How much funding can be received?

The Fonds de développement des entreprises d’économie sociale (FDEÉS) provides financial support to stimulate viable social economy projects with a maximum funding of $15,000 or up to 80% of eligible project costs. It aims to create sustainable jobs by offering a mix of non-repayable grants and interest-free loans for activities such as capital expenditures and the acquisition of technology.

grant_single_labels|projects

Eligible projects for this grant focus on economic social enterprises aimed at enhancing social welfare and addressing community needs. The activities are diverse, encompassing both physical infrastructure improvements and operational enhancements within social enterprises.

Projects with a primary social purpose.
Acquisition of capital assets such as land, buildings, and equipment.
Investment in technology, software, or patents.
Addressing working capital needs strictly related to operations.
Replacement of previously funded equipment, within specified limitations.

grant_single_labels|admissibility

Eligibility for this grant is determined by specific requirements related to the applicant's organization type and project objectives.

The applicant must be an organization at non-profit and incorporated.
Cooperatives whose main mission is to provide services in the social economy sector are eligible.
Projects must pursue social objectives and address community-identified social needs, aligning with the policy directions of MRC Charlevoix's support for collective enterprises.

grant_eligibility_criteria|who_can_apply

The grant supports projects under the development of social economy enterprises, with a focus on enhancing social and economic benefits for the community. Projects must align with specific selection criteria to qualify for aid.

Characteristics of Jobs (20 points): Stability, permanence, quality of remuneration, equity, and training plan.
Potential for Community and Regional Development (30 points): Social and economic impacts, project outreach, and alignment with regional development priorities.
Prospects for Financial Autonomy (30 points): Project sustainability, market strategy, financial forecasts, and income generation capacity.
Partnership (10 points): Project endorsement, partner involvement, and commitment.
Guarantee of Execution (10 points): Credibility and experience of the promoter, work organization quality, management capabilities, and project viability without FDEÉS support.

grant_eligibility_criteria|who_cannot_apply

This grant excludes certain companies and industries due to their status or main activity, to ensure support for eligible projects consistent with local and economic priorities.

Projects creating competition or duplication with existing organizations in the territory.
Projects aiming to propagate a doctrine associated with a sect.
Organizations with activities interrupted due to a labor conflict (strike or lockout).
Political parties or associations.

grant_eligibility_criteria|eligible_expenses

The grant includes eligible expenses related to capital and operational needs essential for the projects in the social economy sector.

Expenses on capital such as land, buildings, leasehold improvements, equipment, machinery, and vehicles.
Costs related to incorporation and other similar expenses, excluding goodwill expenses.
Purchase of technology, software, or patents, excluding research and development activities.
Working capital needs strictly related to the first year of operation of the business.

grant_eligibility_criteria|zone

This grant is available to companies located within specific regions in the province of Quebec, as specified by the funding bodies. The eligible areas are designed to support local economic development initiatives.

Municipalities within the MRC de Charlevoix.
Regions covered by the Capital-Nationale area in Quebec.
Any municipality in Quebec employing powers of an MRC.

grant_single_labels|criteria

The evaluation and selection of projects for this grant are based on specific criteria with allocated point scores to ensure alignment with the grant’s objectives.

Caractéristiques des emplois (20 points):Stability and permanence of jobs created and/or maintained.
Quality of remuneration.
Equity compliance.
Training plan.
Potentiel de développement pour la communauté et la région (30 points):Social impact of the project.
Economic impact of the project.
Impact on other sectors and the community.
Alignment with territorial economic and social priorities.
Perspectives d’autonomie financière (30 points):Sustainability of the project.
Market analysis (product/service quality, demand, pricing).
Realism of financial forecasts and diversity of funding sources.
Capacity to generate autonomous revenue.
Partenariat (10 points):Project endorsement and validation by the community.
Number of involved partners.
Nature of partners’ commitments.
Garantie de réalisation (10 points):Credibility and expertise of the promoting group.
Quality of work organization.
Management capability.
Ability to complete the project without the grant.

