Project Financing

Q: How much funding can be received?

Project Financing Funds up to 100% of admissible expenses.

Q: What is the deadline to apply?

The deadline to apply is not specified.

Q: Is the Project Financing a grant, loan, or tax credit?

Project Financing is a Loans and Capital investments

Q: Who are the financial supporters of the Project Financing?

Project Financing is funded by Investissement Québec (IQ), Gouvernement du Québec

Q: Who is eligible for the Project Financing program?

To be eligible for the Project Financing program, you must: • All Québec businesses are eligible • Excludes businesses in agriculture, finance and insurance, real estate (some activities), retail sales, and most consumer-focused sectors except tourism

Q: Who can I contact for more information about the Project Financing?

You can contact Investissement Québec (IQ) or by phone at 1-844-474-6367.

Q: Where is the Project Financing available?

The Project Financing program is available the province of QC.

Last Update: July 22, 2025

QC, Canada

Project financing for Quebec entrepreneurs

At a glance

Eligible Funding

Min. $50,000
Up to 100% of project cost

Timeline

Unspecified

Financing Type

Loans and Capital investments

Eligible Industries

All industries

Funds Providers

Unspecified

Program status

Open

Overview

The Project Financing program from Investissement Québec offers customized loans and financial support covering up to 100% of project costs to help Québec businesses realize growth initiatives. Eligible activities include purchasing equipment, building expansion, market entry, refinancing, tax credit financing, business transfers, mergers, and innovation projects.

Financing terms and conditions

Financing solutions may cover up to 100% of your project costs.
Short- or long-term financing available for periods up to 25 years.
Possible deferral of principal repayment for up to 24 months.

Activities funded

Acquisition of machinery or equipment for business operations.
Expansion, construction, or modernization of commercial buildings.
Entry into new markets to grow business reach.
Business succession, including transfer by share acquisition, or company merger or acquisition.
Development and commercialization of new products or services, including innovation projects.

Examples of admissible projects:

$ 115,000

Purchase specialized machinery for precision manufacturing

$ 50,000

Export Canadian artisan products to Europe from Halifax

$ 250,000

Expand factory floor space for increased production

$ 150,000

Acquire patented technology to enhance product offerings

$ 60,000

Develop a new market in the United States from Montreal

$ 110,000

Modernize production facilities with new automation technology

Eligibility

The applicant must be a business located in Québec.
The applicant must not operate in the following sectors: agriculture (with exceptions), finance and insurance, real estate (certain activities excluded), retail sales and similar activities, or sectors primarily serving individuals (except tourism).

Who is eligible?

All Québec businesses except those in the excluded sectors

Who is not eligible

Companies operating in the agriculture sector (except those ineligible for La Financière agricole du Québec programs).
Finance and insurance companies.
Businesses engaged in real estate (certain activities may be excluded).
Retail sales and similar activities.
Organizations where the client base consists primarily of individuals, except for those in tourism.

Eligible expenses

Purchase of machinery or equipment
Expansion, construction, or modernization of a building
Refinancing existing commitments
Financing of tax credits
Acquisition of intangible assets (such as trademarks and patents)
Working capital
Marketing of products or services

Eligible geographic areas

Québec

How to apply

Step 1: Contact Investissement Québec
- Reach out to an Investissement Québec expert by calling 1 844 IQINFOS (1 844 474-6367) to discuss your project and explore appropriate financial solutions.
Step 2: Project Assessment and Customization
- Present the details of your project, including objectives, costs, and funding requirements.
- Collaborate with Investissement Québec to determine which financing options best fit your business needs.
Step 3: Application Preparation
- Prepare the necessary documentation as requested by Investissement Québec (e.g., business plan, financial statements, project description).
- Ensure all information accurately reflects your business and project plans.
Step 4: Submit Application
- Submit your completed application and supporting documents directly to Investissement Québec as per their instructions.
Step 5: Await Evaluation and Response
- Wait for Investissement Québec to review your submission, assess eligibility, and communicate the outcome or request further information if needed.

Additional information

Customized financial support is available to address unique business needs.
Security may be required depending on the financing arrangement.
Quasi-equity financing is offered in the form of debentures or subordinated debt.

Documents and links

Project Financing

Contacts

1-844-474-6367

Apply to this program

Frequently Asked Questions about the Project Financing Program

Here are answers to the most common questions about the Project Financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.