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CAE Beauce-Chaudière — Quasi-Equity Loan - QC - Canada

CAE Beauce-Chaudière — Quasi-Equity Loan

Last Update: July 22, 2025
QC, Canada
Quasi-equity loans supporting business projects in Beauce-Chaudière

At a glance

Eligible Funding
  • From $100,000 to $300,000
Timeline
  • Unspecified
Financing Type
Loans and Capital investments
Eligible Industries
  • All industries
Funds Providers
Unspecified
Program status
Open

Overview

The CAE Beauce-Chaudière Quasi-Equity Loan offers up to $300,000 to enhance equity for business projects requiring a minimum of $1 million. This program is designed to complement traditional financing and supports eligible businesses in Beauce that meet specific operational and financial criteria.

Financing terms and conditions

  • Loan amounts ranging from $100,000 to $300,000.
  • Interest rate is set at the Bank of Canada’s prime rate plus an additional 4% and a risk premium if applicable.
  • Loans are structured to double the dollar amount of the owner’s equity investment.
  • A personal guarantee is required from the business owner.
  • Capital repayment can be deferred for a period of 24 to 60 months.
  • Maximum loan amortization period is 8 years.
  • Early repayment is allowed without penalty after 3 years, subject to specific conditions.

Eligibility

  • The business must be located in Beauce.
  • The business must have been in operation for at least 3 years.
  • A minimum EBITDA of $250,000 in the last two years is required.
  • The business must generate a minimum of $100,000 in funds.
  • The project must have a cost of at least $1 million.
  • The business must have 200 employees or fewer.
  • The loan cannot be used to refinance debt.

Eligible geographic areas

  • Businesses located in Beauce.

How to apply

1

Preparation of the initial file Evaluate if the company meets the eligibility criteria for this grant.

Gather the financial information and necessary documents such as recent financial statements.
2

Project Development Design a detailed project plan, highlighting the objectives, strategies, and benefits for the company.

Prepare a profitability analysis justifying the need for the quasi-equity loan.
3

Consultation with a financial advisor Meet with a financial advisor or a grants expert to review the file and ensure that it is complete and meets the requirements.


4

Submission of the application Contact the CAE Beauce-Chaudière to learn about the submission procedures, such as the postal or electronic sending of documents.

Submit the complete application file according to the instructions provided by the organization.
5

Follow-up and confirmation Check the receipt of the request through written or electronic confirmation from the organization.

Keep all correspondence for future reference.

Additional information

  • The loan is structured to complement traditional financial institution offerings, enhancing project viability.
  • Capital repayment moratorium provides flexibility, allowing businesses to stabilize financially before starting repayments.
  • The loan encourages business owners to leverage their equity by matching personal investment with loan funds.
Apply to this program

Frequently Asked Questions about the CAE Beauce-Chaudière — Quasi-Equity Loan Program

Here are answers to the most common questions about the CAE Beauce-Chaudière — Quasi-Equity Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the CAE Beauce-Chaudière — Quasi-Equity Loan?

How much funding can be received?

What is the deadline to apply?

Is the CAE Beauce-Chaudière — Quasi-Equity Loan a grant, loan, or tax credit?

Who are the financial supporters of the CAE Beauce-Chaudière — Quasi-Equity Loan?

Who is eligible for the CAE Beauce-Chaudière — Quasi-Equity Loan program?

Who can I contact for more information about the CAE Beauce-Chaudière — Quasi-Equity Loan?

Where is the CAE Beauce-Chaudière — Quasi-Equity Loan available?

Are startups eligible for the CAE Beauce-Chaudière — Quasi-Equity Loan program?

Apply to this program

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