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Project Financing
Last Update: March 4, 2026
Quebec, Canada
Project financing for Quebec entrepreneurs
Loans and Capital investments
Overview
The Project Financing program from Investissement Québec offers customized loans and financial support covering up to 100% of project costs to help Québec businesses realize growth initiatives. Eligible activities include purchasing equipment, building expansion, market entry, refinancing, tax credit financing, business transfers, mergers, and innovation projects.
At a glance
Funding available
Financing goals
- Develop a new product or service
- Access new markets
- Launch or market a product/service
Eligible Funding
- Minimum amount : 50,000 $
- Up to 100% of project cost
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- Non-profit
- Public or Parapublic institution
- For-profit business
- Sole proprietorship
- Social economy enterprise
- Non-financial cooperative
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- Economic, Social and Community Development
- Employment and Training
- Business Associations
Target groups
- Business owners / entrepreneurs
Revenue structures
- All structures
Scope
- Provincial
Activities funded
- Acquisition of machinery or equipment for business operations.
- Expansion, construction, or modernization of commercial buildings.
- Entry into new markets to grow business reach.
- Business succession, including transfer by share acquisition, or company merger or acquisition.
- Development and commercialization of new products or services, including innovation projects.
Examples of admissible projects:
$ 115,000
Purchase specialized machinery for precision manufacturing
$ 250,000
Expand factory floor space for increased production
$ 60,000
Develop a new market in the United States from Montreal
$ 50,000
Export Canadian artisan products to Europe from Halifax
$ 110,000
Modernize production facilities with new automation technology
$ 150,000
Acquire patented technology to enhance product offerings
Eligibility
- The applicant must be a business located in Québec.
- The applicant must not operate in the following sectors: agriculture (with exceptions), finance and insurance, real estate (certain activities excluded), retail sales and similar activities, or sectors primarily serving individuals (except tourism).
Who is eligible?
- All Québec businesses except those in the excluded sectors
Who is not eligible
- Companies operating in the agriculture sector (except those ineligible for La Financière agricole du Québec programs).
- Finance and insurance companies.
- Businesses engaged in real estate (certain activities may be excluded).
- Retail sales and similar activities.
- Organizations where the client base consists primarily of individuals, except for those in tourism.
Eligible expenses
- Purchase of machinery or equipment
- Expansion, construction, or modernization of a building
- Refinancing existing commitments
- Financing of tax credits
- Acquisition of intangible assets (such as trademarks and patents)
- Working capital
- Marketing of products or services
Eligible geographic areas
- Québec
How to apply
- Step 1: Contact Investissement Québec
- Reach out to an Investissement Québec expert by calling 1 844 IQINFOS (1 844 474-6367) to discuss your project and explore appropriate financial solutions.
- Step 2: Project Assessment and Customization
- Present the details of your project, including objectives, costs, and funding requirements.
- Collaborate with Investissement Québec to determine which financing options best fit your business needs.
- Step 3: Application Preparation
- Prepare the necessary documentation as requested by Investissement Québec (e.g., business plan, financial statements, project description).
- Ensure all information accurately reflects your business and project plans.
- Step 4: Submit Application
- Submit your completed application and supporting documents directly to Investissement Québec as per their instructions.
- Step 5: Await Evaluation and Response
- Wait for Investissement Québec to review your submission, assess eligibility, and communicate the outcome or request further information if needed.
Additional information
- Customized financial support is available to address unique business needs.
- Security may be required depending on the financing arrangement.
- Quasi-equity financing is offered in the form of debentures or subordinated debt.
Documents and links
Contacts
1-844-474-6367
