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Desjardins — Bridge financing

Q: Who is eligible for the Desjardins — Bridge financing program?

To be eligible for the Desjardins — Bridge financing program, you must: Must be a business seeking temporary cash flow financing while awaiting incoming funds. Loan term under 1 year (short-term). Repayment when expected funds arrive (repayable at any time).

Q: Who can I contact for more information about the Desjardins — Bridge financing?

You can contact Desjardins or by phone at 1-888-233-2473.

Q: Where is the Desjardins — Bridge financing available?

The Desjardins — Bridge financing program is available across Canada.

Q: Is the Desjardins — Bridge financing a grant, loan, or tax credit?

Desjardins — Bridge financing is a Loans and Capital investments

Q: Who are the financial supporters of the Desjardins — Bridge financing?

Desjardins — Bridge financing is funded by Desjardins

Last Update: January 19, 2026

Canada

Short-term loan to cover temporary cash flow needs

Loans and Capital investments

Overview

Desjardins’ Bridge financing is a short-term business loan (less than 1 year) to cover temporary cash flow needs while waiting for expected funds to come in; the maximum funding amount is not specified. It can be used to finance capital projects such as building construction (including pre-sale or spec homes), equipment or machinery purchases, property renovations and improvements, and plant expansions.

At a glance

Funding available

Financing goals

Renovate your business/factory

Eligible Funding

No Condition

Timeline

Unspecified

Eligible candidates

Eligible Industries

Construction
Manufacturing
Finance and insurance
Real estate and rental and leasing

Location

Canada

Legal structures

For-profit business

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

All groups

Activities funded

Construction of buildings, including pre-sold or model/spec housing units.
Purchase of equipment or machinery for business operations.
Property renovation and improvement projects.
Plant expansion projects.

Eligibility

The applicant must be a business seeking a short-term loan to cover temporary cash flow needs while waiting for expected incoming funds.
The financing request must be for business purposes such as day-to-day operating expenses or capital projects (e.g., building construction, equipment or machinery purchases, property renovations and improvements, plant expansions).
The applicant must be able to repay the loan when the expected funds come in.

Eligible expenses

Construction costs for buildings (including pre-sale or model/spec homes).
Purchase costs for equipment or machinery.
Property renovation and improvement expenses.
Plant expansion costs.

How to apply

Contact Desjardins Business

Call Desjardins Business at 1-888-233-2473 (options 3, 2)
Or schedule a call at a convenient time

Additional information

The loan is designed to cover temporary cash flow needs while you wait for other funds to come in.
It is a short-term financing solution (term of less than 1 year).
The interest rate is variable.
Loan insurance may be available.

Contacts

1-888-233-2473

Apply to this program

Frequently Asked Questions about the Desjardins — Bridge financing Program

Here are answers to the most common questions about the Desjardins — Bridge financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.