Updated May 2026
Discover Loans and Capital Investments Available to Companies in Canada
Financing opportunities are available through advantageous loans and investments in order to enable your business to continue its growth in today's economic landscape.
Canadian companies have access to a variety of financing options, including traditional bank loans for working capital, equipment purchases, and expansion. Additionally, government-backed loans and grants, as well as venture capital and angel investment, offer tailored financial support for business growth and innovation.
754 programs available
Loans and Capital investmentsOpenMRC Lotbinière — Triple F
Business financing for growth and development
Loans and Capital investmentsOpenMRC Témiscamingue — Local Investment Fund Loan
Financing for business start-up and expansion
Loans and Capital investmentsOpenMRC Bellechasse — New promoter funds (FNP)
Interest-free financing for young entrepreneurs
Loans and Capital investmentsOpenCity of Lévis — Desjardins Business Fund (FDE)
Economic development support for Lévis businesses and entrepreneurs
Other SupportPartnering and CollaborationLoans and Capital investmentsOpenVentures at Coralus
Funding and support for women and non-binary entrepreneurs
Expert AdviceLoans and Capital investmentsClosedMRC Abitibi-Ouest — Local Investment Funds
Repayable financing for local business growthEligible Funding- Maximum amount : 250,000 $
- Up to 50% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Information and cultural industries
Types of eligible projectsCommercializationTechnologyEnvironment and ClimateConstruction and Renovation Business BuyoutInnovationDigital Transformation
Loans and Capital investmentsOpenMRC Bécancour — Local investment fund (FLI) - “new business” component
Financing for new manufacturing businesses
Other SupportPartnering and CollaborationGrant and FundingExpert AdviceLoans and Capital investmentsClosedMRC Collines-de-l'Outaouais — FRR Stream 2
Funding for structuring local development projects
Loans and Capital investmentsOpenRCM de la Vallée-Du-Richelieu — Local investment funds (FLI)
Business financing for startups, growth, and succession in Vallée-Du-Richelieu- Loans and Capital investmentsOpen
MRC Bécancour — Local Investment Fund (FLI) - “Business to be acquired” component
Financing for business acquisition projects 
Loans and Capital investmentsOpenMRC Fjord-du-Saguenay — Local FLI/FLS funds
Investment funds supporting economic impact businesses in QuebecEligible Funding- Maximum amount : 150,000 $
- Up to 50% of project cost
Eligible Industries- Manufacturing
- Professional, scientific and technical services
- Health care and social assistance
- Other services (except public administration)
Types of eligible projectsCommercializationConstruction and Renovation Business BuyoutInnovationDigital Transformation- Loans and Capital investmentsOpen
MRC Bécancour — Local Investment Fund (FLI) - “Developing business” component
Financing for manufacturing development projects 
Loans and Capital investmentsOpenMRC La Vallée-de-l'Or — Local Investment Funds FLI-FLS
Local financing for business projects in La Vallée-de-l'OrEligible Funding- From $5,000 to $150,000
- Up to 80% of project cost
Eligible Industries- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Wholesale trade
- Retail trade
Types of eligible projectsCommercializationEnvironment and ClimateConstruction and Renovation Business BuyoutInnovationDigital Transformation
Loans and Capital investmentsOpenShelter Enhancement Program – Renovation
Funding for on-reserve shelter repairs for domestic violence victims
Loans and Capital investmentsOpenMRC Haut-Richelieu — Local investment and solidarity funds (FLI and FLS)
Investment support for businesses in MRC Haut-Richelieu
Loans and Capital investmentsOpenMRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund
Interest-free microloans for agricultural businesses
