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Desjardins — Bridge financing - Canada
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Desjardins — Bridge financing

Short-term loan to cover temporary cash flow needs
Last Update: January 19, 2026
Funding available
Varies by project
Timeline
  • Open continuously
Location
Canada

Overview

Desjardins’ Bridge financing is a short-term business loan (less than 1 year) to cover temporary cash flow needs while waiting for expected funds to come in; the maximum funding amount is not specified. It can be used to finance capital projects such as building construction (including pre-sale or spec homes), equipment or machinery purchases, property renovations and improvements, and plant expansions.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Renovate or expand facilities
Eligible Funding
  • Varies by project
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • Construction
  • Manufacturing
  • Finance and insurance
  • Real estate and rental and leasing
Location
  • Canada
Legal structures
  • For-profit business
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Construction of buildings, including pre-sold or model/spec housing units.
  • Purchase of equipment or machinery for business operations.
  • Property renovation and improvement projects.
  • Plant expansion projects.

Eligibility

Eligible expenses

  • Construction costs for buildings (including pre-sale or model/spec homes).
  • Purchase costs for equipment or machinery.
  • Property renovation and improvement expenses.
  • Plant expansion costs.

Additional information

  • The loan is designed to cover temporary cash flow needs while you wait for other funds to come in.
  • It is a short-term financing solution (term of less than 1 year).
  • The interest rate is variable.
  • Loan insurance may be available.

Contacts

Frequently Asked Questions about the Desjardins — Bridge financing Program

What is the Desjardins — Bridge financing?

Desjardins’ Bridge financing is a short-term business loan (less than 1 year) to cover temporary cash flow needs while waiting for expected funds to come in; the maximum funding amount is not specified. It can be used to finance capital projects such as building construction (including pre-sale or spec homes), equipment or machinery purchases, property renovations and improvements, and plant expansions.

Who is eligible for the Desjardins — Bridge financing program?

To be eligible for the Desjardins — Bridge financing program, you must: Must be a business seeking temporary cash flow financing while awaiting incoming funds. Loan term under 1 year (short-term). Repayment when expected funds arrive (repayable at any time).

What expenses are eligible under Desjardins — Bridge financing?

Construction of buildings, including pre-sold or model/spec housing units. Purchase of equipment or machinery for business operations. Property renovation and improvement projects. Plant expansion projects.

Who can I contact for more information about the Desjardins — Bridge financing?

You can contact Desjardins or by phone at 1-888-233-2473.

Where is the Desjardins — Bridge financing available?

The Desjardins — Bridge financing program is available across Canada.

Is the Desjardins — Bridge financing a grant, loan, or tax credit?

Desjardins — Bridge financing is a Loans and Capital investments

Who are the financial supporters of the Desjardins — Bridge financing?

Desjardins — Bridge financing is funded by Desjardins