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APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings
Financing for deep energy retrofits in affordable multi-unit housing
Last Update: March 3, 2026
Funding available
$ 170,000
Timeline
- Open continuously
Location
Canada
Overview
The Canada Greener Affordable Housing — Retrofit Funding program offers up to $170,000 per unit in a combination of low-interest repayable and forgivable loans to finance deep energy retrofits of multi-unit (5+ units) affordable residential buildings. Funding supports retrofit measures and activities that target a 70% reduction in energy consumption and an 80% reduction in greenhouse gas emissions compared to pre-retrofit performance.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 170,000 $
- Up to 80% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Canada
Legal structures
- Non-profit
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Rural or Northern Residents
Non-profit candidates
Sector of operation
- All industries
Target groups
- All the groups
Revenue structures
- All structures
Scope
- All dimensions
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Deep energy retrofit projects for existing multi-unit (5+ units or beds) residential buildings to significantly reduce energy consumption and greenhouse gas emissions.
- Retrofit initiatives in affordable, community, or Indigenous housing that enhance climate resilience and support Canada’s net-zero 2050 objectives.
- Energy retrofit projects for mixed-income or mixed-use properties where the primary use is residential and includes affordable rental housing.
- Retrofit projects for shelters, transitional and supportive housing, and single-room occupancy buildings aimed at improving energy performance and reducing emissions.
Eligibility
Who is eligible?
- Community housing providers (non-profit housing organizations, public housing agencies, rental co-operatives)
- Indigenous governments and organizations (including First Nations, Tribal Councils, Indigenous housing providers)
- Provincial, territorial and municipal governments
- Organizations that own or operate mixed-income rental or mixed-use properties with affordable rental housing
- Organizations that own or operate shelters, transitional and supportive housing, single-room occupancy, affordable rental and Indigenous community housing
Who is not eligible
- Private market housing organizations, including private-sector landlords and for-profit residential real estate companies.
- Projects where the non-residential portion of the building exceeds 30% of the total gross floor area.
Eligible expenses
- Costs of major energy-efficient renovations of residential buildings aimed at significantly reducing energy consumption and greenhouse gas emissions (materials, work and interventions directly related to these improvements).
- Expenses related to the activities necessary to achieve the climate objectives of the renovation project (for example, studies and expert reports demonstrating the targeted energy performance).
Eligible geographic areas
- Organizations located anywhere in Canada (federal program administered by Canada Mortgage and Housing Corporation).
- On-reserve Indigenous communities within Canada are explicitly included.
Additional information
- Funding is delivered through a callout, application-based process, with set application windows.
- CMHC aims to complete eligibility review and financial analysis within about 60 days after the application window closes, assuming all documents are provided.
- Applications may be cancelled or CMHC’s funding commitment changed if advancing conditions are not met within required time frames.
- Energy modelling and program compliance may be subject to random or targeted quality assurance reviews, including requests for utility bills.
Frequently Asked Questions about the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings Program
Here are answers to the most common questions about the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings?
The Canada Greener Affordable Housing — Retrofit Funding program offers up to $170,000 per unit in a combination of low-interest repayable and forgivable loans to finance deep energy retrofits of multi-unit (5+ units) affordable residential buildings. Funding supports retrofit measures and activities that target a 70% reduction in energy consumption and an 80% reduction in greenhouse gas emissions compared to pre-retrofit performance.
How much funding can be received?
APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings Funds up to 80% of admissible expenses, capped at $170,000 per project.
Who is eligible for the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings program?
To be eligible for the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings program, you must:
Applicant must have an affordable housing purpose and a mandate to serve lower-income or vulnerable populations.
Eligible applicants include community housing providers, Indigenous governments/organizations, and provincial, territorial or municipal governments.
Private market housing organizations are not eligible.
What expenses are eligible under APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings?
Deep energy retrofit projects for existing multi-unit (5+ units or beds) residential buildings to significantly reduce energy consumption and greenhouse gas emissions.
Retrofit initiatives in affordable, community, or Indigenous housing that enhance climate resilience and support Canada’s net-zero 2050 objectives.
Energy retrofit projects for mixed-income or mixed-use properties where the primary use is residential and includes affordable rental housing.
Retrofit projects for shelters, transitional and supportive housing, and single-room occupancy buildings aimed at improving energy performance and reducing emissions.
Who can I contact for more information about the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings?
You can contact Association des professionnels de la construction et de l’habitation du Québec (APCHQ).
Where is the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings available?
The APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings program is available across Canada.
Is the APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings a grant, loan, or tax credit?
APCHQ — Get financing through the Canada Greener Affordable Housing program: Retrofit Funding for multi-unit residential buildings is a Grant and Funding