Loans and Capital investmentsOpenMRC Haute-Yamaska — Haute-Yamaska Agricultural Microcredit Fund
Interest-free agricultural microloans for local businesses
Grant and FundingLoans and Capital investmentsClosedMRC Charlevoix — Support Fund for Start-up and Expansion
Non-repayable support for business start-up and expansion
Loans and Capital investmentsOpenMRC Papineau — Local Investment Fund (FLI) and Solidarity Fund (FLS)
Financing for business growth and succession- Loans and Capital investmentsOpen
MRC Bellechasse — Local Investment Fund - Succession Component (FLI Relève)
Interest-free succession financing for businesses 
Other SupportGrant and FundingLoans and Capital investmentsWage Subsidies And InternsClosedMRC La Matapédia — Regions and Rurality Fund of La Matapédia - 2024 Business Support Policy
Business funding for local growth projects
Loans and Capital investmentsOpenApartment Construction Loan Program: Standard Rental Housing
Association des professionnels de la construction et de l’habitation du Québec (APCHQ), Canada Mortgage and Housing Corporation (CMHC)Low-cost financing for constructing or converting standard rental housing
Grant and FundingExpert AdviceLoans and Capital investmentsOpenMRC Marguerite-D'Youville — Local investment and solidarity funds (FLI and FLS)
Business financing for growth and successionEligible Funding- Maximum amount : 300,000 $
- Up to 50% of project cost
Eligible Industries- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Health care and social assistance
Types of eligible projectsCommercializationEnvironment and ClimateConstruction and Renovation Business BuyoutInnovationDigital Transformation
Loans and Capital investmentsOpenSherbrooke — Local investment and solidarity funds (FLI and FLS)
Financial aid for Sherbrooke business development and job creation- Business Growth
Business growth in Canada is significantly influenced by venture capital, a dynamic force driving the advancement and innovation of Canadian enterprises, especially those in the small and tech-oriented sectors.
Loans and Capital investmentsOpenMRC du Granit — FLI
Supports local entrepreneurs with access to various financial aids
Other SupportGrant and FundingLoans and Capital investmentsWage Subsidies And InternsOpenMRC du Golfe-du-Saint-Laurent — Regional Support Fund for Social Programs (FRSPS)
Funding for regional social programs
Loans and Capital investmentsOpenMRC Roussillon — Local investment and solidarity funds (FLI and FLS)
Supports entrepreneurial growth and economic development in Quebec- Loans and Capital investmentsOpen
MRC Beauce-Sartigan — Fund for tourism and cultural events (FÉTC)
Interest-free support for regional tourism and culture events 
Loans and Capital investmentsClosedSODEC — Support for television production – Production value bonus
Boosts Quebec TV series for international markets- Loans and Capital investmentsOpen
MRC Beauce-Sartigan — Futurpreneur Canada
Financing and mentoring for young entrepreneurs 
Partnering and CollaborationGrant and FundingExpert AdviceLoans and Capital investmentsArchivedMRC Arthabaska — Futurpreneur Canada
Funding and mentorship for young entrepreneurs in Canada
Loans and Capital investmentsClosedMRC Témiscouata — Local Investment Fund (FLI) / Local Solidarity Fund (FLS)
Local business financing supportEligible Funding- Varies by project
Eligible Industries- Manufacturing
- Professional, scientific and technical services
- Health care and social assistance
- Other services (except public administration)
Types of eligible projectsCommercializationConstruction and Renovation Business BuyoutDigital Transformation
Grant and FundingExpert AdviceLoans and Capital investmentsOpenMRC Sept-Rivières — Support for entrepreneurship (SE)
Financial support for local entrepreneurs and social economy projects- Loans and Capital investmentsOpen
MRC Bellechasse — Local Investment Fund & Local Solidarity Fund (FLI and FLS)
