Open
Source verified August 14, 2026
BDC Financing — Accelerator Loan Guarantee
Supports growth through partner lenders
Latest source updateLast Update: August 14, 2026Latest change: The Business accelerator loan program page now shows province-specific availability for several partner financial institutions, including Lakeland Credit Union, NLCU, and Vancity.View change
Latest source update
Last Update: August 14, 2026
Latest change: The Business accelerator loan program page now shows province-specific availability for several partner financial institutions, including Lakeland Credit Union, NLCU, and Vancity.
Partner coverage updated by province
The Business accelerator loan program page now lists province-specific availability for several partner financial institutions. NLCU is now shown as available to Newfoundland & Labrador-based clients only, Vancity to British-Columbia-based clients only, and Lakeland Credit Union to Alberta-based clients only. The FAQ partner list was also updated to include Lakeland Credit Union and to reflect the narrower regional coverage for NLCU and Vancity. The application guidance still directs businesses to contact a partner financial institution to learn how to apply.
Funding available
$ 25,000 - $ 500,000
Deadline
Open continuously
Location
Canada
Overview
Business accelerator loan program supports Canadian businesses through participating financial institutions, offering loans between $25,000 and $500,000 for working capital needs to help growth and cash flow. Eligible businesses must have at least 12 months of operation and revenues of less than $10 million.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
Eligible Funding
- Maximum amount : 500,000 $
- Minimum amount : 25,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Sole proprietorship
- For-profit business
Annual revenue
- $ 10,000,000 maximum revenue
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Official resources
Eligibility
Who is eligible?
- Canadian businesses
- Businesses with at least 12 months in operation
- Businesses with revenues of less than $10 million
- Businesses that require a working capital loan between $25,000 and $500,000
How to apply
- Contact a partner financial institution to find out whether the Business accelerator loan program is right for your business and how to apply for a loan.
Processing and Agreement
- The applicant contacts a partner financial institution to start the process.
- The financial institution validates eligibility, processes the request, and manages the loan.
- BDC works directly with the financial institution and guarantees the loan.
- If declined, the applicant is notified by the financial institution.
Additional information
- BDC works with participating financial institutions to deliver the program.
- Your primary financial institution manages the loan and application status.
- BDC does not have visibility into declined applications.
- The list of partner financial institutions may expand over time.
Contacts
Frequently Asked Questions about the BDC Financing — Accelerator Loan Guarantee Program
What is the BDC Financing — Accelerator Loan Guarantee?
Business accelerator loan program supports Canadian businesses through participating financial institutions, offering loans between $25,000 and $500,000 for working capital needs to help growth and cash flow. Eligible businesses must have at least 12 months of operation and revenues of less than $10 million.
How much funding can be received?
BDC Financing — Accelerator Loan Guarantee Funds up to $500,000 of admissible expenses.
Who is eligible for the BDC Financing — Accelerator Loan Guarantee program?
To be eligible for the BDC Financing — Accelerator Loan Guarantee program, you must:
The business must be based in Canada.
The business must have been in operation for at least 12 months.
The business must have revenues of less than $10 million and require a working capital loan between $25,000 and $500,000.
Who can I contact for more information about the BDC Financing — Accelerator Loan Guarantee?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the BDC Financing — Accelerator Loan Guarantee available?
The BDC Financing — Accelerator Loan Guarantee program is available across Canada.
Is the BDC Financing — Accelerator Loan Guarantee a grant, loan, or tax credit?
BDC Financing — Accelerator Loan Guarantee is a Loans and Capital investments
Who are the financial supporters of the BDC Financing — Accelerator Loan Guarantee?
BDC Financing — Accelerator Loan Guarantee is funded by Business Development Bank of Canada (BDC)