Open
BDC Financing — Technology
Loan to purchase or upgrade technology
Last Update: May 28, 2026
Funding available
$ 350,000
Timeline
- Open continuously
Location
Canada
Overview
Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Develop an online presence
- Digitize or modernize organizational tools
Eligible Funding
- Maximum amount : 350,000 $
- Up to 100% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Information and cultural industries
- Professional, scientific and technical services
Location
- Canada
Legal structures
- Sole proprietorship
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Newcomers to Canada
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Investing in technology to improve business performance.
- Upgrading digital tools and infrastructure.
- Building or improving online sales and digital marketing channels.
Eligibility
Who is eligible?
- Businesses in Canada.
- Small businesses.
- Technology companies.
- Indigenous entrepreneurs.
- Newcomers to Canada.
Eligible expenses
- Servers, networks, and computers.
- Software, including ERP, CRM, HR, accounting, collaboration, cloud, AI, and analytics tools.
- Websites, e-commerce sites, and social media presence.
- Cybersecurity and digital infrastructure improvements.
- Expert IT and online sales advisory services.
Eligible geographic areas
- Canada.
Processing and Agreement
- The application is reviewed after submission.
- BDC may contact the applicant for more information.
- If approved, BDC sends a tailored loan offer.
Additional information
Here are additional relevant details for this loan:
- Applicants can take advantage of the BDC's Accelerator Loan Guarantee to facilitate access to funding.
- There is an opportunity to postpone principal payments at the start of the loan, providing more time for financial adjustment.
- Businesses can apply for up to 100% financing to cover the project costs fully.
- Loans include investing in technology to help optimize business performance, growth, and profitability.
- Loan terms and conditions are stable and will not change without due cause, offering peace of mind to the borrowers.
- BDC offers solutions specifically designed for Indigenous entrepreneurs or newcomers to Canada, fostering inclusive entrepreneurship.
- Loans feature preferred terms and conditions for amounts exceeding $350,000.
- Applicants can obtain funds quickly through a streamlined loan process, ensuring minimal disruption to business operations.
Frequently Asked Questions about the BDC Financing — Technology Program
What is the BDC Financing — Technology?
Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.
How much funding can be received?
BDC Financing — Technology Funds up to 100% of admissible expenses, capped at $350,000 per project.
Who is eligible for the BDC Financing — Technology program?
To be eligible for the BDC Financing — Technology program, you must:
Based in Canada.
12+ months revenue.
Good credit history.
What expenses are eligible under BDC Financing — Technology?
Investing in technology to improve business performance.
Upgrading digital tools and infrastructure.
Building or improving online sales and digital marketing channels.
Who can I contact for more information about the BDC Financing — Technology?
You can contact Business Development Bank of Canada (BDC).
Where is the BDC Financing — Technology available?
The BDC Financing — Technology program is available across Canada.
Is the BDC Financing — Technology a grant, loan, or tax credit?
BDC Financing — Technology is a Loans and Capital investments