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CIBC — Business loans

Financing for long-term business goals with flexible repayment terms

Canadian Imperial Bank of Commerce (CIBC)

Last Update: March 4, 2026

Funding available

$ 10,000

Timeline

Open Date : February 3, 2026

Location

Canada

Overview

CIBC Business Loans provide financing starting from $10,000 to help businesses fund long-term goals such as buying equipment, investing in property, or covering other major expenses while maintaining working capital. Eligible activities include financing up to 100% of asset acquisition costs and choosing flexible repayment terms with fixed or variable interest rates, available as secured or unsecured loans.

/100

Opportunity Score

Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals

Increase performance through digital transformation
Optimize production processes
Renovate or expand facilities

Eligible Funding

Minimum amount : 10,000 $

Timeline

Open Date : February 3, 2026

Eligible candidates

Eligible Industries

Finance and insurance

Location

Canada

Legal structures

For-profit business
Sole proprietorship

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

Canadians

Next steps

Determine your project

Validate your eligibility

Activities funded

Purchase of business equipment.
Investment in commercial property for business use.
Financing of long-term business growth projects.
Funding of large business expenses to maintain working capital for day-to-day operations.

Eligibility

Who is eligible?

Small and medium-sized enterprises (SMEs).
Companies in the healthcare sector.

Eligible expenses

Purchase of equipment (asset acquisition costs), potentially up to 100% financed.
Investment in property.
Other large, long-term business expenses financed through a lump-sum loan.

Processing and Agreement

CIBC verifies the information provided and reviews your credit profile.
If the application meets CIBC’s borrowing criteria, CIBC issues an approval specifying the loan amount, interest rate, and repayment term.
After you accept the offer, you sign the required documents.
Funds are then made available through your business bank account (for most applications, in as little as 2 days).

Additional information

Business loans may be offered with either fixed or variable interest rates.
Loans can be secured or unsecured, depending on the application.
The loan is available as a lump sum in CAD.
For variable-rate loans, lump-sum payments may be made without prepayment charges (as described on the page).

Contacts

1-866-992-7223

Frequently Asked Questions about the CIBC — Business loans Program

Here are answers to the most common questions about the CIBC — Business loans. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the CIBC — Business loans?

Who is eligible for the CIBC — Business loans program?

To be eligible for the CIBC — Business loans program, you must: Positive revenue for 12–24 months Good credit score Detailed business plan

What expenses are eligible under CIBC — Business loans?

Purchase of business equipment. Investment in commercial property for business use. Financing of long-term business growth projects. Funding of large business expenses to maintain working capital for day-to-day operations.