Discover Loans and Capital Investments Available to Companies in Canada
Financing opportunities are available through advantageous loans and investments in order to enable your business to continue its growth in today's economic landscape.
Canadian companies have access to a variety of financing options, including traditional bank loans for working capital, equipment purchases, and expansion. Additionally, government-backed loans and grants, as well as venture capital and angel investment, offer tailored financial support for business growth and innovation.

Panorama Program
Investissement Québec (IQ)- From $250,000 to $1,000,000
- Agriculture, forestry, fishing and hunting
- Manufacturing

Financing to respond to the offensive of new tariffs and for initiatives for resilient and exporting companies (FRONTIERE)
Investissement Québec (IQ)- Maximum amount : 50,000,000 $
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Manufacturing

ESSOR – Component 2: Support for investment projects promoting productivity and business expansion
Investissement Québec (IQ)- Minimum amount : 50,000 $
- Up to 30% of project cost
- Manufacturing
- Wholesale trade
- Retail trade
- Transportation and warehousing

APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Maximum amount : 170,000 $
- Up to 80% of project cost
- Real estate and rental and leasing

Production program — French market budgets under $3.5M
Telefilm Canada- From $250,000 to $500,000
- Up to 33% of project cost
- Information and cultural industries

Program Supporting the Development of Tourist Attractions — Stream 2
Investissement Québec (IQ)- From $100,000 to $5,000,000
- Up to 50% of project cost
- Accommodation and food services

Farm Equipment Financing
Farm Credit Canada (FCC)- No Condition
- Agriculture, forestry, fishing and hunting

Women Entrepreneur Program
Farm Credit Canada (FCC)- No Condition
- Agriculture, forestry, fishing and hunting
- Accommodation and food services

Program Supporting the Development of Tourist Attractions — Stream 1
Investissement Québec (IQ)- From $150,000 to $5,000,000
- Up to 50% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

Southwestern Ontario Development Fund (SWODF) — Business project loans
Government of Ontario- From $500,000 to $500,000
- Up to 15% of project cost
- Manufacturing

REGI — Business Scale-up and Productivity — CED (QC) – Private sector
Canada Economic Development for Quebec Regions (CED)- Up to 50% of project cost
- All industries

Impulsion Fund
Investissement Québec (IQ)- From $250,000 to $2,000,000
- All industries

Black Entrepreneurship Program — Black Entrepreneurship Loan Fund
Federation of African Canadian Economics (FACE)- From $10,000 to $250,000
- All industries

Afro-Entrepreneurs Fund
Filaction- From $50,000 to $500,000
- All industries

Women Entrepreneurship Loan Fund
Innovation Canada- Maximum amount : 50,000 $
- All industries

Futurpreneur
Futurpreneur Canada- From $5,000 to $60,000
- All industries

Capital project: Community Energy Systems
Green Municipal Fund (GMF)- Maximum amount : 10,000,000 $
- Up to 80% of project cost
- Utilities
- Construction
- Administrative and support, waste management and remediation services
- Public administration

Canada Small Business Financing Loan (CSBFL)
Innovation Canada- Maximum amount : 1,000,000 $
- All industries

ESSOR – Component 3: Support for investment projects to reduce environmental footprint
Investissement Québec (IQ)- Minimum amount : 100,000 $
- Up to 70% of project cost
- All industries

Regional Defence Investment Initiative in Southern Ontario
Federal Economic Development Agency for Southern Ontario (FedDev)- From $125,000 to $10,000,000
- Public administration

Production program — French market budgets $3.5M+
Telefilm Canada- Maximum amount : 3,500,000 $
- Up to 49% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Regional Economic Growth through Innovation (REGI) — Business Scale-up and Productivity — ACOA
Atlantic Canada Opportunities Agency (ACOA)- No Condition
- Manufacturing
- Information and cultural industries
- Arts, entertainment and recreation

Protect Ontario Financing Program
Government of Ontario- Minimum amount : 250,000 $
- Manufacturing

BDC Financing — Buying a Business Loan
Business Development Bank of Canada (BDC)- No Condition
- Manufacturing
- Retail trade
- Information and cultural industries
- Accommodation and food services

Financial assistance for infrastructure projects supporting the mining sector (ENIAM)
Gouvernement du Québec- From $100,000 to $1,000,000
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction
- Utilities
- Transportation and warehousing
- Information and cultural industries
Business growth in Canada is significantly influenced by venture capital, a dynamic force driving the advancement and innovation of Canadian enterprises, especially those in the small and tech-oriented sectors.

