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BDC Financing — Accelerator Loan Guarantee
Last Update: March 4, 2026
Canada
Facilitates business growth through financial institution partnerships
Loans and Capital investments
Overview
The BDC Financing — Accelerator Loan Guarantee offers up to $500,000 to support Canadian entrepreneurs in expanding their businesses and enhancing cash flow. This program is designed for companies with less than $10 million in revenue that have been operational for over 12 months.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
Eligible Funding
- Maximum amount : 500,000 $
- Minimum amount : 25,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- $ 10,000,000 maximum revenue
Organisation size
- All organization sizes
Audience
- Canadians
Eligibility
- The business must be based in Canada.
- The business must have been in operation for a minimum of 12 months.
- The business must have revenues of less than $10 million.
- The business must require a working capital loan between $25,000 and $500,000.
Who is eligible?
The BDC Accelerator Loan Guarantee is available to Canadian businesses irrespective of industry, as long as they meet the general eligibility criteria such as being in operation for a minimum of 12 months, having revenues under $10 million, and requiring working capital between $25,000 and $500,000. Specific industries or types of companies are not outlined in the provided details.
Eligible geographic areas
- Companies based in Canada.
- Specific programs available to Ontario-based clients with institutions like Alterna Savings and Meridian Credit Union.
How to apply
1
Contact Financial Institution
- Initiate contact with one of the partner financial institutions for the program.
- Discuss your business needs and confirm the program's suitability for you.
2
Eligibility Validation
- Your financial institution will review your business information to determine eligibility.
- Provide necessary documentation as requested by the institution.
3
Loan Application Processing
- Financial institution processes your loan application.
- Request might include additional documentation or information.
4
Receive Loan Guarantee
- Upon approval, BDC guarantees the loan through the financial institution.
- Discuss the terms and conditions associated with your loan guarantee.
5
Manage Loan Details
- Financial institution disburses the loan amount.
- Work with your institution to manage repayment and other related aspects.
Additional information
- The BDC Accelerator Loan Guarantee is aimed at fostering a diverse, equitable, and inclusive entrepreneurial environment.
- BDC works in collaboration with specific financial institutions across Canada to facilitate loan guarantees.
- The responsibility for the management and status updates of the loan falls to your primary financial institution.
- BDC does not have visibility into the details or reasons if an application is declined.
- BDC continues to expand this offering by adding more financial institutions to their partner list.
