
Open
Account Receivable and Payable Monetization
Last Update: February 5, 2026
Canada
Monetize receivables and payables to improve business cash flow
At a glance
Funding available
Financing goals
No objectives are currently available
Eligible Funding
- No Condition
Timeline
- Unspecified
Eligible candidates
Eligible Industries
- Finance and insurance
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Startups
Overview
Maximum funding amount is not specified in the available information. The Account Receivable and Payable Monetization solution helps businesses optimize cash flow by turning accounts receivable or payable into liquidity, supporting day-to-day operations and financing needs through banking and financing activities.
Activities funded
- Implement a customer accounts monetization solution (factoring) by assigning receivables to the bank in order to improve liquidity.
- Implement a supplier accounts monetization solution (reverse factoring) in order to obtain more favorable payment terms and improve cash flow.
Eligibility
Who is eligible?
- Companies (all sectors) with customer accounts (receivables) to monetize.
- Companies (all sectors) with supplier accounts to optimize through reverse factoring.
- Companies involved in international trade transactions.
Additional information
- Two aspects are presented: monetization of customer accounts (factoring) and monetization of supplier accounts (reverse factoring).
- The monetization of customer accounts is based on the assignment of receivables to the bank and aims to improve cash management.
- Reverse factoring can make it possible to negotiate more favorable payment terms and to strengthen the relationship with strategic suppliers.
- Related advisory articles are available (factoring, cash optimization, understanding financial statements).
Contacts
1-844-394-4494
Canada
Apply to this program
Frequently Asked Questions about the Account Receivable and Payable Monetization Program
Here are answers to the most common questions about the Account Receivable and Payable Monetization. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Account Receivable and Payable Monetization?
How much funding can be received?
What expenses are eligible under Account Receivable and Payable Monetization?
What is the deadline to apply?
Is the Account Receivable and Payable Monetization a grant, loan, or tax credit?
Who are the financial supporters of the Account Receivable and Payable Monetization?
Who is eligible for the Account Receivable and Payable Monetization program?
Who can I contact for more information about the Account Receivable and Payable Monetization?
Where is the Account Receivable and Payable Monetization available?
Are startups eligible for the Account Receivable and Payable Monetization program?
Apply to this program
More programs like this

Grant and FundingClosed
Advancing Accessibility Standards Research
Accessibility Standards Canada (ASC)Supports research advancing federal accessibility standards in Canada

Loans and Capital investmentsOpen
CIBC — Business line of credit
Canadian Imperial Bank of Commerce (CIBC)Revolving credit to manage cash flow and short-term expenses

Loans and Capital investmentsOpen
CIBC — Business loans
Canadian Imperial Bank of Commerce (CIBC)Financing for long-term business goals with flexible repayment terms

Other SupportPartnering and CollaborationExpert AdviceOpen
Singapore fintech - Canadian Technology Accelerator
Government of CanadaNo-cost business development support for Canadian fintech entering Singapore

Loans and Capital investmentsOpen
Desjardins — Business Term Loans
DesjardinsTerm loans financing capital projects with flexible repayment options

Loans and Capital investmentsOpen
Term Loans
Royal Bank of Canada (RBC)Financing for business property, equipment, and debt refinancing

Loans and Capital investmentsOpen
Asset Based Lending
Royal Bank of Canada (RBC)Covenant-light revolving credit secured by receivables and inventory

Loans and Capital investmentsOpen
Scotiabank — Credit Line for business
ScotiabankFlexible revolving credit to manage business cash flow needs

Loans and Capital investmentsOpen
Scotiabank — Term Loan for business
ScotiabankFinancing for fixed asset purchases with competitive interest rates

Grant and FundingClosed
Investor Education and Protection Grants Program
Canadian Investment Regulatory Organization (CIRO)Supports investor education and protection initiatives
Sign up to our platform to access the Account Receivable and Payable Monetization information sheet for free
Get access to 4,000+ programs, practical guides, personalized alerts, and an AI assistant to support your grant applications.