CAE Rive-Nord — Financing for businesses
Last Update: July 22, 2025
QC, Canada
Business financing solutions for short-term growth and working capital
At a glance
Eligible Funding
- Max. $300,000
- Up to 75% of project cost
Timeline
- Unspecified
Financing Type
Loans and Capital investments
Eligible Industries
- Construction
- Manufacturing
- Wholesale trade
Funds Providers
Program status
Open
Overview
CAE Rive-Nord offers business financing of up to $300,000 to accelerate short-term growth and liquidity for local companies. Eligible activities include purchase order financing, SR&ED tax credit advances, and working capital for projects such as hiring, equipment purchases, and operational expansion.
Financing terms and conditions
- Short-term financing available up to $300,000.
- Purchase order financing covers up to 75% of purchase orders.
- Tax credit financing can provide up to 75% of the refundable SR&ED tax credits for the current and previous year.
Activities funded
- Completion of purchase orders in the manufacturing, distribution, and construction sectors.
- Advancement of research and development initiatives by leveraging government tax credits.
- Business growth initiatives such as hiring new staff, acquiring equipment, or supporting specific projects through increased working capital.
Examples of admissible projects:
$ 255,000
Increasing production capacity to fulfill major furniture orders
$ 100,000
Hiring welders and buying steel for custom staircase contracts
$ 175,000
Working capital for installing energy-saving windows in condos
$ 210,000
Funding R&D prototype for high-efficiency HVAC ductwork system
$ 190,000
Purchase order financing for industrial electrical panel manufacturing
$ 158,000
Expanding automated packaging line for local food distribution
Eligibility
- The applicant must operate a business in the manufacturing, distribution, or construction sectors.
- The business must require short-term financing for activities such as completing purchase orders, accessing tax credit advances, or securing working capital for growth.
- The company must be eligible for government research and development tax credits (for SR&ED tax credit financing).
Who is eligible?
- Manufacturing companies
- Distribution companies
- Construction companies
- Local businesses
Eligible expenses
- Labour costs required to complete purchase orders.
- Materials needed for fulfilling purchase orders.
- Transportation expenses related to purchase orders.
- Eligible research and development expenses covered by refundable government tax credits.
- Working capital expenditures, such as hiring employees or purchasing equipment for business growth.
Eligible geographic areas
- MRC Two Mountains
- MRC River of the North
- MRC Argenteuil
- MRC Thérèse-de Blainville
- Mirabel
How to apply
1
Analyze and prepare application
- Consult with CAE Rive-Nord professionals to analyze your financing needs
- Prepare the financing application with professional assistance
2
Submit the application
- Submit the completed financing application to CAE Rive-Nord
- Ensure all documentation meets CAE requirements
3
Application review and follow-up
- Wait for review by CAE professionals
- Respond promptly to any requests for additional information
4
Accept financing and receive funds
- Upon approval, review and sign financing agreements
- Access the approved funds as per agreement
Additional information
- Analysis and preparation of financing applications are handled by professionals.
- Faster disbursement of funds compared to traditional financial institutions.
- No penalty is applied for early repayment of the financing.
- In-house legal services are available to support applicants, potentially saving time and costs.
Apply to this program
Frequently Asked Questions about the CAE Rive-Nord — Financing for businesses Program
Here are answers to the most common questions about the CAE Rive-Nord — Financing for businesses. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the CAE Rive-Nord — Financing for businesses?
How much funding can be received?
What expenses are eligible under CAE Rive-Nord — Financing for businesses?
What is the deadline to apply?
Is the CAE Rive-Nord — Financing for businesses a grant, loan, or tax credit?
Who are the financial supporters of the CAE Rive-Nord — Financing for businesses?
Who is eligible for the CAE Rive-Nord — Financing for businesses program?
Who can I contact for more information about the CAE Rive-Nord — Financing for businesses?
Where is the CAE Rive-Nord — Financing for businesses available?
Are startups eligible for the CAE Rive-Nord — Financing for businesses program?
Apply to this program