Grant and Funding Programs Offered by Business Development Bank of Canada (BDC)
Overview of Available Grants and Funding
The Business Development Bank of Canada (BDC) is a government-owned financial institution focused on supporting the growth and success of Canadian small and medium-sized enterprises (SMEs) through tailored financial and advisory services. Unlike traditional banks, the BDC offers flexible financial products and expert guidance to stimulate innovation and economic development, helping businesses navigate the complexities of a competitive marketplace.
31 opportunities available

Loans and Capital investmentsOpen
BDC Financing — Buying a Business Loan
Business Development Bank of Canada (BDC)Loan to buy an existing business
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Retail trade
- Information and cultural industries
- Accommodation and food services
Types of eligible projects
BUSINESS BUYOUT

Loans and Capital investmentsOpen
BDC Financing — Tech Companies
Business Development Bank of Canada (BDC)Loans for businesses in the technology sector
Eligible Funding
- No Condition
Eligible Industries
- Information and cultural industries
- Professional, scientific and technical services
Types of eligible projects
TECHNOLOGYINNOVATION

Loans and Capital investmentsOpen
BDC Financing — Equipment Purchase Loan
Business Development Bank of Canada (BDC)Flexible government financing for equipment and business modernization
Eligible Funding
- Up to 125% of project cost
Eligible Industries
- Manufacturing
- Transportation and warehousing
Types of eligible projects
TECHNOLOGY

Loans and Capital investmentsOpen
BDC Financing — Start-up
Business Development Bank of Canada (BDC)Loan to grow a business
Eligible Funding
- Max. $250,000
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATIONBUSINESS BUYOUTDIGITAL TRANSFORMATION

Loans and Capital investmentsOpen
BDC Financing — Business purchase or transfer loan
Business Development Bank of Canada (BDC)Business purchase or transfer financing
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Retail trade
- Accommodation and food services
Types of eligible projects
BUSINESS BUYOUT

Loans and Capital investmentsOpen
BDC Financing — Technology
Business Development Bank of Canada (BDC)Loan to purchase or upgrade technology
Eligible Funding
- Max. $350,000
- Up to 100% of project cost
Eligible Industries
- Information and cultural industries
- Professional, scientific and technical services
Types of eligible projects
TECHNOLOGYDIGITAL TRANSFORMATION

Grant and FundingOpen
BDC Capital — Intellectual Property-Backed Financing
Business Development Bank of Canada (BDC)Capital and expertise to expand your business
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
Types of eligible projects
INNOVATION

Loans and Capital investmentsOpen
BDC Financing — Working Capital Term Loan
Business Development Bank of Canada (BDC)Working capital loan
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects

Expert AdviceOpen
BDC Advisory Services — Business Strategy
Business Development Bank of Canada (BDC)Advice to create your roadmap to success
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects

Expert AdviceOpen
BDC Advisory Services — Sales and marketing
Business Development Bank of Canada (BDC)Guidance to reach the right customers
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATIONDIGITAL TRANSFORMATION

Loans and Capital investmentsOpen
BDC Financing — Indigenous Entrepreneur Loan
Business Development Bank of Canada (BDC)Loan for Indigenous entrepreneurs
Eligible Funding
- Max. $350,000
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATIONHUMAN RESOURCES

Expert AdviceOpen
BDC Advisory Services — Financial Management
Business Development Bank of Canada (BDC)Guidance to better manage your cash flow
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Retail trade
Types of eligible projects
COMMERCIALIZATIONHUMAN RESOURCESDIGITAL TRANSFORMATION

Loans and Capital investmentsOpen
Pivot to Grow loan
Business Development Bank of Canada (BDC)Financing to support Canadian exporters impacted by U.S. tariffs
Eligible Funding
- From $350,000 to $2,000,000
- Up to 25% of project cost
Eligible Industries
- Manufacturing
- Wholesale trade
- Transportation and warehousing
Types of eligible projects
COMMERCIALIZATIONBUSINESS BUYOUTDIGITAL TRANSFORMATION

Loans and Capital investmentsClosed
BDC — Canada Digital Adoption Program (CDAP) Loan
Business Development Bank of Canada (BDC)Support for SMEs to adopt new technologies
Eligible Funding
- Max. $100,000
Eligible Industries
- All industries
Types of eligible projects
TECHNOLOGYDIGITAL TRANSFORMATION

