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MRC Témiscamingue — Investment Fund Loan - Quebec - Canada
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MRC Témiscamingue — Investment Fund Loan

Financing for business growth and succession
Last Update: April 9, 2026
Funding available
$ 5,000 - $ 150,000
Timeline
  • Closing date : June 1, 2032
Location
Abitibi-Témiscamingue, Quebec, Canada

Overview

The program provides financing of up to $150,000 to support business start-up, expansion, acquisition, and succession in Témiscamingue. It helps companies with development projects, working capital, and business transfer initiatives.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase production or service capacity
  • Complete an acquisition or business transfer
  • Start a business
Eligible Funding
  • Maximum amount : 150,000 $
  • Minimum amount : 5,000 $
Timeline
  • Closing date : June 1, 2032

Eligible candidates

Eligible Industries
  • Agriculture, forestry, fishing and hunting
  • Manufacturing
  • Retail trade
Location
  • Témiscamingue
  • Abitibi-Témiscamingue
  • Quebec
Legal structures
  • Non-profit
  • Public or Parapublic institution
  • For-profit business
  • Sole proprietorship
  • Social economy enterprise
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Youth (<40)
Non-profit candidates
Sector of operation
  • Economic, Social and Community Development
  • Employment and Training
  • Not Elsewhere Classified
  • Children and Youth Organizations
Target groups
  • Business owners / entrepreneurs
  • Nonprofits / charities
Revenue structures
  • All structures
Scope
  • Regional

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Business start-up projects.
  • Business expansion projects.
  • Business acquisition projects.
  • Business succession and transfer projects.

Eligibility

Who is eligible?

  • Sole proprietorships
  • Partnerships
  • Companies
  • Not-for-profit organizations
  • Social economy organizations

Who is not eligible

  • Retail or service businesses in communities where the same business already exists, unless they do not divert customers from an existing business.
  • Residential real estate projects.
  • Businesses related to sex, religion, politics, or alcohol service.

Eligible expenses

  • Working capital needs.
  • Equipment, land, and building purchases.
  • Business acquisition and ownership transfer.
  • Start-up or expansion-related financing needs.

Ineligible Costs and Activities

  • Starting a retail or service business where the same service already exists in the community, unless it does not draw customers away from an existing business.
  • Residential real estate.
  • Businesses related to sex, religion, politics, or alcohol service.
  • Repayment of existing debts.

Eligible geographic areas

  • MRC de Témiscamingue

Processing and Agreement

  • Applications are reviewed against the program’s eligibility and evaluation criteria.
  • The project is assessed for financial viability, repayment capacity, and job creation potential.
  • Guarantees, security, and debt level are also considered in the review.
  • Applicants are notified following the assessment and lending decision.

Additional information

  • Opening fee: 1% of the loan amount, minimum $100.
  • The loan can be combined with the FLS for additional support.
  • A 12-month principal repayment moratorium may apply for the FLS.

Contacts

Frequently Asked Questions about the MRC Témiscamingue — Investment Fund Loan Program

Here are answers to the most common questions about the MRC Témiscamingue — Investment Fund Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the MRC Témiscamingue — Investment Fund Loan?

The program provides financing of up to $150,000 to support business start-up, expansion, acquisition, and succession in Témiscamingue. It helps companies with development projects, working capital, and business transfer initiatives.

How much funding can be received?

MRC Témiscamingue — Investment Fund Loan Funds up to $150,000 of admissible expenses.

Who is eligible for the MRC Témiscamingue — Investment Fund Loan program?

To be eligible for the MRC Témiscamingue — Investment Fund Loan program, you must: Business project in Témiscamingue Eligible legal business form Acceptable promoter contribution

What expenses are eligible under MRC Témiscamingue — Investment Fund Loan?

Business start-up projects. Business expansion projects. Business acquisition projects. Business succession and transfer projects.

Who can I contact for more information about the MRC Témiscamingue — Investment Fund Loan?

You can contact MRC Témiscamingue by email at none or by phone at none.

Where is the MRC Témiscamingue — Investment Fund Loan available?

The MRC Témiscamingue — Investment Fund Loan program is available Abitibi-Témiscamingue, Quebec.

Is the MRC Témiscamingue — Investment Fund Loan a grant, loan, or tax credit?

MRC Témiscamingue — Investment Fund Loan is a Loans and Capital investments