Updated June 2026

Discover loans and capital investments for financial services in Canada

Loans and Capital Investments are Pivotal in Scaling Financial Services and Fostering Innovation within the Sector.

Loans and capital investments drive expansion and technological advancement in the financial services industry. They enable firms to innovate, offering more efficient and diverse financial products to consumers.

47 programs available

Loans and Capital investmentsOpen
CIBC — Business line of credit
Canadian Imperial Bank of Commerce (CIBC)
Revolving credit to manage cash flow and short-term expenses
Canada
Eligible Funding
Minimum amount : 10,000 $
Eligible Industries
Finance and insurance
Types of eligible projects
Canada
Loans and Capital investmentsOpen
CIBC — Business loans
Canadian Imperial Bank of Commerce (CIBC)
Financing for long-term business goals with flexible repayment terms
Canada
Open Date : February 3, 2026
Eligible Funding
From $10,000 to $10,000
Eligible Industries
Finance and insurance
Timeline
Open Date : February 3, 2026
Canada
Open Date : February 3, 2026
Grant and FundingLoans and Capital investmentsOpen
APCHQ — Affordable Housing Innovation Fund
Association des professionnels de la construction et de l’habitation du Québec (APCHQ), Canada Mortgage and Housing Corporation (CMHC)
Supports innovative, scalable affordable housing solutions across Canada
Ontario, Canada
Eligible Funding
Varies by project
Eligible Industries
Construction
Finance and insurance
Real estate and rental and leasing
Health care and social assistance
Types of eligible projects
Environment and ClimateInnovation
Ontario, Canada
Loans and Capital investmentsOpen
DEL — Business Acquisition Loan
Développement économique de l'agglomération de Longueuil (DEL), Longueuil City
Financing for business acquisition and succession
Quebec, Canada
Open Date : July 9, 2024
Eligible Funding
Maximum amount : 150,000 $
Up to 25% of project cost
Eligible Industries
Agriculture, forestry, fishing and hunting
Mining, quarrying, and oil and gas extraction
Utilities
Construction
Timeline
Open Date : July 9, 2024
Quebec, Canada
Open Date : July 9, 2024
Loans and Capital investmentsOpen
Mosaic Fund
Filaction
Business loans for Quebec's cultural communities entrepreneurs
Quebec, Canada
Eligible Funding
From $50,000 to $500,000
Eligible Industries
Construction
Manufacturing
Wholesale trade
Retail trade
Types of eligible projects
Business Buyout
Quebec, Canada
Loans and Capital investmentsOpen
SDE Thetford — Local Investment Fund (LIF)
Thetford Region Economic Development Corporation
Business financing for growth and succession in Thetford
Quebec, Canada
Eligible Funding
Maximum amount : 300,000 $
Up to 50% of project cost
Eligible Industries
Agriculture, forestry, fishing and hunting
Mining, quarrying, and oil and gas extraction
Utilities
Construction
Types of eligible projects
Business BuyoutDigital Transformation
Quebec, Canada
Loans and Capital investmentsOpen
MRC Domaine-du-Roy — Local Investment Fund (LIF)
MRC Domaine-du-Roy (MRC)
Local business financing for growth and succession
Quebec, Canada
Open Date : October 11, 2023
Eligible Funding
Maximum amount : 100,000 $
Up to 50% of project cost
Eligible Industries
Agriculture, forestry, fishing and hunting
Utilities
Manufacturing
Information and cultural industries
Timeline
Open Date : October 11, 2023
Quebec, Canada
Open Date : October 11, 2023
Loans and Capital investmentsOpen
Asset Based Lending
Royal Bank of Canada (RBC)
Tailored asset-based financing for business growth
Canada
Eligible Funding
Minimum amount : 50,000,000 $
Up to 90% of project cost
Eligible Industries
Finance and insurance
Types of eligible projects
Business Buyout
Canada
Loans and Capital investmentsOpen
BDC Capital — Venture Capital
Business Development Bank of Canada (BDC)
Venture capital for Canadian technology companies
Canada
Open Date : June 15, 2022
