Open
Source verified January 19, 2026
Desjardins — Bridge financing
Short-term loan to cover temporary cash flow needs
Funding available
Varies by project
Deadline
Open continuously
Location
Canada
Overview
Desjardins’ Bridge financing is a short-term business loan (less than 1 year) to cover temporary cash flow needs while waiting for expected funds to come in; the maximum funding amount is not specified. It can be used to finance capital projects such as building construction (including pre-sale or spec homes), equipment or machinery purchases, property renovations and improvements, and plant expansions.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Renovate or expand facilities
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Construction of buildings, including pre-sold or model/spec housing units.
- Purchase of equipment or machinery for business operations.
- Property renovation and improvement projects.
- Plant expansion projects.
Official resources
Eligibility
Eligible expenses
- Construction costs for buildings (including pre-sale or model/spec homes).
- Purchase costs for equipment or machinery.
- Property renovation and improvement expenses.
- Plant expansion costs.
How to apply
- Step 1: Contact Desjardins Business (phone call)
- Call Desjardins Business at 1-888-233-2473.
- Select options 3, then 2.
- Step 2: Request a callback (schedule a call)
- Schedule a call with Desjardins so they can call you when it’s convenient.
Additional information
- The loan is designed to cover temporary cash flow needs while you wait for other funds to come in.
- It is a short-term financing solution (term of less than 1 year).
- The interest rate is variable.
- Loan insurance may be available.
Contacts
Frequently Asked Questions about the Desjardins — Bridge financing Program
What is the Desjardins — Bridge financing?
Desjardins’ Bridge financing is a short-term business loan (less than 1 year) to cover temporary cash flow needs while waiting for expected funds to come in; the maximum funding amount is not specified. It can be used to finance capital projects such as building construction (including pre-sale or spec homes), equipment or machinery purchases, property renovations and improvements, and plant expansions.
Who is eligible for the Desjardins — Bridge financing program?
To be eligible for the Desjardins — Bridge financing program, you must:
Must be a business seeking temporary cash flow financing while awaiting incoming funds.
Loan term under 1 year (short-term).
Repayment when expected funds arrive (repayable at any time).
What expenses are eligible under Desjardins — Bridge financing?
Construction of buildings, including pre-sold or model/spec housing units.
Purchase of equipment or machinery for business operations.
Property renovation and improvement projects.
Plant expansion projects.
Who can I contact for more information about the Desjardins — Bridge financing?
You can contact Desjardins or by phone at 1-888-233-2473.
Where is the Desjardins — Bridge financing available?
The Desjardins — Bridge financing program is available across Canada.
Is the Desjardins — Bridge financing a grant, loan, or tax credit?
Desjardins — Bridge financing is a Loans and Capital investments
Who are the financial supporters of the Desjardins — Bridge financing?
Desjardins — Bridge financing is funded by Desjardins