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MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)
Financial support for social economy enterprises
Last Update: March 4, 2026
Funding available
$ 15,000
Timeline
- Open continuously
Location
Capitale-Nationale, Quebec, Canada
Overview
The FDEÉS supports social economy enterprises in Charlevoix with mixed financial assistance of up to $20,000 or 80% of eligible project costs. It is intended for start-up, expansion, and restructuring projects, including eligible capital, technology, working capital, and redressment-related expenses.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Start a business
Eligible Funding
- Maximum amount : 15,000 $
- Up to 80% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Health care and social assistance
Location
- Charlevoix
- Capitale-Nationale
- Quebec
Legal structures
- Social economy enterprise
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Rural or Northern Residents
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Start-up projects for social economy enterprises.
- Expansion projects that improve products or services for the community.
- Turnaround projects, either a recovery plan or its implementation.
Documents Needed
- Introductory email stating the amount requested.
- Articles of incorporation.
- General by-laws.
- Financial statements for the last three years.
- Business plan or project plan with three-year financial forecasts, and quotes when relevant.
Eligibility
Who is eligible?
- Incorporated non-profit organizations with a commercial arm.
- Cooperatives.
Who is not eligible
- Projects that duplicate existing organizations in the territory.
- Projects promoting a sect-related doctrine.
- Organizations affected by a labor dispute.
- Political parties or associations.
Eligible expenses
- Capital expenses such as land, buildings, leasehold improvements, equipment, machinery, vehicles, and incorporation fees.
- Technology, software, intellectual property, and similar digital or intangible assets.
- Working capital directly related to operations for the first year.
- Consulting fees and costs linked to a turnaround plan, for the redressment stream.
Ineligible Costs and Activities
- Projects or expenses incurred before the application is filed.
- Regular operating costs, debt service, repayment of future loans, and completed projects.
- Normal building maintenance, including painting, roof repairs, and window replacement.
- Financing research, R&D, plan and specifications work, market studies, or business plan writing.
- Projects showing a recurring need for financing.
Eligible geographic areas
- MRC of Charlevoix.
Processing and Agreement
- Applications are assessed by the SDLE of the MRC of Charlevoix.
- Projects are evaluated against defined analysis criteria and point thresholds.
- The MRC does not commit to granting the full requested amount.
- Approved projects are subject to an agreement setting out disbursement conditions and obligations.
Additional information
- Funding is complementary and cannot replace existing programs.
- The aid cannot cover regular operations, debt service, or completed projects.
- All approved projects require an agreement between the MRC of Charlevoix and the beneficiary.
- Applicants must distinguish between jobs created and jobs maintained.
Contacts
Frequently Asked Questions about the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) Program
What is the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)?
The FDEÉS supports social economy enterprises in Charlevoix with mixed financial assistance of up to $20,000 or 80% of eligible project costs. It is intended for start-up, expansion, and restructuring projects, including eligible capital, technology, working capital, and redressment-related expenses.
How much funding can be received?
MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) Funds up to 80% of admissible expenses, capped at $15,000 per project.
Who is eligible for the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) program?
To be eligible for the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) program, you must:
Incorporated non-profit or cooperative.
Social economy business with a social purpose.
Project aligned with MRC Charlevoix priorities.
What expenses are eligible under MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)?
Start-up projects for social economy enterprises.
Expansion projects that improve products or services for the community.
Turnaround projects, either a recovery plan or its implementation.
Who can I contact for more information about the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS)?
You can contact MRC Charlevoix (MRC) by email at mrc@mrccharlevoix.ca or by phone at 418-435-2639.
Where is the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) available?
The MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) program is available Capitale-Nationale, Quebec.
Is the MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) a grant, loan, or tax credit?
MRC Charlevoix — Social Economy Business Development Fund (FDEÉS) is a Grant and Funding