Eligible Funding
Varies by project
Eligible Industries
Utilities
Manufacturing
Transportation and warehousing
Information and cultural industries
Timeline
Open Date : June 15, 2022
Canada
Open Date : June 15, 2022
Loans and Capital investmentsOpen
CIBC — Business overdraft
Canadian Imperial Bank of Commerce (CIBC)
Flexible overdraft protection to manage short-term cash flow needs
Canada
Eligible Funding
Maximum amount : 10,000 $
Eligible Industries
Finance and insurance
Types of eligible projects
Canada
Loans and Capital investmentsOpen
Desjardins — Business Term Loans
Desjardins
Financing for business growth in CAD or USD
Canada
Eligible Funding
Varies by project
Eligible Industries
Finance and insurance
Types of eligible projects
Technology
Canada
Other SupportLoans and Capital investmentsOpen
Desjardins — Agriculture loans and financing
Desjardins
Customized agricultural financing and advisory support for farm businesses
Quebec, Canada
Eligible Funding
Varies by project
Eligible Industries
Agriculture, forestry, fishing and hunting
Finance and insurance
Types of eligible projects
TechnologyEnvironment and ClimateBusiness BuyoutInnovation
Quebec, Canada
Loans and Capital investmentsOpen
Desjardins — Bridge financing
Desjardins
Short-term loan to cover temporary cash flow needs
Canada
Eligible Funding
Varies by project
Eligible Industries
Construction
Manufacturing
Finance and insurance
Real estate and rental and leasing
Types of eligible projects
Canada
Loans and Capital investmentsOpen
EDC — Export Guarantee Program
Export Development Canada (EDC)
Guarantee-backed working capital financing for exporters
Canada
Eligible Funding
Maximum amount : 25,000,000 $
Eligible Industries
Manufacturing
Wholesale trade
Finance and insurance
Types of eligible projects
Business Buyout
Canada
Other SupportExpert AdviceLoans and Capital investmentsOpen
FinDev Canada Financing and Investment
FinDev Canada (DFIC)
Financing and investment for development-focused businesses
Canada
Eligible Funding
Varies by project
Eligible Industries
Agriculture, forestry, fishing and hunting
Utilities
Transportation and warehousing
Information and cultural industries
Types of eligible projects
CommercializationEnvironment and ClimateDigital Transformation
Canada
Grant and FundingLoans and Capital investmentsOpen
Indigenous Initiatives Fund IV — Loan Guarantees
Government of Québec
Loan guarantee support for Indigenous business projects
Quebec, Canada
Closing date : March 1, 2027
Eligible Funding
Maximum amount : 150,000 $
Up to 50% of project cost
Eligible Industries
Finance and insurance
Timeline
Closing date : March 1, 2027
Quebec, Canada
Closing date : March 1, 2027
Grant and FundingLoans and Capital investmentsOpen
International Development Assistance Program
Global Affairs Canada (GAC)
Supports international development and poverty reduction abroad
Canada
Eligible Funding
Up to 100% of project cost
Eligible Industries
Agriculture, forestry, fishing and hunting
Finance and insurance
Professional, scientific and technical services
Educational services
Types of eligible projects
Environment and Climate
Canada
Loans and Capital investmentsOpen
Invest Nova Scotia — Investment
Government of Nova Scotia, Invest Nova Scotia
Early stage investment for Nova Scotia innovators
NS, Canada
Eligible Funding
Up to 25% of project cost
Eligible Industries
Information and cultural industries
Finance and insurance
Professional, scientific and technical services
Types of eligible projects
TechnologyInnovation
NS, Canada
Loans and Capital investmentsOpen
Royal Business Operating Line of Credit
Royal Bank of Canada (RBC)
Flexible revolving credit to manage business cash flow needs
Canada
Eligible Funding
Minimum amount : 10,000 $
Eligible Industries
Finance and insurance
Types of eligible projects
Canada
Loans and Capital investmentsOpen
Scotiabank — Credit Line for business
Scotiabank
