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Pivot to Grow loan
Financing to support Canadian exporters impacted by U.S. tariffs
Last Update: March 4, 2026
Funding available
$ 350,000 - $ 2,000,000
Timeline
- Open continuously
Location
Canada
Overview
The Pivot to Grow loan offers up to $2 million in funding to help Canadian businesses offset the effects of U.S. tariffs on exports. Eligible activities include covering operational expenses, revising supply chains, and implementing resiliency plans for companies impacted by U.S. trade measures.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Access new markets
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 2,000,000 $
- Minimum amount : 350,000 $
- Up to 25% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Manufacturing
- Wholesale trade
- Transportation and warehousing
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- $ 2,000,000 minimum revenue
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Adapting business operations to counter the effects of U.S. tariffs on Canadian exports.
- Implementing changes to supply chain models in response to new trade conditions.
- Developing and executing a business resiliency plan to address tariff impacts.
- Covering operational activities required to adjust to shifts in the trading landscape with the U.S.
Eligibility
Who is eligible?
- Companies that export goods or services to the United States
- Businesses experiencing negative impacts from U.S. tariffs or related uncertainty
Eligible expenses
- Operational expenses incurred due to U.S. tariffs.
- Additional costs resulting from the implementation or potential implementation of U.S. tariffs.
- Expenses related to updating or revising the supply chain model.
- Costs associated with implementing a resiliency plan to adapt to the new trading environment.
Eligible geographic areas
- Businesses located in Canada.
Additional information
- Businesses must have been viable before the implementation of U.S. tariffs to qualify for this loan.
- The loan must be used strictly for operational purposes related to the impact of tariffs.
- Applicants are required to present a plan for adapting to the new business environment and demonstrate their capacity to execute it.
- Material negative impact on operations and profitability due to U.S. tariffs, whether direct or indirect, must be demonstrated.
Contacts
Frequently Asked Questions about the Pivot to Grow loan Program
Here are answers to the most common questions about the Pivot to Grow loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Pivot to Grow loan?
The Pivot to Grow loan offers up to $2 million in funding to help Canadian businesses offset the effects of U.S. tariffs on exports. Eligible activities include covering operational expenses, revising supply chains, and implementing resiliency plans for companies impacted by U.S. trade measures.
How much funding can be received?
Pivot to Grow loan Funds up to 25% of admissible expenses, capped at $2,000,000 per project.
Who is eligible for the Pivot to Grow loan program?
To be eligible for the Pivot to Grow loan program, you must:
At least 25% of sales from exports to the U.S. or significantly impacted by U.S. tariffs
Annual sales of $2 million or more
Business must demonstrate profitability and positive cash flow
What expenses are eligible under Pivot to Grow loan?
Adapting business operations to counter the effects of U.S. tariffs on Canadian exports.
Implementing changes to supply chain models in response to new trade conditions.
Developing and executing a business resiliency plan to address tariff impacts.
Covering operational activities required to adjust to shifts in the trading landscape with the U.S.
Who can I contact for more information about the Pivot to Grow loan?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the Pivot to Grow loan available?
The Pivot to Grow loan program is available across Canada.
Is the Pivot to Grow loan a grant, loan, or tax credit?
Pivot to Grow loan is a Loans and Capital investments