EDC — Structured and Project Finance
Export Development Canada (EDC)- No Condition
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction
- Manufacturing

Large Enterprise Tariff Loan (LETL)
Canada Development Investment Corporation (CDEV)- Minimum amount : 60,000,000 $
- All industries

Production program — English market budgets of $3.5M+
Telefilm Canada- Maximum amount : 4,000,000 $
- Up to 39% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Telefilm Canada — Marketing program
Telefilm Canada- Maximum amount : 75,000 $
- Up to 75% of project cost
- Information and cultural industries
- Arts, entertainment and recreation

Green Strategy Funding
Réseau des SADC et CAE- From $10,000 to $50,000
- All industries

Capital project: Organic Waste-to-Energy
Green Municipal Fund (GMF)- Up to 80% of project cost
- Utilities
- Administrative and support, waste management and remediation services
- Public administration

Business case: Organic Waste-to-Energy
Green Municipal Fund (GMF)- Maximum amount : 100,000 $
- Up to 50% of project cost
- Utilities
- Administrative and support, waste management and remediation services
- Public administration

Call for investments VRQ
Axelys- Maximum amount : 150,000 $
- Up to 25% of project cost
- Professional, scientific and technical services
- Educational services
- Health care and social assistance

- From $5,000 to $150,000
- All industries

PME MTL — Call for projects : Innovation
PME MTL- Maximum amount : 50,000 $
- Up to 80% of project cost
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Educational services

FTQ — Bioenergy
Solidarity Funds (FTQ)- No Condition
- Agriculture, forestry, fishing and hunting
- Utilities
- Manufacturing
- Administrative and support, waste management and remediation services

Trade Disruption Customer Support program
Farm Credit Canada (FCC)- No Condition
- All industries

Circular Economy Fund
Fondaction- From $250,000 to $2,000,000
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Administrative and support, waste management and remediation services

Quebec Business Transfer Fund
Centre de tranfer d'entreprise du Québec (CTEQ)- From $50,000 to $1,000,000
- All industries

Biomed Propulsion Program
Investissement Québec (IQ)- From $2,500,000 to $10
- Up to 50% of project cost
- Health care and social assistance

PARESAU – Component 2 : Emergency financing for strategic companies
Investissement Québec (IQ)- No Condition
- All industries

Duo grand V
Investissement Québec (IQ)- From $250,000 to $250,000
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services

Smart Renewables and Electrification Pathways Program (SREP) - Critical Regional Priorities (CRP) Stream
Natural Resources Canada (NRCan)- No Condition
- Public administration

Digital Strategy Funding
Réseau des SADC et CAE- From $10,000 to $50,000
- Other services (except public administration)
- Public administration

Startup in residence
Desjardins- Maximum amount : 15,000 $
- Information and cultural industries
- Finance and insurance
- Real estate and rental and leasing
- Professional, scientific and technical services

Indigenous Women’s Entrepreneur Program
National Aboriginal Capital Corporation Association (NACCA)- Maximum amount : 50,000 $
- All industries

Woman entrepreneur
Business Development Bank of Canada (BDC)- No Condition
- All industries

Apprenticeship Incentive Grant (AIG)
Employment and Social Development Canada (ESDC)- From $1,000 to $2,000
- Construction
- Manufacturing
- Other services (except public administration)
- Public administration

BDC Financing — Tech Companies
Business Development Bank of Canada (BDC)- No Condition
- Information and cultural industries
- Professional, scientific and technical services

Capital Access Advisory Program (CAAP) — Building Companies
Ontario Bioscience Innovation Organization (OBIO)- No Condition
- Health care and social assistance
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CIBC Farm Operating Loan
Canadian Imperial Bank of Commerce (CIBC)- No Condition
- Agriculture, forestry, fishing and hunting

CIBC Farm Mortgage Loan
Canadian Imperial Bank of Commerce (CIBC)- Minimum amount : 25,000 $
- Up to 10% of project cost
- Agriculture, forestry, fishing and hunting