Flexible revolving credit to manage business cash flow needs
Canada
Eligible Funding
Maximum amount : 1,000,000 $
Eligible Industries
Finance and insurance
Types of eligible projects
Canada
Loans and Capital investmentsOpen
Scotiabank — Term Loan for business
Scotiabank
Financing for fixed asset purchases with competitive interest rates
Canada
Eligible Funding
Maximum amount : 1,000,000 $
Eligible Industries
Finance and insurance
Types of eligible projects
Business Buyout
Canada
Loans and Capital investmentsOpen
Short-Term Loans and Line of Credit
National Bank of Canada (NBC)
Short-term business financing for cash flow needs
Canada
Eligible Funding
Varies by project
Eligible Industries
Finance and insurance
Types of eligible projects
Canada
Loans and Capital investmentsOpen
TD — Small Business Loans
TD Bank (TD)
Flexible small business loans with fixed or variable rates
Canada
Eligible Funding
Up to 10% of project cost
Eligible Industries
Finance and insurance
Types of eligible projects
Canada
Grant and FundingLoans and Capital investmentsOpen
Technology showcase - pre-commercialization of innovation
Quebec City
Supports pre-commercial testing of innovative technologies and products
Quebec City, Quebec, Canada
Open Date : April 13, 2023
Eligible Funding
Maximum amount : 250,000 $
Up to 50% of project cost
Eligible Industries
Agriculture, forestry, fishing and hunting
Manufacturing
Information and cultural industries
Finance and insurance
Timeline
Open Date : April 13, 2023
Quebec City, Quebec, Canada
Open Date : April 13, 2023
Loans and Capital investmentsOpen
Term Loans
Royal Bank of Canada (RBC)
Financing for business property, equipment, and debt refinancing
Canada
Eligible Funding
Minimum amount : 5,000 $
Up to 10% of project cost
Eligible Industries
Finance and insurance
Types of eligible projects
TechnologyConstruction and Renovation
Canada
Grant and FundingExpert AdviceLoans and Capital investmentsClosed
Startup in residence
Desjardins
Investment-focused accelerator for Canadian tech startups
Quebec, Canada
Open Date : May 11, 2026
Closing date : June 7, 2026
Eligible Funding
Maximum amount : 15,000 $
Eligible Industries
Information and cultural industries
Finance and insurance
Real estate and rental and leasing
Professional, scientific and technical services
Timeline
Open Date : May 11, 2026
Closing date : June 7, 2026
Quebec, Canada
Open Date : May 11, 2026
Closing date : June 7, 2026
Other SupportGrant and FundingLoans and Capital investmentsClosed
AEBHS — Programme d'aide financière aux entrepreneurs (FIE)
Accès Entreprise Beauharnois-Salaberry (AEBHS)
Financing for business growth and succession
Quebec, Canada
Eligible Funding
From $5,000 to $250,000
Up to 50% of project cost
Eligible Industries
Construction
Manufacturing
Wholesale trade
Retail trade
Types of eligible projects
CommercializationConstruction and Renovation Business BuyoutDigital Transformation
Quebec, Canada
Grant and FundingExpert AdviceLoans and Capital investmentsClosed
Akaitcho Business Development Corporation - General Business Financing
Akaitcho Business Development Corporation
Business financing and support for local small businesses
Dettah, N’dilo, Yellowknife, NT
Eligible Funding
Maximum amount : 200,000 $
Eligible Industries
Finance and insurance
Types of eligible projects
Innovation
Dettah, N’dilo, Yellowknife, NT
Loans and Capital investmentsClosed
Alberta Indian Investment Corporation
Alberta Indian Investment Corporation (AIIC)
Loans for Alberta First Nations entrepreneurs
Alberta, Canada
Open Date : July 9, 2024
Closing date : July 9, 2024
Eligible Funding
Varies by project
Eligible Industries
Finance and insurance
Timeline
Open Date : July 9, 2024
Closing date : July 9, 2024
Alberta, Canada
Open Date : July 9, 2024
Closing date : July 9, 2024
Loans and Capital investmentsClosed
Capital lending
Fonds RISQ (RISQ)
Financing for social economy business capitalization
Quebec, Canada
