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Farm Equipment Financing - Canada

Farm Equipment Financing

Last Update: August 21, 2025
Canada
Financing for agricultural equipment

At a glance

Eligible Funding
  • No Condition
Timeline
  • Open Date : November 14, 2019
Financing Type
Loans and Capital investments
Eligible Industries
  • Agriculture, forestry, fishing and hunting
Funds Providers
Unspecified
Program status
Open

Overview

Finance or lease new or used farm equipment purchases through hundreds of dealerships or via a private sale across Canada.

Financing terms and conditions

  • Zero down payment required for loans under $100,000.
  • 10% down payment required for loans under $500,000.

Activities funded

  • Acquisition of new or used farm equipment through dealer financing.
Examples of admissible projects:
$ 32,000
Acquiring a new versatile tillage tool for soil preparation in our vegetable farm
$ 40,000
Financing a used John Deere 5083E tractor for small-scale organic farming
$ 72,000
Leasing a new Case IH Puma tractor to support our dairy farm operations
$ 250,000
Purchasing a new John Deere 8R tractor to enhance crop production efficiency
$ 20,000
Buying a used Kubota RTV-X900 utility vehicle for better farm transport solutions
$ 120,000
Financing the purchase of a used Massey Ferguson combine harvester for better grain harvesting

Eligibility

  • The applicant must be purchasing new or used farm equipment.
  • Financing must be arranged through a participating dealership or, for private sales, by contacting FCC directly.
  • Approval is subject to credit assessment.

Who is eligible?

  • Farm equipment buyers financing through participating dealerships
  • Individuals or businesses involved in agriculture

Eligible expenses

This financing program supports the acquisition of new or used farm equipment through participating dealerships, providing options for flexible financing terms designed for agricultural operations.
  • Purchasing new or used farm equipment through a participating dealer with financing options.

Eligible geographic areas

The eligible geographic zones for this grant include various regions. Here are the specific areas where companies can apply:
  • Dealer locations
  • Rural areas
  • Agricultural zones
  • Private sales locations

How to apply

1

Contact a Participating Dealer

  • Find and contact a local participating dealership with the required farm equipment.
  • Discuss the financing options available and relevant conditions with the dealer.
2

Application at Dealership

  • Work with the dealership’s agriculture experts to complete the financing application.
  • Provide the necessary documents as requested by the dealership for the application.
3

Approval Process

  • Wait for the approval of credit and financing terms from the dealership.
  • Review the terms and conditions of the finance agreement once approved.
4

Finalize Financing

  • Sign the financing agreement at the dealership.
  • Complete the purchase of the equipment under the finalized terms.
5

Receive Confirmation

  • Receive confirmation of financing and equipment purchase from the dealership.
  • Ensure all documentation is retained for your records.

Additional information

  • Financing is available both for new and used farm equipment purchases.
  • Security is taken on the equipment being financed as collateral.
  • There are no prepayment penalties or FCC administrative fees.
  • Minimal paperwork and fast turnaround times are promoted as program features.

Documents and links

Farm Equipment Financing

Contacts

csc@fcc-fac.ca
1-306-780-8900
Apply to this program

Frequently Asked Questions about the Farm Equipment Financing Program

Here are answers to the most common questions about the Farm Equipment Financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Farm Equipment Financing?

How much funding can be received?

What expenses are eligible under Farm Equipment Financing?

What is the deadline to apply?

Is the Farm Equipment Financing a grant, loan, or tax credit?

Who are the financial supporters of the Farm Equipment Financing?

Who is eligible for the Farm Equipment Financing program?

Who can I contact for more information about the Farm Equipment Financing?

Where is the Farm Equipment Financing available?

Apply to this program

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