Business Financing in Canada
Funding is a crucial element for any business looking to start, grow, or innovate. In addition to traditional options such as bank loans or relying on investors, there is a frequently underestimated alternative: grants. This detailed guide explores the various sources of grants available, as well as the financial services and sustainable funding strategies for businesses in Canada. By following the outlined steps, entrepreneurs can identify grants suited to their projects, whether they are government programs, innovation funds, or initiatives specifically targeting certain sectors. Grants are an advantageous solution, often non-repayable, allowing businesses to fund their projects without resorting to debt.

INNOGEC
- No Condition
- All industries

MRC Manicouagan — Manicouagan Cultural Fund
- Maximum amount : 5,000 $
- Information and cultural industries
- Educational services
- Arts, entertainment and recreation
- Public administration

Programme de subventions communautaires
- No Condition
- All industries
Events and Youth Initiatives
- Maximum amount : 10,000 $
- All industries

Inter Pipeline Cares (iCare) Fund
- No Condition
- All industries

Entrepreneurship and Innovation Fund — Small Businesses or Entrepreneurs Developing Agri-tech and Cleantech Solutions
- Maximum amount : 10,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services

UFA Agricultural Community Foundation - Major Partnerships
- From $15,000 to $15,000
- All industries

ID Gatineau — Economic Diversification Fund
- Maximum amount : 100,000 $
- Up to 15% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

UFA Agricultural Community Foundation - Rural Communities Grant
- From $10,000 to $40,000
- All industries

Rural Transit Solutions Fund — Capital Projects
- Maximum amount : 5,000,000 $
- Up to 100% of project cost
- Transportation and warehousing
- Public administration

- Minimum amount : 250,000 $
- Up to 50% of project cost
- Utilities
- Manufacturing
- Transportation and warehousing
- Professional, scientific and technical services

Building Communities through Arts and Heritage - Legacy Fund
- Maximum amount : 100,000 $
- Up to 50% of project cost
- All industries

Support for Entrepreneurs and Economic Development (SEED) — Sector Research Support
- Maximum amount : 30,000 $
- Up to 30% of project cost
- Agriculture, forestry, fishing and hunting
- Utilities
- Manufacturing
- Information and cultural industries

Small Cidery Program
- Maximum amount : 220,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing

MRC La Vallée-de-l’Or — Regions and Rurality Fund – Component 4 – Vitalization
- Maximum amount : 100,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation
- Other services (except public administration)
- Public administration

Grants to Youth Organizations
- Maximum amount : 30,000 $
- All industries

St. John Ambulance Mental Health Literacy Grant
- No Condition
- All industries

Lorne and Evelyn Johnson Foundation Grants
- From $5,000 to $15,000
- All industries

Buy BC Partnership Program — Producers, Processors and Cooperatives
- From $5,000 to $2,000,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Wholesale trade
- Retail trade

Newfoundland and Labrador — Business Growth Program
- Maximum amount : 750,000 $
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

MusiCounts - MusiCounts Slaight Family Foundation Innovation Fund
- From $5,000 to $20,000
- Up to 75% of project cost
- All industries

AFA — Community Support Organizations Operating Funding
- No Condition
- Arts, entertainment and recreation

- From $10,000 to $100,000
- Up to 65% of project cost
- All industries

Aboriginal Participation Fund (APF) — Values mapping and related projects
- No Condition
- Mining, quarrying, and oil and gas extraction

Hydrogen Centre of Excellence - Services Capacity
- Maximum amount : 500,000 $
- All industries
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Fund for Support for Access
- No Condition
- Arts, entertainment and recreation

- Minimum amount : 10,000 $
- Arts, entertainment and recreation

- Maximum amount : 100,000 $
- Up to 50% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services

Indigenous Reconciliation Initiative - Economic Stream
- No Condition
- All industries

Labour Force Management Strategies Initiative (LFMSI)
- Maximum amount : 100,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Ontario Dairy Processing Modernization Initiative
- Maximum amount : 200,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Community Recreation Enhancement Grant
- Maximum amount : 5,000 $
- All industries

