Open
Source verified July 9, 2026
Pivot to Grow loan
Financing for businesses affected by U.S. trade pressures
Funding available
$ 5,000,000
Deadline
Open continuously
Location
Canada
Who can apply
Businesses with at least 15% of sales derived from exports to the U.S.
See full eligibility
Overview
The Pivot to Grow Loan offers up to $5 million to help businesses affected by U.S. tariffs, related uncertainties, or the current economic downturn. It supports operational expenses, equipment purchases, supply chain changes, and resiliency plans.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Access new markets
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 5,000,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- $ 2,000,000 minimum revenue
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Activities to address potential impacts from U.S. tariffs, related uncertainties or the current economic downturn.
- Revising the supply chain model.
- Implementing a resiliency plan.
Official resources
Eligibility
Who is eligible?
- Businesses with at least 15% of sales derived from exports to the U.S.
- Businesses that demonstrate a significant likelihood of being adversely affected by U.S. tariffs, related uncertainties or the current economic downturn.
- Businesses that have been in operation at least 12 months.
- Applicants who are Canadian citizens or permanent residents and have reached the age of majority in the province or territory in which they live.
Who is not eligible
- Businesses that have been in operation for less than 12 months.
- Applicants who are not Canadian citizens or permanent residents.
- Applicants who have not reached the age of majority in the province or territory in which they live.
Eligible expenses
- Operational expenses.
- Equipment purchases.
- Extra costs due to U.S. tariffs, related uncertainties or the current economic downturn.
How to apply
- Step 1: Submit a loan request online and describe your business and how it has been affected.
- Step 2: Speak with a BDC representative who will contact you to discuss the project and required documents.
- Step 3: Receive a tailored loan offer if approved.
Processing and Agreement
- BDC will call the applicant to discuss the project in depth, including the documents needed for its analysis.
- If approved, BDC will send a loan offer based on the business’s financial needs and capabilities.
Contacts
Frequently Asked Questions about the Pivot to Grow loan Program
What is the Pivot to Grow loan?
The Pivot to Grow Loan offers up to $5 million to help businesses affected by U.S. tariffs, related uncertainties, or the current economic downturn. It supports operational expenses, equipment purchases, supply chain changes, and resiliency plans.
How much funding can be received?
Pivot to Grow loan Funds up to $5,000,000 of admissible expenses.
Who is eligible for the Pivot to Grow loan program?
To be eligible for the Pivot to Grow loan program, you must:
At least 15% of sales from U.S. exports or likely adverse impact from U.S. tariffs, related uncertainties, or the current economic downturn
$2 million+ in annual sales and at least 12 months in operation
Positive cash flow, profitability, and capacity to carry out an adjustment plan
What expenses are eligible under Pivot to Grow loan?
Activities to address potential impacts from U.S. tariffs, related uncertainties or the current economic downturn.
Revising the supply chain model.
Implementing a resiliency plan.
Who can I contact for more information about the Pivot to Grow loan?
You can contact Business Development Bank of Canada (BDC) or by phone at 1-877-232-2269.
Where is the Pivot to Grow loan available?
The Pivot to Grow loan program is available across Canada.
Is the Pivot to Grow loan a grant, loan, or tax credit?
Pivot to Grow loan is a Loans and Capital investments