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MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)
Financial support for social economy enterprises
Offered by
Funding available
$ 15,000
Deadline
Open continuously
Location
Capitale-Nationale, Quebec, Canada
Overview
The FDEÉS supports social economy enterprises in Charlevoix with mixed financial assistance of up to $20,000 or 80% of eligible project costs. It is intended for start-up, expansion, and restructuring projects, including eligible capital, technology, working capital, and redressment-related expenses.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Start a business
Eligible Funding
- Maximum amount : 15,000 $
- Up to 80% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Charlevoix
- Capitale-Nationale
- Quebec
Legal structures
- Social economy enterprise
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
- Startups
Next Steps
1
Determine your project
Availability timeline
2026
Periods: 1
Activities funded
- Start-up projects for social economy enterprises.
- Expansion projects that improve products or services for the community.
- Turnaround projects, either a recovery plan or its implementation.
Documents Needed
- Introductory email stating the amount requested.
- Articles of incorporation.
- General by-laws.
- Financial statements for the last three years.
- Business plan or project plan with three-year financial forecasts, and quotes when relevant.
Sources and recorded changes
- Record updated
A captured source change or record update does not confirm eligibility. Check the funder’s current rules before applying.
Eligibility
Who is eligible?
- Incorporated non-profit organizations with a commercial arm.
- Cooperatives.
Who is not eligible
- Projects that duplicate existing organizations in the territory.
- Projects promoting a sect-related doctrine.
- Organizations affected by a labor dispute.
- Political parties or associations.
Eligible expenses
- Capital expenses such as land, buildings, leasehold improvements, equipment, machinery, vehicles, and incorporation fees.
- Technology, software, intellectual property, and similar digital or intangible assets.
- Working capital directly related to operations for the first year.
- Consulting fees and costs linked to a turnaround plan, for the redressment stream.
Ineligible Costs and Activities
- Projects or expenses incurred before the application is filed.
- Regular operating costs, debt service, repayment of future loans, and completed projects.
- Normal building maintenance, including painting, roof repairs, and window replacement.
- Financing research, R&D, plan and specifications work, market studies, or business plan writing.
- Projects showing a recurring need for financing.
Eligible geographic areas
- MRC of Charlevoix.
Selection criteria
- Job characteristics: 20 points.
- Community and regional development potential: 30 points.
- Financial autonomy prospects: 30 points.
- Partnership: 10 points.
- Project delivery guarantee: 10 points.
How to apply
- Step 1: Obtain the form
- Get the social economy business plan template from the MRC Charlevoix website or the SDLE offices.
- Step 2: Complete the application
- Fill out the form in full without modifying it.
- Include three-year financial forecasts and any relevant supporting studies.
- Step 3: Assemble the file
- Prepare the complete application package with supporting documents.
- Step 4: Submit the application
- Send the complete file by mail and by email to the SDLE of the MRC of Charlevoix.
Processing and Agreement
- Applications are assessed by the SDLE of the MRC of Charlevoix.
- Projects are evaluated against defined analysis criteria and point thresholds.
- The MRC does not commit to granting the full requested amount.
- Approved projects are subject to an agreement setting out disbursement conditions and obligations.
Additional information
- Funding is complementary and cannot replace existing programs.
- The aid cannot cover regular operations, debt service, or completed projects.
- All approved projects require an agreement between the MRC of Charlevoix and the beneficiary.
- Applicants must distinguish between jobs created and jobs maintained.
Contacts
Frequently Asked Questions about the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) Program
What is the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)?
The FDEÉS supports social economy enterprises in Charlevoix with mixed financial assistance of up to $20,000 or 80% of eligible project costs. It is intended for start-up, expansion, and restructuring projects, including eligible capital, technology, working capital, and redressment-related expenses.
How much funding can be received?
MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) Funds up to 80% of admissible expenses, capped at $15,000 per project.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) program?
To be eligible for the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) program, you must:
Incorporated non-profit or cooperative.
Social economy business with a social purpose.
Project aligned with MRC Charlevoix priorities.
What expenses are eligible under MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)?
Capital expenses such as land, buildings, leasehold improvements, equipment, machinery, vehicles, and incorporation fees.
Technology, software, intellectual property, and similar digital or intangible assets.
Working capital directly related to operations for the first year.
Consulting fees and costs linked to a turnaround plan, for the redressment stream.
Who can I contact for more information about the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)?
You can contact MRC Charlevoix by email at mrc@mrccharlevoix.ca or by phone at 418-435-2639.
Where is the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) available?
The MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) program is available Capitale-Nationale, Quebec.