Repayable financing for business growthEligible Funding- From $5,000 to $100,000
- Up to 80% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Types of eligible projectsCommercializationConstruction and Renovation Business Buyout 
Loans and Capital investmentsOpenMRC Joliette — Local investment and solidarity funds (FLI and FLS)
Investment support for economic development in Joliette
Loans and Capital investmentsClosedVille de La Tuque — Local investment fund
Local financing for business growth- Other SupportLoans and Capital investmentsOpen
MRC Arthabaska - Local Investment Fund (FLI)
Term financing for business growth 
Grant and FundingLoans and Capital investmentsOpenMRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)
Financing for business growth and successionEligible Funding- Maximum amount : 125,000 $
- Up to 80% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services
- Educational services
Types of eligible projectsCommercializationTechnologyConstruction and Renovation Business Buyout
Loans and Capital investmentsOpenMosaic Fund
Business loans for Quebec's cultural communities entrepreneurs- Loans and Capital investmentsOpen
MRC Arthabaska - Honorary loan
Short-term financing for young entrepreneurs 
Expert AdviceLoans and Capital investmentsOpenMRC La Côte-de-Beaupré — Microcredit Fund – Microcredit Côte-de-Beaupré / Charlevoix
Microcredit for local entrepreneurs- Partnering and CollaborationGrant and FundingLoans and Capital investmentsOpen
MRC Charlevoix - Local Investment Fund (FLI) and Local Solidarity Fund (FLS)
Financial support for business succession projects - Expert AdviceLoans and Capital investmentsOpen
MRC Arthabaska - Local Solidarity Fund (LSF)
Term financing for business start-ups and expansions - Loans and Capital investmentsOpen
MRC Bécancour — Local solidarity funds (FLS)
Local Solidarity Fund loans for eligible Quebec businesses 
Loans and Capital investmentsOpenMRC La Jacques-Cartier — Local Investment Fund (FLI)
Financing for business growth and succession
Loans and Capital investmentsOpenMRC de D’Autray — FLI/FLS
Supporting business development through proactive financial solutions
Loans and Capital investmentsOpenDEL — Business Acquisition Loan
Supports entrepreneurs acquiring businesses for succession and ownership transfer
Grant and FundingLoans and Capital investmentsOpenMRC Abitibi — The Local Solidarity Fund (FLS)
Local financing for business projects in AbitibiAccess over 10 000 different funding opportunities
Try the helloDarwin platform today and find programs that fit your needs
The helloDarwin application makes it easy to unlock grants so your business can grow faster—with less hassle and more impact.
Loans and Capital investmentsOpenCAE Beauce-Chaudière — Quasi-Equity Loan
Quasi-equity financing for major business projects
Grant and FundingExpert AdviceLoans and Capital investmentsOpenMRC La Matanie — Grant and Sponsorship Program
Financial support for business growth in La Matanie- Loans and Capital investmentsClosed
MRC La Matapédia — FLI-FLS
Financing for business growth and succession 
Loans and Capital investmentsOpenMRC Beauce-Centre — Local Investment Funds (FLI-FLS)
Local financing for business growth in Beauce-Centre- Loans and Capital investmentsOpen
MRC Drummond — Local investment funds and local solidarity funds
Financing for manufacturing investment projects 
Grant and FundingLoans and Capital investmentsOpenDéveloppement Vaudreuil-Soulanges — FSAET
Support for tourism business development- Loans and Capital investmentsOpen
APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream
Association des professionnels de la construction et de l’habitation du Québec (APCHQ), Canada Mortgage and Housing Corporation (CMHC)Funds construction of shelters, transitional and supportive affordable housing 
Loans and Capital investmentsOpenLocal investment fund (FLI)
Ministère de l'économie, de l'innovation et de l'énergie du Québec (MEIE), Government of Québec, MRC de CoaticookLoans for entrepreneurs in Quebec