Eligible Funding
From $25,000 to $1,000,000
Up to 35% of project cost
Eligible Industries
Finance and insurance
Types of eligible projects
TechnologyConstruction and Renovation Innovation
Quebec, Canada
Partnering and CollaborationLoans and Capital investmentsClosed
Eurêka Investment Fund
Investissement Québec (IQ)
Supports commercialization of Quebec public research
Quebec, Canada
Eligible Funding
Varies by project
Eligible Industries
Manufacturing
Information and cultural industries
Finance and insurance
Professional, scientific and technical services
Types of eligible projects
CommercializationInnovation
Quebec, Canada
Loans and Capital investmentsClosed
Evol — Conventional start-up loan
Evol
Startup financing for eligible Québec businesses
Quebec, Canada
Open Date : January 1, 2024
Closing date : December 31, 2024
Eligible Funding
From $20,000 to $450,000
Eligible Industries
Agriculture, forestry, fishing and hunting
Mining, quarrying, and oil and gas extraction
Utilities
Construction
Timeline
Open Date : January 1, 2024
Closing date : December 31, 2024
Quebec, Canada
Open Date : January 1, 2024
Closing date : December 31, 2024
Loans and Capital investmentsClosed
Export Development Canada Business Credit Availability Program (EDC BCAP)
ATB Community Foundation (ATB)
Flexible financing for COVID-19-impacted businesses
Alberta, Canada
Eligible Funding
Maximum amount : 6,250,000 $
Up to 80% of project cost
Eligible Industries
Finance and insurance
Types of eligible projects
Alberta, Canada
Loans and Capital investmentsClosed
Flow Capital — General Funding
Fiera Capital Foundation
Flexible growth capital for high-growth companies
BC, Ontario, Quebec, Canada
Eligible Funding
From $2,000,000 to $10,000,000
Eligible Industries
Information and cultural industries
Finance and insurance
Professional, scientific and technical services
Types of eligible projects
CommercializationInnovation
BC, Ontario, Quebec, Canada
Partnering and CollaborationGrant and FundingExpert AdviceLoans and Capital investmentsClosed
Homeownership for Indigenous peoples
First Nations Market Housing Fund (FNMHF)
Capacity support for market-based housing
Quebec, Canada
Eligible Funding
Varies by project
Eligible Industries
Finance and insurance
Real estate and rental and leasing
Types of eligible projects
Construction and Renovation
Quebec, Canada
Loans and Capital investmentsClosed
Innovation and Growth Fund in Social Economy
Fonds RISQ (RISQ)
Revenue-based financing for social economy growth
Quebec, Canada
Eligible Funding
Maximum amount : 250,000 $
Eligible Industries
Finance and insurance
Professional, scientific and technical services
Administrative and support, waste management and remediation services
Health care and social assistance
Types of eligible projects
CommercializationEnvironment and ClimateHuman ResourcesInnovation
Quebec, Canada
Other SupportPartnering and CollaborationGrant and FundingLoans and Capital investmentsClosed
Joint FLI/FLS Investment Policy – Local Investment and Solidarity Funds
MRC La Haute-Côte-Nord (MRC)
Financing for business growth and succession
Quebec, Canada
Eligible Funding
Maximum amount : 150,000 $
Up to 50% of project cost
Eligible Industries
Construction
Manufacturing
Wholesale trade
Retail trade
Types of eligible projects
CommercializationConstruction and Renovation Business BuyoutDigital Transformation
Quebec, Canada
Loans and Capital investmentsClosed
Microcrédit
Québec Loan Fund
Financing for viable business start-up or growth projects
Quebec, Canada
Eligible Funding
Maximum amount : 20,000 $
Up to 50% of project cost
Eligible Industries
Construction
Manufacturing
Retail trade
Finance and insurance
Types of eligible projects
CommercializationBusiness BuyoutInnovation
Quebec, Canada
Grant and FundingExpert AdviceLoans and Capital investmentsClosed
Nuu-chah-nulth Economic Development Corporation — Business Financing and Advisory Services
