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Source verified September 10, 2026
BDC Financing — Small Business Loan
Fast or flexible business financing
Latest source updateLast Update: September 10, 2026Latest change: Changed: funding terms.View change
Latest source update
Last Update: September 10, 2026
Latest change: Changed: funding terms.
Grant changed: funding terms
We detected changes to funding terms.
Funding available
$ 350,000
Deadline
Open continuously
Location
Canada
Overview
BDC Small Business Loan offers up to $350,000 to businesses based in Canada that have been generating revenue for more than 24 months and are profitable with a good track record. Financing can support inventory purchases, new product development and expansion into new markets.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop a new product or service
- Obtain certifications or accreditations
- Reduce environmental footprint
Eligible Funding
- Maximum amount : 350,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Buy inventory
- Develop new products
- Enhance energy efficiency
- Launch a new marketing campaign
- Expand into new markets
Documents Needed
- Business void cheque
- One piece of government-issued photo ID
Official resources
Program guide
Eligibility
Who is eligible?
- Businesses based in Canada
- Businesses generating revenue for more than 24 months
- Profitable businesses with a good track record
- For loans up to $100K, businesses with at least $100K in annual revenue and a personal credit score of 600 or higher
- For loans from $100K to $350K, businesses with at least $250K in annual revenue, a personal credit score of 600 or higher, and financial statements of the last 24 months
Eligible geographic areas
- Canada
How to apply
- Check eligibility online.
- Apply online by providing information about you, your business, its leadership, and shareholders.
Processing and Agreement
- Loans up to $100K can be approved in less than 10 days, subject to approval and the timely completion of your application, including providing all relevant information.
- Loans from $100K to $350K can be approved in less than 30 days, subject to approval and the timely completion of your application, including providing all relevant information.
- All applications are subject to a full review of the business and its owners.
- After approval, funds could be available in less than a week.
Additional information
- The online eligibility check takes only 5 questions, with no commitment and no impact on your credit score.
Contacts
Frequently Asked Questions about the BDC Financing — Small Business Loan Program
What is the BDC Financing — Small Business Loan?
BDC Small Business Loan offers up to $350,000 to businesses based in Canada that have been generating revenue for more than 24 months and are profitable with a good track record. Financing can support inventory purchases, new product development and expansion into new markets.
How much funding can be received?
BDC Financing — Small Business Loan Funds up to $350,000 of admissible expenses.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the BDC Financing — Small Business Loan program?
To be eligible for the BDC Financing — Small Business Loan program, you must:
Based in Canada
Generating revenue for more than 24 months
Generating profits and a good track record
What expenses are eligible under BDC Financing — Small Business Loan?
Buy inventory
Develop new products
Enhance energy efficiency
Launch a new marketing campaign
Expand into new markets
Who can I contact for more information about the BDC Financing — Small Business Loan?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the BDC Financing — Small Business Loan available?
The BDC Financing — Small Business Loan program is available across Canada.