EDC — Export Guarantee Program
Last Update: July 29, 2025
Canada
Maximize your access to working capital
EDC — Export Guarantee Program at a glance
Eligible Funding
- No Condition
Timeline
- Open Date : July 9, 2024
Financing Type
Loans and Capital investments
Eligible Industries
- Manufacturing
- Wholesale trade
- Finance and insurance
Grant Providers
- Export Development Canada (EDC)
- Government of Canada
Program status
Open
Overview of the EDC — Export Guarantee Program program
Get a working capital solution that provides guarantees to your financial institution so they can extend your line of credit and provide term loans or margin international assets or inventory.
Financing terms and conditions
- Guarantees of up to US$25 million provided to your financial institution for increased access to working capital.
Eligible projects & activities
- Securing additional working capital to support day-to-day business operations.
- Expanding business activities into new international markets.
- Investing in new equipment or relocating inventory closer to buyers.
- Supporting international investments, such as establishing or expanding foreign affiliates.
- Facilitating domestic or international mergers and acquisitions.
Examples of admissible projects:
$ 400,000
Financing the expansion of export operations for a tech startup
$ 900,000
Development of a new logistics hub for food exports
$ 150,000
Financing an international marketing campaign for a small winery
$ 600,000
Establishing a new trade office for apparel exports to Asia
$ 1,200,000
Investment in renewable energy projects for international expansion
$ 250,000
Securing a new international sales contract for a recycling cooperative
Eligibility criteria of the EDC — Export Guarantee Program program
- The applicant must have a financing need related to working capital or international business growth.
- The business must be seeking support for activities such as expanding into new markets, purchasing equipment, supporting international investments, or managing cash flow related to export activities.
- The company must collaborate with a financial institution and EDC to evaluate their international sales and lending agreement.
- The total EGP guarantee coverage for the applicant is capped at US$25 million under one or multiple guarantees.
Who is eligible?
- Canadian businesses seeking to expand sales into international markets
- Companies requiring working capital to support international growth
- Businesses investing in foreign affiliates or assets
- Companies in need of financing for export-related capital expenditures or work-in-progress financing
Eligible expenses
- Working capital to cover day-to-day business costs
- Capital expenditures, including purchase of new equipment
- Work-in-progress financing related to specific contracts or revolving facilities
- Acquisition or expansion costs for establishing or growing foreign affiliates (Canadian Direct Investment Abroad)
- Financing related to federal and provincial R&D refundable tax credits, and interactive digital media tax credits
- Costs for inventory held outside of Canada
Eligible geographic areas
- Canadian companies (no further regional restriction specified).
How to apply to the EDC — Export Guarantee Program program
1
Contact Your Financial Institution
- Email, call, or meet with your financial institution to discuss your eligibility for the EGP.
- Understand the terms and conditions your financial institution has for working with EDC under the EGP.
2
Assess Loan Agreement
- Work with your financial institution to establish or assess a loan agreement that will be supported by the guarantee.
- Ensure that the agreement aligns with your business goals for international growth or investment.
3
Gather Required Information
- Prepare documentation that outlines your international sales history and financial information.
- Ensure full understanding of the loan limits and guarantee conditions, capped at US $25 million exposure.
4
Application Process
- Work with your financial institution to submit an application for the EGP through their contact with EDC.
- Provide any additional documentation EDC or your financial institution requires during this process.
5
Finalize and Confirm
- Upon approval, finalize the loan agreement with your financial institution incorporating the EGP.
- Review any closing conditions or additional paperwork needed as stipulated by the EDC or your FI.
Additional information
- The EGP is particularly suited for businesses with complex export finance requirements, such as those involving multiple operating lines, foreign assets, acquisitions, or multiple borrowers.
- The program offers flexible usage across both operating lines and term loans, including working capital, capital expenditures, and financing related to international business expansion.
- Fees for the program are variable and determined through consultation based on credit rating, coverage duration, and financing needs.
- The EGP shares risk with your financial institution, allowing for increased access to credit without affecting your reserves.
Contact Export Development Canada (EDC)
1-800-229-0575
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