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Montréal Microcredit — Bridge Loan - Montreal - Quebec - Canada
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Montréal Microcredit — Bridge Loan

Short-term bridge financing with advisory support
Last Update: June 3, 2026
View official website
Funding available
$ 50,000
Timeline
  • Receipt of requests is now closed
Location
Montreal, Montréal, Quebec, Canada

Overview

Microcredit Montreal provides short-term bridge financing of up to $50,000 for entrepreneurs in Montreal who are excluded from conventional financing. It supports cultural enterprises, social economy organizations, non-profits, and cooperatives, along with advisory support.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Strengthen organizational capacity
  • Ensure financial sustainability
Eligible Funding
  • Maximum amount : 50,000 $
Timeline
  • Receipt of requests is now closed

Eligible candidates

Eligible Industries
  • Information and cultural industries
Location
  • Montreal
  • Montréal
  • Quebec
Legal structures
  • Financial cooperative
  • Non-financial cooperative
  • Social economy enterprise
  • Non-profit
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Newcomers to Canada
  • Canadians
Non-profit candidates
Sector of operation
  • Culture and Arts
  • Social Services
  • Economic, Social and Community Development
Target groups
  • Business owners / entrepreneurs
  • Artists / creatives
  • Nonprofits / charities
Revenue structures
  • All structures
Scope
  • Municipal

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Short-term bridge financing for cultural enterprises.
  • Short-term bridge financing for social economy organizations.
  • Short-term bridge financing for non-profit organizations.
  • Short-term bridge financing for cooperatives.

Documents Needed

  • Eligibility form received by email
  • Personal notices of assessment for the last 3 years
  • Loan application
  • Project documents

Eligibility

Who is eligible?

  • Cultural enterprises.
  • Social economy organizations.
  • Non-profit organizations.
  • Cooperatives.

Who is not eligible

  • Export projects.
  • Pre-startup technology projects.
  • Franchise purchases and multi-level sales.

Ineligible Costs and Activities

  • Export projects.
  • Technology projects at the pre-startup stage.
  • Franchise purchases and multi-level sales.
  • Projects with degrading sexual, religious, or political content.
  • Projects with negative social or environmental impacts.

Eligible geographic areas

  • Island of Montreal.
  • Montreal.

Processing and Agreement

  • Watch the explanatory video and check eligibility online.
  • Complete the eligibility form and book a 30-minute exploratory Zoom meeting with an advisor.
  • Submit the loan application and project documents for file analysis.
  • Present the file to the investment committee.
  • Sign the loan contract and receive follow-up support.

Additional information

  • Includes personalized support for entrepreneurs.
  • Process can take up to 6 weeks after all documents are received.
  • Official source: https://microcreditmontreal.ca/entrepreneurs/

Contacts

Frequently Asked Questions about the Montréal Microcredit — Bridge Loan Program

Here are answers to the most common questions about the Montréal Microcredit — Bridge Loan. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Montréal Microcredit — Bridge Loan?

Microcredit Montreal provides short-term bridge financing of up to $50,000 for entrepreneurs in Montreal who are excluded from conventional financing. It supports cultural enterprises, social economy organizations, non-profits, and cooperatives, along with advisory support.

How much funding can be received?

Montréal Microcredit — Bridge Loan Funds up to $50,000 of admissible expenses.

Who is eligible for the Montréal Microcredit — Bridge Loan program?

To be eligible for the Montréal Microcredit — Bridge Loan program, you must: Based on the Island of Montreal or Montreal head office. Excluded from conventional financing. Meets required residency or immigration status.

What expenses are eligible under Montréal Microcredit — Bridge Loan?

Short-term bridge financing for cultural enterprises. Short-term bridge financing for social economy organizations. Short-term bridge financing for non-profit organizations. Short-term bridge financing for cooperatives.

Who can I contact for more information about the Montréal Microcredit — Bridge Loan?

You can contact Montréal Microcredit by email at info@microcreditmontreal.ca or by phone at 514 843-7296.

Where is the Montréal Microcredit — Bridge Loan available?

The Montréal Microcredit — Bridge Loan program is available Montréal, Quebec.

Is the Montréal Microcredit — Bridge Loan a grant, loan, or tax credit?

Montréal Microcredit — Bridge Loan is a Expert Advice