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CIBC Farm Mortgage Loan
Last Update: February 5, 2026
Canada
Financing for farmland purchases, construction, renovations, and loan restructuring
Loans and Capital investments
At a glance
Funding available
Financing goals
No objectives are currently available
Eligible Funding
- Minimum amount : 25,000 $
- Up to 10% of project cost
Timeline
- Unspecified
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Overview
CIBC’s Farm Mortgage Loan provides financing starting at a minimum of $25,000 (no maximum amount specified) to help farm businesses fund major capital needs over terms of up to 20 years. Eligible uses include purchasing farm land and buildings, construction or major renovations of farm buildings, and restructuring existing farm loans.
Activities funded
- Finance the purchase of farmland (land) and farm buildings.
- Finance construction of new farm buildings.
- Finance major renovations of farm buildings.
- Restructure existing farm loans.
Examples of admissible projects:
$ 285,000
Purchase adjacent land and expand cattle housing with barn upgrades
$ 475,000
Construct controlled-atmosphere produce storage and renovate greenhouse structures
$ 240,000
Buy neighbouring land and renovate poultry barn with ventilation upgrades
Eligibility
- The applicant must be a farm business seeking mortgage financing through CIBC.
- The project must involve major farm-related capital needs, such as purchasing farmland or buildings, constructing or majorly renovating farm buildings, or restructuring existing farm loans.
- The requested mortgage loan amount must be at least $25,000.
Who is eligible?
- Farm businesses (agricultural operations)
Eligible expenses
- Purchase of farmland, agricultural land, and farm buildings.
- Construction of farm buildings.
- Major renovations of farm buildings.
- Restructuring or refinancing of existing farm loans.
How to apply
1
Confirm eligible farm financing need
- Review that your project involves farm business financing (for example land and buildings purchase, construction or major renovations, or restructuring farm loans)
2
Choose rate, term and amount
- Decide between a variable or fixed interest rate
- Choose a term for the fixed option (1, 2, 3, 4, 5, 7 or 10 years)
- Confirm the minimum loan amount of $25,000 fits your needs
3
Select repayment options
- Select a repayment frequency aligned with your cash flow (monthly, quarterly, semi-annual or annual)
- For fixed rate, choose “principal plus interest” or blended “principal and interest” payments
4
Contact CIBC to apply
- Contact a CIBC business advisor to apply or get more information
- Alternatively, visit a CIBC Banking Centre
Additional information
- Minimum loan amount is $25,000.
- Fixed-rate terms are available for 1, 2, 3, 4, 5, 7 or 10 years.
- For fixed-rate loans, interest is calculated semi-annually (not in advance).
- CIBC Farm Credit Life Insurance may be available to help protect you and your family from financial hardship.
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Frequently Asked Questions about the CIBC Farm Mortgage Loan Program
Here are answers to the most common questions about the CIBC Farm Mortgage Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the CIBC Farm Mortgage Loan?
How much funding can be received?
What expenses are eligible under CIBC Farm Mortgage Loan?
What is the deadline to apply?
Is the CIBC Farm Mortgage Loan a grant, loan, or tax credit?
Who are the financial supporters of the CIBC Farm Mortgage Loan?
Who is eligible for the CIBC Farm Mortgage Loan program?
Who can I contact for more information about the CIBC Farm Mortgage Loan?
Where is the CIBC Farm Mortgage Loan available?
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