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BDC Financing — Technology
Technology equipment financing for businesses
Record updated
- Funding available
- Varies by project
- Deadline
- Open continuously
- Location
- Canada
Overview
The BDC Technology Equipment Loan helps businesses established in Canada finance technology investments with flexible terms, including up to 24 months of interest-only payments and up to 8 years to repay. It supports purchases such as servers and computers, software and cloud solutions, websites and e-commerce tools, cybersecurity upgrades, digital infrastructure, and specialist advisory services.
At a glance
Funding available
Varies by project
- Increase performance through digital transformation
- Develop an online presence
- Digitize or modernize organizational tools
- Launch or market a product/service
Eligible candidates
- Location
- Canada
- Eligible Industries
- All industries
- Annual revenue
- All revenue ranges
- Organisation size
- All organization sizes
- Audience
- Startups
- Legal structures
- For-profit business
Start applying for this program
Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.
Availability timeline
2026
Periods: 1
Eligibility
Who is eligible?
- Businesses established in Canada.
Eligible expenses
- Technology equipment such as servers, networks, and computers.
- Software such as ERP, collaboration tools, cloud or artificial intelligence solutions, specialized software, and analytics or business intelligence tools.
- Website and e-commerce development or updates, including social media optimization.
- Cybersecurity improvements and digital infrastructure upgrades.
- Specialist advisory costs, plus related shipping, installation, and training costs.
Activities funded
- Buy servers, networks, or computers.
- Invest in software such as ERP, collaboration tools, cloud or artificial intelligence solutions, specialized software, and analytics or business intelligence tools.
- Create a new website or e-commerce site, update an existing site, or optimize social media presence.
- Improve cybersecurity or strengthen digital infrastructure.
- Use specialist advice for IT planning, strategy, security, or online sales.
How to apply
- Check your project’s eligibility through the online eligibility check.
- Submit a loan application online and provide information about your project and your business.
- Speak with a BDC representative about your project and the documents required for the evaluation.
- If your application is accepted, receive a loan offer based on your needs and financial capacity.
Processing and Agreement
- BDC will contact the applicant to discuss the project in detail and the documents required for the evaluation.
- If the application is accepted, BDC will send a loan offer based on the business’s needs and financial capacity.
Additional information
- The initial eligibility check takes only five questions.
- Checking eligibility is without commitment and has no impact on the applicant’s credit score.
- BDC indicates it will not change its terms or require early repayment without valid reason.
Contacts
Official sources
Frequently Asked Questions about the BDC Financing — Technology Program
What is the BDC Financing — Technology?
The BDC Technology Equipment Loan helps businesses established in Canada finance technology investments with flexible terms, including up to 24 months of interest-only payments and up to 8 years to repay. It supports purchases such as servers and computers, software and cloud solutions, websites and e-commerce tools, cybersecurity upgrades, digital infrastructure, and specialist advisory services.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the BDC Financing — Technology program?
To be eligible for the BDC Financing — Technology program, you must:
Established in Canada.
12 months or more of sales history.
Generates profits and has a good credit history.
What expenses are eligible under BDC Financing — Technology?
Technology equipment such as servers, networks, and computers.
Software such as ERP, collaboration tools, cloud or artificial intelligence solutions, specialized software, and analytics or business intelligence tools.
Website and e-commerce development or updates, including social media optimization.
Cybersecurity improvements and digital infrastructure upgrades.
Specialist advisory costs, plus related shipping, installation, and training costs.
Who can I contact for more information about the BDC Financing — Technology?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the BDC Financing — Technology available?
The BDC Financing — Technology program is available across Canada.
Is the BDC Financing — Technology a grant, loan, or tax credit?
BDC Financing — Technology is a Loans and Capital investments