Project Development Fund
- Maximum amount : 20,000 $
- Up to 50% of project cost
- Arts, entertainment and recreation

Building BC - Building BC: Indigenous Housing Fund
- No Condition
- All industries
Sport Funding Programs
- No Condition
- All industries

Community Grant and Vibrancy Fund
- Maximum amount : 2,500 $
- All industries

Saskatchewan Parks and Recreation Association - Get Moving Grant
- No Condition
- All industries

City of Lévis — Quebec Business Access Network
- No Condition
- All industries

Financial Assistance Program for Recreational and Sports Facilities (PAFIRS)
- Maximum amount : 28,000,000 $
- Up to 66% of project cost
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
- Public administration

Impact Canada Challenge Hub
- No Condition
- Information and cultural industries
- Health care and social assistance
- Public administration

NBIF — Research Assistantships Initiative (RAI)
- Maximum amount : 45,000 $
- Educational services

Community Partnership Capital Programs - Community Partnership Major Capital Program
- No Condition
- All industries

Canada Digital Adoption Program — Boost Your Business Technology — Digital Advisors
- Maximum amount : 15,000 $
- Up to 90% of project cost
- Manufacturing

Training and Career Support Program
- No Condition
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

Museums Assistance Program - Exhibition Circulation Fund
- Maximum amount : 15,000 $
- All industries

Ontario Trillium Foundation - Grow Grants
- From $100,000 to $600,000
- All industries

CMF — Commercial Projects Program
- Maximum amount : 1,500,000 $
- Up to 75% of project cost
- Information and cultural industries

Saskatchewan Parks and Recreation Association - Framework In Action Grant
- Maximum amount : 5,000 $
- All industries

Horticulture Diversification Program
- Maximum amount : 75,000 $
- Up to 50% of project cost
- All industries

Capital Project Grants - Social Policy - School-Age Care Expansion Capital Grants
- Maximum amount : 2,500 $
- Educational services
- Health care and social assistance
- Other services (except public administration)
- Public administration
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Small Capital Sponsorship Program
- From $2,500 to $30,000
- Up to 50% of project cost
- All industries

Alberta Innovates — R&D Associates Program
- Maximum amount : 105,000 $
- Up to 25% of project cost
- Information and cultural industries
- Professional, scientific and technical services

- No Condition
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)

Youth Mental Health Fund
- No Condition
- All industries

Indigenous Languages and Cultures Program — Indigenous Languages Component
- Up to 100% of project cost
- Information and cultural industries
- Educational services
- Public administration

- No Condition
- All industries

Greening Canada's School Grounds
- Maximum amount : 10,000 $
- Educational services

Agricultural Clean Technology Program — Research and Innovation
- Maximum amount : 2,000,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Search and Rescue New Initiatives Fund
- Up to 95% of project cost
- Transportation and warehousing
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation

Interactive Fund
- Maximum amount : 50,000 $
- Up to 30% of project cost
- Arts, entertainment and recreation

ACOA — Regional Homebuilding Innovation Initiative (REGI)
- No Condition
- Construction
- Manufacturing
- Educational services
- Public administration

Biofood Innovation Program Component 5 – Support for knowledge transfer and dissemination
- From $8,000 to $143,750
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting

Canada Book Fund Support for Organizations — For-Profit
- Maximum amount : 2,000,000 $
- Up to 50% of project cost
- Information and cultural industries

Step Forward Entrepreneurs Program
- Maximum amount : 10,000 $
- Up to 50% of project cost
- All industries

OAC — Media Arts Organizations: Operating
- No Condition
- Information and cultural industries
- Arts, entertainment and recreation

AFA — Artist Manager Program Funding
- Maximum amount : 5,000 $
- Up to 100% of project cost
- Arts, entertainment and recreation

- No Condition
- All industries

Nunavut Filmmakers Funding — Nunavut Spend Incentive Program
- From $25,000 to $40,000
- Up to 27% of project cost
- Information and cultural industries