CIBC — Business line of credit
Canadian Imperial Bank of Commerce (CIBC)- Minimum amount : 10,000 $
- Finance and insurance

CIBC — Business loans
Canadian Imperial Bank of Commerce (CIBC)- Minimum amount : 10,000 $
- Finance and insurance

Agricultural Term Loan
National Bank of Canada (NBC)- No Condition
- Agriculture, forestry, fishing and hunting

Agricultural investment fund mitissien (FAIM)
La Mitis RCM (MRC)- Maximum amount : 50,000 $
- Up to 10% of project cost
- Agriculture, forestry, fishing and hunting

Productivity and Sustainable Innovation Fund – Component 3: Project Implementation, It's time to take action!
NexDev | Haut-Richelieu Economic Development- Maximum amount : 10,000 $
- Up to 10% of project cost
- Manufacturing
- Wholesale trade
- Transportation and warehousing

RCM Vallée-Du-Richelieu — Creavenir
RCM Vallée-Du-Richelieu- Maximum amount : 15,000 $
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Professional, scientific and technical services

- No Condition
- Agriculture, forestry, fishing and hunting

MRC Domaine-du-Roy — Local Innovation and Growth Fund
MRC Domaine-du-Roy- From $500,000 to $50,000
- Up to 50% of project cost
- All industries

MRC Joliette — Local investment and solidarity funds (FLI and FLS)
MRC de Joliette (CDÉJ)- Maximum amount : 150,000 $
- Up to 50% of project cost
- All industries

MRC Les Moulins — FLI/FLS
MRC Les Moulins- Maximum amount : 150,000 $
- Up to 50% of project cost
- Manufacturing
- Wholesale trade
- Retail trade
- Professional, scientific and technical services

MRC La Vallée-de-l'Or — Local Investment Funds FLI-FLS
MRC La Vallée-de-l'Or- From $5,000 to $300,000
- Up to 50% of project cost
- Mining, quarrying, and oil and gas extraction
- Manufacturing
- Wholesale trade
- Retail trade

Multi-unit mortgage Loan Insurance (MLI) Select
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Up to 95% of project cost
- Real estate and rental and leasing

SODEC — Support for television production – Production value bonus
Société de développement des entreprises culturelles (SODEC)- Maximum amount : 750,000 $
- Up to 50% of project cost
- Information and cultural industries

MRC La Haute-Côte-Nord — FLI/FLS
MRC La Haute-Côte-Nord- Maximum amount : 150,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Transportation and warehousing
- Professional, scientific and technical services

BDC Financing — Business purchase or transfer loan
Business Development Bank of Canada (BDC)- No Condition
- Manufacturing
- Retail trade
- Accommodation and food services

DEL — Equipment and Technology Loan
Développement économique de l'agglomération de Longueuil (DEL)- Maximum amount : 150,000 $
- Up to 50% of project cost
- Manufacturing

DEL — Share Capital
Développement économique de l'agglomération de Longueuil (DEL)- Maximum amount : 150,000 $
- Up to 50% of project cost
- All industries

MRC Haute-Yamaska — Haute-Yamaska Agricultural Microcredit Fund
Entrepreneuriat Haute-Yamaska- Maximum amount : 10,000 $
- All industries

Apartment Construction Loan Program: Standard Rental Housing
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Up to 100% of project cost
- Real estate and rental and leasing

MRC Témiscamingue — Business Succession Loan
MRC Témiscamingue- From $5,000 to $150,000
- Up to 20% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing

Local investment fund (FLI)
Ministère de l'économie, de l'innovation et de l'énergie du Québec (MEIE)- Maximum amount : 150,000 $
- Up to 50% of project cost
- All industries

APCHQ — Apartment Construction Loan Program: Seniors Rental Housing
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Minimum amount : 1,000,000 $
- Up to 75% of project cost
- Real estate and rental and leasing

Rouyn-Noranda — FLI-FLS – Entrepreneurial Succession
City of Rouyn-Noranda- Maximum amount : 250,000 $
- Up to 5% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Arts, entertainment and recreation
- Accommodation and food services
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MRC Papineau — Local Investment Fund (FLI) and Solidarity Fund (FLS)
MRC Papineau- Maximum amount : 150,000 $
- Up to 50% of project cost
- All industries