Loans and Capital investmentsOpenMRC Caniapiscau — Joint FLI/FLS investment
Funding for Quebec businesses and economic initiatives- Loans and Capital investmentsOpen
MRC Bécancour - Local Investment Fund (FLI) - “General” component
Term financing for business growth and acquisitions 
Other SupportGrant and FundingExpert AdviceLoans and Capital investmentsOpenMRC d'Avignon — Local Investment Funds (FLI) and Local Solidarity Funds (FLS)
Local financing for business development projectsEligible Funding- Maximum amount : 300,000 $
- Up to 50% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Accommodation and food services
Types of eligible projectsCommercializationTechnologyConstruction and Renovation Business BuyoutInnovationDigital Transformation
Partnering and CollaborationGrant and FundingExpert AdviceLoans and Capital investmentsOpenMRC Abitibi-Ouest — CRÉAVENIR Program
Financing support for young entrepreneurs
Grant and FundingLoans and Capital investmentsOpenMRC L'Érable — Local Solidarity Fund (LSF)
Financial support for business growth and start-up- Other SupportExpert AdviceLoans and Capital investmentsOpen
MRC Sept-Rivières — Local funds (FLI/FLS)
Financing for business development projects - Other SupportExpert AdviceLoans and Capital investmentsClosed
MRC Collines-de-l'Outaouais — Local Investment Fund (FLI) and Solidarity Fund (FLS)
Financing for local business growth and successionEligible Funding- Maximum amount : 150,000 $
- Up to 50% of project cost
Eligible Industries- Retail trade
- Professional, scientific and technical services
- Management of companies and enterprises
- Health care and social assistance
Types of eligible projectsCommercializationConstruction and Renovation Business BuyoutInnovationDigital Transformation 
Other SupportGrant and FundingExpert AdviceLoans and Capital investmentsClosedMRC du Rocher-Percé — Investment Fund (FLI) and Local Solidarity Fund (FLS)
Business funding for local growth projects
Grant and FundingExpert AdviceLoans and Capital investmentsOpenMRC Matawinie — Tourism Innovation and Development Fund
Funding for tourism development projects
Loans and Capital investmentsOpenFonds Émergence Estrie — Financing
Microloans for entrepreneurial projects in Estrie- Expert AdviceLoans and Capital investmentsOpen
MRC Témiscamingue — Youth Strategy Loan
Financing for young entrepreneurs in Témiscamingue - Grant and FundingExpert AdviceLoans and Capital investmentsOpening Soon
RCM Vallée-Du-Richelieu — Fonds de soutien à l'entrepreneuriat
Financial support for business development in Vallée-du-RichelieuEligible Funding- Maximum amount : 5,000 $
- Up to 20% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Information and cultural industries
Types of eligible projectsCommercializationTechnologyBusiness BuyoutInnovationDigital Transformation 
Other SupportExpert AdviceLoans and Capital investmentsOpenMRC Drummond — Business Succession Program
Business financing demystified for tailored entrepreneurial support
Expert AdviceLoans and Capital investmentsOpenMRC Rimouski-Neigette — Local Investment Fund
Financing for business growth and successionEligible Funding- From $10,000 to $150,000
- Up to 50% of project cost
Eligible Industries- Manufacturing
- Retail trade
- Information and cultural industries
- Professional, scientific and technical services
Types of eligible projectsCommercializationConstruction and Renovation Business BuyoutDigital Transformation
Expert AdviceLoans and Capital investmentsOpenMRC Portneuf — Joint Investment Fund FLI/FLS
Joint financing for business growth and succession- Loans and Capital investmentsClosed
MRC Témiscamingue — Youth Assistance Loan
Financing for young entrepreneurs in Témiscamingue Discover how much grant funding is available for your business
Subsidize your projects with grants!
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.