Expert AdviceOpen
BDC Advisory Services — E-commerce
Business Development Bank of Canada (BDC)Advice to build a successful online presence
Eligible Funding
- No Condition
Eligible Industries
- Retail trade
- Accommodation and food services
Types of eligible projects
INNOVATION

Loans and Capital investmentsOpen
BDC Financing — Small Business Loan
Business Development Bank of Canada (BDC)Loan for small business owners
Eligible Funding
- Max. $100,000
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATION

Loans and Capital investmentsOpen
BDC Capital — Venture Capital
Business Development Bank of Canada (BDC)Venture Capital financing for Canadian entrepreneurs
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Information and cultural industries
- Professional, scientific and technical services
- Health care and social assistance
Types of eligible projects
TECHNOLOGYINNOVATION

Expert AdviceOpen
BDC Advisory Services — Certifications
Business Development Bank of Canada (BDC)Guidance towards a successful certification
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Information and cultural industries
- Accommodation and food services
Types of eligible projects
ENVIRONMENT AND CLIMATEHUMAN RESOURCESDIGITAL TRANSFORMATION

Loans and Capital investmentsOpen
BDC Capital — Growth Equity Partner
Business Development Bank of Canada (BDC)Equity investments for Canadian entrepreneurs
Eligible Funding
- No Condition
Eligible Industries
- Construction
- Manufacturing
- Wholesale trade
- Retail trade
Types of eligible projects
INNOVATION

Loans and Capital investmentsOpen
BDC Financing — Accelerator Loan Guarantee
Business Development Bank of Canada (BDC)Facilitates business growth through financial institution partnerships
Eligible Funding
- From $25,000 to $500,000
Eligible Industries
- All industries
Types of eligible projects
BUSINESS BUYOUT

Loans and Capital investmentsOpen
BDC Capital — Growth & Transition Capital — Buying a business
Business Development Bank of Canada (BDC)Funding for entrepreneurs to buy an established business
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
BUSINESS BUYOUT

Loans and Capital investmentsOpen
BDC Financing — Newcomer Entrepreneur Loan
Business Development Bank of Canada (BDC)Loans for immigrant entrepreneurs
Eligible Funding
- From $25,000 to $50,000
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATION

Expert AdviceOpen
BDC Advisory Services
Business Development Bank of Canada (BDC)Expert business advice
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATIONTECHNOLOGYHUMAN RESOURCESDIGITAL TRANSFORMATION

Loans and Capital investmentsOpen
BDC Financing — Commercial Real Estate Loan
Business Development Bank of Canada (BDC)Loan to purchase real estate or expand facilities
Eligible Funding
- Up to 100% of project cost
Eligible Industries
- Real estate and rental and leasing
Types of eligible projects
CONSTRUCTION AND RENOVATION

Expert AdviceOpen
BDC Advisory Services — Operational Efficiency
Business Development Bank of Canada (BDC)Advice to optimize your operations for growth
Eligible Funding
- No Condition
Eligible Industries
- Manufacturing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services
Types of eligible projects
INNOVATION

Expert AdviceOpen
BDC Advisory Services — Leadership and Management
Business Development Bank of Canada (BDC)Advice to improve your management practices
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
HUMAN RESOURCES

Loans and Capital investmentsOpen
BDC Financing — Purchase Order Loan
Business Development Bank of Canada (BDC)Purchase order financing for entrepreneurs
Eligible Funding
- From $100,000 to $750,000
- Up to 90% of project cost
Eligible Industries
- Manufacturing
- Wholesale trade
- Retail trade
- Transportation and warehousing
Types of eligible projects
INNOVATION

Expert AdviceLoans and Capital investmentsClosed
BDC Industries — Creation and culture
Business Development Bank of Canada (BDC)Help with obtaining capital or advice
Eligible Funding
- No Condition
Eligible Industries
- Information and cultural industries
- Arts, entertainment and recreation
Types of eligible projects

Expert AdviceOpen
BDC Advisory Services — Human Resources
Business Development Bank of Canada (BDC)Guidance to attract and retain qualified talent
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
HUMAN RESOURCES

Loans and Capital investmentsOpen
BDC Capital — Growth & Transition Capital — Working Capital
Business Development Bank of Canada (BDC)Growth financing solutions for Canadian companies
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
COMMERCIALIZATION

Expert AdviceOpen
BDC Advisory Services — Digital Technology
Business Development Bank of Canada (BDC)Advice on digitizing your business
Eligible Funding
- No Condition
Eligible Industries
- All industries
Types of eligible projects
TECHNOLOGYDIGITAL TRANSFORMATION