Open
Source verified July 9, 2026
BDC Financing — Commercial Real Estate Loan
Long-term financing for commercial real estate
Funding available
Up to 100% of project cost
Deadline
Open continuously
Location
Canada
Overview
A long-term financing solution helps businesses buy, build, renovate, or expand commercial real estate. It offers up to 100% financing, interest-only payments for up to 36 months, and repayment terms of up to 25 years.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Renovate or expand facilities
- Renovate or adapt facilities
Eligible Funding
- Up to 100% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Sole proprietorship
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Buying commercial land or buildings
- Building new commercial facilities
- Expanding existing premises
- Renovating business facilities
Documents Needed
- Company financial statements
- Purchase offer
- Phase I environmental report
- Assessment report
- List of leases, if applicable
Official resources
Eligibility
Who is eligible?
- Businesses based in Canada
Who is not eligible
- Private schools
- Retirement homes
- Residential development projects
Eligible expenses
- Commercial land or building purchase
- Construction costs
- Renovations or expansions
- Moving costs and down payments
- Working capital tied to real estate costs
Ineligible Costs and Activities
- Construction or operation of private schools
- Retirement homes
- Residential development projects
Eligible geographic areas
- Canada
Selection criteria
There are evaluation and selection criteria for this grant.
- Alignment of the project with the grant's objectives
- Demonstrated capacity to meet the project milestones
- Potential economic impact of the project
- Feasibility and sustainability of the project
How to apply
- Step 1: Submit a loan request online
- Provide information about your project and business.
- Step 2: Talk to a representative
- Discuss your project in detail.
- Receive information on the documents needed for analysis.
- Step 3: Get a tailored solution
- Receive a loan offer based on your financial needs and capabilities if approved.
Processing and Agreement
- Applications are reviewed after submission
- A representative contacts the applicant to discuss the project
- If approved, a loan offer is sent
Additional information
- Loan terms are subject to approval.
- A free commercial real estate toolkit is available.
Contacts
Frequently Asked Questions about the BDC Financing — Commercial Real Estate Loan Program
What is the BDC Financing — Commercial Real Estate Loan?
A long-term financing solution helps businesses buy, build, renovate, or expand commercial real estate. It offers up to 100% financing, interest-only payments for up to 36 months, and repayment terms of up to 25 years.
How much funding can be received?
BDC Financing — Commercial Real Estate Loan Funds up to 100% of admissible expenses.
Who is eligible for the BDC Financing — Commercial Real Estate Loan program?
To be eligible for the BDC Financing — Commercial Real Estate Loan program, you must:
Based in Canada
24+ months of revenue
Good credit history
What expenses are eligible under BDC Financing — Commercial Real Estate Loan?
Buying commercial land or buildings
Building new commercial facilities
Expanding existing premises
Renovating business facilities
Who can I contact for more information about the BDC Financing — Commercial Real Estate Loan?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the BDC Financing — Commercial Real Estate Loan available?
The BDC Financing — Commercial Real Estate Loan program is available across Canada.
Is the BDC Financing — Commercial Real Estate Loan a grant, loan, or tax credit?
BDC Financing — Commercial Real Estate Loan is a Loans and Capital investments