Closed
APCHQ — Co-op Housing Development Program
Supports development of new affordable co‑operative rental housing units
Last Update: March 3, 2026
Funding available
Varies by project
Timeline
- Receipt of requests is now closed
Location
Canada
Overview
The Co-op Housing Development Program provides a share of $1.5 billion in federal funding to support the creation of new affordable rental co‑operative housing units across Canada. It finances activities related to the development and expansion of co-op rental housing, including the planning and delivery of new co-operative housing projects by 2028.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Reduce environmental footprint
Eligible Funding
- Varies by project
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Canada
Legal structures
- Financial cooperative
- Non-financial cooperative
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Construction of new residential complexes operating as rental housing cooperatives.
- Densification projects adding cooperative housing to an already developed site.
- Conversion of non-residential buildings (offices, shops, etc.) into cooperative residential buildings.
- Multisite development grouping several buildings or properties into a single rental housing cooperative.
Eligibility
Who is eligible?
- Non-profit housing cooperatives, new or existing.
- Student housing cooperatives.
- Housing cooperatives for the elderly.
- Indigenous housing cooperatives.
- Non-profit land trusts in partnership with a housing cooperative.
Who is not eligible
- Cooperatives of owner-occupants (where members own their unit rather than renting).
- Capitalization cooperatives (investment or ownership models rather than nonprofit cooperative rental housing).
- Nursing homes (long-term care facilities such as CHSLDs or equivalents).
- Residential complexes or housing with a lifetime lease.
Eligible expenses
- Essential and ancillary costs related to the development of new cooperative rental housing projects (new construction, conversion of buildings, building renovations), to the extent that they are considered "eligible costs" by CMHC.
- Costs of pre-development activities, when incurred for an approved project, which may be retroactively funded, including: project cost estimates, environmental assessment of the site, and geotechnical report.
Eligible geographic areas
- Businesses and organizations established in Canada, as part of a federal program administered by the Canada Mortgage and Housing Corporation (CMHC).
- Projects located in major urban centers (census metropolitan areas or cities with 100,000 residents and more).
- Projects located in small and medium-sized urban centers (census agglomerations or cities with 10,000 to 99,999 residents).
- Projects completed in rural, northern, remote areas, or in Indigenous communities in Canada.
Additional information
- Budget 2022 and the 2023 Fall Economic Statement together allocated $1.5 billion to this program to expand co-operative rental housing.
- This represents the largest federal investment in the co-operative housing sector in the last 30 years.
- The program is expected to support the development of thousands of affordable rental co-operative housing units by 2028.
- The program was co-designed with the Co-operative Housing Federation of Canada (CHF Canada) and the broader co-operative housing sector.
Frequently Asked Questions about the APCHQ — Co-op Housing Development Program Program
Here are answers to the most common questions about the APCHQ — Co-op Housing Development Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the APCHQ — Co-op Housing Development Program?
The Co-op Housing Development Program provides a share of $1.5 billion in federal funding to support the creation of new affordable rental co‑operative housing units across Canada. It finances activities related to the development and expansion of co-op rental housing, including the planning and delivery of new co-operative housing projects by 2028.
Who is eligible for the APCHQ — Co-op Housing Development Program program?
To be eligible for the APCHQ — Co-op Housing Development Program program, you must:
The applicant must be an eligible non-profit housing cooperative (or a land trust in partnership with a cooperative).
The project must create or convert a residential complex operating as a rental housing cooperative.
The residential complex must meet the minimum requirements for financial viability, affordability, energy efficiency, and accessibility.
What expenses are eligible under APCHQ — Co-op Housing Development Program?
Construction of new residential complexes operating as rental housing cooperatives.
Densification projects adding cooperative housing to an already developed site.
Conversion of non-residential buildings (offices, shops, etc.) into cooperative residential buildings.
Multisite development grouping several buildings or properties into a single rental housing cooperative.
Who can I contact for more information about the APCHQ — Co-op Housing Development Program?
You can contact Association des professionnels de la construction et de l’habitation du Québec (APCHQ).
Where is the APCHQ — Co-op Housing Development Program available?
The APCHQ — Co-op Housing Development Program program is available across Canada.
Is the APCHQ — Co-op Housing Development Program a grant, loan, or tax credit?
APCHQ — Co-op Housing Development Program is a Grant and Funding
Who are the financial supporters of the APCHQ — Co-op Housing Development Program?
APCHQ — Co-op Housing Development Program is funded by Association des professionnels de la construction et de l’habitation du Québec (APCHQ), Canada Mortgage and Housing Corporation (CMHC)