MRC Charlevoix-Est — Local Investment Fund (FLI) and Local Solidarity Fund (FLS)
MRC Charlevoix-Est- Maximum amount : 125,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services
- Educational services

MRC Beauce-Sartigan — New Tourist Attractions Fund (FNAT)
MRC Beauce-Sartigan- Maximum amount : 25,000 $
- Up to 20% of project cost
- Arts, entertainment and recreation
- Accommodation and food services

APCHQ — Apartment Construction Loan Program: Student Housing
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Minimum amount : 1,000,000 $
- Up to 100% of project cost
- Educational services

MRC Bellechasse — Local Investment Fund - Succession Component (FLI Relève)
MRC de Bellechasse- Maximum amount : 75,000 $
- Up to 25% of project cost
- All industries

APCHQ — Affordable Housing Fund: New Construction - Community Housing Sub-Stream
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Up to 95% of project cost
- Health care and social assistance

DEL — Digital Transformation Loan
Développement économique de l'agglomération de Longueuil (DEL)- Maximum amount : 70,000 $
- Up to 50% of project cost
- All industries

Mosaic Fund
Filaction- From $50,000 to $500,000
- Construction
- Manufacturing
- Wholesale trade
- Retail trade

PME MTL – PME MTL investment funds
PME MTL- Maximum amount : 300,000 $
- Up to 20% of project cost
- All industries

APCHQ — Affordable Housing Fund: New Construction - Rapid Housing Sub-Stream
Association des professionnels de la construction et de l’habitation du Québec (APCHQ)- Up to 100% of project cost
- Health care and social assistance

MRC Arthabaska - Honorary loan
MRC Arthabaska- Maximum amount : 15,000 $
- All industries

MRC La Nouvelle-Beauce — Futurpreneur
MRC de La Nouvelle-Beauce- Maximum amount : 60,000 $
- All industries

MRC Beauce-Sartigan — Beauce-Sartigan Agricultural Microcredit Fund
MRC Beauce-Sartigan- Maximum amount : 10,000 $
- Up to 80% of project cost
- Agriculture, forestry, fishing and hunting

MRC Beauce-Sartigan — Local funds - EXPANSION component
MRC Beauce-Sartigan- Maximum amount : 50,000 $
- Up to 50% of project cost
- Manufacturing
- Retail trade

MRC Charlevoix - Local Investment Fund (FLI) and Local Solidarity Fund (FLS)
MRC Charlevoix- Maximum amount : 225,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Construction
- Manufacturing
- Retail trade

MRC Arthabaska - Local Solidarity Fund (LSF)
MRC Arthabaska- From $5,000 to $40,000
- Manufacturing
- Professional, scientific and technical services

MRC Beauce-Sartigan — Créavenir program
MRC Beauce-Sartigan- Maximum amount : 5,000 $
- Up to 25% of project cost
- All industries

MRC Bécancour — Local solidarity funds (FLS)
MRC Bécancour- From $5,000 to $100,000
- Up to 10% of project cost
- Manufacturing
- Retail trade
- Accommodation and food services
- Other services (except public administration)

Programme d’habitation abordable Québec - Volet 3 : Initiative de multilogements hautement préfabriqués
Quebec Housing Society (SHQ)- No Condition
- Health care and social assistance

MRC L'Érable — Local Solidarity Fund (LSF)
MRC L'Érable- Maximum amount : 100,000 $
- Up to 50% of project cost
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Health care and social assistance

MRC Rivière-du-Loup — FLI/FLS Fund and FLI Succession Fund
MRC Rivière-du-Loup- Maximum amount : 250,000 $
- Up to 1% of project cost
- All industries

MRC Sept-Rivières — Local funds (FLI/FLS)
MRC de Sept-Rivières- Maximum amount : 250,000 $
- Up to 50% of project cost
- All industries

MRC La Jacques-Cartier — Local Investment Fund (FLI)
MRC La Jacques-Cartier- From $5,000 to $50,000
- Up to 15% of project cost
- All industries

DEL — Business Acquisition Loan
Développement économique de l'agglomération de Longueuil (DEL)- Maximum amount : 150,000 $
- Up to 25% of project cost
- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
- Utilities
- Construction

MRC Témiscamingue — Investment Fund Loan
MRC Témiscamingue- From $5,000 to $150,000
- Agriculture, forestry, fishing and hunting
- Manufacturing