Open
BDC Financing — Technology
Loan to purchase or upgrade technology
Last Update: May 28, 2026
Funding available
$ 350,000
Timeline
- Open continuously
Location
Canada
Overview
Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Develop an online presence
- Launch or market a product/service
Eligible Funding
- Maximum amount : 350,000 $
- Up to 100% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Information and cultural industries
- Professional, scientific and technical services
Location
- Canada
Legal structures
- Sole proprietorship
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Newcomers to Canada
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Investing in technology to improve business performance.
- Upgrading digital tools and infrastructure.
- Building or improving online sales and digital marketing channels.
Eligibility
Who is eligible?
- Businesses in Canada.
- Small businesses.
- Technology companies.
- Indigenous entrepreneurs.
- Newcomers to Canada.
Eligible expenses
- Servers, networks, and computers.
- Software, including ERP, CRM, HR, accounting, collaboration, cloud, AI, and analytics tools.
- Websites, e-commerce sites, and social media presence.
- Cybersecurity and digital infrastructure improvements.
- Expert IT and online sales advisory services.
Eligible geographic areas
- Canada.
Processing and Agreement
- The application is reviewed after submission.
- BDC may contact the applicant for more information.
- If approved, BDC sends a tailored loan offer.
Additional information
Here are additional relevant details for this loan:
- Applicants can take advantage of the BDC's Accelerator Loan Guarantee to facilitate access to funding.
- There is an opportunity to postpone principal payments at the start of the loan, providing more time for financial adjustment.
- Businesses can apply for up to 100% financing to cover the project costs fully.
- Loans include investing in technology to help optimize business performance, growth, and profitability.
- Loan terms and conditions are stable and will not change without due cause, offering peace of mind to the borrowers.
- BDC offers solutions specifically designed for Indigenous entrepreneurs or newcomers to Canada, fostering inclusive entrepreneurship.
- Loans feature preferred terms and conditions for amounts exceeding $350,000.
- Applicants can obtain funds quickly through a streamlined loan process, ensuring minimal disruption to business operations.
Frequently Asked Questions about the BDC Financing — Technology Program
Here are answers to the most common questions about the BDC Financing — Technology. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the BDC Financing — Technology?
Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.
How much funding can be received?
BDC Financing — Technology Funds up to 100% of admissible expenses, capped at $350,000 per project.
Who is eligible for the BDC Financing — Technology program?
To be eligible for the BDC Financing — Technology program, you must:
Based in Canada.
12+ months revenue.
Good credit history.
What expenses are eligible under BDC Financing — Technology?
Investing in technology to improve business performance.
Upgrading digital tools and infrastructure.
Building or improving online sales and digital marketing channels.
Who can I contact for more information about the BDC Financing — Technology?
You can contact Business Development Bank of Canada (BDC).
Where is the BDC Financing — Technology available?
The BDC Financing — Technology program is available across Canada.
Is the BDC Financing — Technology a grant, loan, or tax credit?
BDC Financing — Technology is a Loans and Capital investments