Open
MRC Témiscamingue — Local Investment Fund Loan
Financing for business start-up and expansion
Last Update: April 9, 2026
Funding available
$ 5,000 - $ 150,000
Timeline
- Closing date : June 1, 2032
Location
Temiscaming, Abitibi-Témiscamingue, Quebec, Canada
Overview
This financing supports business start-ups and expansions in the MRC de Témiscamingue. It offers up to $150,000 for projects that help stimulate entrepreneurship and create jobs.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Complete an acquisition or business transfer
- Start a business
- Ensure financial sustainability
Eligible Funding
- Maximum amount : 150,000 $
- Minimum amount : 5,000 $
Timeline
- Closing date : June 1, 2032
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Other services (except public administration)
- Public administration
Location
- Témiscamingue
- Temiscaming
- Abitibi-Témiscamingue
- Quebec
Legal structures
- Non-profit
- Public or Parapublic institution
- For-profit business
- Sole proprietorship
- Social economy enterprise
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Youth (<40)
Non-profit candidates
Sector of operation
- Economic, Social and Community Development
- Employment and Training
- Business Associations
- Not Elsewhere Classified
Target groups
- Young adults
- Business owners / entrepreneurs
Revenue structures
- All structures
Scope
- Local
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Business start-up projects.
- Business expansion projects.
- Projects to stimulate local entrepreneurship.
- Projects to create and maintain jobs.
Eligibility
Who is eligible?
- Sole proprietorships.
- Partnerships.
- Companies.
- Not-for-profit organizations.
- Social economy organizations.
Who is not eligible
- Retail or service businesses that would only duplicate an existing local offer.
- Residential real estate projects.
- Projects linked to sex, religion, politics, or alcohol sales.
Eligible expenses
- Working capital for the business.
- Equipment, land, and building purchases.
- Start-up or expansion financing needs.
Ineligible Costs and Activities
- Opening a retail or service business in a community where the same service already exists, if it would only draw customers from an existing business.
- Residential real estate projects.
- Projects related to sex, religion, politics, or alcohol sales.
Eligible geographic areas
- MRC de Témiscamingue.
Processing and Agreement
- Applications are reviewed based on the program’s evaluation criteria.
- Projects are assessed for profitability, management capacity, repayment ability, debt level, guarantees, and job creation.
- Funding is not automatic and depends on approval.
- Approved applicants receive financing under the program’s lending terms.
Additional information
- Advisory support is available for business planning, financial forecasts, financing research, and referrals to specialized resources.
- Opening fees are 1% of the loan amount, with a minimum of $100.
- The program was listed with a deadline of June 1, 2032.
Contacts
Frequently Asked Questions about the MRC Témiscamingue — Local Investment Fund Loan Program
Here are answers to the most common questions about the MRC Témiscamingue — Local Investment Fund Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the MRC Témiscamingue — Local Investment Fund Loan?
This financing supports business start-ups and expansions in the MRC de Témiscamingue. It offers up to $150,000 for projects that help stimulate entrepreneurship and create jobs.
How much funding can be received?
MRC Témiscamingue — Local Investment Fund Loan Funds up to $150,000 of admissible expenses.
Who is eligible for the MRC Témiscamingue — Local Investment Fund Loan program?
To be eligible for the MRC Témiscamingue — Local Investment Fund Loan program, you must:
Start-up or expansion project.
Business located in Témiscamingue.
Minimum down payment required.
What expenses are eligible under MRC Témiscamingue — Local Investment Fund Loan?
Business start-up projects.
Business expansion projects.
Projects to stimulate local entrepreneurship.
Projects to create and maintain jobs.
Who can I contact for more information about the MRC Témiscamingue — Local Investment Fund Loan?
You can contact MRC Témiscamingue by email at none or by phone at none.
Where is the MRC Témiscamingue — Local Investment Fund Loan available?
The MRC Témiscamingue — Local Investment Fund Loan program is available Abitibi-Témiscamingue, Quebec.
Is the MRC Témiscamingue — Local Investment Fund Loan a grant, loan, or tax credit?
MRC Témiscamingue — Local Investment Fund Loan is a Loans and Capital investments