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BDC Financing — Equipment Purchase Loan - Canada
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BDC Financing — Equipment Purchase Loan

Flexible government financing for equipment and business modernization
Business Development Bank of Canada (BDC)
Government of Canada
Last Update: March 27, 2026
Funding available
No Condition
Timeline
  • Open continuously
Location
Canada

Overview

The BDC Financing — Equipment Purchase Loan provides up to 125% financing to support the acquisition of new or used equipment, computers, and specialized instruments, including related costs such as transport, installation, and training. This program aims to help businesses increase production capacity, improve operational efficiency, or replenish working capital depleted by equipment expenses.

/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Optimize production processes
  • Renovate or expand facilities
Eligible Funding
  • Up to 125% of project cost
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • Manufacturing
  • Transportation and warehousing
Location
  • Canada
Legal structures
  • For-profit business
  • Sole proprietorship
  • Non-financial cooperative
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Canadians

Next steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Expansion or modernization of business operations through the purchase of new or used equipment.
  • Replacement of outdated machinery to increase production capacity.
  • Implementation of automated tools, robotics systems, or specialized instruments to enhance productivity.
  • Investment in commercial vehicles to improve operational efficiency.
  • Acquisition of computers or IT equipment to support business growth.

Eligibility

Who is eligible?

  • Companies seeking to purchase new or used equipment
  • Businesses looking to acquire computers or IT equipment
  • Firms planning to invest in production machinery, automation, or robotics
  • Enterprises needing to modernize operations, including the purchase of commercial vehicles
  • Organizations requiring specialized instruments or laboratory equipment

Eligible expenses

  • Purchase of new or used equipment for production.
  • Acquisition of automated tools, robotics systems, and specialized instruments such as laboratory equipment.
  • Purchase of computer hardware.
  • Purchase of commercial vehicles.
  • Transportation and installation fees related to equipment.
  • Training expenses linked to the use of new equipment.

Eligible geographic areas

  • Companies located in Canada.

Additional information

  • Possibility to adjust payments based on the company's cash flow.
  • Alternative financing solutions may be recommended based on specific needs.

Documents and links

BDC Financing — Equipment Purchase Loan

Frequently Asked Questions about the BDC Financing — Equipment Purchase Loan Program

Here are answers to the most common questions about the BDC Financing — Equipment Purchase Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the BDC Financing — Equipment Purchase Loan?

The BDC Financing — Equipment Purchase Loan provides up to 125% financing to support the acquisition of new or used equipment, computers, and specialized instruments, including related costs such as transport, installation, and training. This program aims to help businesses increase production capacity, improve operational efficiency, or replenish working capital depleted by equipment expenses.

How much funding can be received?

BDC Financing — Equipment Purchase Loan Funds up to 125% of admissible expenses.

Who is eligible for the BDC Financing — Equipment Purchase Loan program?

To be eligible for the BDC Financing — Equipment Purchase Loan program, you must: Must be a for-profit business seeking to acquire equipment Financing intended for new or used equipment, computers, or commercial vehicles

What expenses are eligible under BDC Financing — Equipment Purchase Loan?

Expansion or modernization of business operations through the purchase of new or used equipment. Replacement of outdated machinery to increase production capacity. Implementation of automated tools, robotics systems, or specialized instruments to enhance productivity. Investment in commercial vehicles to improve operational efficiency. Acquisition of computers or IT equipment to support business growth.

Who can I contact for more information about the BDC Financing — Equipment Purchase Loan?

You can contact Business Development Bank of Canada (BDC).

Where is the BDC Financing — Equipment Purchase Loan available?

The BDC Financing — Equipment Purchase Loan program is available across Canada.

Is the BDC Financing — Equipment Purchase Loan a grant, loan, or tax credit?

BDC Financing — Equipment Purchase Loan is a Loans and Capital investments

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