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BDC Financing — Business purchase or transfer loan
Business purchase or transfer financing
Last Update: March 4, 2026
Funding available
Varies by project
Timeline
- Open continuously
Location
Canada
Overview
Get a repayable loan with terms tailored to your business if you are thinking of buying a company, making a merger or acquiring a competitor in order to expand your operations.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Varies by project
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Manufacturing
- Retail trade
- Accommodation and food services
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Newcomers to Canada
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
This grant supports activities aimed at facilitating business transitions and acquisitions for growth and expansion. Eligible projects focus on securing financing for purchasing, transitioning, or expanding business operations.
- Acquisition of fixed assets such as land, buildings, and equipment.
- Purchase of shares of an existing business.
- Executing a family succession or a management buyout (MBO).
- Refinancing vendor financing (vendor take-back).
- Acquisition of intangible assets including intellectual property, goodwill, and client lists.
Eligibility
Who is eligible?
Eligible applicants for the BDC loan offerings are primarily small and medium-sized businesses (SMEs) in Canada, including entrepreneurs and business owners looking to expand, acquire, or transition their businesses. This includes indigenous entrepreneurs and newcomers to Canada who are seeking financing solutions tailored to their business needs. The loans are designed for businesses generating revenues for 12-24 months and include support for inclusive entrepreneurship. Tech companies and businesses looking to purchase assets or buy out a company are also eligible. Additional financing solutions are available for asset-light companies through Growth & Transition Capital experts.Eligible expenses
The eligible projects for this grant are focused on facilitating business growth through strategic acquisitions and obtaining necessary assets. These activities aim to empower entrepreneurs to expand and strengthen their businesses.
- Acquisition of fixed assets such as land, buildings, equipment, and shares of an existing business.
- Securing financing for family succession, management buyout (MBO), or refinancing vendor financing (vendor take-back).
- Acquisition of intangible assets, including intellectual property, goodwill, and client lists.
Additional information
Here are additional relevant details for this loan:
- This loan offers tailored amounts to suit the specific needs of the applicant.
- Higher percentage of financing is available compared to other loans.
- Repayment terms are matched to the applicant's cash flow, providing flexibility.
- Preferred terms and conditions apply for loans over $350,000.
- Bespoke financial solutions are available for companies that do not possess significant tangible assets or require non-traditional financing options.
- Specific solutions are designed for Indigenous entrepreneurs and newcomers to Canada.
- Testimonials suggest a strong partnership and support system from BDC, emphasizing trust and transparency.
- Approval and conditions apply as per BDC guidelines.
Frequently Asked Questions about the BDC Financing — Business purchase or transfer loan Program
Here are answers to the most common questions about the BDC Financing — Business purchase or transfer loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the BDC Financing — Business purchase or transfer loan?
Get a repayable loan with terms tailored to your business if you are thinking of buying a company, making a merger or acquiring a competitor in order to expand your operations.
Who is eligible for the BDC Financing — Business purchase or transfer loan program?
To be eligible for the BDC Financing — Business purchase or transfer loan program, you must:
Businesses must have 12-24 months of generating revenues.
Loans are tailored to the needs of Indigenous entrepreneurs or newcomers to Canada.
What expenses are eligible under BDC Financing — Business purchase or transfer loan?
This grant supports activities aimed at facilitating business transitions and acquisitions for growth and expansion. Eligible projects focus on securing financing for purchasing, transitioning, or expanding business operations. Acquisition of fixed assets such as land, buildings, and equipment.
Purchase of shares of an existing business.
Executing a family succession or a management buyout (MBO).
Refinancing vendor financing (vendor take-back).
Acquisition of intangible assets including intellectual property, goodwill, and client lists.
Who can I contact for more information about the BDC Financing — Business purchase or transfer loan?
You can contact Business Development Bank of Canada (BDC).
Where is the BDC Financing — Business purchase or transfer loan available?
The BDC Financing — Business purchase or transfer loan program is available across Canada.
Is the BDC Financing — Business purchase or transfer loan a grant, loan, or tax credit?
BDC Financing — Business purchase or transfer loan is a Loans and Capital investments
Who are the financial supporters of the BDC Financing — Business purchase or transfer loan?
BDC Financing — Business purchase or transfer loan is funded by Business Development Bank of Canada (BDC), Government of Canada