Nuu-chah-nulth Economic Development Corporation (NEDC)
Financing and advisory support for Indigenous businesses
BC, Canada
Eligible Funding
Maximum amount : 99,999 $
Up to 40% of project cost
Eligible Industries
Construction
Manufacturing
Retail trade
Transportation and warehousing
Types of eligible projects
CommercializationBusiness BuyoutInnovation
BC, Canada
Partnering and CollaborationLoans and Capital investmentsClosed
Raven Outcomes — Indigenous Outcomes Fund
Raven Outcomes
Indigenous-led outcomes finance for community solutions
BC, Manitoba, Quebec, Saskatchewan, Canada
Eligible Funding
Varies by project
Eligible Industries
Utilities
Construction
Finance and insurance
Professional, scientific and technical services
Types of eligible projects
Environment and Climate
BC, Manitoba, Quebec, Saskatchewan, Canada
Partnering and CollaborationLoans and Capital investmentsClosed
Salama SHIELD Foundation — General Funding
Salama SHIELD Foundation (SSF)
Community-based microfinance and health support
Durham Region, Ontario, Canada
Eligible Funding
Varies by project
Eligible Industries
Finance and insurance
Types of eligible projects
Durham Region, Ontario, Canada
Loans and Capital investmentsClosed
Shared Equity Mortgage Providers Fund
Canada Mortgage and Housing Corporation (CMHC)
Lending support for shared equity mortgage providers
Canada
Eligible Funding
Varies by project
Eligible Industries
Finance and insurance
Real estate and rental and leasing
Types of eligible projects
Construction and Renovation
Canada
Loans and Capital investmentsClosed
Société d'investissement de capital Laurentides
CDE of the Laurentians (CDE)
Financing for business growth in the Laurentides
Quebec, Canada
Eligible Funding
Maximum amount : 150,000 $
Eligible Industries
Manufacturing
Transportation and warehousing
Information and cultural industries
Finance and insurance
Types of eligible projects
Business BuyoutInnovation
Quebec, Canada
Loans and Capital investmentsClosed
The First-Time Home Buyer Incentive
Canada Mortgage and Housing Corporation (CMHC)
Shared-equity support for first-time homebuyers
Canada
Closing date : March 21, 2024
Eligible Funding
From $5 to $10
Up to 10% of project cost
Eligible Industries
Finance and insurance
Real estate and rental and leasing
Timeline
Closing date : March 21, 2024
Canada
Closing date : March 21, 2024
Grant and FundingLoans and Capital investmentsClosed
Town of Bracebridge — Community Improvement Plan
Town of Bracebridge
Financial support for property improvement projects
Ontario, Canada
Eligible Funding
Maximum amount : 10,000 $
Up to 50% of project cost
Eligible Industries
Construction
Manufacturing
Wholesale trade
Retail trade
Types of eligible projects
Construction and Renovation
Ontario, Canada
Grant and FundingLoans and Capital investmentsArchived
Strategic Jobs Investment Fund (SJIF)
Ministry of Economic Development, Job Creation and Trade (ON)
Supports high-value job creation and strategic business investments
Ontario, Canada
Eligible Funding
Maximum amount : 7,000,000 $
Eligible Industries
Manufacturing
Information and cultural industries
Finance and insurance
Health care and social assistance
Types of eligible projects
CommercializationTechnologyEnvironment and ClimateHuman ResourcesInnovation
Ontario, Canada
Grant and FundingLoans and Capital investmentsArchived
Québec city — Supporting the development of the Saint-Roch district
Quebec City
Financial support for business development projects in Saint-Roch
Quebec City, Quebec, Canada
Eligible Funding
Maximum amount : 500,000 $
Up to 25% of project cost
Eligible Industries
Information and cultural industries
Finance and insurance
Professional, scientific and technical services
Arts, entertainment and recreation
Types of eligible projects
Artificial Intelligence (AI)TechnologyInnovationDigital Transformation
Quebec City, Quebec, Canada

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