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MRC Lotbinière — FLI (Local Investment Fund) - Quebec - Canada
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Source verified April 9, 2026

MRC Lotbinière — FLI (Local Investment Fund)

Business financing for growth and succession
Funding available
$ 150,000
Deadline
Open continuously
Location
Chaudière-Appalaches, Quebec, Canada
Who can apply

For-profit SMEs legally constituted in Quebec or Canada

See full eligibility

Overview

The MRC de Lotbinière financing tools provide up to $150,000 for business projects. They support business transfer, growth, and startup-related financing, as well as mentoring and project development through partner organizations.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase performance through digital transformation
  • Increase production or service capacity
  • Implement environmental initiatives
Eligible Funding
  • Maximum amount : 150,000 $

Eligible candidates

Eligible Industries
  • All industries
Location
  • Lotbinière
  • Chaudière-Appalaches
  • Quebec
Legal structures
  • For-profit business
  • Social economy enterprise
  • Sole proprietorship
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Youth (<40)
  • Startups

Next Steps

1
Determine your project

Availability timeline

2026
Periods: 1

Activities funded

  • Business transfer and succession projects.
  • Business growth projects.
  • Business startup and mentoring through partner programs.

Documents Needed

  • Completed, dated, and signed application form
  • Business plan or detailed project description
  • Detailed project expense breakdown
  • Financial package and confirmation of other funding
  • Recent and projected financial statements

Official resources

Official page

Aides financières disponibles

Eligibility

Who is eligible?

  • For-profit SMEs legally constituted in Quebec or Canada
  • Cooperatives and social economy NPOs with commercial activities
  • Promoters wishing to buy an existing business or carry out a growth project, Canadian citizens or landed immigrants, with at least 25 % the targeted securities or majority ownership

Who is not eligible

  • Pre-startup businesses.

Eligible expenses

  • Working capital needed for the project
  • Technology, equipment, machinery, and vehicles
  • Construction, expansion, renovation, and site or premises development
  • Professional fees related to feasibility, audits, studies, implementation, and transaction support
  • Business acquisition costs, including shares or assets

Ineligible Costs and Activities

  • Expenses incurred before the application is submitted
  • Debt service, repayment of upcoming loans, capital loss, capital replacement, or any amount disbursed as capital
  • Transactions between related companies or partners
  • Research and development expenses
  • Normal operating expenses and applicable sales taxes in Quebec

Eligible geographic areas

  • MRC de Lotbinière

Selection criteria

  • Economic viability of the business
  • Experience and skills of the promoters
  • Environmental and social benefits
  • Contribution from other financing partners
  • Impact on jobs and regional development

How to apply

  • Step 1: Prepare the application
    • Complete the application form.
    • Prepare the business plan and supporting financial documents.
    • Assemble the project budget and financing structure.
  • Step 2: Submit the file
    • Send the full application file to the MRC of Lotbinière.
    • Include all required documents requested by the MRC.
  • Step 3: File review and decision
    • The MRC reviews eligibility, analyzes the project, and makes a decision.
    • Processing continues as documents are received and budget availability is confirmed.

Processing and Agreement

  • Applications are received and reviewed by the MRC of Lotbinière.
  • Eligibility, analysis, and decision are handled by the MRC.
  • Files are processed continuously once all required information is received.
  • Review takes into account budget availability and policy compliance.

Additional information

  • The fund is part of the MRC de Lotbinière investment policy.
  • Applications are reviewed on an ongoing basis.
  • Processing depends on the required documents being provided.
  • A dossier retention fee of $100 per year of loan applies to funded files.

Contacts

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Other components of this program

Explore related funding streams and grants that belong to the same program.

Frequently Asked Questions about the MRC Lotbinière — FLI (Local Investment Fund) Program

What is the MRC Lotbinière — FLI (Local Investment Fund)?

The MRC de Lotbinière financing tools provide up to $150,000 for business projects. They support business transfer, growth, and startup-related financing, as well as mentoring and project development through partner organizations.

How much funding can be received?

MRC Lotbinière — FLI (Local Investment Fund) Funds up to $150,000 of admissible expenses.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the MRC Lotbinière — FLI (Local Investment Fund) program?

To be eligible for the MRC Lotbinière — FLI (Local Investment Fund) program, you must: Operate in Lotbinière Meet investment policy criteria No pre-startup businesses

What expenses are eligible under MRC Lotbinière — FLI (Local Investment Fund)?

Business transfer and succession projects. Business growth projects. Business startup and mentoring through partner programs.

Who can I contact for more information about the MRC Lotbinière — FLI (Local Investment Fund)?

You can contact MRC de Lotbinière by email at isabelle.roy@mrclotbiniere.org or by phone at 418 926-3407.

Where is the MRC Lotbinière — FLI (Local Investment Fund) available?

The MRC Lotbinière — FLI (Local Investment Fund) program is available Chaudière-Appalaches, Quebec.