Closed
BDC — Canada Digital Adoption Program (CDAP) Loan
Support for SMEs to adopt new technologies
Last Update: March 27, 2026
Funding available
$ 100,000
Timeline
- Open Date : September 8, 2022
- Closing date : March 27, 2026
Location
Canada
Overview
Obtain a loan of up to $100,000 to help small and medium-sized enterprises adopt digital technologies and enhance their competitiveness.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Develop workforce skills
Eligible Funding
- Maximum amount : 100,000 $
Timeline
- Open Date : September 8, 2022
- Closing date : March 27, 2026
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- $ 500,000 minimum revenue
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Development and implementation of a digital adoption plan to enhance business technology.
- Acquisition and integration of new digital technologies and IT equipment.
- Upgrade or expansion of existing digital infrastructure to improve operational efficiency.
- Staff training initiatives related to the adoption of new digital tools and systems.
- Engagement of advisory services to support digital transformation strategies.
Eligibility
Who is eligible?
- Small and medium-sized enterprises (SMEs) in Canada
Who is not eligible
- Businesses that did not sign a grant agreement before February 19, 2024.
- Companies that started but did not complete their grant application or sign a grant agreement by the specified deadline.
- Businesses with expired grant agreements.
Eligible expenses
- Acquisition of IT equipment necessary for digital transformation.
- Installation of new digital technologies.
- Updating or expanding existing IT infrastructure.
- Training staff on newly onboarded technologies.
- Materials and support services directly related to adopting technology.
- Further advisory services specifically related to the digital adoption plan.
Eligible geographic areas
- Businesses located anywhere in Canada.
Additional information
- Once your digital adoption plan is approved, you have 6 months to apply for the BDC 0% interest loan.
- If you are declined for the loan, standard banking practices apply and this could affect your credit score.
- Choosing BDC as your advisory service provider does not affect your eligibility for the zero-interest loan; all businesses are treated equally.
- Applicants must adhere strictly to the program deadlines outlined in their grant agreement, as extensions are not permitted.
Documents and links
Contacts
Frequently Asked Questions about the BDC — Canada Digital Adoption Program (CDAP) Loan Program
Here are answers to the most common questions about the BDC — Canada Digital Adoption Program (CDAP) Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the BDC — Canada Digital Adoption Program (CDAP) Loan?
Obtain a loan of up to $100,000 to help small and medium-sized enterprises adopt digital technologies and enhance their competitiveness.
How much funding can be received?
BDC — Canada Digital Adoption Program (CDAP) Loan Funds up to $100,000 of admissible expenses.
What is the deadline to apply?
The application deadline for this grant program was March 27, 2026.
Who is eligible for the BDC — Canada Digital Adoption Program (CDAP) Loan program?
To be eligible for the BDC — Canada Digital Adoption Program (CDAP) Loan program, you must:
Valid, signed grant agreement before February 19, 2024
Annual revenues of at least $500,000 as of last fiscal year-end
Completion of an approved digital adoption plan
What expenses are eligible under BDC — Canada Digital Adoption Program (CDAP) Loan?
Development and implementation of a digital adoption plan to enhance business technology.
Acquisition and integration of new digital technologies and IT equipment.
Upgrade or expansion of existing digital infrastructure to improve operational efficiency.
Staff training initiatives related to the adoption of new digital tools and systems.
Engagement of advisory services to support digital transformation strategies.
Who can I contact for more information about the BDC — Canada Digital Adoption Program (CDAP) Loan?
You can contact Business Development Bank of Canada (BDC) by email at digitaladoption-adoptionnumerique@ised-isde.gc.ca or by phone at 1-800-328-6189.
Where is the BDC — Canada Digital Adoption Program (CDAP) Loan available?
The BDC — Canada Digital Adoption Program (CDAP) Loan program is available across Canada.