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MRC Bellechasse — New promoter funds (FNP)

Interest-free financing for young entrepreneurs

Offered by
MRC de Bellechasse

Record updated

Funding available
$ 12,000
Up to 75% of project cost
Deadline
Open continuously
Location
Quebec, Canada
Who can apply
Canadian citizens or landed immigrants who are permanent residents of Quebec.
See full eligibility

Overview

The Fonds Nouveaux Promoteurs (FNP) offers interest-free medium-term financing to eligible young entrepreneurs who are Canadian citizens or landed immigrants and permanent residents of Quebec. It supports feasibility studies, diversification studies, start-up or acquisition of a first business, and entrepreneur training linked to the project.

At a glance

Funding available

Maximum funding
$12,000
Maximum share of project costs
75%
Financing goals
  • Develop a new product or service
  • Complete an acquisition or business transfer
  • Develop workforce skills
  • Access new markets
  • Start a business
  • Launch or market a product/service

Eligible candidates

Location
  • Bellechasse
  • Chaudière-Appalaches
  • Quebec
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
  • Canadians
  • Youth (<40)
Legal structures
All legal structures

Start applying for this program

Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.

Availability timeline

2026
Periods: 1

Latest changes

Bellechasse FNP eligibility and deadline update

The Aide financière page now shows an annual application deadline, a new under-6M revenue condition for FDEÉS clients, and a clarified cooperative eligibility bullet.

See more

The Aide financière page now shows that the program’s application deadline is an annual date that will be announced each year, instead of only indicating a future deadline. The FDEÉS section also adds a new eligibility condition limiting client groups to annual revenue below 6 M$, and the list of eligible organizations is clarified by adding cooperatives as an explicit bullet.

Official source: bellechasse.ca
August 10, 2026

Eligibility

Who is eligible?

  • Canadian citizens or landed immigrants who are permanent residents of Quebec.
  • Applicants aged 18 to under 40.
  • Applicants over 40 only for the start-up or acquisition of a first business.
  • Majority owners of the business they create or acquire.
  • Applicants who will work full time in the business, at least 35 hours per week.

Who is not eligible

  • Applicants outside the Canadian citizen or Quebec permanent resident status
  • Applicants aged 40 or over, except for a first business start-up or acquisition
  • Business owners who are not majority owners
  • Applicants not working full time in the business

Eligible expenses

  • Professional fees, expert fees, and other costs incurred for consultants or specialists needed to carry out studies.
  • Prototype design and fabrication costs.
  • Capital expenses such as land, building, equipment, machinery, rolling stock, incorporation fees, technology, software, know-how, licences, manufacturing agreements, and patents, excluding goodwill and research and development activities.
  • Working capital strictly related to the business's operations for the first year, and training registration fees, didactic materials, and related participation costs for approved training activities.

Ineligible Costs and Activities

  • Expenses incurred before the official aid application is received by Développement Économique Bellechasse.
  • Regular operating expenses of a business or organization.
  • Debt service and repayment of future loans.
  • Projects already completed.
  • Goodwill (achalandage) in Volet II.

Eligible geographic areas

  • Territory served by Développement Économique Bellechasse (DÉB)

Activities funded

  • Feasibility studies or other preparatory studies for creating a business.
  • Studies aimed at diversifying the business and adding new products or services.
  • Start-up of a first legally incorporated business or acquisition, in whole or in part, of a first business by a young entrepreneur.
  • Entrepreneur training linked to a Volet II project.

How to apply

  • Step 1: Prepare the project file
    • Define the project stream and gather the required business information.
    • Prepare the business plan and supporting financial documents.
  • Step 2: Submit the application
    • Send the complete file to Développement Économique Bellechasse for review.
    • Provide any additional information requested during the pre-analysis.
  • Step 3: File analysis
    • The organization reviews eligibility and project admissibility.
    • The application is then presented to the investment committee.
  • Step 4: Decision and agreement
    • Receive the final decision from Développement Économique Bellechasse.
    • If approved, sign the funding agreement before the aid is issued.

Documents Needed

  • Business plan
  • Financial statements and forecasts
  • Proof of financial commitment and financing confirmation
  • Corporate charter and bylaws, if applicable
  • Shareholder agreement, if applicable

Selection criteria

  • Business plan and viability over the first two years
  • At least two permanent jobs created within two years
  • Promoter contribution of 10% of eligible expenses
  • Financial institution support
  • Project deemed essential by Développement Économique Bellechasse

Processing and Agreement

  • Application is received and reviewed by Développement Économique Bellechasse
  • Eligibility and project information are checked during the preliminary review
  • Eligible files are analyzed and presented to the investment committee
  • Applicants are notified of the final decision
  • Approved projects require a written agreement before funding is paid

Additional information

  • Développement Économique Bellechasse provides support, advice and technical assistance to promoters.
  • Mentoring is especially encouraged for start-up projects to improve the chances of success.
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Frequently Asked Questions about the MRC Bellechasse — New promoter funds (FNP) Program

What is the MRC Bellechasse — New promoter funds (FNP)?

The Fonds Nouveaux Promoteurs (FNP) offers interest-free medium-term financing to eligible young entrepreneurs who are Canadian citizens or landed immigrants and permanent residents of Quebec. It supports feasibility studies, diversification studies, start-up or acquisition of a first business, and entrepreneur training linked to the project.

How much funding can be received?

MRC Bellechasse — New promoter funds (FNP) Funds up to 75% of admissible expenses, capped at $12,000 per project.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the MRC Bellechasse — New promoter funds (FNP) program?

To be eligible for the MRC Bellechasse — New promoter funds (FNP) program, you must: Business plan for the first two years and a viable project At least two permanent jobs created within two years 10% promoter equity, with asset transfers accepted as equity

What expenses are eligible under MRC Bellechasse — New promoter funds (FNP)?

Professional fees, expert fees, and other costs incurred for consultants or specialists needed to carry out studies. Prototype design and fabrication costs. Capital expenses such as land, building, equipment, machinery, rolling stock, incorporation fees, technology, software, know-how, licences, manufacturing agreements, and patents, excluding goodwill and research and development activities. Working capital strictly related to the business's operations for the first year, and training registration fees, didactic materials, and related participation costs for approved training activities.

Where is the MRC Bellechasse — New promoter funds (FNP) available?

The MRC Bellechasse — New promoter funds (FNP) program is available Chaudière-Appalaches, Quebec.

Is the MRC Bellechasse — New promoter funds (FNP) a grant, loan, or tax credit?

MRC Bellechasse — New promoter funds (FNP) is a Loans and Capital investments