
Discover Loans and Capital Investments Available to Companies in Canada
Financing opportunities are available through advantageous loans and investments in order to enable your business to continue its growth in today's economic landscape.
Canadian companies have access to a variety of financing options, including traditional bank loans for working capital, equipment purchases, and expansion. Additionally, government-backed loans and grants, as well as venture capital and angel investment, offer tailored financial support for business growth and innovation.
Loans and Capital investmentsClosedDown payment support for first-time homebuyers
Loans and Capital investmentsClosedDown Payment Assistance Program (DPAP)
Interest-free down payment loan for first-time homebuyers
Loans and Capital investmentsOpenChantier de l'économie sociale Trust — Operations Patient Capital Loan
Financial products to support social economy enterprises in Quebec
Loans and Capital investmentsOpenDesjardins — Bridge financing
Short-term loan to cover temporary cash flow needs
Other SupportPartnering and CollaborationExpert AdviceLoans and Capital investmentsOpenBioindustrial Innovation Canada
Commercialization support for sustainable SMEs
Grant and FundingLoans and Capital investmentsOpenIndigenous Initiatives Fund IV — Assistance for Indigenous People in Urban Environments
Support for Indigenous community development in Québec
Other SupportPartnering and CollaborationGrant and FundingLoans and Capital investmentsClosedPitch to the Chief™ | Policetech Innovation Competition
Competition for policing technology innovators
Loans and Capital investmentsOpenSADC Shawinigan — Flexiprêt for women
Financing for women entrepreneurs in part-time businesses
Loans and Capital investmentsOpenAboriginal Business Loans — General
Loans for Indigenous entrepreneurs in Atlantic Canada
Loans and Capital investmentsOpenCanada Growth Fund (CGF)
Independent investments that unlock private capital for emissions reduction
Grant and FundingLoans and Capital investmentsOpenEfficiency Nova Scotia — Small Business Energy Solutions
Energy rebates and financing for small businesses
Loans and Capital investmentsClosedMinisterial Loan Guarantee Terms and Conditions
Guarantees housing loans for on-reserve projects
Grant and FundingLoans and Capital investmentsClosedHousing Acceleration Incentive Program
Funding for new housing unit creation
Expert AdviceLoans and Capital investmentsOpenBaffin Business Development — Financial Assistance
Loans for Baffin Island businesses
Loans and Capital investmentsOpenSADC Lac-St-Jean Ouest — Acquisition Loan +
Financing for business acquisition projects
Grant and FundingLoans and Capital investmentsClosed2025 Community Improvement Plan (CIP)
Financial support for property and business improvements
Grant and FundingLoans and Capital investmentsOpenStudent Aid
Government of New Brunswick, The Justin Lefebvre Foundation, Friends of Alexander von Humboldt School, Quebec Heritage FoundationFinancial support for New Brunswick students
Grant and FundingLoans and Capital investmentsOpenPacifiCan — Lytton Business Restart Program
Supports business recovery and revitalization in Lytton, BC
Grant and FundingExpert AdviceLoans and Capital investmentsOpenBaffin Business Development — Business Counseling
Business counseling for business growth and expansion
Loans and Capital investmentsOpenSADC Maria-Chapdelaine — Regular Fund Loan
Business loan for viable projects and job creation
Loans and Capital investmentsOpenFood & Beverage Financing
Financing for food and beverage production or processing
Loans and Capital investmentsClosedHomeownership Forgivable Loan
Down payment assistance for eligible homebuyers
Grant and FundingTax CreditsLoans and Capital investmentsClosedOntario Home Energy Cost Management Programs
Programs to reduce home energy bills in Ontario
Grant and FundingExpert AdviceLoans and Capital investmentsOpenMRC Joliette — Business Assistance Fund (FAE) – Stream 2
Funding for social economy business projects- Business Growth
Business growth in Canada is significantly influenced by venture capital, a dynamic force driving the advancement and innovation of Canadian enterprises, especially those in the small and tech-oriented sectors.