Other SupportExpert AdviceLoans and Capital investmentsOpenBlack Entrepreneur Startup Program
Supporting young Black entrepreneurs with funding, mentorship and resources
Expert AdviceLoans and Capital investmentsClosedMunicipalité des Îles-de-la-Madeleine — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)
Financing for business growth and succession
Loans and Capital investmentsOpenMRC de L'Assomption — FLI/FLS
Financing for business growth and succession
Grant and FundingLoans and Capital investmentsOpenID Gatineau — FDEES
Support for social economy projects in Gatineau
Other SupportExpert AdviceLoans and Capital investmentsOpenMRC Minganie — Local Investment and Solidarity Funds (FLI-FLS)
Local financing for SME start-up and expansion
Loans and Capital investmentsOpenMRC Maskinongé — Local Investment Fund (FLI) and Solidarity Fund (FLS)
Funding for business growth and succession- Other SupportGrant and FundingLoans and Capital investmentsOpen
MRC Abitibi — Local Investment Fund (FLI)
Local financing for business growth and succession - Loans and Capital investmentsClosed
MRC Maskinongé — Futurpreneur Canada
Startup financing and mentorship for young entrepreneurs - Grant and FundingExpert AdviceLoans and Capital investmentsOpen
MRC Joliette — Business Assistance Fund (FAE) – Stream 3
Non-repayable support for innovation and growth - Loans and Capital investmentsOpen
MRC L'Érable — FLI - Social economy development
Financing for social economy projects serving community needs 
Loans and Capital investmentsOpenMRC Domaine-du-Roy — Local Innovation and Growth Fund
Fonds offers growth loans for innovative business development
Loans and Capital investmentsOpenSDE Thetford — Local Investment Fund (LIF)
Business loans for startups, growth, and productivity in Thetford- Expert AdviceLoans and Capital investmentsOpen
Rouyn-Noranda — Local Investment (FLI) and Solidarity (FLS) Funds
Financing for business growth and successionEligible Funding- Maximum amount : 250,000 $
- Up to 5% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Arts, entertainment and recreation
Types of eligible projectsCommercializationTechnologyEnvironment and ClimateConstruction and Renovation Business BuyoutDigital Transformation - Loans and Capital investmentsOpen
MRC Beauce Sartigan — Local funds - RELIEF component
Financing for business succession projects - Loans and Capital investmentsOpen
MRC L'Érable — Local Investment Fund (FLI)
Financial support for business growth projects 
Loans and Capital investmentsOpenCAE Rive-Nord — Financing for businesses
Short-term business financing support- Loans and Capital investmentsOpen
MRC Beauce-Centre — Futurpreneur
Startup financing for young entrepreneurs - Loans and Capital investmentsOpen
MRC Matawinie — Local investment fund
Financing for business growth and succession - Loans and Capital investmentsOpen
MRC Bellechasse — Bellechasse Agri-Food Investment Fund (FIAB)
Financing for Bellechasse agri-food businesses 
Loans and Capital investmentsOpenMRC La Côte-de-Beaupré — Local Investment Fund (FLI) – Local Solidarity Fund (FLS)
Financing for local business start-up and growth
Loans and Capital investmentsOpenMRC Vallée-de-la-Gatineau — Local Investment Fund (FLI) and Solidarity Fund (FLS)
Financing for business growth and succession
Loans and Capital investmentsOpenMRC Haute-Yamaska — Local investment and solidarity funds (FLI and FLS)
Financial support for local business sustainability and growthEligible Funding- Maximum amount : 300,000 $
- Up to 50% of project cost
Eligible Industries- Manufacturing
- Professional, scientific and technical services
- Health care and social assistance
- Other services (except public administration)
Types of eligible projectsCommercializationConstruction and Renovation Business BuyoutDigital Transformation
Grant and FundingLoans and Capital investmentsOpenMRC Beaharnois-Salaberry — Rio Tinto Alcan Diversification Fund
Supports business development and workforce retention in Beauharnois-Salaberry
Grant and FundingExpert AdviceLoans and Capital investmentsClosedMRC Montmagny — Regions and Rurality Fund (FRR)
Funding for territorial development and vitalization
Expert AdviceLoans and Capital investmentsClosedMRC des Chenaux — Local Investment Fund (FLI) and Solidarity Fund (FLS)
Business financing for growth and succession
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