
Fonds Émergence Estrie — Financing
Last Update: July 22, 2025
QC, Canada
Regional microloans for Estrie entrepreneurial projects
At a glance
Eligible Funding
- Max. $20,000
Timeline
- Unspecified
Financing Type
Loans and Capital investments
Eligible Industries
- All industries
Funds Providers
Unspecified
Program status
Open
Overview
The Fonds Émergence Estrie offers financing up to $20,000 to support the pre-startup, startup, and development phases of entrepreneurial projects in Estrie. Eligible activities include projects led by self-employed workers and incorporated businesses across all sectors.
Financing terms and conditions
- Loans available up to a maximum of $20,000 at a fixed interest rate ranging from 5% to 10%.
- Flexible repayment terms up to five years.
- No penalties for early loan repayment.
- Loans are granted to individuals for their business projects, not directly to businesses.
- Funding can be considered as equity by some financial partners.
Activities funded
- Pre-startup entrepreneurial projects.
- Startup business initiatives.
- Development projects for existing businesses.
Eligibility
- The applicant must have its headquarters and conduct activities in Estrie.
- A complete business plan, including financial forecasts, must be submitted.
- The applicant must provide a personal contribution to the project.
Who is eligible?
- Self-employed workers from all sectors.
- Incorporated businesses across various industries.
Eligible geographic areas
- Region of Estrie, Quebec.
How to apply
1
Prepare the necessary documentation
- Write a complete business plan including financial forecasts.
- Provide a personal contribution to the project.
2
Check regional eligibility
Ensure that the head office and activities are located in Estrie.
3
Submit the request
- Contact the Émergence Estrie Fund for specific instructions on submitting the application.
- Submit all required documents to the evaluation committee.
Additional information
- The financing under Fonds Émergence Estrie is structured on the principles of microcredit, emphasizing community involvement in regional funding efforts.
- Loan conditions are advantageous, with fixed interest rates ranging from 5% to 10% and flexible repayment terms up to five years.
- No penalties are charged for early repayment of the loan, providing borrowers flexibility in managing their finances.
- While loans are issued to individuals for entrepreneurial projects, the financing can be recognized as equity by certain financial partners.
- The process of accumulating and managing the funds is conducted regionally, ensuring that resources remain within the Estrie community.
Frequently Asked Questions about the Fonds Émergence Estrie — Financing Program
Here are answers to the most common questions about the Fonds Émergence Estrie — Financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Fonds Émergence Estrie — Financing?
How much funding can be received?
What expenses are eligible under Fonds Émergence Estrie — Financing?
What is the deadline to apply?
Is the Fonds Émergence Estrie — Financing a grant, loan, or tax credit?
Who are the financial supporters of the Fonds Émergence Estrie — Financing?
Who is eligible for the Fonds Émergence Estrie — Financing program?
Who can I contact for more information about the Fonds Émergence Estrie — Financing?
Where is the Fonds Émergence Estrie — Financing available?
Are startups eligible for the Fonds Émergence Estrie — Financing program?
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