Loans and Capital investmentsOpenVessel Loan Program
Loans for fishing vessels, engines and equipment in Nova Scotia
Other SupportLoans and Capital investmentsOpenCBDC Community Development Fund
Financial assistance for Atlantic Canadian non-profit associations
Loans and Capital investmentsClosedBDC — Canada Digital Adoption Program (CDAP) Loan
Support for SMEs to adopt new technologies
Grant and FundingLoans and Capital investmentsClosedAdditional Residential Unit Incentive Program
Financial support for additional residential units- Expert AdviceLoans and Capital investmentsClosed
Microcrédit KRTB - Term loan
Flexible business term loan for local companies
Grant and FundingLoans and Capital investmentsClosedP2024-31 New Affordable Rental Housing
Funding for affordable rental housing projects
Other SupportGrant and FundingTax CreditsLoans and Capital investmentsClosedMunicipality of Meaford Community Improvement Plan
Funding for community improvement projectsEligible Funding- Maximum amount : 50,000 $
- Up to 50% of project cost
Eligible Industries- Construction
- Real estate and rental and leasing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services
Types of eligible projectsEnvironment and ClimateConstruction and Renovation
Grant and FundingLoans and Capital investmentsClosedManitoba Student Aid
Supplemental funding for post-secondary studies
Loans and Capital investmentsOpenInvestment Accelerator Fund
Seed funding for early-stage technology in Ontario
Other SupportGrant and FundingExpert AdviceLoans and Capital investmentsArchivedDéveloppement Vaudreuil-Soulanges — PARÉE
Support for innovation and business growth
Other SupportGrant and FundingLoans and Capital investmentsClosedAEBHS — Fonds Rio Tinto Alcan (RTA)
Financing for business growth in Beauharnois
Grant and FundingLoans and Capital investmentsClosedSODEC — Development Aid Program
Funding for Québec audiovisual project development
Grant and FundingLoans and Capital investmentsClosedPaso Por Paso — General Funding
Support for women’s skills and business growth
Grant and FundingLoans and Capital investmentsClosedBurlington Heritage Grant Program
Financial support for designated heritage property conservation- Loans and Capital investmentsClosed
Short-format fiction series production program
Funding for short-format fiction web series production
Loans and Capital investmentsOpenAg-West Bio – Technology Commercialization Investment Fund
Loans or equity for Saskatchewan bioscience and agtech commercialization
Loans and Capital investmentsOpenBDC Financing — Accelerator Loan Guarantee
Facilitates business growth through financial institution partnerships
Other SupportResearchers And FacilitiesPartnering and CollaborationGrant and FundingExpert AdviceLoans and Capital investmentsClosedRegional Development Program guidelines for business projects
Funding for business growth in Eastern and Southwestern Ontario- Loans and Capital investmentsClosed
Cogeco television production program
Funding for Canadian fiction television series
Grant and FundingLoans and Capital investmentsOpenCommunity Improvement Plan (CIP) – Financial Incentive Programs
Funding for local redevelopment and housing projects
Grant and FundingLoans and Capital investmentsClosedRenaissance Housing Renovation Program
Housing renovation support for Cornwall properties
Loans and Capital investmentsOpenCommunity Future Saskatchewan — Entrepreneurs with Disabilities Program
Loans and advice for rural Saskatchewan entrepreneurs with disabilities
Grant and FundingTax CreditsLoans and Capital investmentsClosedSharbot Lake Community Improvement Plan (CIP) Program
Funding for property and business improvements
Grant and FundingLoans and Capital investmentsClosedFunding for part-time students
Financial aid for part-time post-secondary studyAccess over 10 000 different funding opportunities
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Grant and FundingLoans and Capital investmentsClosedCommunity Heritage Fund
Financial support for heritage property conservation
Loans and Capital investmentsOpenSADC Shawinigan — Youth Strategy Fund
Loan support for young entrepreneurs
Loans and Capital investmentsOpenDEPS — Assistance and support program for local businesses
Repayable support for downtown businesses
Other SupportGrant and FundingLoans and Capital investmentsOpenPrairiesCan — Aerospace Regional Recovery Initiative (ARRI)
Funding to recover Canada's aerospace sector in the Prairie region
Other SupportGrant and FundingLoans and Capital investmentsClosedRenfrew County Housing Corporation — Affordable Housing Access
Affordable housing access and rental support in Renfrew County
Loans and Capital investmentsClosedFIJE Fund
Financing for startup projects led by young, women and immigrant entrepreneurs
Grant and FundingLoans and Capital investmentsOpenTechnology showcase - pre-commercialization of innovation
Supports pre-commercial testing of innovative technologies and products
Grant and FundingLoans and Capital investmentsClosedOSAP: Ontario Student Assistance Program
Funding for Ontario postsecondary students
Loans and Capital investmentsClosedAlberta Indian Investment Corporation
Loans for Alberta First Nations entrepreneurs
Grant and FundingLoans and Capital investmentsOpenRenewable and Alternative Energy Program
Funds clean energy technologies for Alberta’s low‑carbon electricity transition
Grant and FundingLoans and Capital investmentsClosedMunicipal Housing Infrastructure Program
Funding for housing-enabling infrastructure projects
Loans and Capital investmentsOpenCAE Rive-Nord — Youth strategy
Youth financing for young entrepreneurs
Loans and Capital investmentsOpenCBDC Innovation Loan
Financing for technology adoption and business innovation
Loans and Capital investmentsOpenManufacturing and Processing Assistance - Operating Loan
Loan to purchase inventory or for day-to-day operating costs in Prince Edward Island
Loans and Capital investmentsOpenAccord D Business financing
Flexible business credit financing with competitive rates and terms
Loans and Capital investmentsOpenFTQ — Local Funds
Local financing for Quebec SMEs to start, grow, and modernize
Other SupportGrant and FundingLoans and Capital investmentsClosedCommunity Improvement Plan (CIP) Grants
Funding for office and village improvements
Grant and FundingLoans and Capital investmentsClosedPart-Time OSAP
Support for part-time postsecondary studies
Grant and FundingLoans and Capital investmentsOpenCanNor — IDEANorth
Supports northern economic development and infrastructure readinessEligible Funding- Maximum amount : 6,000,000 $
- Up to 80% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Mining, quarrying, and oil and gas extraction
Types of eligible projectsCommercializationTechnologyEnvironment and ClimateConstruction and Renovation Innovation
Other SupportPartnering and CollaborationLoans and Capital investmentsOpenNBIF Startup Investment Fund
Seed capital for new products, services and technologies in New Brunswick
Loans and Capital investmentsOpenYoung Entrepreneur Loan
Loans for youth-led agricultural or food-related business
Loans and Capital investmentsOpenBDC Financing — Purchase Order Loan
Purchase order financing for entrepreneurs
Other SupportPartnering and CollaborationGrant and FundingLoans and Capital investmentsOpenIndigenous Initiatives Fund IV — Community Action
Funding for Indigenous community action in QuébecDiscover how much grant funding is available for your business
Subsidize your projects with grants!
