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MRC Lotbinière — Triple F

Financing for business transfer and growth

Record updated

Funding available
$ 50,000
Deadline
Open continuously
Location
Laurier-Station, Quebec, Canada
Who can apply
Any promoter wishing to buy an existing business or having a growth project
See full eligibility

Overview

Provides up to $50,000 in financing for business transfer and growth projects in the MRC of Lotbinière. It supports eligible businesses under the local investment policy, with repayment terms of 36 to 60 months.

At a glance

Funding available

Maximum funding
$50,000
Financing goals
  • Complete an acquisition or business transfer
  • Start a business
  • Ensure financial sustainability

Eligible candidates

Location
  • Lotbinière
  • Laurier-Station
  • Chaudière-Appalaches
  • Quebec
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
  • Youth (<40)
  • Startups
Legal structures
For-profit business

Start applying for this program

Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.

Availability timeline

2026
Periods: 1

Latest changes

Updated FLI/FLS/FDE-LO investment policy

The MRC Lotbinière Triple F investment policy was revised on April 8, 2026 with updated eligibility, eligible projects, financing terms, and required documents.

See more

The official Politique d’investissement commune FLI/FLS/FDE-LO was modified on April 8, 2026 and replaces the version that was modified on July 9, 2025. The update changes eligibility rules, excluded applicants and activities, eligible project types and costs, and financing conditions, including different moratorium rules for regular files and succession projects. The application procedure now lists the documents required to submit a file, including the completed application form, business plan or project description, detailed budget, financial package, financial statements, and compliance declarations. No new deadline or intake window is published in the revised policy.

Eligibility

Who is eligible?

  • Any promoter wishing to buy an existing business or having a growth project
  • Canadian citizen or landed immigrant
  • Promoter who purchases a minimum of 25 % of the ownership interests in the business being acquired and commits by contract to become the majority owner

Eligible expenses

  • Purchase of shares or assets
  • For growth projects: equipment, machinery, building, software, and other expenses of the same nature

Eligible geographic areas

  • MRC of Lotbinière

Activities funded

  • Business transfer projects.
  • Growth projects.

Documents Needed

  • Completed, dated, and signed financial assistance application form
  • Business plan and/or detailed project description; detailed breakdown of expenses; project financing plan and confirmation of any other financial assistance or financing related to the project
  • Financial statements for the last three years, interim financial statements if the financial statements are more than six (6) months old or if the business has been in existence for less than one year, and projected financial statements
  • Declaration of compliance with French-language requirements or copy of the francization certificate (business with 50 employees and +); declaration of compliance with employment equity or copy of the Employment Equity Access Program (business with 50 employees and +)
  • Any other document required by the MRC de Lotbinière

Processing and Agreement

  • Applications are reviewed by an investment committee.
  • Funding is granted through an organization.
  • Approval is subject to applicable conditions and terms.
  • A competitive interest rate and a possible payment moratorium may apply.

Additional information

  • The investment policy of the MRC of Lotbinière applies.
  • Exceptions may apply under the policy.
  • A Desjardins account is required.

Contacts

Official sources

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Frequently Asked Questions about the MRC Lotbinière — Triple F Program

What is the MRC Lotbinière — Triple F?

Provides up to $50,000 in financing for business transfer and growth projects in the MRC of Lotbinière. It supports eligible businesses under the local investment policy, with repayment terms of 36 to 60 months.

How much funding can be received?

MRC Lotbinière — Triple F Funds up to $50,000 of admissible expenses.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the MRC Lotbinière — Triple F program?

To be eligible for the MRC Lotbinière — Triple F program, you must: Business applicant Project under investment policy Not for pre-startup companies

What expenses are eligible under MRC Lotbinière — Triple F?

Purchase of shares or assets For growth projects: equipment, machinery, building, software, and other expenses of the same nature

Who can I contact for more information about the MRC Lotbinière — Triple F?

You can contact MRC de Lotbinière by email at isabelle.roy@mrclotbiniere.org or by phone at 418 926-3407.

Where is the MRC Lotbinière — Triple F available?

The MRC Lotbinière — Triple F program is available Chaudière-Appalaches, Quebec.