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CAE Rive-Nord — Financing for businesses
Last Update: March 4, 2026
Quebec, Canada
Business financing solutions for short-term growth and working capital
Loans and Capital investments
Overview
CAE Rive-Nord offers business financing of up to $300,000 to accelerate short-term growth and liquidity for local companies. Eligible activities include purchase order financing, SR&ED tax credit advances, and working capital for projects such as hiring, equipment purchases, and operational expansion.
At a glance
Funding available
Financing goals
- Research and experimental development
Eligible Funding
- Maximum amount : 300,000 $
- Up to 75% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Construction
- Manufacturing
- Wholesale trade
Location
- Laurentides
- Quebec
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Activities funded
- Completion of purchase orders in the manufacturing, distribution, and construction sectors.
- Advancement of research and development initiatives by leveraging government tax credits.
- Business growth initiatives such as hiring new staff, acquiring equipment, or supporting specific projects through increased working capital.
Examples of admissible projects:
$ 255,000
Increasing production capacity to fulfill major furniture orders
$ 100,000
Hiring welders and buying steel for custom staircase contracts
$ 190,000
Purchase order financing for industrial electrical panel manufacturing
$ 158,000
Expanding automated packaging line for local food distribution
$ 210,000
Funding R&D prototype for high-efficiency HVAC ductwork system
$ 175,000
Working capital for installing energy-saving windows in condos
Eligibility
- The applicant must operate a business in the manufacturing, distribution, or construction sectors.
- The business must require short-term financing for activities such as completing purchase orders, accessing tax credit advances, or securing working capital for growth.
- The company must be eligible for government research and development tax credits (for SR&ED tax credit financing).
Who is eligible?
- Manufacturing companies
- Distribution companies
- Construction companies
- Local businesses
Eligible expenses
- Labour costs required to complete purchase orders.
- Materials needed for fulfilling purchase orders.
- Transportation expenses related to purchase orders.
- Eligible research and development expenses covered by refundable government tax credits.
- Working capital expenditures, such as hiring employees or purchasing equipment for business growth.
Eligible geographic areas
- MRC Two Mountains
- MRC River of the North
- MRC Argenteuil
- MRC Thérèse-de Blainville
- Mirabel
How to apply
1
Analyze and prepare application
- Consult with CAE Rive-Nord professionals to analyze your financing needs
- Prepare the financing application with professional assistance
2
Submit the application
- Submit the completed financing application to CAE Rive-Nord
- Ensure all documentation meets CAE requirements
3
Application review and follow-up
- Wait for review by CAE professionals
- Respond promptly to any requests for additional information
4
Accept financing and receive funds
- Upon approval, review and sign financing agreements
- Access the approved funds as per agreement
Additional information
- Analysis and preparation of financing applications are handled by professionals.
- Faster disbursement of funds compared to traditional financial institutions.
- No penalty is applied for early repayment of the financing.
- In-house legal services are available to support applicants, potentially saving time and costs.
