Open
Last Update: January 19, 2026
Funding available
Varies by project
Timeline
- Open continuously
Location
Canada
Overview
Desjardins Business Term Loans provide financing in CAD or USD to support major business goals and growth while preserving working capital. Eligible uses include capital projects and equipment purchases, with flexible repayment terms and fixed or variable interest rates.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Optimize production processes
- Renovate or expand facilities
Eligible Funding
- Varies by project
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Finance and insurance
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Capital projects to support business growth and expansion.
- Acquisition of equipment or other fixed assets to develop the business.
- Major business development initiatives financed through a term loan (in Canadian or US dollars).
Eligibility
Eligible expenses
- Capital project costs (financed through the term loan).
- Equipment acquisition costs (financed through the term loan).
- Loan insurance premiums (if insurance is taken).
Additional information
- The term loan is available in either Canadian dollars (CAD) or US dollars (USD).
- The amortization period is set based on the useful life of the asset being financed.
- You can choose between a fixed or variable interest rate.
- It may allow you to re-borrow all or part of the repaid principal amount with no additional fee.
Contacts
Frequently Asked Questions about the Desjardins — Business Term Loans Program
What is the Desjardins — Business Term Loans?
Desjardins Business Term Loans provide financing in CAD or USD to support major business goals and growth while preserving working capital. Eligible uses include capital projects and equipment purchases, with flexible repayment terms and fixed or variable interest rates.
Who is eligible for the Desjardins — Business Term Loans program?
To be eligible for the Desjardins — Business Term Loans program, you must:
Must be a business applying for a term loan.
Project involves financing capital projects/assets.
Asset must be eligible for loan insurance (if requested).
What expenses are eligible under Desjardins — Business Term Loans?
Capital projects to support business growth and expansion.
Acquisition of equipment or other fixed assets to develop the business.
Major business development initiatives financed through a term loan (in Canadian or US dollars).
Who can I contact for more information about the Desjardins — Business Term Loans?
You can contact Desjardins or by phone at 1-888-233-2473.
Where is the Desjardins — Business Term Loans available?
The Desjardins — Business Term Loans program is available across Canada.
Is the Desjardins — Business Term Loans a grant, loan, or tax credit?
Desjardins — Business Term Loans is a Loans and Capital investments
Who are the financial supporters of the Desjardins — Business Term Loans?
Desjardins — Business Term Loans is funded by Desjardins