Closed
Montréal Microcredit — Bridge Loan
Short-term bridge financing with advisory support
Last Update: June 3, 2026
Funding available
$ 50,000
Timeline
- Receipt of requests is now closed
Location
Montreal, Montréal, Quebec, Canada
Overview
Microcredit Montreal provides short-term bridge financing of up to $50,000 for entrepreneurs in Montreal who are excluded from conventional financing. It supports cultural enterprises, social economy organizations, non-profits, and cooperatives, along with advisory support.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Strengthen organizational capacity
- Ensure financial sustainability
Eligible Funding
- Maximum amount : 50,000 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Information and cultural industries
Location
- Montreal
- Montréal
- Quebec
Legal structures
- Financial cooperative
- Non-financial cooperative
- Social economy enterprise
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Newcomers to Canada
- Canadians
Non-profit candidates
Sector of operation
- Culture and Arts
- Social Services
- Economic, Social and Community Development
Target groups
- Business owners / entrepreneurs
- Artists / creatives
- Nonprofits / charities
Revenue structures
- All structures
Scope
- Municipal
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Short-term bridge financing for cultural enterprises.
- Short-term bridge financing for social economy organizations.
- Short-term bridge financing for non-profit organizations.
- Short-term bridge financing for cooperatives.
Documents Needed
- Eligibility form received by email
- Personal notices of assessment for the last 3 years
- Loan application
- Project documents
Official resources
Eligibility
Who is eligible?
- Cultural enterprises.
- Social economy organizations.
- Non-profit organizations.
- Cooperatives.
Who is not eligible
- Export projects.
- Pre-startup technology projects.
- Franchise purchases and multi-level sales.
Ineligible Costs and Activities
- Export projects.
- Technology projects at the pre-startup stage.
- Franchise purchases and multi-level sales.
- Projects with degrading sexual, religious, or political content.
- Projects with negative social or environmental impacts.
Eligible geographic areas
- Island of Montreal.
- Montreal.
How to apply
1
Review eligibility
- Watch the explanatory video for the bridge loan.
- Review the eligibility criteria online.
2
Prepare required documents
- Complete the eligibility form sent by email.
- Prepare your personal notices of assessment for the last 3 years.
3
Meet with advisor
- Book a 30-minute exploratory Zoom meeting with an advisor.
- Discuss your project and confirm the next application steps.
4
Submit application
- Complete the loan application.
- Provide the project documents requested for file analysis.
5
Await decision
- Your file is analyzed and presented to the investment committee.
- You then sign the loan contract if approved.
6
Receive follow-up
- Receive follow-up support after the loan is issued.
Processing and Agreement
- Watch the explanatory video and check eligibility online.
- Complete the eligibility form and book a 30-minute exploratory Zoom meeting with an advisor.
- Submit the loan application and project documents for file analysis.
- Present the file to the investment committee.
- Sign the loan contract and receive follow-up support.
Additional information
- Includes personalized support for entrepreneurs.
- Process can take up to 6 weeks after all documents are received.
- Official source: https://microcreditmontreal.ca/entrepreneurs/
Contacts
Frequently Asked Questions about the Montréal Microcredit — Bridge Loan Program
What is the Montréal Microcredit — Bridge Loan?
Microcredit Montreal provides short-term bridge financing of up to $50,000 for entrepreneurs in Montreal who are excluded from conventional financing. It supports cultural enterprises, social economy organizations, non-profits, and cooperatives, along with advisory support.
How much funding can be received?
Montréal Microcredit — Bridge Loan Funds up to $50,000 of admissible expenses.
Who is eligible for the Montréal Microcredit — Bridge Loan program?
To be eligible for the Montréal Microcredit — Bridge Loan program, you must:
Based on the Island of Montreal or Montreal head office.
Excluded from conventional financing.
Meets required residency or immigration status.
What expenses are eligible under Montréal Microcredit — Bridge Loan?
Short-term bridge financing for cultural enterprises.
Short-term bridge financing for social economy organizations.
Short-term bridge financing for non-profit organizations.
Short-term bridge financing for cooperatives.
Who can I contact for more information about the Montréal Microcredit — Bridge Loan?
You can contact Montréal Microcredit by email at info@microcreditmontreal.ca or by phone at 514 843-7296.
Where is the Montréal Microcredit — Bridge Loan available?
The Montréal Microcredit — Bridge Loan program is available Montréal, Quebec.
Is the Montréal Microcredit — Bridge Loan a grant, loan, or tax credit?
Montréal Microcredit — Bridge Loan is a Expert Advice