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Source verified July 10, 2026
BDC Financing — Technology
Technology equipment financing for businesses
Funding available
Varies by project
Deadline
Open continuously
Location
Canada
Overview
The BDC Technology Equipment Loan helps businesses established in Canada finance technology investments with flexible terms, including up to 24 months of interest-only payments and up to 8 years to repay. It supports purchases such as servers and computers, software and cloud solutions, websites and e-commerce tools, cybersecurity upgrades, digital infrastructure, and specialist advisory services.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Develop an online presence
- Digitize or modernize organizational tools
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Buy servers, networks, or computers.
- Invest in software such as ERP, collaboration tools, cloud or artificial intelligence solutions, specialized software, and analytics or business intelligence tools.
- Create a new website or e-commerce site, update an existing site, or optimize social media presence.
- Improve cybersecurity or strengthen digital infrastructure.
- Use specialist advice for IT planning, strategy, security, or online sales.
Official resources
Eligibility
Who is eligible?
- Businesses established in Canada.
Eligible expenses
- Technology equipment such as servers, networks, and computers.
- Software such as ERP, collaboration tools, cloud or artificial intelligence solutions, specialized software, and analytics or business intelligence tools.
- Website and e-commerce development or updates, including social media optimization.
- Cybersecurity improvements and digital infrastructure upgrades.
- Specialist advisory costs, plus related shipping, installation, and training costs.
How to apply
- Check your project’s eligibility through the online eligibility check.
- Submit a loan application online and provide information about your project and your business.
- Speak with a BDC representative about your project and the documents required for the evaluation.
- If your application is accepted, receive a loan offer based on your needs and financial capacity.
Processing and Agreement
- BDC will contact the applicant to discuss the project in detail and the documents required for the evaluation.
- If the application is accepted, BDC will send a loan offer based on the business’s needs and financial capacity.
Additional information
- The initial eligibility check takes only five questions.
- Checking eligibility is without commitment and has no impact on the applicant’s credit score.
- BDC indicates it will not change its terms or require early repayment without valid reason.
Contacts
Frequently Asked Questions about the BDC Financing — Technology Program
What is the BDC Financing — Technology?
The BDC Technology Equipment Loan helps businesses established in Canada finance technology investments with flexible terms, including up to 24 months of interest-only payments and up to 8 years to repay. It supports purchases such as servers and computers, software and cloud solutions, websites and e-commerce tools, cybersecurity upgrades, digital infrastructure, and specialist advisory services.
Who is eligible for the BDC Financing — Technology program?
To be eligible for the BDC Financing — Technology program, you must:
Established in Canada.
12 months or more of sales history.
Generates profits and has a good credit history.
What expenses are eligible under BDC Financing — Technology?
Buy servers, networks, or computers.
Invest in software such as ERP, collaboration tools, cloud or artificial intelligence solutions, specialized software, and analytics or business intelligence tools.
Create a new website or e-commerce site, update an existing site, or optimize social media presence.
Improve cybersecurity or strengthen digital infrastructure.
Use specialist advice for IT planning, strategy, security, or online sales.
Who can I contact for more information about the BDC Financing — Technology?
You can contact Business Development Bank of Canada (BDC) by email at none or by phone at 1-877-232-2269.
Where is the BDC Financing — Technology available?
The BDC Financing — Technology program is available across Canada.
Is the BDC Financing — Technology a grant, loan, or tax credit?
BDC Financing — Technology is a Loans and Capital investments
Who are the financial supporters of the BDC Financing — Technology?
BDC Financing — Technology is funded by Business Development Bank of Canada (BDC)