Call for Proposals: Collaboration centre for strengthening Integrated Youth Services across Canada
- No Condition
- All industries

Motorola Solutions Foundation
- Maximum amount : 50,000 $
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
- Public administration

Hydro-Québec program for the enhancement of natural environments
- Maximum amount : 100,000 $
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting
- Educational services
- Arts, entertainment and recreation
- Other services (except public administration)

CleanBC — Commercial Express Program
- Maximum amount : 125,000 $
- Retail trade
- Transportation and warehousing
- Real estate and rental and leasing
- Educational services

Alberta — Resilient Agricultural Landscape Program (RALP)
- From $2,000 to $300,000
- Up to 100% of project cost
- Agriculture, forestry, fishing and hunting

Artist Studio Award program
- No Condition
- Arts, entertainment and recreation

Quebec Research Fund — Society and Culture Sector (FRQSC)
- No Condition
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
- Arts, entertainment and recreation
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Grant funding
- No Condition
- All industries

Building Safer Communities Program Grants (BSCP) - Organizational and Youth Sector Capacity-building Project Grants
- Maximum amount : 20,000 $
- Educational services
- Health care and social assistance
- Other services (except public administration)
- Public administration

Strategic Innovation Fund — Digital Generator – Stream 2
- Maximum amount : 100,000 $
- Up to 100% of project cost
- Arts, entertainment and recreation

NGen — Advanced Manufacturing Quantum Program
- From $1,000,000 to $2,000,000
- Up to 40% of project cost
- Manufacturing

PRIMA — INNOV-R SME
- Maximum amount : 450,000 $
- Up to 50% of project cost
- Utilities
- Manufacturing
- Transportation and warehousing
- Professional, scientific and technical services

Mining Research and Innovation Support Program
- Maximum amount : 600,000 $
- Up to 40% of project cost
- Mining, quarrying, and oil and gas extraction

Lakeshore Community Benefit Fund Grant
- Maximum amount : 5,000 $
- Up to 50% of project cost
- All industries

Community Action Initiative (CAI) - Youth Wellness Grant
- Maximum amount : 80,000 $
- All industries

MRC Beauce-Centre — E-commerce assistance program
- Maximum amount : 10,000 $
- Up to 50% of project cost
- Retail trade
- Other services (except public administration)
- Public administration

Agricultural and Sector Show Support Program – Stream 1.1
- Maximum amount : 225,000 $
- Up to 70% of project cost
- Agriculture, forestry, fishing and hunting

Community Investment Program - Revolving Capital Loan
- No Condition
- All industries

Co-operators - Co-operators Community Funds
- No Condition
- All industries

Learn 2 Earn
- Maximum amount : 6,800 $
- Educational services
- Health care and social assistance

RDAR — On-Farm Climate Action Fund (OFCAF)
- From $2,500 to $75,000
- Up to 85% of project cost
- Agriculture, forestry, fishing and hunting

PEI - Export Trade Assistance
- Maximum amount : 3,000 $
- Up to 75% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Arts, entertainment and recreation

Staffing UP
- Up to 60% of project cost
- All industries

AgriMarketing Program — Kosher and Halal Investment
- Maximum amount : 2,000,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

innovÉÉ — Accord
- From $100,000 to $350,000
- Up to 80% of project cost
- Utilities
- Manufacturing
- Professional, scientific and technical services

Provincial Funding for French Language Services
- No Condition
- All industries

Organic Industry Development — Specialized Equipment
- From $400 to $60,000
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting

Nunavut Filmmakers Funding — Story Telling Fund
- Maximum amount : 7,500 $
- Up to 75% of project cost
- Arts, entertainment and recreation

Community Funding - Project Funding
- Maximum amount : 75,000 $
- Health care and social assistance

Drilling Technology Challenge
- From $250,000 to $8,000,000
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction
- Utilities
- Professional, scientific and technical services
- Educational services

Formations de courte durée (COUD) — Water professions
- Up to 100% of project cost
- Utilities

Justice and Reconciliation Fund
- Maximum amount : 10,000 $
- All industries