Open
Source verified July 21, 2026
Canada Greener Affordable Housing — Retrofit Funding
Financing for deep energy retrofits in affordable multi-unit housing
Latest source updateLast Update: September 16, 2026Latest change: CMHC updated the portal guide for creating a profile and starting an application, with reorganized instructions for registration, organization linking, document uploads, contributors, and submission steps.View change
Latest source update
Last Update: September 16, 2026
Latest change: CMHC updated the portal guide for creating a profile and starting an application, with reorganized instructions for registration, organization linking, document uploads, contributors, and submission steps.
Portal application guide updated
CMHC updated the guide How to Create a Profile and Start an Application, reorganizing the instructions for creating a portal profile, linking that profile to an organization, and starting a new application. The revised guide also clarifies the steps for uploading documents, managing contributors, assigning applications, and proceeding through terms and conditions.
Funding available
$ 170,000
Deadline
Open continuously
Location
Canada
Who can apply
Community housing providers (non-profit housing organizations, public housing agencies, rental co-operatives)
See full eligibility
Overview
The Canada Greener Affordable Housing — Retrofit Funding program offers up to $170,000 per unit in a combination of low-interest repayable and forgivable loans to finance deep energy retrofits of multi-unit (5+ units) affordable residential buildings. Funding supports retrofit measures and activities that target a 70% reduction in energy consumption and an 80% reduction in greenhouse gas emissions compared to pre-retrofit performance.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 170,000 $
- Up to 80% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Non-profit
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Rural or Northern Residents
Non-profit candidates
Sector of operation
- All industries
Target groups
- All the groups
Revenue structures
- All structures
Scope
- All dimensions
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Deep energy retrofit projects for existing multi-unit (5+ units or beds) residential buildings to significantly reduce energy consumption and greenhouse gas emissions.
- Retrofit initiatives in affordable, community, or Indigenous housing that enhance climate resilience and support Canada’s net-zero 2050 objectives.
- Energy retrofit projects for mixed-income or mixed-use properties where the primary use is residential and includes affordable rental housing.
- Retrofit projects for shelters, transitional and supportive housing, and single-room occupancy buildings aimed at improving energy performance and reducing emissions.
Official resources
Eligibility
Who is eligible?
- Community housing providers (non-profit housing organizations, public housing agencies, rental co-operatives)
- Indigenous governments and organizations (including First Nations, Tribal Councils, Indigenous housing providers)
- Provincial, territorial and municipal governments
- Organizations that own or operate mixed-income rental or mixed-use properties with affordable rental housing
- Organizations that own or operate shelters, transitional and supportive housing, single-room occupancy, affordable rental and Indigenous community housing
Who is not eligible
- Private market housing organizations, including private-sector landlords and for-profit residential real estate companies.
- Projects where the non-residential portion of the building exceeds 30% of the total gross floor area.
Eligible expenses
- Costs of major energy-efficient renovations of residential buildings aimed at significantly reducing energy consumption and greenhouse gas emissions (materials, work and interventions directly related to these improvements).
- Expenses related to the activities necessary to achieve the climate objectives of the renovation project (for example, studies and expert reports demonstrating the targeted energy performance).
Eligible geographic areas
- Organizations located anywhere in Canada (federal program administered by Canada Mortgage and Housing Corporation).
- On-reserve Indigenous communities within Canada are explicitly included.
Selection criteria
- Achievement of environmental outcomes, particularly the depth of reductions in energy consumption and greenhouse gas (GHG) emissions.
- Project readiness, with a preference for projects able to start construction within 6 months of selection.
- Number of housing units impacted by the retrofit project.
- Extent to which the project serves National Housing Strategy priority populations.
How to apply
- Create a profile in the CMHC Portal before submitting an application.
- Select the program and enter the project name.
- Review the Terms and Conditions and agree to them.
- Complete the application details and add the relevant supporting documents.
- Review the application and submit it, or save it for later in draft status.
Additional information
- Funding is delivered through a callout, application-based process, with set application windows.
- CMHC aims to complete eligibility review and financial analysis within about 60 days after the application window closes, assuming all documents are provided.
- Applications may be cancelled or CMHC’s funding commitment changed if advancing conditions are not met within required time frames.
- Energy modelling and program compliance may be subject to random or targeted quality assurance reviews, including requests for utility bills.
Other components of this program
Explore related funding streams and grants that belong to the same program.
- APCHQ — Get financing through the Canada Greener Affordable Housing program: Pre-Retrofit Funding for multi-unit residential buildingsSupports pre-retrofit planning for deep energy-efficient housing upgrades
Frequently Asked Questions about the Canada Greener Affordable Housing — Retrofit Funding Program
What is the Canada Greener Affordable Housing — Retrofit Funding?
The Canada Greener Affordable Housing — Retrofit Funding program offers up to $170,000 per unit in a combination of low-interest repayable and forgivable loans to finance deep energy retrofits of multi-unit (5+ units) affordable residential buildings. Funding supports retrofit measures and activities that target a 70% reduction in energy consumption and an 80% reduction in greenhouse gas emissions compared to pre-retrofit performance.
How much funding can be received?
Canada Greener Affordable Housing — Retrofit Funding Funds up to 80% of admissible expenses, capped at $170,000 per project.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Canada Greener Affordable Housing — Retrofit Funding program?
To be eligible for the Canada Greener Affordable Housing — Retrofit Funding program, you must:
Applicant must have an affordable housing purpose and a mandate to serve lower-income or vulnerable populations.
Eligible applicants include community housing providers, Indigenous governments/organizations, and provincial, territorial or municipal governments.
Private market housing organizations are not eligible.
What expenses are eligible under Canada Greener Affordable Housing — Retrofit Funding?
Deep energy retrofit projects for existing multi-unit (5+ units or beds) residential buildings to significantly reduce energy consumption and greenhouse gas emissions.
Retrofit initiatives in affordable, community, or Indigenous housing that enhance climate resilience and support Canada’s net-zero 2050 objectives.
Energy retrofit projects for mixed-income or mixed-use properties where the primary use is residential and includes affordable rental housing.
Retrofit projects for shelters, transitional and supportive housing, and single-room occupancy buildings aimed at improving energy performance and reducing emissions.
Who can I contact for more information about the Canada Greener Affordable Housing — Retrofit Funding?
You can contact Canada Mortgage and Housing Corporation (CMHC).
Where is the Canada Greener Affordable Housing — Retrofit Funding available?
The Canada Greener Affordable Housing — Retrofit Funding program is available across Canada.