Open
Source verified January 19, 2026
Desjardins — Business Term Loans
Financing for business growth in CAD or USD
Funding available
Varies by project
Deadline
Open continuously
Location
Canada
Overview
Desjardins offers a business term loan in Canadian or US dollars to support company growth and development. It is designed to finance capital projects and equipment while preserving working capital and offering flexible repayment options.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Optimize production processes
- Renovate or expand facilities
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Financing capital projects.
- Financing equipment purchases.
Official resources
Eligibility
Eligible expenses
- Capital project costs (financed through the term loan).
- Equipment acquisition costs (financed through the term loan).
- Loan insurance premiums (if insurance is taken).
How to apply
- Step 1: Contact Desjardins (phone, callback)
- Call Desjardins Business at 1-888-233-2473 (options 3, 2).
- Or request a callback by using the “Schedule a call” option for a time that’s convenient.
- Step 2: Apply for the term loan (application by phone)
- Apply for a business term loan through Desjardins Business by phone using 1-888-233-2473 (options 3, 2).
- Step 3: Submit the application to the provider (submission method)
- Submit your application directly to Desjardins by phone via 1-888-233-2473 (options 3, 2), or proceed via the scheduled call with a Desjardins representative.
Additional information
- The term loan is available in either Canadian dollars (CAD) or US dollars (USD).
- The amortization period is set based on the useful life of the asset being financed.
- You can choose between a fixed or variable interest rate.
- It may allow you to re-borrow all or part of the repaid principal amount with no additional fee.
Contacts
Frequently Asked Questions about the Desjardins — Business Term Loans Program
What is the Desjardins — Business Term Loans?
Desjardins offers a business term loan in Canadian or US dollars to support company growth and development. It is designed to finance capital projects and equipment while preserving working capital and offering flexible repayment options.
Who is eligible for the Desjardins — Business Term Loans program?
To be eligible for the Desjardins — Business Term Loans program, you must:
Finance capital projects or equipment.
Available in Canadian or American currency.
Option to reborrow repaid principal without fees.
What expenses are eligible under Desjardins — Business Term Loans?
Financing capital projects.
Financing equipment purchases.
Who can I contact for more information about the Desjardins — Business Term Loans?
You can contact Desjardins or by phone at 1-888-233-2473.
Where is the Desjardins — Business Term Loans available?
The Desjardins — Business Term Loans program is available across Canada.
Is the Desjardins — Business Term Loans a grant, loan, or tax credit?
Desjardins — Business Term Loans is a Loans and Capital investments
Who are the financial supporters of the Desjardins — Business Term Loans?
Desjardins — Business Term Loans is funded by Desjardins