Open
Source verified September 10, 2026
BDC Financing — Small Business Loan
Fast or flexible business financing
Latest source updateLast Update: October 7, 2026Latest change: The Small Business Loan page now adds Check eligibility links, including links to BDC’s financing portal and to the loan page itself.View change
Latest source update
Last Update: October 7, 2026
Latest change: The Small Business Loan page now adds Check eligibility links, including links to BDC’s financing portal and to the loan page itself.
BDC Small Business Loan adds eligibility links
The Small Business Loan page now includes Check eligibility links in the eligibility sections for the different loan ranges, and those links route users to BDC’s financing portal. A Check eligibility link also appears in the “Help your company with our business loans” section and points back to the loan page.
Funding available
$ 350,000
Deadline
Open continuously
Location
Canada
Overview
BDC Small Business Loan offers up to $350,000 to businesses based in Canada that have been generating revenue for more than 24 months and are profitable with a good track record. Financing can support inventory purchases, new product development and expansion into new markets.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop a new product or service
- Obtain certifications or accreditations
- Reduce environmental footprint
Eligible Funding
- Maximum amount : 350,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Buy inventory
- Develop new products
- Enhance energy efficiency
- Launch a new marketing campaign
- Expand into new markets
Documents Needed
- Business void cheque
- One piece of government-issued photo ID
Official resources
Program guide
Eligibility
Who is eligible?
- Businesses located in Canada
- Profitable businesses with a personal credit score of 600 or higher
- For loans up to $100K, businesses with at least $100K in annual revenue and at least 24 months in business
- For loans over $100K and up to $350K, businesses with at least $250K in annual revenue and financial statements of the last 24 months
Eligible geographic areas
- Canada
How to apply
- Check eligibility online.
- Apply online by providing information about you, your business, its leadership, and shareholders.
Processing and Agreement
- Loans up to $100K can be approved in less than 10 days, subject to approval and the timely completion of your application, including providing all relevant information.
- Loans from $100K to $350K can be approved in less than 30 days, subject to approval and the timely completion of your application, including providing all relevant information.
- All applications are subject to a full review of the business and its owners.
- After approval, funds could be available in less than a week.
Additional information
- The online eligibility check takes only 5 questions, with no commitment and no impact on your credit score.
Contacts
Frequently Asked Questions about the BDC Financing — Small Business Loan Program
What is the BDC Financing — Small Business Loan?
BDC Small Business Loan offers up to $350,000 to businesses based in Canada that have been generating revenue for more than 24 months and are profitable with a good track record. Financing can support inventory purchases, new product development and expansion into new markets.
How much funding can be received?
BDC Financing — Small Business Loan Funds up to $350,000 of admissible expenses.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the BDC Financing — Small Business Loan program?
To be eligible for the BDC Financing — Small Business Loan program, you must:
Based in Canada
Generating revenue for more than 24 months
Generating profits and a good track record
What expenses are eligible under BDC Financing — Small Business Loan?
Buy inventory
Develop new products
Enhance energy efficiency
Launch a new marketing campaign
Expand into new markets
Who can I contact for more information about the BDC Financing — Small Business Loan?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the BDC Financing — Small Business Loan available?
The BDC Financing — Small Business Loan program is available across Canada.