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RCM Vallée-Du-Richelieu — Creavenir
Last Update: March 3, 2026
Quebec, Canada
Support and financing for young entrepreneurs in Vallée-du-Richelieu
Grant and Funding
Expert Advice
Loans and Capital investments
Overview
The Créavenir program, offered by Desjardins in collaboration with the MRC de La Vallée-du-Richelieu, provides young entrepreneurs aged 18 to 39 with access to credit of up to $15,000, mentorship, and potential bursaries. It is designed to support those ineligible for traditional financing and can be used for business startup and growth activities.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
Eligible Funding
- Maximum amount : 15,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Manufacturing
- Retail trade
- Professional, scientific and technical services
- Arts, entertainment and recreation
- Accommodation and food services
- Other services (except public administration)
- Public administration
Location
- La Vallée-du-Richelieu
- Montérégie
- Quebec
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Youth (<40)
- Startups
Activities funded
- Business start-up projects led by young entrepreneurs aged 18 to 39 years old.
- Business development or expansion initiatives for young entrepreneurs who do not qualify for traditional financing.
- Projects seeking mentorship and professional guidance in addition to financial support.
Examples of admissible projects:
$ 14,900
Startup of a gluten-free artisanal bakery and café
$ 14,800
Creation of a digital marketing agency for local SMEs
$ 14,500
Launch of an eco-friendly bicycle repair and rental shop
Eligibility
- The applicant must be an entrepreneur aged 18 to 39 years.
- The business project must be led by someone who does not qualify for traditional financing.
- The program is available to young entrepreneurs in the Vallée-du-Richelieu region.
Who is eligible?
- Young entrepreneurs aged 18 to 39
Who is not eligible
- Companies that do not qualify for traditional financing (Creavenir is specifically intended for businesses not eligible for conventional funding).
Eligible expenses
- Working capital requirements directly related to the realization of the business project for up to two years, based on justified and reasonable expenses.
- Capital expenditures strictly and directly connected to the project, including acquisition of technology, land, buildings, equipment, machinery, and vehicles, as well as construction, expansion, renovation, and the layout of land and premises.
- Professional fees related to preliminary activities such as feasibility studies, external audits, or impact assessments.
- Professional fees directly tied to project implementation, including integration of technology, equipment, and machinery, and costs associated with acquisition, construction, renovation, or improvement of land and premises.
- Costs for acquiring business ownership titles (voting shares or units) and business assets, as well as professional fees tied strictly to business transactions, acquisition, and management transition (for entrepreneurial succession projects).
Eligible geographic areas
- Businesses located on the territory of the MRC de La Vallée-du-Richelieu (MRCVR), Quebec
How to apply
1
Verify eligibility requirements
- Review the program eligibility requirements, such as age (18 to 39 years old) and business status
- Confirm that your project and profile correspond to the program criteria (e.g., not qualifying for traditional financing)
2
Contact program representative
- Contact the business assistance officer at the MRC de La Vallée-du-Richelieu by email or phone to learn about the application process
- Request a detailed guide or checklist, if available
3
Prepare and gather documents
- Prepare your business plan highlighting your project’s objectives and needs
- Gather supporting documentation for your application, such as proof of identity, business information, and financial forecasts
4
Submit application and documents
- Submit your completed application and supporting documents to the designated contact person
- Ensure that all forms are duly filled and attachments included
5
Await application results
- Wait for communication regarding the status of your application
- Be prepared to provide additional information if requested
Additional information
- The Créavenir program is specifically designed for young entrepreneurs aged 18 to 39 years old.
- It offers access to advisory services, mentoring, and financial tools, including a line of credit and a credit card.
- The program targets entrepreneurs who do not qualify for traditional financing channels.
- The initiative is a collaboration between Desjardins and the MRC de La Vallée-du-Richelieu.
Contacts
aeq@mrcvr.ca
4504640339
