Enabling Better Health through Artificial Intelligence
Grant and FundingOpen

Alberta Innovates — Enabling Better Health through Artificial Intelligence

Funding innovative AI-driven solutions to advance health in Alberta
Alberta, Canada
Eligible Funding
  • Maximum amount : 800,000 $
Eligible Industries
  • Health care and social assistance
Types of eligible projects
Artificial Intelligence (AI)
Alberta, Canada
ACOA Aerospace Regional Recovery Initiative — Indigenous Stream
Grant and FundingClosed

ACOA Aerospace Regional Recovery Initiative — Indigenous Stream

Funding to recover Atlantic's Indigenous-led aerospace sector
New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Canada
Eligible Funding
  • Up to 100% of project cost
Eligible Industries
  • Manufacturing
Types of eligible projects
Technology
New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Canada
Johansen Larsen Foundation
Grant and FundingOpen

Johansen Larsen Foundation

Supports Canadian programs benefiting youth, Indigenous peoples, and animals
Canada
Eligible Funding
  • Maximum amount : 10,000 $
Eligible Industries
  • Health care and social assistance
Types of eligible projects
Canada
CQRDA — PARTENAR-IA — Academic
Partnering and CollaborationGrant and FundingClosed

CQRDA — PARTENAR-IA — Academic

Funding for Quebec R&D collaborations in AI, using aluminium
Saguenay, Quebec, Canada
Eligible Funding
  • Maximum amount : 1,500,000 $
  • Up to 40% of project cost
Eligible Industries
  • Manufacturing
  • Professional, scientific and technical services
Types of eligible projects
Artificial Intelligence (AI)
Saguenay, Quebec, Canada
Tourism Growth Program in southern Ontario
Grant and FundingClosed

Tourism Growth Program in southern Ontario

The Tourism Growth Program provides $108 million over 3 years to support local tourism businesses and not-for-profits.
Ontario, Canada
Eligible Funding
  • Maximum amount : 250,000 $
  • Up to 50% of project cost
Eligible Industries
  • Arts, entertainment and recreation
Types of eligible projects
Ontario, Canada
OCI — Innovating Digital Health Solutions (IDHS)
Grant and FundingClosed

OCI — Innovating Digital Health Solutions (IDHS)

Promotes digital health tech partnerships for improved patient care
Ontario, Canada
Eligible Funding
  • Maximum amount : 500,000 $
  • Up to 50% of project cost
Eligible Industries
  • Information and cultural industries
  • Health care and social assistance
Types of eligible projects
TechnologyInnovation
Ontario, Canada
EUREKA!
Partnering and CollaborationGrant and FundingExpert AdviceClosed

EUREKA!

Funds for international R&D projects
Canada
Tourism Growth Program in Atlantic Canada
Grant and FundingOpen

Tourism Growth Program in Atlantic Canada

Supports Atlantic Canadian tourism projects that enhance year-round visitor experiences
New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Canada
INVEST North Program — Investment – Locate Stream
Grant and FundingOpen

INVEST North Program — Investment – Locate Stream

Supports businesses relocating operations to Northern Ontario for economic growth
Ontario, Canada
OCI — ENCQOR 5G Technology Development (SME) Program
Partnering and CollaborationGrant and FundingWage Subsidies And InternsClosed

OCI — ENCQOR 5G Technology Development (SME) Program

ENCQOR 5G SME Program for Ontario technology development
Ontario, Canada
innovÉÉ — Demonstration in a real environment
Grant and FundingArchived

innovÉÉ — Demonstration in a real environment

Support for SMEs innovating in sustainable transportation and mobility
Quebec, Canada
OCI — Technology Demonstration Program (TDP)
Grant and FundingOpen

OCI — Technology Demonstration Program (TDP)

Supports Ontario SMEs to implement DMAP-recommended digital technologies
Ontario, Canada
Smart Agriculture Living Lab Call for Proposal
Grant and FundingClosed

Smart Agriculture Living Lab Call for Proposal

Funding innovative smart agriculture solutions for industry challenges
Ontario, Canada
Transal — Alu 4.0, Digital Locomotive
Grant and FundingClosed

Transal — Alu 4.0, Digital Locomotive

Supports Quebec aluminum industry's digital transformation initiatives
Quebec, Canada
Trade Commissioner Service — CanExport Associations
Grant and FundingClosed

Trade Commissioner Service — CanExport Associations

Funding for international business development by national organizations
Canada
Toronto Main Street Innovation Fund
Grant and FundingClosed

Toronto Main Street Innovation Fund

The Main Street Innovation Fund supports Toronto's business recovery through grants for innovative community projects.
Toronto, Ontario, Canada
Alberta Innovates — Land and Biodiversity Program
Grant and FundingArchived

Alberta Innovates — Land and Biodiversity Program

Funding for sustainable land use and biodiversity innovation initiatives
Alberta, Canada
Spark Mentorships & Grants - Northwest Ontario
Grant and FundingExpert AdviceClosed

Spark Mentorships & Grants - Northwest Ontario

Support to develop new tourism ideas
Ontario, Canada
BOF & BCFC Grant and B3 Capacity Building Program
Other SupportGrant and FundingClosed

BOF & BCFC Grant and B3 Capacity Building Program

Funding and capacity development for Black-serving nonprofits
Canada
Perennia — On-Farm Climate Action Fund (OFCAF)
Grant and FundingOpen

Perennia — On-Farm Climate Action Fund (OFCAF)

Supports Nova Scotia farmers adopting climate-friendly agricultural practices
Nova Scotia, Canada
Durham Community Foundation Community Grants
Grant and FundingClosed

Durham Community Foundation Community Grants

Supports community initiatives aligned with local priorities
Ontario, Canada
PacifiCan — Aerospace Regional Recovery Initiative (ARRI)
Grant and FundingClosed

PacifiCan — Aerospace Regional Recovery Initiative (ARRI)

Funding to recover Canada’s aerospace sector in British Columbia
British Columbia, Canada
Oshki Wupoowane | The Blanket Fund  - Capacity Building Grants
Grant and FundingClosed

Oshki Wupoowane | The Blanket Fund - Capacity Building Grants

Capacity building for grassroots Indigenous-led initiatives
Canada
True North Small Business Grant Contest
Grant and FundingClosed

True North Small Business Grant Contest

Contest prizes supporting Canadian small business growth
Canada
OTF — Capital Grant
Grant and FundingClosed

OTF — Capital Grant

Funding to enhance and upgrade Ontario community facilities and spaces
Ontario, Canada
Child Care Operating Funding (CCOF) - Base Funding
Grant and FundingOpen

Child Care Operating Funding (CCOF) - Base Funding

Financial support for BC family and group child-care providers
North Cowichan, British Columbia, Canada
NGen — AI For Manufacturing Challenge 2024
Grant and FundingClosed

NGen — AI For Manufacturing Challenge 2024

Support the commercialization of AI/ML solutions in Canadian manufacturing
Canada
PROMPT — PARTENAR-IA
Partnering and CollaborationGrant and FundingClosed

PROMPT — PARTENAR-IA

Funding for Quebec innovative collaborations in AI for ICT
Quebec, Canada
Career Launcher Apprenticeship Program
Grant and FundingClosed

Career Launcher Apprenticeship Program

Financial incentive for employers in construction and manufacturing
Canada