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Account Receivable and Payable Monetization

Q: Who can I contact for more information about the Account Receivable and Payable Monetization?

You can contact National Bank of Canada (NBC) or by phone at 1-844-394-4494.

Q: Where is the Account Receivable and Payable Monetization available?

The Account Receivable and Payable Monetization program is available across Canada.

Q: Is the Account Receivable and Payable Monetization a grant, loan, or tax credit?

Account Receivable and Payable Monetization is a Grant and Funding

Q: Who are the financial supporters of the Account Receivable and Payable Monetization?

Account Receivable and Payable Monetization is funded by National Bank of Canada (NBC)

Last Update: March 4, 2026

Canada

Monetize receivables and payables to improve business cash flow

Grant and Funding

National Bank of Canada

Overview

Maximum funding amount is not specified in the available information. The Account Receivable and Payable Monetization solution helps businesses optimize cash flow by turning accounts receivable or payable into liquidity, supporting day-to-day operations and financing needs through banking and financing activities.

At a glance

Funding available

Financing goals

No objectives are currently available

Eligible Funding

No Condition

Timeline

Unspecified

Eligible candidates

Eligible Industries

Finance and insurance

Location

Canada

Legal structures

For-profit business
Sole proprietorship

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

Startups

Activities funded

Implement a customer accounts monetization solution (factoring) by assigning receivables to the bank in order to improve liquidity.
Implement a supplier accounts monetization solution (reverse factoring) in order to obtain more favorable payment terms and improve cash flow.

Eligibility

Who is eligible?

Companies (all sectors) with customer accounts (receivables) to monetize.
Companies (all sectors) with supplier accounts to optimize through reverse factoring.
Companies involved in international trade transactions.

Additional information

Two aspects are presented: monetization of customer accounts (factoring) and monetization of supplier accounts (reverse factoring).
The monetization of customer accounts is based on the assignment of receivables to the bank and aims to improve cash management.
Reverse factoring can make it possible to negotiate more favorable payment terms and to strengthen the relationship with strategic suppliers.
Related advisory articles are available (factoring, cash optimization, understanding financial statements).

Contacts

1-844-394-4494

Apply to this program

Frequently Asked Questions about the Account Receivable and Payable Monetization Program

Here are answers to the most common questions about the Account Receivable and Payable Monetization. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.