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BDC Financing — Business purchase or transfer loan
Business purchase or transfer financing
Last Update: May 28, 2026
Funding available
Varies by project
Timeline
- Open continuously
Location
Canada
Overview
Get a repayable loan with terms tailored to your business if you are thinking of buying a company, making a merger or acquiring a competitor in order to expand your operations.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Varies by project
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Manufacturing
- Retail trade
- Accommodation and food services
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Newcomers to Canada
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Purchase of an existing business.
- Sale or transfer of a business to a family member or management team member.
- Refinancing vendor take-back financing.
- Business acquisition involving intellectual property, goodwill, or client lists.
Eligibility
Who is eligible?
- Businesses based in Canada.
- Businesses generating revenue.
Eligible expenses
- Costs related to purchasing an existing business or transferring ownership.
- Refinancing vendor financing.
- Extra financing for legal fees, moving costs, and similar transaction expenses.
Eligible geographic areas
- Canada.
Processing and Agreement
- Applications are reviewed after submission of a loan request.
- A representative contacts the applicant to discuss the project and supporting documents.
- If approved, BDC sends a tailored loan offer.
- Approval is subject to loan approval and detailed analysis.
Additional information
Here are additional relevant details for this loan:
- This loan offers tailored amounts to suit the specific needs of the applicant.
- Higher percentage of financing is available compared to other loans.
- Repayment terms are matched to the applicant's cash flow, providing flexibility.
- Preferred terms and conditions apply for loans over $350,000.
- Bespoke financial solutions are available for companies that do not possess significant tangible assets or require non-traditional financing options.
- Specific solutions are designed for Indigenous entrepreneurs and newcomers to Canada.
- Testimonials suggest a strong partnership and support system from BDC, emphasizing trust and transparency.
- Approval and conditions apply as per BDC guidelines.
Frequently Asked Questions about the BDC Financing — Business purchase or transfer loan Program
Here are answers to the most common questions about the BDC Financing — Business purchase or transfer loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the BDC Financing — Business purchase or transfer loan?
Get a repayable loan with terms tailored to your business if you are thinking of buying a company, making a merger or acquiring a competitor in order to expand your operations.
Who is eligible for the BDC Financing — Business purchase or transfer loan program?
To be eligible for the BDC Financing — Business purchase or transfer loan program, you must:
Based in Canada.
Generating revenue.
Good credit history.
What expenses are eligible under BDC Financing — Business purchase or transfer loan?
Purchase of an existing business.
Sale or transfer of a business to a family member or management team member.
Refinancing vendor take-back financing.
Business acquisition involving intellectual property, goodwill, or client lists.
Who can I contact for more information about the BDC Financing — Business purchase or transfer loan?
You can contact Business Development Bank of Canada (BDC).
Where is the BDC Financing — Business purchase or transfer loan available?
The BDC Financing — Business purchase or transfer loan program is available across Canada.
Is the BDC Financing — Business purchase or transfer loan a grant, loan, or tax credit?
BDC Financing — Business purchase or transfer loan is a Loans and Capital investments
Who are the financial supporters of the BDC Financing — Business purchase or transfer loan?
BDC Financing — Business purchase or transfer loan is funded by Business Development Bank of Canada (BDC)