The assistance awarded is calculated based on the project’s score:

80% and above = 100% of the requested aid.
70% to 79% = 75% of the requested aid.
60% to 69% = 50% of the requested aid.
50% to 59% = 25% of the requested aid.

grant_single_labels|register

Here are the steps to submit an application for this grant:

Step 1: Review Eligibility Criteria
Ensure your project aligns with the guidelines outlined in the funding policy.
Check the eligibility of your organization and the category of the grant.
Step 2: Prepare Your Business Plan
Use the provided business plan model available in Word format.
Download and complete the model to reflect your project details.
Ensure financial projections and objectives match the grant requirements.
Step 3: Gather Required Documents
Collect all necessary documents such as financial statements, incorporation certificates, and relevant project details.
Step 4: Complete Application Form
Download the application form for the specific fund you are applying to.
Fill out the form thoroughly without making alterations to its structure.
Step 5: Submit the Application
Send the completed application and all supporting documents via mail to the SDLE of the MRC de Charlevoix at the specified address.
Submit an electronic copy of the application and documents via email to the provided email address.
Step 6: Await Confirmation
Look out for a confirmation receipt or any follow-up communication from the grant provider post-submission.

grant_single_labels|otherInfo

Here are additional relevant details for this grant:

The financial assistance provided cannot replace existing funding programs and is intended to complement them.
Financial aid cannot be used to cover operations, debt servicing, or financing of already completed projects.
Projects creating competition with existing organizations on the territory are excluded.
The loan portion can be repaid early after the first anniversary of the agreement without penalty, provided no defaults exist.

grant_single_labels|contact

418 435-2639

Apply to this program

A Gateway to Financial Support for Entrepreneurs in Charlevoix

The Charlevoix financial aid programs aim to stimulate entrepreneurship and economic development within the region through various funds and grants. Key initiatives include support for startup ventures, expansion projects, and the sustainable development of social economy enterprises.

In-Depth Overview of Charlevoix's Financial Support Programs

The financial support programs provided by the MRC de Charlevoix are designed to empower local entrepreneurs and foster a thriving business ecosystem. The programs encompass a range of funding options tailored to diverse entrepreneurial needs, from startups to expanding businesses. The non-repayable financial aid, which can reach up to CAD 100,000 for certain projects, is a significant opportunity for businesses in the region to secure the capital needed for growth and innovation. The emphasis of these programs is not only on economic vitality but also on promoting sustainable practices and job creation.

One of the standout features is the Fonds Local d'Investissement (FLI), which provides up to CAD 225,000 in venture capital for innovative projects within both private and collective enterprises. These funds focus on fostering entrepreneurship, supporting business expansion, and encouraging sustainable job growth, all contributing to the economic vibrancy of the territory. This initiative ensures that both new and established businesses can access the necessary resources to advance their economic objectives.

The Fonds de Développement des Entreprises d'Économie Sociale (FDEÉS) provides up to 80% of eligible project costs, with a cap of CAD 15,000. Distinct from conventional funding models, the FDEÉS offers a combination of non-repayable grants and interest-free loans. This hybrid funding approach aims to stimulate the emergence of socially conscious projects that not only impact the local economy but also enhance the social fabric of the community. By supporting social enterprises, the program underscores the region's commitment to fostering projects that yield long-term societal benefits.

Moreover, the Charlevoix financial aid programs are strategically aligned with regional development priorities. These alignments ensure that funded projects not only provide immediate economic benefits but also contribute to the strategic economic goals of the MRC. This alignment is critical for nurturing sustainable growth and ensuring that projects funded have a lasting positive impact on the region's socio-economic landscape.

Eligibility for these programs often depends on factors like the project's alignment with regional priorities, the entrepreneur's capacity to execute the project successfully, and the potential economic impact of the proposed initiative. It is crucial for applicants to demonstrate not only a clear business strategy but also how their project will benefit the regional economy and community.

The Charlevoix region prides itself on promoting a collaborative approach to economic development. Through partnerships with local governments, businesses, and community organizations, the financial aid programs serve as keystones for a resilient and diversified economic environment. Companies that receive funding not only gain financial support but also access a network of partners and resources that can help drive their success.

In conclusion, the financial aid programs available in the Charlevoix region are designed to catalyze economic development, encourage innovation, and support the entrepreneurial spirit that defines the region. By investing in these diverse and meaningful projects, the MRC de Charlevoix is ensuring that its economic landscape is progressive, inclusive, and poised for sustainable growth in the years to come.