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Nova Scotia Farm Loans - Nova Scotia - Canada
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Nova Scotia Farm Loans

Financing solutions for Nova Scotia farms
Last Update: March 3, 2026
Funding available
Varies by project
Timeline
  • Open continuously
Location
Nova Scotia, Canada

Overview

Nova Scotia Farm Loans provides financing for farm operations and agricultural businesses in Nova Scotia. A variety of lending products support land and infrastructure, equipment, livestock, processing, and farm transition needs.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase performance through digital transformation
  • Complete an acquisition or business transfer
  • Optimize production processes
Eligible Funding
  • Varies by project
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • Agriculture, forestry, fishing and hunting
Location
  • Nova Scotia
Legal structures
  • For-profit business
  • Sole proprietorship
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Rural or Northern Residents
  • Startups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Farm acquisitions and land purchases
  • Construction or improvement of farm buildings and facilities
  • Equipment purchases and modernization
  • Farm transition, expansion, and processing projects

Documents Needed

  • Application for Financing form
  • Financial statements or tax returns
  • Notice of Assessment
  • Government photo ID
  • Supporting project documents, such as a business plan, purchase agreement, quotes, or permits

Official resources

Official page

Products

Program guide

Accessible Futures Loan (2026)

Agri Value Development Loan

Beef Industry (2024)

Application form

Application for Creditor Life Insurance

Application for Financing

Application for Financing

Application for Financing

Supporting document

Farm Financial Information Summary

How toapply for one of our loans.

Net Worth Statement

Eligibility

Who is eligible?

  • Farmers
  • Agri-businesses
  • Primary producers
  • Agri-food processors
  • Businesses linked to local agriculture

Who is not eligible

  • Projects involving cannabis

Eligible expenses

  • Land purchases and farm buildings
  • Farm equipment and processing equipment
  • Livestock purchases
  • Value-added or working capital needs for eligible agri-business projects

Ineligible Costs and Activities

  • Projects involving cannabis

Eligible geographic areas

  • Nova Scotia

How to apply

  • Step 1: Prepare the application package
    • Complete the Application for Financing form.
    • Gather the required financial and supporting documents.
  • Step 2: Attach supporting forms
    • Include the forms requested for your project type, such as a business plan, purchase agreement, quotes, or permits.
    • Attach the EFT form and void cheque if required.
  • Step 3: Submit the application
    • Send the completed package to the Truro or Kentville office by email, fax, or mail.
  • Step 4: Await review and follow-up
    • A loan officer reviews the file and may request additional information.

Processing and Agreement

  • Applications are reviewed on the basis of a security appraisal, an assessment of the farming program, and completed application forms.
  • Initial follow-up is targeted within 10 business days after a complete application is received.
  • A formal loan offer is issued after the purchase and sale agreement is finalized.
  • Approved applicants receive a Commitment Letter and Credit Agreement outlining the terms and security.

Frequently Asked Questions about the Nova Scotia Farm Loans Program

What is the Nova Scotia Farm Loans?

Nova Scotia Farm Loans provides financing for farm operations and agricultural businesses in Nova Scotia. A variety of lending products support land and infrastructure, equipment, livestock, processing, and farm transition needs.

Who is eligible for the Nova Scotia Farm Loans program?

To be eligible for the Nova Scotia Farm Loans program, you must: Farmers and agri-businesses in Nova Scotia Project must fit a lending product

What expenses are eligible under Nova Scotia Farm Loans?

Farm acquisitions and land purchases Construction or improvement of farm buildings and facilities Equipment purchases and modernization Farm transition, expansion, and processing projects

Who can I contact for more information about the Nova Scotia Farm Loans?

You can contact Government of Nova Scotia.

Where is the Nova Scotia Farm Loans available?

The Nova Scotia Farm Loans program is available the province of Nova Scotia.

Is the Nova Scotia Farm Loans a grant, loan, or tax credit?

Nova Scotia Farm Loans is a Loans and Capital investments

Who are the financial supporters of the Nova Scotia Farm Loans?

Nova Scotia Farm Loans is funded by Government of Nova Scotia, Nova Scotia Farm Loan Board