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BDC Financing — Equipment Purchase Loan - Canada
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Source verified July 11, 2026

BDC Financing — Equipment Purchase Loan

Equipment financing for business growth
Latest source update
Last Update: June 10, 2026
Latest change: Changed: funding terms, application process, contact or portal details.
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Grant changed: funding terms, application process
We detected changes to funding terms, application process, contact or portal details, eligibility, scope and target audience.
Funding available
Up to 125% of project cost
Deadline
Open continuously
Location
Canada
Who can apply

Businesses based in Canada.

See full eligibility

Overview

BDC Equipment Loan helps businesses based in Canada finance machinery, hardware, vehicles and other equipment, with financing available for up to 125% of the purchase price. Eligible uses include production line machinery, robotics systems and related costs like shipping.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase production or service capacity
  • Increase operational productivity
  • Optimize production processes
Eligible Funding
  • Up to 125% of project cost

Eligible candidates

Eligible Industries
  • All industries
Location
  • Canada
Legal structures
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Startups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Purchasing machinery, hardware, vehicles, or equipment for the business.

Documents Needed

  • Company details
  • Financial statements
  • Financial projections

Official resources

Official page

Equipment Loan

Program guide

BDC loan request

BDC loan request

BDC loan request

Application form

BDC loan request

BDC loan request

BDC loan request

BDC loan request

BDC loan request

Eligibility

Who is eligible?

  • Businesses based in Canada.
  • Businesses with 12 months or more of revenue history.
  • Businesses that are generating revenue.
  • Businesses with a good credit history.

Eligible expenses

  • Production line machinery, automated equipment, robotics systems, hardware, specialized equipment, commercial vehicles, and renewable energy and waste management equipment.
  • Related costs such as shipping, installation, and training.

How to apply

  • Check your project eligibility online.
  • Submit a loan request online and provide information about your project and business.

Processing and Agreement

  • A representative will call you to discuss your project in depth, including the documents needed for analysis.
  • If approved, you will receive a loan offer based on your financial needs and capabilities.

Additional information

  • The online eligibility check takes only 5 questions, requires no commitment, and has no impact on your credit score.

Contacts

Frequently Asked Questions about the BDC Financing — Equipment Purchase Loan Program

What is the BDC Financing — Equipment Purchase Loan?

BDC Equipment Loan helps businesses based in Canada finance machinery, hardware, vehicles and other equipment, with financing available for up to 125% of the purchase price. Eligible uses include production line machinery, robotics systems and related costs like shipping.

How much funding can be received?

BDC Financing — Equipment Purchase Loan Funds up to 125% of admissible expenses.

Who is eligible for the BDC Financing — Equipment Purchase Loan program?

To be eligible for the BDC Financing — Equipment Purchase Loan program, you must: Based in Canada 12 months or more of revenue history Generating revenue with a good credit history

What expenses are eligible under BDC Financing — Equipment Purchase Loan?

Purchasing machinery, hardware, vehicles, or equipment for the business.

Who can I contact for more information about the BDC Financing — Equipment Purchase Loan?

You can contact Business Development Bank of Canada (BDC) by email at none or by phone at 1-877-232-2269.

Where is the BDC Financing — Equipment Purchase Loan available?

The BDC Financing — Equipment Purchase Loan program is available across Canada.

Is the BDC Financing — Equipment Purchase Loan a grant, loan, or tax credit?

BDC Financing — Equipment Purchase Loan is a Loans and Capital investments