Get a loans, loan guarantee or capital investment of $50,000 or more for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Eligibility criteria

To be eligible for the Project Financing grant from Investissement Québec, all businesses in Québec are eligible, except for companies operating in the following industries: 1. Agriculture 2. Finance and insurance 3. Real estate (some activities are excluded) 4. Retail sales and comparable activities 5. Other sectors where the client base is primarily individuals, except for tourism. However, businesses that are not eligible for the programs offered by La Financière agricole du Québec may still be eligible for financing from Investissement Québec.

Who is eligible

Agriculture Finance and insurance Real estate (some activities are excluded) Retail sales and comparable activities Other sectors where the client base is made up primarily of individuals, except for tourism

Eligible expenses

- Purchase of machinery or equipment - Expansion, construction, or modernization of a building - Entry into a new market - Refinancing - Financing of tax credits - Business succession or transfer by means of share acquisition - Merger or acquisition - Acquisition of intangible assets (trademarks, patents, etc.) - Working capital - Marketing of products or services - Exporting - Innovation

Eligible projects & activities

Here are the eligible projects or activities for this grant: - Purchase of machinery or equipment - Expansion, construction, or modernization of a building - Entry into a new market - Refinancing - Financing of tax credits - Business succession or transfer by means of share acquisition - Merger or acquisition - Acquisition of intangible assets (trademarks, patents, etc.) - Working capital - Marketing of products or services - Exporting - Innovation

Evaluation & selection criteria

- Minimum financing amount: $50,000 - Financing for all projects, large and small - May cover up to 100% of project costs - Flexible terms tailored to individual needs - Short- or long-term financing (up to 25 years) - Possible deferral of principal repayment (up to 24 months) - Security may be required - Most projects are eligible These are the evaluation and selection criteria for the Project Financing grant offered by Investissement Québec.

How to apply

To apply for the Project Financing grant from Investissement Québec, you can follow these general steps: 1. Contact an Investissement Québec expert at 1-844-474-6367 to discuss your project and eligibility. 2. Prepare a detailed business plan outlining your project, its costs, and the potential benefits. 3. Submit an application with all required documentation, including financial statements and project details. 4. Work with the Investissement Québec team to review and finalize your financing arrangement. Remember, each application is unique, and Investissement Québec may have specific requirements or processes tailored to your project. It's best to contact them directly for personalized guidance on applying for Project Financing.

Additional information

- Investissement Québec offers loans at competitive rates with flexible terms tailored to the needs of each business. - The financing solutions can cover up to 100% of the project costs, allowing businesses to keep their liquidity free for ongoing operations. - Eligible projects include purchases of machinery or equipment, building expansions, market entries, refinancing, tax credit financing, business successions, mergers, acquisitions, innovation, and more. - All Québec businesses are eligible for project financing except those in specific industries such as agriculture, finance and insurance, real estate, retail sales, and sectors primarily catering to individuals.

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