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BDC Financing — Accelerator Loan Guarantee

Supports growth through partner lenders

Source change captured

Funding available
$ 25,000 - $ 500,000
Deadline
Open continuously
Location
Canada
Who can apply
Canadian businesses
See full eligibility

Overview

Business accelerator loan program supports Canadian businesses through participating financial institutions, offering loans between $25,000 and $500,000 for working capital needs to help growth and cash flow. Eligible businesses must have at least 12 months of operation and revenues of less than $10 million.

At a glance

Funding available

Maximum funding
$500,000
Minimum funding
$25,000
Financing goals
  • Develop strategic partnerships

Eligible candidates

Location
  • Canada
Eligible Industries
All industries
Annual revenue
$ 10,000,000 maximum revenue
Organisation size
All organization sizes
Audience
  • Canadians
Legal structures
Sole proprietorship, For-profit business

Start applying for this program

Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.

Availability timeline

2026
Periods: 1

Latest changes

Grant changed: scope and target audience

Changed: scope and target audience.

See more

We detected changes to scope and target audience.

Official source: bdc.ca
September 28, 2026

Eligibility

Who is eligible?

  • Canadian businesses
  • Businesses with at least 12 months in operation
  • Businesses with revenues of less than $10 million
  • Businesses that require a working capital loan between $25,000 and $500,000

How to apply

  • Contact a partner financial institution to find out whether the Business accelerator loan program is right for your business and how to apply for a loan.

Processing and Agreement

  • The applicant contacts a partner financial institution to start the process.
  • The financial institution validates eligibility, processes the request, and manages the loan.
  • BDC works directly with the financial institution and guarantees the loan.
  • If declined, the applicant is notified by the financial institution.

Additional information

  • BDC works with participating financial institutions to deliver the program.
  • Your primary financial institution manages the loan and application status.
  • BDC does not have visibility into declined applications.
  • The list of partner financial institutions may expand over time.

Contacts

Official sources

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Frequently Asked Questions about the BDC Financing — Accelerator Loan Guarantee Program

What is the BDC Financing — Accelerator Loan Guarantee?

Business accelerator loan program supports Canadian businesses through participating financial institutions, offering loans between $25,000 and $500,000 for working capital needs to help growth and cash flow. Eligible businesses must have at least 12 months of operation and revenues of less than $10 million.

How much funding can be received?

BDC Financing — Accelerator Loan Guarantee Funds up to $500,000 of admissible expenses.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the BDC Financing — Accelerator Loan Guarantee program?

To be eligible for the BDC Financing — Accelerator Loan Guarantee program, you must: The business must be based in Canada. The business must have been in operation for at least 12 months. The business must have revenues of less than $10 million and require a working capital loan between $25,000 and $500,000.

Who can I contact for more information about the BDC Financing — Accelerator Loan Guarantee?

You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.

Where is the BDC Financing — Accelerator Loan Guarantee available?

The BDC Financing — Accelerator Loan Guarantee program is available across Canada.

Is the BDC Financing — Accelerator Loan Guarantee a grant, loan, or tax credit?

BDC Financing — Accelerator Loan Guarantee is a Loans and Capital investments