Use our free grant estimator to quickly identify the available grant amounts for which your company may be eligible.
Loans and Capital investmentsOpenScotiabank — Credit Line for agriculture
Revolving credit for seasonal agricultural operating expenses
Loans and Capital investmentsOpenTourism Business Development Fund (TBDF)
Tourism Enterprise Development Fund enhances tourism offerings and activities- Partnering and CollaborationExpert AdviceLoans and Capital investmentsClosed
Startup Laval
Microloans and business support for entrepreneurs 
Loans and Capital investmentsOpenNova Scotia Farm Loans
Loans for Nova Scotia farm operations and agricultural businesses
- Partnering and CollaborationGrant and FundingLoans and Capital investmentsClosed
Leveraging Equality for Gender-Inclusive Economic Development (LEGEND)
Support for inclusive agribusiness growth in Kenya
Grant and FundingTax CreditsLoans and Capital investmentsClosedMillion Dollar Makeover
Funding for commercial property improvements in Kawartha Lakes
Grant and FundingLoans and Capital investmentsOpenBroadcaster Envelope Program – Diverse Languages
Funding for diverse-language audiovisual projects
Grant and FundingLoans and Capital investmentsClosedSupport Program for Research and Innovation Organisations – Funding for infrastructures supporting private innovation (PSO, component 4b)
Funding for private innovation infrastructure projectsEligible Funding- Minimum amount : 100,000 $
- Up to 80% of project cost
Eligible Industries- Construction
- Professional, scientific and technical services
- Educational services
- Health care and social assistance
Types of eligible projectsCommercializationTechnologyConstruction and Renovation Innovation
Grant and FundingLoans and Capital investmentsClosedGrants for Canadian homeowners living in the North and off-grid communities
Support for energy-saving home retrofits- Loans and Capital investmentsClosed
Capital lending
Financing for social economy business capitalization - Grant and FundingLoans and Capital investmentsClosed
Entrepreneurial Fund for Economic and Social Development of Sainte-Lucie-des-Laurentides
Funding for business projects in Sainte-Lucie-des-Laurentides
Tax CreditsLoans and Capital investmentsClosedInterim Financing for the Refundable Tax Credit for Sound Recording Production
Interim financing for sound recording tax credits
Loans and Capital investmentsOpenSADC Lac-St-Jean Ouest — Numeric loan
Digital financing for business transformation- Partnering and CollaborationGrant and FundingLoans and Capital investmentsClosed
Unsolicited Concept Note / Unsolicited Proposal Funding Mechanism
Two-step funding for international development projects - Loans and Capital investmentsClosed
Prêt en capital patient de la fiducie du chantier de l'économie sociale
Patient capital financing for social economy businesses
Other SupportGrant and FundingTax CreditsLoans and Capital investmentsClosedTownship of Hornepayne Community Improvement Plan (CIP) – Incentive Programs
Financial incentives for property and business improvements
Loans and Capital investmentsOpenBetter Homes Ottawa
Offers low-interest, long-term loans for energy-efficient home upgrades
Grant and FundingLoans and Capital investmentsOpenLRCC — Metis Women Entrepreneurship Program
Financing for Métis women-led businesses in Manitoba
Loans and Capital investmentsOpenBDC Financing — Indigenous Entrepreneur Loan
Loan for Indigenous entrepreneurs
Grant and FundingLoans and Capital investmentsClosedthriveFORWARD
Northumberland Community Futures Development Corporation (NCFDC), Federal Economic Development Agency for Southern Ontario (FedDev), NventureInnovation funding for southern Ontario businessesEligible Funding- Maximum amount : 100,000 $
- Up to 50% of project cost
Eligible Industries- Agriculture, forestry, fishing and hunting
- Manufacturing
- Professional, scientific and technical services
- Health care and social assistance
Types of eligible projectsCommercializationArtificial Intelligence (AI)TechnologyEnvironment and ClimateInnovationDigital Transformation
Loans and Capital investmentsClosedProtection Program against Interest Rate Hikes
Interest rate relief for agricultural businesses
Tax CreditsLoans and Capital investmentsOpenLe Fonds de développement économique LaPrade St-Maurice — Financing
Flexible financing for business growth